Jeff's Blog

Appliance Sales Tax FREE Memorial Day Weekend! May 29-31, 2010 Texas

Fri, 28 May 2010 18:48:34 -0400

Appliance Sales Tax FREE
Memorial Day Weekend!
May 29-31, 2010

If you're in the market for a new refrigerator, dishwasher or other appliance, shopping Memorial Day weekend will save you money.

During Memorial Day weekend, Texas shoppers get a break from state and local sales and use taxes on purchases of certain energy efficient products. The 2010 Energy Star sales tax holiday begins at 12:01 a.m. on Saturday, May 29, and ends at 11:59 p.m. on Monday, May 31 (Memorial Day).

You must purchase an appliance that's received the Energy Star rating. Those products not only reduce energy demand and greenhouse gas emissions, they'll also save you money in the long run. Qualifying products will display the Energy Star logo ( http://www.energystar.gov/), which may appear on the appliance, the packaging or the Energy Guide label. Energy Star is a joint program of the U.S. Environmental Protection Agency and the U.S. Department of Energy. Earning the Energy Star means a product meets strict energy efficiency guidelines set by these two federal agencies.

There is no limit on the number of qualifying items one can purchase during this sales tax holiday, and an exemption certificate is not required.

"Americans saved somewhat in the neighborhood of $16 billion in their utility bills and reduced gas emissions by the equivalent of 27 million automobiles," Ronnie Volkening of the Texas Retailers Association said. "That's the results up to now and in the year 2007."

The following items will be tax-free:
-- Air conditioners priced under $6,000 (room and central units)
-- Clothes washers (but not clothes dryers*)
-- Ceiling fans
-- Dehumidifiers
-- Dishwashers
-- Light bulbs (incandescent and fluorescent)
-- Programmable thermostats
-- Refrigerators (less than $2,000)

For More Info: http://www.window.state.tx.us/taxinfo/taxpubs/tx96_1331/

To buy a Condo or not to buy a Condo in Texas or anywhere else.

Sun, 28 Mar 2010 17:00:31 -0400

So you're thinking about buying a condo in Texas or maybe somewhere else. There are a few things you should ask yourself before venturing on such an adventure. First off, how are you with those pesky little noises, like hearing the five inch stilettos at three o'clock in the morning above your bedroom, or the neighbor who always lets his door slam at 6am when he leaves for work. Or, better yet, my one neighbor who left her dog alone in the condo next to me for two days as it howled mercilessly to be set free. My favorite is the couple down the hall that always seem to have a strange smell wafting from beneath their door come dinner time. All I can say is please don't ever invite me over!

But, with all that said, I absolutely love where we live. Yes, there are definitely many little pesky nuances to living in close quarters with others, but the advantage of not having to spend my weekends mowing my yard, maintaining a garden, or worrying about the levels of chlorine in the pool all make my few seconds of nuisance well worth it.

Not to mention for every one neighbor that causes me some annoyance, I have met one who is amazing and will be a lifelong friend. Which brings me to the social aspect of condo living. Because you have purchased this home versus renting, you have a deeper connection than just the same tastes with your fellow neighbors. You already have something in common to chat about when you run into someone at the mailbox or out back walking the dog. I have met more friends living in a condo I purchased than I ever did in the gazillion places I have rented all over the United States. Your social life will flourish with parties, dinners, poker games, committees, etc.

So in the end, the next time I smell someone smoking a cigarette off the balcony that forces me to close my window, I will only let it bother me for a second so that I can move on to relishing in the fact that I am not alone in this world, but surrounded by the many different, fun, and interesting personalities that make this world go around.

The author Jenny Clancy lives happily in her condo in Marina del Rey, CA J

Looking to buy a new condominium anywhere in Texas? Get up to 83% of my commission back when you hire me as your agent. www.RebateOnTexasHomes.com

Looking to buy or sell a Resale or Pre-Owned condominium in Central Texas? When you hire me I i will give you up to 50% of my commission back. www.CentralTexasHomeRebates.com

I'm teaming with a great company to help you with your Short Sale.

Wed, 17 Mar 2010 08:54:28 -0400

Times are tough and I am here to help. If you find yourself not making mortgage payments and you need to sell your home. Please call me, I can help 512.547.HOME

Short Sale Specialist

Could a short sale be right for you? Homeowners who have indicated an inability and even lack of will, to pay their mortgage and have no available assets to sell payment could qualify for a short sale. They must be able to provide a letter detailing their financial hardship.

Call Leahy & Associates, Your Short Sale Solution!

As an experienced real estate broker, I know that working with the right professionals can make all the difference in the process of purchasing, refinancing, and selling your home. If you think a short sale may be right for you, call Leahy & Associates today and work with an experienced short sale processor to ensure your short sale goes smoothly and quickly.

Leahy & Associates provides:

•· Short sale transactions are completed within 100 days 96% of the time!

•· No stress! Our short sale processor takes all the liability and risk.

Don't let your home go into foreclosure! Here are some of the major benefits from a short sale:

•· Short sales do not destroy your credit!

•· The lender agrees to accept a lesser amount on the sale without attempting to collect the difference from the homeowner

•· You can purchase your new home sooner!

I am teaming up with Leahy and Associates so I can help you sell your home. If you call Leahy and Associates directly please let them know I referred you, so we can get the process started.

Call Jane Kapka, Leahy & Associates' Short Sale Manager,

to get the process started, and let them know I sent you!

512-380-1922 or Leahy@LeahyLending.com This e-mail address is being protected from spambots. You need JavaScript enabled to view it

http://www.centraltexashomerebates.com/index.php/short-sale-specialist

Buying a home in Central Texas? Get up to 50% of my commission back to you when you hire me as your agent and you buy a home through me.

http://www.centraltexashomerebates.com

Save the date for your Texas appliance Rebate!! 4/16 - 4/25/2010

Fri, 05 Mar 2010 07:57:02 -0500

Save the date for your Texas appliance Rebate!!

This rebate program will NOT be retroactive. It will only apply to purchases made once the program officially begins in April 2010. So if you need an appliance and can wait till the 16th please do.

Program Details:

The State of Texas has received about $23 million from the federal stimulus funds. This money will be used towards the appliance mail-in rebate program. This program is for consumers who buy certain energy efficient household appliances.

Who Qualifies: Comsumers have to buy eligible ENERGY STAR appliances and replace the same type of old appliance that's functional. The Texas program will also offer an additional incentive to recycle old appliances. You can qualify for rebates for up to two appliances from the approved rebate appliance list Click Here to learn more

Timing: This is very important, so please make sure you get this right or you may lose out on your rebate. The mail-in rebates will apply to certain appliances purchased between April 16 and April 25, 2010. The 10-day period goes along with Earth Day and consumers will have 45 days from date of reservation to install the appliance(s) and submit the paperwork for their rebate.

Rebate Process: Consumers will have an opportunity to reserve an appliance rebate by calling a toll-free number or registering online approximately two weeks prior to April 16, 2010. Please sign up for the email and they will keep you informed to what is going on. Then after the reserved mail-in rebates are awarded, any remaining funds will be rebated to consumers on a first-come, first-served basis. Consumers can only use these rebates on two appliances and two recycling rebates per household.

To see rebate amount and for what appliances qualify please Click Here.

Hope this helps.

If you want to save more money and you are buying or selling a home please let me help.
I will give you up to 50% of my commission back to you. See www.CentralTexasHomeRebates.com for all the details.

Thank you,

Jeff Kessler, Broker,ABR,GRI

904 West Avenue Condo's and Commercial starting in the $160,000. Commission Rebate if you hire me.

Fri, 05 Mar 2010 07:05:48 -0500

Went to a great party last night to preview the 904 West Ave Condos. These condominiums are awesome.

Every individual unit has their own photovoltaic systems and tank-less water-heater. This is a great way to control your energy costs and carbon footprint.

These condos are in a very nice location so close to Local Businesses, Whole Foods, West 6th St and Downtown.

904 West is a small and cozy complex. You don't have the stress of a huge high-rise. Walk out the door and you are almost on street level.

There should be some units available or sale by the end of March, but call me if you want to preview them and you are not currently working with another Real Estate Broker.

Here are some other interior features.

• Low Volatile Organic Compound paints

• LED Lighting throughout the whole complex. Practically the only complex that has this.

• Low e, double pane windows and glass

• High-end Energy Star rated appliances

• Energy efficient heating and cooling equipment

• Exhaust fans installed

• Low HOA fees

• Secure access to building

• Secure access to covered parking with assigned spaces

• Private pool

• Covered open air central atrium with outdoor meeting space

• Environmentally friendly low energy 100% electric elevator (Handicap accessible)

• Storage units available for purchase

• On-site Recycling Services and private trash collection

• Exceptional green landscaping and living walls

• Underground water retention system.

• Gutters and downspouts installed to assist rainwater collection.

The condominium is considered a new project so you will get a great home warranty.

If you are interested in learning more please call me. I have worked with this developer before and he is awesome.

Also, if you buy a condo and I represent you on the sale I will give you 50% of my commission back to you.

So it is a win-win. Save on energy, lower your footprint and increase your checkbook.

Give me a call or email me. 512.547.HOME (4663)
sales at centraltexashomerebates dot com.
www.CentralTexasHomeRebates.com

Understanding Capital Gains in Real Estate

Thu, 04 Mar 2010 09:04:15 -0500

Understanding Capital Gains in Real Estate

When you sell a stock, you owe taxes on your gain - the difference between what you paid for the stock and what you sold it for. The same holds true when selling a home (or a second home), but there are some special considerations.

How to Calculate Gain
In real estate, capital gains are based not on what you paid for the home, but on its adjusted cost basis. To calculate, follow these steps:

1. Purchase price: _______________________

The purchase price of the home is the sale price, not the amount of money you actually contributed at closing.

2. Total adjustments: _______________________

To calculate this, add the following:
Cost of the purchase - including transfer fees, attorney fees, and inspections, but not points you paid on your mortgage.
Cost of sale - including inspections, attorney fees, real estate commission, and money you spent to fix up your home just prior to sale.
Cost of improvements - including room additions, deck, etc. Note here that improvements do not include repairing or replacing something already there, such as putting on a new roof or buying a new furnace.

3. Your home's adjusted cost basis: _______________________

The total of your purchase price and adjustments is the adjusted cost basis of your home.

4. Your capital gain: _______________________

Subtract the adjusted cost basis from the amount your home sells for to get your capital gain.

A Special Real Estate Exemption for Capital Gains
Since 1997, up to $250,000 in capital gains ($500,000 for a married couple) on the sale of a home is exempt from taxation if you meet the following criteria:

You have lived in the home as your principal residence for two out of the last five years.

You have not sold or exchanged another home during the two years preceding the sale.

You meet what the IRS calls "unforeseen circumstances," such as job loss, divorce, or family medical emergency.

Thanks to Paula Moore with Trinity Title for this great info.
www.trinitytitletx.com

Get up to 50% commission rebate back to you when you hire me as your agent and buy a home in the Central Texas Area. www.CentralTexasHomeRebates.com

Just became a licensed Texas Broker

Fri, 26 Feb 2010 12:30:50 -0500

Just wanted to let everyone know that as of today I am a Texas Real Estate Broker.

I got my license in the mail today.

This is a great honor for me to get and I am looking forward to working with my new clients.

I am also interested in finding great agents who are looking to move to a company that gives a great split, help and services.

If you know of anyone looking to move.

Please have them contact me.

Thank you.

Jeff Kessler Texas Broker,ABR,GRI

jkagent@gmail.com

Welcome to the most current Housing Trends eNewsletter.

Mon, 04 Jan 2010 14:36:08 -0500

Welcome to the most current Housing Trends eNewsletter. This eNewsletter is specially designed for you, with national and local housing information that you may find useful whether you're in the market for a home, thinking about selling your home, or just interested in homeowner issues in general.

Please click on this link to view the JANUARY-2010 Newsletter Housing Trends eNewsletter:
http://HomeRebates.housingtrendsenewsletter.com?Newsletter_ID=239&Period_ID=181

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS®, the U.S. Census Bureau, Realtor.org reports and other sources.

It also includes press releases with charts and videos, key market indicators and real estate sales and price statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

If you are interested in determining the value of your home, click the "Home Evaluator" link for a free evaluation report:
http://HomeRebates.housingtrendsenewsletter.com?Newsletter_ID=239&Period_ID=181

Sound decisions can only be made with accurate and reliable information, and I am happy to be a trusted resource for you. Thank you for the opportunity to provide you with this monthly eNewsletter, and I look forward to answering any questions you may have and to the opportunity to be your REALTOR® in the future.<br><br>

Sincerely yours,

Jeff Kessler Austin Homes 3400 Doe Run Austin TX 78751 -- | 5128015666

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

$139000 Cute 2/1 home in the Gardens of Milwood. Not in MLS Yet Austin Texas 78727

Sun, 20 Dec 2009 09:30:44 -0500

Jeff Kessler | Austin Homes, Realtors | 512.801.5666

5929 Green Acres, Texas, TX

Large back yard and well kept home in a quaint garden home community.

2BR/1.5BA Single Family House

offered at $139,000

Year Built	1985
Sq Footage	920
Bedrooms	2
Bathrooms	1 full, 1 partial
Floors	1
Parking	2 Car garage
Lot Size	3,773 sqft
HOA/Maint	$0 per month

DESCRIPTION

Remodeled kitchen and bathrooms with updated plumbing.
Recent Exterior & Interior Paint
Roof - Installed 11/09 w/20 year shingles
Updated Energy Efficient Air Conditioning, Dishwasher, Hot Water heater and Toilets.
Refrigerator (stays with home)
Large storage shed in backyard
Alarm System, ADT - motion, window & door sensors
Recent hardware throughout house
Weatherization around exterior doors
Termite inspection w/ ABC ’08, all good
Recent Tree Trimming and gutters cleaned
Garage with Shelves, pegboard and workbench included in sale.

see additional photos below

PROPERTY FEATURES

- Central A/C	- Central heat	- Fireplace
- High/Vaulted ceiling	- Walk-in closet	- Tile floor
- Living room	- Dining room	- Dishwasher
- Refrigerator	- Stove/Oven	- Attic
- Laundry area - garage	- Yard

ADDITIONAL PHOTOS

Front	Living
Dining	Kitchen
Fireplace	Door

Contact info:

Jeff Kessler

Austin Homes, Realtors

512.801.5666

For sale by agent/broker

Equal Opportunity Housing

Posted: Dec 20, 2009, 6:06am PST

http://www.CentralTexasHomeRebates.com Changing the way you see real estate. Save money on your next real estate purchase or sale

Looking to stop your junk mail and save a tree or three?

Wed, 16 Dec 2009 08:51:07 -0500

I get a lot of junk mail and was tried of always taking it to the recycling place.

I decided that I wanted to stop the junk from the source and save a few trees as well. I did a little research and found this link http://www.obviously.com/junkmail/ They have a lot of great ideas and ways to help you cut down on the junk.

FREE is the greatest thing about this link. All you need is a little time and patience, it is that easy.

Please confirm all the addresses and numbers incase they may have changed.

Good luck and hopefully we can all lower our carbon footprint.

Here are a few more ways to save money on your next home purchase or let a friend know how to save.
That would be a great holiday gift.

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

Don't pay to have someone file your Homestead Form. It is FREE!

Tue, 08 Dec 2009 11:43:38 -0500

So you may have bought a new home this year, if so, congratulations. The home buying process can be a fun and interesting process. Hopefully you had a good experience.

Most likely when you closed on your home you went to the title co and signed a ton of paperwork.

In that paperwork is probably a form to fill out so you can get your homestead exemption. If not I will post a link for you at the bottom to find your Taxing Office.

Come Jan 1st you can then file for your homestead, but not before the 1st. You have till April 30th to get the form in.

Now is the important part.

Watch out for scams. You will most likely get a very official looking notice in the mail that says "company name" will file your homestead for $25. All this company does is fill in your information and fax the form to the Tax Office.

THIS SERVICE IS FREE so please don't pay anyone to do this for you. Just send in the forms yourself.

Here is the link to the Tax Appraisal offices. http://www.txcountydata.com/selectCounty.asp If your county is not in the drop down box then visit this link. http://www.txcountydata.com/links.asp This site does not have all the counties, but it is a good start.

Enjoy saving money this Jan 1st.

Here are a few more ways to save money on your next home purchase or let a friend know how to save.
That would be a great holiday gift.

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

Volunteer Opportunities 2009 in the Austin Texas Area

Fri, 04 Dec 2009 16:10:12 -0500

Volunteer Opportunities 2009

Operation Blue Santa-
Volunteers are critical to the success of Operation Blue Santa and last year almost 30,000 volunteer hours were logged during our season. For more information on how to become an Operation Blue Santa Volunteer call us at (512) 220-BLUE (2583).
http://www.bluesanta.org/volunteer.html

Operation Brown Santa -
Brown Santa gives toys to each child in the family from age 0 -16 boys and girls. Donations of books, puzzles, stuffed animals, new toys are needed for every age group. The ages that are less donated for are Infants to toddlers (0-2) and 10-16 boys and girls.
http://www.brownsanta.org/donations.html

c- Arc
Whether you want to make an on-linecontribution, become a member or make a donation in memory or in honor of someone, your support helps improve the lives of hundreds of developmentally disabled individuals and their families. Your gifts provide them with the support systems and services they need for full participation in their living, learning, work, play and worship communities. Your generosity turns their dreams of living happy, productive lives into reality. http://www.arcofthecapitalarea.org/involved.php

Caritas -
Caritas provides a service continuum for those experiencing poverty that begins with a safety net and links them to resources to achieve self-sufficiency.
http://caritasofaustin.org/volunteers/index.php

Any Baby Can -
Volunteering for ABC is rewarding and fun. We have positions to meet every level of commitment and experience including group project opportunities. http://www.abcaus.org/Volunteer.asp

Meals on Wheels - http://www.mealsonwheelsandmore.org/volunteer/

Capital Area Food Bank -
Donations can be dropped off at any Trinity Title Location.
http://www.austinfoodbank.org/help/

Habitat for Humanity -
Help provide simple, decent shelter.
We believe that every man, woman and child should have a safe and affordable place to live. While building homes is central to our mission, it is only one piece of the puzzle.
http ://www.habitat.org/cd/local/affiliate.aspx?zip=78746
Breast Cancer Resource Center -
The BCRC provides a caring network of breast cancer survivors to answer questions and provide support. The services we offer range from a lending library to various support groups, a newsletter, even a helpline for answering questions and providing support. http://www.bcrc.org/want-to-help

Hospice Austin -
http ://www.hospiceaustin.org/site/pp.asp?c=bdJPITMyA&b=14556
Ronald McDonald House-
If you would like to volunteer, please complete our online volunteer application and let us know how you would like to become involved with the Ronald McDonald House and the families we serve.

Toys for Tots
The mission of the U.S. Marine Corps Reserve Toys for Tots Program is to collect new, unwrapped toys during October, November and December each year, and distribute those toys as Christmas gifts to needy children in the community in which the campaign is conducted.
http ://www.toysfortots.org /

Coats for Kids
Junior League of Austin's Coats for Kids
Distribution Day: Saturday, December 5th from 8:00 AM - 3:00 PM
Distribution Site: Palmer Events Center, 900 Barton Springs Rd.
Community Coat Drive: Monday, November 9th - Wednesday, December 2nd. Please drop your coats off at any local Jack Brown Cleaners. To find a location near you, please visit http ://www.jackbrowncleaners.com/locations.htm .

Sponsor a Family - Gift Receiver
Organization: SafePlace Domestic Violence/Sexual Assault
Description: Greet and sign-in sponsors, take/label/organize/store gifts, and update Holiday Giving Program database.
Where: 1515A Grove Blvd, Austin, TX 78741
Times Available:
December 7-11 (12-6)
December 12 (12-3)
December 14-16 (3-6)
Sponsor a Family - Gift Distributor
Organization: SafePlace Domestic Violence/Sexual Assault Survive
Description: Greet and sign-in SafePlace clients and advocates; find appropriate gifts, give gifts to clients, sign-out clients and update Holiday Giving Program database.
Times available:
December 17-20 (12-6)
December 21-22 (10-4)
Address: 1515A Grove Blvd, Austin, TX 78741

Wanted to Thank Paula Reid Moore with Trinity Title for giving me this great info. Please give her an e-mail with any Title Needs. (PMoore@trinitytitletx.com)

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

Learn how to Camp in Texas. Free workshops from the Texas Parks Department.

Thu, 03 Dec 2009 09:54:08 -0500

Camping is a very fun thing to do. A lot of people may want to go camping, but may be a lackhing the experience or knowledge. So the Texas Parks department developed a program to help you have a successful camping experience.

The program is called Texas Outdoor Family and they have workshops that are hosted at state parks and other sites (such as city and county parks).

Some of the things the workshops cover.

How to set up and break down camp (including your tent)

Fire starting

Outdoor cooking

Guided walks

Nature activities

How to use a GPS

Geocaching

They will also teach you outdoor activities (such as fishing, kayaking, wildlife watching)

For Questions About Texas Outdoor Family Workshops

By phone, Monday through Friday 9:00 a.m. - 6:00 p.m. at (512) 389-8903 By email, tofsp@tpwd.state.tx.us

To learn more go to the Parks website.

See link below.

http://www.tpwd.state.tx.us/learning/bof/

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

Just wanted to Honor all the Veterans this Day

Wed, 11 Nov 2009 08:53:43 -0500

Just wanted to Honor and say Thank you to those who answered the call to service.
Wanted to thank you all for our freedom. I also wanted to thank you for defending and protecting our great country.
I am proud of all of you and hope you all have a wonderful veterans day.

My thoughts and prayers are with you and your families.

Thank you, Thank you,

Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you, Thank you,

Jeff Kessler

www.CentralTexasHomeRebates.com

www.Rebateontexashomes.com

Future Homeowners new and move-up Homeowners get a tax credit.

Sat, 07 Nov 2009 10:45:25 -0500

Dear Future Homeowner,
Congress has just extended and enlarged the Homebuyer Tax Credit. Now, Now for the first time, the Tax Credit is now available to all move-up Homebuyers and first-time Homebuyers. This is a great incentives from Uncle Sam!!

A new $6,500 Tax Credit along with the $8,000 first-time Homebuyer Tax Credit will continue. The credit is now available to couples with an income up to $225,000. That is up nearly $55,000 from last time. Also, current move-up Homebuyers who have lived in their current residence for five of the prior eight years, get up to $6,500 credit.

This temporary Tax Credit is available for Homebuyers who purchase a home by April 30, 2010, and close on or before June 30, 2010.

If you've been thinking now is the time to buy, then you are correct.

Extend that with my commission rebate and you will save a TON of money.

For new home anywhere in Texas purchases please see http://www.RebateOnTexasHomes.com

For resale home purchases anywhere in Central Texas please see http://www.CentralTexasHomeRebates.com

Happy Halloween and turn back your clocks

Fri, 30 Oct 2009 16:00:56 -0400

Hi All,

Well it is that time of year and time to say Happy Halloween and turn back your clocks.

Boy has this been a fast year or what. Hopefully everyone has a safe Halloween.

Don't forget that November 1st 2009 at 2:00am you turn back your clock.

Fall back and Spring forward.

Hope everyone has a great holiday season.

Thank you,

Jeff

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Represent Buyers? Have a hard time getting the Title Co you want?

Thu, 08 Oct 2009 17:55:36 -0400

I often have afavorite Title co. I like to work with as you probably do too. Sometime listing agents insist on using their Title Co., but you can let them know that the buyer has their choice, so be sure to fight for your buyers right.

Section 9: Seller required title insurance

Section 9 of RESPA prohibits a seller from requiring the home buyer to use a particular title insurance company, either directly or indirectly, as a condition of sale. Buyers may sue a seller who violates this provision for an amount equal to three times all charges made for the title insurance.

http://www.hud.gov/offices/hsg/ramh/res/respamor.cfm#HE2

Let me know what you think.

Have a great week

New Events from Master Gardeners Association of Travis County.

Thu, 24 Sep 2009 14:15:56 -0400

Redesigning Your Gardens
Saturday, September 12, 1-3 pm

Old Quarry Branch, Austin Public Library
7051 Village Center Dr. (off Far West Blvd.)
Austin, TX 78731
(512) 345-4435

This seminar will teach you how to create a landscape plan for the garden you've always wanted.

Do-It-Yourself Pond Building
Saturday, September 19, 2009, 10 am-Noon

American Botanical Council
6200 Manor Rd.
Austin, TX 78723

There is no charge for the seminar, but seating is limited so please call the Master Gardener desk at 854-9600 to reserve a space.

Propagation 101: Growing New Plants for Your Garden
Saturday, Sept, 26, 2009, 11 am-1 pm

Yarborough Branch, Austin Public Library
2200 Hancock Dr.
Austin, TX

Learn tips on transplanting and care for your new plants to get them off to a strong start when planted.

These seminars are free, open to the public and usually require no reservations. They are presented by the Travis County Master Gardeners Association, a volunteer arm of the Texas AgriLife Extension Service in Travis County.

For more details on these seminars, visit www.tcmastergardeners.org or call the Travis County Master Gardener's help desk at (512) 854-9600.

2009 Inside Austin Garden Tour
Saturday, October 24, 2009 9 am - 4 pm

Various locations in Central Austin - contact for more information For more info: (512) 854-9600

www.insideaustingardens.org This 2009 Inside Austin Garden Tour features six central Austin gardens that are National Wildlife Federation Certified Wildlife Habitats.

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Kids Eat Free Austin Texas - Thursday and Friday locations

Thu, 24 Sep 2009 13:47:37 -0400

Thursday

Red Robin

13315 N. I-35 (off Parmer)

Kids eat free all day, every day thru 3/31/09 (some restrictions apply).

Friday

Red Robin - Anderson Arbor

13301 N. Hwy 183 (exit Anderson Mill Rd.)

Kids eat free all day every day (some restrictions apply).

Red Robin

13315 N. I-35 (off Parmer)

Kids eat free all day, every day (some restrictions apply).

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Kids Eat Free on Saturdays.

Fri, 18 Sep 2009 16:31:05 -0400

Kids Eat Free on Saturdays.

Opal Divine's - The Freehouse

700 West 6th Street

Note: Kids 12 and younger eat free on Saturdays until 3PM (1 per adult entree). 3-10 PM, kids eat for 1/2 price.

Zen

3423 North Guadalupe

Kids Eat Free all weekend with purchase of an adult enlightened bowl. (under 12 yrs and dine in only)

Zen

1303 S Congress Ave

Kids Eat Free all weekend with purchase of an adult enlightened bowl. (under 12 yrs and dine in only)

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Baylor Football Schedule 2009

Fri, 18 Sep 2009 16:28:51 -0400

Baylor Football Schedule 2009

9/5 Sat. Wake Forest Winston-Salem, NC 2:30p

9/19 Sat. Connecticut Waco, TX 4:00p

9/26 Sat. Northwestern State Waco, TX 6:00p

10/3 Sat. Kent State Waco, TX 6:00p

10/10 Sat. Oklahoma Norman, OK TBA

10/17 Sat. Iowa State Ames, IA TBA

10/24 Sat. Oklahoma State Waco, TX TBA

10/31 Sat. Nebraska Waco, TX TBA

11/07 Sat. Missouri Columbia, MO TBA

11/14 Sat. University of Texas Waco, TX TBA

11/21 Sat. Texas A&M College Station, TX TBA

11/28 Sat. Texas Tech Arlington, TX TBA

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Texas Tech Football Schedule 2009

Fri, 18 Sep 2009 16:26:41 -0400

Texas Tech Football Schedule 2009

9/5 Sat. North Dakota Lubbock, TX 6:00p

9/12 Sat. Rice Lubbock, TX 6:00p

9/19 Sat. University of Texas Austin, TX 7:00p

9/26 Sat. Houston Houston, TX 8:15p

10/3 Sat. New Mexico Lubbock, TX 6:00p

10/10 Sat. Kansas State Lubbock, TX TBA

10/17 Sat. Nebraska Lincoln, NE TBA

10/24 Sat. Texas A&M Lubbock, TX TBA

10/31 Sat. Kansas Lubbock, TX TBA

11/14 Sat. Oklahoma State Stillwater, OK TBA

11/21 Sat. Oklahoma Lubbock, TX TBA

11/28 Sat. Baylor Arlington, TX TBA

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Texas A&M Football Schedule 2009

Fri, 18 Sep 2009 16:24:08 -0400

Texas A&M Football Schedule 2009

9/5 Sat. New Mexico College Station, TX 6:00p

9/19 Sat. Utah State College Station, TX 6:00p

9/26 Sat. UAB College Station, TX 6:00p

10/3 Sat. Arkansas Arlington, TX TBA

10/10 Sat. Oklahoma State College Station, TX 2:30p

10/17 Sat. Kansas State Manhattan, KS TBA

10/24 Sat. Texas Tech Lubbock, TX TBA

10/31 Sat. Iowa State College Station, TX 2:30p

11/07 Sat. Colorado Boulder, CO TBA

11/14 Sat. Oklahoma Norman, OK TBA

11/21 Sat. Baylor College Station, TX 2:30p

11/26 Thur. University of Texas College Station, TX 7:00p

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

Texas LongHorn Football Schedule 2009

Fri, 18 Sep 2009 16:21:01 -0400

Texas LongHorn Football Schedule

9/5 Sat. Louisiana-Monroe Austin, TX 6:00p

9/12 Sat. Wyoming Laramie, WY 2:30p

9/19 Sat. Texas Tech Austin, TX 7:00p

9/26 Sat. UTEP Austin, TX 2:30p

10/10 Sat. Colorado Austin, TX TBA

10/17 Sat. Oklahoma Dallas, TX 11:00a

10/24 Sat. Missouri Columbia, MO TBA

10/31 Sat. Oklahoma State Stillwater, OK TBA

11/07 Sat. Central Florida Austin, TX TBA

11/14 Sat. Baylor Waco, TX TBA

11/21 Sat. Kansas Austin, TX TBA

11/26 Thur. Texas A&M College Station, TX 7:00p

Buying a new home anywhere in Texas and would like to get up to 83% of my commission back?
www.RebateOnTexasHomes.com

Buying a Resale home in the Central Texas area and want to get up to 50% of my commission back?
www.CentralTexasHomeRebates.com

August 24th, Water Restrictions start in Austin Texas

Wed, 19 Aug 2009 11:34:33 -0400

The City Manager has determined that Stage 2 Water Restrictions will go into effect on Monday, August 24, 2009. These restrictions will be in effect until further notice.

Stage 2 Water Use Restrictions

The City Manager has determined that Stage 2 Water Restrictions will go into effect on Monday, August 24, 2009. These restrictions will be in effect until further notice.

In Stage 2, the following additional restrictions apply to the use of potable water:

Outdoor irrigation is prohibited except on assigned days at designated times (see once-per-week schedule below)
Golf fairway irrigation is limited to assigned days before 10 a.m. and after 7 p.m.
Golf tee and green irrigation is limited to every other day
Vehicle washing is limited to designated days and times, with a hand-held bucket or a positive shut-off nozzle on a hose*
A person may not conduct or participate in a charity car wash
The use of outdoor ornamental fountains is prohibited except to provide aeration for aquatic life
A person may not fill, refill, or add water to an indoor fountain
No automatic fill valves are allowed for pools or ponds
Washing of sidewalks, driveways, parking areas, patios or other paved surfaces is prohibited*
A restaurant may not serve water to a customer unless requested by the customer

*Exceptions are made for washing necessary to protect public health, safety or welfare

Water waste is prohibited year-round.

Questions about the Stage 2 watering restrictions? Please read our FAQ (pdf).

Outdoor Water Use Days
Commercial, Multifamily odd-numbered addresses	Tuesday
Commercial, Multifamily even-numbered addresses	Friday
Residential odd-numbered address	Saturday
Residential even-numbered address	Sunday
Outdoor Watering Times
Automatic Systems:	Before 10 a.m.
Hose-end Sprinklers, Soaker Hoses:	Before 10 a.m. and/or after 7 p.m.
By Hand:	Any time on any day.

Watering restrictions help conserve our treated drinking water and preserve water supply in the Highland Lakes . The full water use management ordinance may be found in Chapter 6-4 of City Code. Violations are Class C misdemeanors, with each instance punishable by a fine of up to $500. To report violations, please use our online reporting form or call 311.

If you would like to save more that just water and would like to save money when buying a home please see my link.

www.CentralTexasHomeRebates.com

Thank you,