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manakto mn real estate: 218 Record St. Mankato - Price Drop! - 04/29/09 11:48 AM
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manakto mn real estate: Help your Buyer find your home - online! - 04/28/09 12:41 AM
The last I heard, the official percentage of buyers looking online for homes was 84%. That's a lot of internet seekers! It's also why I focus so much of my efforts on attracting those buyers to my site, and why I've worked so hard to get www.MankatoHomesOnline.com onto the first page of Google search results for the most important search terms Buyers use.
So when someone searches Google for terms like these:
Mankato real estate (the most popular, by the way) Mankato homes for sale Mankato houses for sale Real estate in Mankato Real estate in Mankato MN Homes for sale … (0 comments)
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manakto mn real estate: To open or not to open? That is the question. - 03/30/09 12:07 PM
Are you getting ready to sell your house? Or do you already have it on the market? I bet one of the things you expect of your real estate agent is an open house, or maybe even a series of open houses. This is a common expectation, but it may not be the best thing for you or your sales prospects.
Why? Well, according to the National Association of Realtors, the chance of actually selling your house through an open house is very small. I've heard either two or four percent, and the smaller percent was a more recent reference. Whichever … (1 comments)
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manakto mn real estate: What do I have to do to refinance? These are the best rates I've ever seen! - 12/21/08 12:53 AM
With rates as low as they've been since they've started keeping track thirty seven years ago, I'm sure most of us with a mortgage are thinking "Let's do this thing!" Unfortunately, it isn't that easy, now that credit has tightened up.
Nowadays, this is what you'll likely need to refinance:
something close to 20% equity in the home * a credit score of at least 720 *, and a debt/income ratio of no more than 43%. * While that may be doable for many of us, it will, unfortunately, rule many others of us out. But there are things a person can … (0 comments)
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manakto mn real estate: Once Burned, Twice Shy? - 11/01/08 11:38 AM
I was listening to NPR this morning and a financial person of one kind or another was expressing his idea that lowering the interbank rate was a bad thing, as that would encourage the kind of bad loans that got us into this credit mess in the first place.
I know a few lenders, and they are now, at least here in Minnesota, MUCH more careful about qualifying buyers. Underwriting has undergone a sea-change, and lenders know enough to be careful.
Me? I'm glad rates may go even lower. There are plenty of buyers for whom a lower rate will be enough to … (0 comments)
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manakto mn real estate: What???? Thirteen Offers on a House? In a Buyer’s Market??? A Clever Strategy Revealed!! - 05/05/08 08:31 PM
Okay, normally I'm not much of a fan of the overuse of question marks, but in this case I'll make an exception. Here's why: I'm working with a client and a few days ago we submitted an offer. It turns out there were thirteen offers on this house. Yes, you read that right. Thirteen. In a buyer's market.
All right, now the full disclosure: this was a bank-owned (REO) property and the bank cleverly listed the property, probably worth about $40-45,000, at $25,000. So of course everyone and their brother in the market to buy and flip houses (and some, like … (0 comments)
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manakto mn real estate: Free Philanthropy! Give to the Charity of Your Choice - FREE! - 01/16/08 11:55 PM
Donate to Your Favorite Charity - For Free!After considerable thought, I've decided to share the wealth.
If you become my Buyer or Seller client after January 1st of this year, I will donate 10% of my net commission* to the charity of your choice - you pick! All you have to do is take advantage of my friendly expertise and come up with a non-profit charity which will accept my donation.**
There are so many possibilities: think local, think national, think global. There are people in the Mankato area and all over the world who will appreciate your contribution, even if I get to write it … (0 comments)
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manakto mn real estate: Some Words about Saint Peter, MN - 01/03/08 10:46 PM
Saint Peter, Minnesota
A typical Gustavus coed first thing in the morning. Okay, it's actually Ecstasy by Maxfield Parrish (a personal favorite), but the real St. Peter merits your attention too.
Saint Peter is situated on the Minnesota River just ten minutes north of Mankato and an hour south of the Twin Cities. In 1857 Saint Peter was slated to become the capitol of Minnesota because of its centralized location and river access, but the effort was undone by a bit of thievery, drinking, and card playing, and the capitol remained in Saint Paul.
Over ten thousand people call Saint Peter … (0 comments)
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manakto mn real estate: A Few Words about North Mankato, MN - 01/03/08 10:21 PM
A classic Lower North home
North Mankato
North Mankato is comprised of two parts: Lower North, the oldest part of town and closest to the Minnesota River, and Upper North, which came about when the town began to expand upwards beyond the river valley walls.
Lower North Mankato: old, wonderful neighborhoods, tree-lined streets, and a sense of self unique to the Mankato area. Lots of parks, a new library, and a staple of the summer season: the North Mankato Fun Days Parade!
Upper North Mankato: Historically one new development after another with very little retail mixed in, Upper North continues … (0 comments)
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manakto mn real estate: More about Mankato; some Mankato neighborhoods - 01/03/08 10:12 PM
Mankato Neighborhoods and Mankato Searches
The Mankato real estate market divides geographically (and for search purposes) into several areas. The major areas are: Central Mankato real estate, Hilltop Mankato real estate, West Mankato real estate, and Skyline real estate. Some of these areas are larger than others, and need more description. I'll give you a rundown on some of the major characteristics of each of these areas.
Betsy's house - 333 Center St.Central Mankato Real Estate:
Central Mankato is basically the oldest part of town and is geographically defined as "not hilltop". It runs from quite a ways north of Highway 14 … (0 comments)
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manakto mn real estate: About Mankato, MN (a bit) - 01/03/08 10:06 PM
Betsy's House *
Mankato
Mankato, Minnesota. Coming into town the first time on Third Ave., I didn't see Mankato's best side and came away with a rather poor first impression.
Well, that changed for the better quickly. I had the great pleasure of interviewing dozens of Mankatoans at a B&N job fair at the Holiday Inn, and I met many fine people for the first time. Choosing that first staff was difficult because there were so many excellent candidates, and the problem persisted throughout my tenure as Manager: We always had more good people who wanted to work with us than we had … (0 comments)
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manakto mn real estate: This is very interesting - 01/03/08 07:18 AM
You guys are opening my eyes- big time! I think I'd better hang around enough to get some reading done!
I do have a question: I have a webpage: www.MankatoHomesOnline.com which I'll soon be reworking to some degree. There I have a lot of original content. Is there any reason why I can't copy and paste a lot of that here as blog entries?
It seems like linking to Active Rain might be a good idea too. I don't know that any other agents in this part of Southern Minnesota do anything at all with AR, and it wouldn't hurt to be … (14 comments)
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manakto mn real estate: Thank you very much, but...dang, who has the time? - 01/03/08 12:03 AM
I must say you guys are very generous in your welcome. For that I thank you.
But seriously, do you find that the time you spend here is worth it? With kids at home to spend time with, not to mention my lovely wife, and all the other marketing, follow up and everything else that goes into trying to make it as an agent in this kind market, I hardly have time to breathe!
Your thoughts on the best way to use this place, or the best resources you've discovered, will be appreciated.
Thanks!
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manakto mn real estate: 91% of Your Business Comes From Follow-Up - 01/02/08 11:28 PM
I read recently that 91% of your business will come from the follow-up efforts you make: mail, email, phone calls. That provides some serious food for thought. Sometimes I neglect to make full use of the tools available to me: in this case, that would be Agent Office. I have it, but have a hard time turning it on every day.
Even though it's not something I usually do, I now have a New Year's resolution. Wish me luck!
Jim Schellerwww.MankatoHomesOnline.com
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manakto mn real estate: Kudos to the President! - 12/24/07 01:55 AM
Hooray!
I'll be honest: there's not much I like about the current occupant in the White House, but his concern for his legacy is driving him to some unprecedented activity. Among that activity, and very welcome from my point of view, is the legislation the President pushed to get rid of the tax on forgiven loan money.
It used to be that if you had to sell your house short, that is, you sold your house for less than what you owed your lender, you had two choices. You could either cough up the difference yourself or, what occurs more … (10 comments)
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Jim Scheller - ABR, SRS, e-Pro, GRI
Mankato,
MN
More about me…
Bridge Realty - Mankato
Address: 122 South Riverfront Drive, Mankato, MN, 56001
Office Phone: (507) 344-5200
Cell Phone: (507) 317-0177
Email Me
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