article: Worst to best with a flaw - 04/28/09 11:07 AM
Two years ago when a client told me they wanted me to short sale their home and their lender was Wells Fargo, I would visibly cringe. Dealing with Wells Fargo in those days was a nightmare. They didn't have sufficient staffing to handle the requests, their process was weak and it … (3 comments)
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article: Should you walk away? - 03/17/09 12:58 PM
If your home is worth less than you owe, the payments are killing you and have a lender who refuses to help what will happen if you walk away? Walking away is letting the bank foreclose, giving them the keys or avoiding a foreclosure by doing a short sale. If you … (1 comments)
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article: Just a bit angry today! - 03/04/09 12:40 PM
This morning I read an article in the Sacramento Bee about the former executives of Countrywide that got rich on bonuses and golden parachutes after they made tons of questionable loans which we are all now paying for. Believe it or not they have taken their wealth and created a company … (2 comments)
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article: Call it What You Will - 02/24/09 11:00 AM
In the past two weeks we have seen the Federal stimulus bill, the Homeowner Affordability and Stability Plan and our new California budget which as some provisions to help the housing market. What are these, how do they work and have we finally got all the players headed in the same … (0 comments)
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article: Escape from it All! - 02/13/09 09:08 AM
Here is the view from a listing I have coming on the market soon. This is a unique home in Auburn only minutes from the freeway but a world away from the city and people. There is nothing "track" about this home and it will take a equally unique buyer to … (1 comments)
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article: Important Information for Struggling Sacramento Area Homeowners - 02/07/09 10:38 AM
There have been some significant changes with lenders that are catching financially strapped homeowners unaware and reducing their alternatives to avoid a foreclosure. If you or someone you know is not making their monthly mortgage payments and thinking they can wait several months before asking for a loan modification or doing … (0 comments)
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article: Buying a short sale listing - 01/27/09 10:56 AM
What do I need to know about buying a short sale listing? This was essentially the question one of my readers sent me last week. I have written a number of articles including "Six Steps to a Successful Short Sale" and "Short Sale Success," on using short sales to avoid foreclosure … (0 comments)
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article: Sacramento Predictions - 01/19/09 12:59 PM
I was looking at the number of homes currently on the Sacramento area market, how inventory has changed in the past year and the impact on prices and value with so many homes for sale in preparation for writing my weekly columns for Rocklin & Roseville Today and Sacramento Today. I … (0 comments)
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article: Positive News in Sacramento Forecast - 01/13/09 08:58 AM
As soon as the holidays were behind us it seems like the media has again focused on the economy and in particular the negatives. I don't know about you but when I hear too much negative news it impacts my mental attitude and slows me down. There are some bright spots … (1 comments)
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article: Using Twitter to stay in touch - 01/06/09 01:21 PM
I have been using twitter for almost 2 years now and it is one of the social networking tools I enjoy the most. It is a flow of short messages from members all around the world and allows users to follow others and read what they have to say as the … (1 comments)
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article: Where are we going? - 12/31/08 12:03 PM
Happy New Year! Here we are at the final day in 2008 and looking forward to the hope of a new year. Whatever your plans are for this evening, be careful on the roads, last night was super foggy here in the Roseville area and will most like not be much … (0 comments)
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article: You won't believe this! - 12/10/08 12:13 PM
A good portion of the business we do at MagnumOne Realty is helping financially struggling Sacramento area homeowners avoid foreclosures by helping them qualify and negotiate with their lenders to accept less than they are owed by accepting a short sale. Lenders tend to treat us as the enemy even though … (4 comments)
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article: Are we going to lose our home? - 12/04/08 11:08 AM
Just when I thought we might start seeing a decline in the number of homeowners who are facing foreclosure the next wave came crashing in. The new wave is a combination of more homeowners who have experienced a financial setback such as a lost job or reduced income combined with continuing … (2 comments)
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article: Lenders with a heart? - 11/25/08 12:02 PM
Today I conclude my series of articles answering the question, is now the right time to buy a home in Sacramento? Today's final article is, "Do you know what you want in a home?" and can be seen over at Rocklin & Roseville Today in my real estate column. If you … (0 comments)
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article: How much can you pay for a home? - 11/20/08 10:41 AM
Today I published my fourth in a series of five articles examining the question, Is now the right time to buy a home in Sacramento. You can read it in my real estate column, "How much can you pay for a home in Sacramento," over at Rocklin & Roseville Today.
… (1 comments)
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article: Are you financially prepared for home ownership? - 11/17/08 02:57 PM
I just posted my third of a five part series dealing with the question, "Is it the right time to buy a home in Sacramento?" The article is posted over at Rocklin & Roseville Today as part of my real estate column, "Is it the right time - are you financially … (1 comments)
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article: There are fewer homes for sale in Sacramento - 10/22/08 02:33 PM
With September sales volume of up in all counties in the Sacramento region from last year and for most counties up even from August we are finally seeing a decline in homes for sale. Check out my weekly column, "Six Months of Increasing Homes Sales in Sacramento," over at Rocklin & … (0 comments)
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article: Good News for Sacramento Real Estate - 10/14/08 01:50 PM
We have finally slipped below 14,000 homes for sale in Sacramento. According to HousingTracker there were 13,958 homes on the market as of October 13. This is the first time since March of 2007 since we have been this low. It is still higher than it should be and the uncertainties … (1 comments)
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article: Bailout and the Sacramento real estate market - 10/01/08 11:55 AM
After the failed vote on the financial rescue plan on Monday the Senate takes the spotlight today and is likely to pass a slightly revised plan to provide liquidity back to the credit markets. I predict an embarrassed House of Representatives will place their rubber stamp on the bill and we … (1 comments)
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article: Sacramento's real estate market is not frozen! - 09/25/08 06:35 PM
Is the only way to get anything done in politically partisan Washington to declare an emergency, tell the world the sky is falling and create a three day "bipartisan period" to pass back room brokered deal that may cost the American taxpayer a trillion or more dollars? We thought getting a … (0 comments)
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