Rome, Georgia Real Estate & Mortgage Expert

Can you help me??? As I help you......

Exit Realty Showcase- Broker & E-Pro & REOS — Thu, 08 Oct 2009 19:27:52 -0700

I can't believe how many Realtors have asked for the REO list that I offered to GIVE to them for FREE!!!! The response has been overwhelming. Thank you for all the Realtors that sent me and my staff gifts to thank us for the list. There is still alot of work in the foreclosure realm. Titanium Solutions needs Home Retention Counselors and will pay you to do the work! So there is another opportunity to grow your business. Just email me at exitjennifer@aol.com and put in the subject line :FREE REO list and I will show you how to get started. The reason I am doing this for you all is because as soon as we get these foreclosures sold our economy and neighborhoods will start to recover also!!!!

Also I have a goal for next year and I wanted to see if I can get your help! First though ask yourself some questions?

1. Do you want to truly take your career to the next level?

2. Do you want to have someone that can mastermind with you and hold you accountable?

3. Do you want to make a steady flow of commission checks next year?

If you answered yes to these questions call me for a confidential one on one interview about the fastest growing Real Estate Company in America and how you can benefit and make more money, and have a coach to hold you accountable at no extra cost. I will help and train you and take you to the next level if you decide to switch to EXIT REALTY and let me sponsor you, I will be your mentor and go to person when your broker is not availalbe you can count on me. Check out my video at www.jenwithexit.com click on sponsoring to hear and see more information about the Exit System and how you can benefit....

Coin Laundry with Great Cash Flow!!! For Sale!!!

Exit Realty Showcase- Broker & E-Pro & REOS — Sun, 30 Aug 2009 19:13:19 -0700

http://www.exite-listings.com/etour.html/TOURID/34033

This property is a money making machine!!!! Check it out and let's co-op! Call me if you have any questions.

Jennifer Chambers

www.jenwithexit.com 706-252-5585

Help I need a 203k Streamline Lender NOT TB&W

Exit Realty Showcase- Broker & E-Pro & REOS — Wed, 05 Aug 2009 09:43:40 -0700

I need some help! We have a 203k FHA Streamline loan right now with TB&W and I found out this morning that TB&W has been suspended from doing anything FHA now! I can transfer the case number appraisal and everything the complete file asap to the company that can get this loan done it is for a HUD REPO and the people buying it have already paid for their extension because TB&W are super slow at underwriting. You can contact me at 706-252-5585 we will need your lender id number to transfer the file. Thank you!

www.jenwithexit.com - Jennifer Chambers (Realtor Rome, GA)

Exit Realty Showcase- Broker & E-Pro & REOS — Thu, 18 Jun 2009 06:09:11 -0700

www.jenwithexit.com I love my new website! I appreciate the professionalism and the perfection of Abundant Marketing Group for helping me with this project to make it 100% successful. For all you Realtors that are wondering why have a video???? This video is seen by all my possible clients BEFORE I go to their house. Once I get to their house then the listing presentation is about 30 minutes since the video helps answer any questions that they may have regarding the process. Let me know if you have any questions about my site. Check out he Business Affiliates part of the site. I want to presonally Thank all the affiliates because of them my videos were FREE.......

Rome, Georgia real estate values hold steady after 1st quarter. Avg. sales price is 129,900 avg. days on market is 93. avg. sales price to list price ratio is 95%. Call me if you would like an analysis on your property's value.

Memorial Day 2009

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 25 May 2009 16:48:55 -0700

Glen Beck is hosting a really great segment right now! We had a nice cook out today & celebrated my son Clint's 16th birthday early. His actual birthday is Wed the 27th. It seems like yesterday when he was born, time really does fly by! It won't be much longer and we will be shopping for a home for Clint and I am sure that the way we work our business will be much more technical than today.

I can envision a way that we use our lock boxes to program all address and it map out turn by turn directions for us........I wonder what techy gadgets we will have by then to help buyers and sellers with their experience.... it will be interesting to see what develops. I hope to have my CCIM designation by then.......

What are you working toward? Remember the more you learn the more you earn. Also thank a vet today or active military as these brave men and women learned something most everyday to keep up with protecting our freedom.

GA Energy Company Can Save You $$$

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 25 May 2009 16:41:57 -0700

I have discovered a way that you and your clients can save money on their gas/energy bill. At the same time as actively selling real estate you can help your clients sign up for their gas service and make money monthly. Will you do me a favor??? click on this website and see if you can start saving money on your gas bill now. www.jenchambers.igniteinc.biz

Let me know what you think and check out the ignite opportunity while your on the website too. Let me know if you have any questions.

Looking to buy a home???

Exit Realty Showcase- Broker & E-Pro & REOS — Thu, 30 Apr 2009 21:03:49 -0700

Will you need a mortgage when you buy a home? Chances are if you are like most people you will need one. Doesn't it make sense to get approved ahead of time and get a list of all the documents that you will need in order to get approved so you can be prepared? I mean what if you are looking, and looking and looking and then all of a sudden bam...you find the perfect home. Put it under contract and then discover that your W-2 form is missing and that last paystub well you don't have it!!! Yikes you could lose your earnest money for not closing on time......since you after all don't have the proper paper work.....

Call me if you need the list of documents needed to get your mortgage approved GET this list BEFORE signing to buy!!!!

Real Estate In Rome, GA

Exit Realty Showcase- Broker & E-Pro & REOS — Thu, 30 Apr 2009 20:53:27 -0700

This past week was really busy for me....I am very thankful for all the clients that trusted me to help them this past month as always I would like to thank them!!!!

I sold 2 homes that were resales that were NOT foreclosures at about 98.5% of list price! That is a good sign that the market is shifting again. I also sold 2 more properties that were foreclosures. If you are thinking of buying or selling in Rome, GA consider using a Realtor that is educated about the market and tech savvy! NAR says that 85% of all buyers start looking on the web. of those that register 65% will do business with the first agent that calls them! We call all the website leads that leave phone numbers on our website! Our firm offers in house mortgage also to make your shopping experience in Rome, Ga more convenient that anywhere else.

Avg. sold past 30 days went up to $118,000 for Rome, Ga avg sold days on market 75 for homes $118,000 and under. Let me know if you need stats for different price ranges to see how long you can expect to sell your property in Rome, Ga

Still Sharing REO list - US Bank Asset Management

Exit Realty Showcase- Broker & E-Pro & REOS — Fri, 10 Apr 2009 12:53:04 -0700

Hey I know that ya'll have been feeling the love and gratitude of my giving spirit to send you the list of REO companies for FREE to jump start your REO business. We gave the list out to over 50 Realtors now! We are still offering that list to you. The reason is simple as soon as we as Realtors help get these bad loans of the books for all these banks and mortgage companies our economy will "heal" and so will the lives of the people that have been afflictated with the tragedy a froeclosure can bring. NOW I NEED YOUR HELP!!!! I thought I had a complete list of all Banks but I do not...... I NEED a contact for US BANK......Can anyone help me????? I am still sharing my list of about 100 asset management companies if you need it just email me your request. Have a Great day and I hope someone has the US BANK info. Thanks in advance for your help! Take care!

I need a Pennsylvania Direct Endorsed Lender FHA???

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 09 Mar 2009 18:18:58 -0700

My brother in law is trying to refinance and the mortgage broker is trying to hose him and charge

1% loan origination $350 processing $750 administration fee I have no problem with these fees. What I have a problem with is the additional 2.6% for a mortgage brokerage fee being over $3,600! This fee is absurd. so now instead of net back to him being 9,000 it is only about $4,400!!!

Does anyone out there know of a GOOD, FHA direct endorsed lender that is honest and won't gouge my brother in law on closing costs? He has perfect credit and been on his job over 5 years. He is currently locked at 4.875% Thanks for your help! THe loan amount is $137,750 the house appraised twice once at $155,000 the 2nd time at $145,000. Please fax your GFE to 706-378-9502 or e-mail me at exitjennifer@aol.com and help me out. His name is Robert Hillegas and I will review the GFE and get the loan transferred to your company if you closing cost are less than 3%. plus the cost of escrows of course. I would do it for him if they were in GA but I can't close on a Pennsylvania loan. Thanks again!!!

Buyer Brokerage Agreements

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 09 Feb 2009 20:01:28 -0800

Just a quick post to see how many of you guys are using the Buyer's Brokerage Agreements???? The ones that are published for 2009 have a new paragraph which allows for the Realtor to represent and charge a retainer that is non refundable if the client doesn't buy. However, if the buyer does close a transaction the retainer is refunded to the buyer and the seller pays the buyer's Realtor's commission. I had a question come up today about which account to deposit the retainer check into. I think that it should go into the escrow because it is being held in trust until either the BBA is disolved or the transaction is consummated. Is anyone else using this really important form and if so where is the retainer being deposited????

Foreclosure Company Approvals

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 26 Jan 2009 20:29:28 -0800

Realtors ask me all the time how many foreclosure companies does your firm service? How do I get started? The best way to get started selling foreclosures is to register with the company that helps prepare and market HUD homes in your area.

Second contact my office and we have a list of about 50 companies that we can mail to you that you can go on line and apply to get approved to help do BPO's and listings. Foreclosures are nice because of the "banker hours" that asset managers keep and their is no emotions from the asset managers about the hardwood flooring or granite counter tops of this or that upgrade.......complete freedom is what I experience as being a foreclosure representative. Call me if you need help!!!!

Old East Rome - Gorgeous Office Highly VISIBLE!!!! Great Location!

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 26 Jan 2009 20:23:06 -0800

http://www.exite-listings.com/etour.html/TOURID/7141 Click and enjoy this office is completely ready to serve all your business needs in a welcome home souther kind of way!!! Located on Hwy 27 in Old East Rome, GA priced way below appraised value $328,250 appraised two weeks ago for $389,900. Call Jennifer for more information.

Pink Ride Breast Cancer Fundraiser

Exit Realty Showcase- Broker & E-Pro & REOS — Sat, 13 Sep 2008 19:15:29 -0700

Darlene and I had a blast today at the 2nd annual Pink Ride for Breast Cancer research. Melinda Gresham put the event together and EXIT Realty Showcase, Rome, GA sponsored the event and we donated our time today to help for a cause that we strongly believe in.......... today there were 61 riders that was double the amount of riders as last year!!!! We look froward to helping next year!

'The Shack" Book

Exit Realty Showcase- Broker & E-Pro & REOS — Sat, 13 Sep 2008 18:55:24 -0700

I just finished reading this book! It is an amazing read I could not put it down. I bought it on Thursday and finished just now........you know the question that I think we all ask at least one time in our life????

WHY DO BAD THINGS HAPPEN TO GOOD PEOPLE? This book tells you that answer and more in a really beautiful story that will not bore you and I guarantee it is not like anything else you have read! Pick it up you can buy it at www.theshackbook.com I guarantee it will change your life and as a result the lives of everyone you come in contact that is how enriching this book is for anyone that reads it!!! ENJOY!

Time Share Questions????

Exit Realty Showcase- Broker & E-Pro & REOS — Mon, 25 Aug 2008 18:06:30 -0700

The area that I am from does not have time shares. Does anyone have experience in selling a timeshare? I have a client that relocated to Florida and she wants to sell her time share. Do you have any suggestions???? Thanks so much!

Creating Your Reality

Exit Realty Showcase- Broker & E-Pro & REOS — Wed, 30 Jul 2008 20:15:06 -0700

Did you know that what you think is absolutely 100% true the good, the bad and the ugly????? All of that stuff you think......you know that self talk you have all day long is what you believe. So I have been writing affirmations to change the "thought process" and Create neurons and pathways to get the thoughts back to healthy again!!!

Since opening my office and creating it from scratch, yes you read it right from scratch.......I started this company all by myself and here we are 3 years later with out a profit yet.........I thank GOD everyday for infinite banking and the startegies that build wealth using it because while I build this magnificent, highly profitable, well educated, sound financially, wonderful customer serving, mega power house business, the details are getting worked out as to HOW the plans will fall in place.

So here are the goals.

1. Find and secure a buyer for 310 of the most gorgeous acres in Floyd county at Mount Alto and create a plan for a major residential/resort development to be done in 2008.

2. Write a check to PAYOFF the mortgage on my gorgeous 101 year old office that is full equiped and roomy enough to grow and house at least 8 more Realtors!

3. Locate and interview and chose the 8 other Realtors that will work at our magnificent office by the end of 2008.

Once all this is finished the office will have each agent with inventory of at least 15 listings and 2 deals per agent every month going into 2009.

As I do this I will continue on my path to a healthy life style making wise food choices, running 5 times oer week and my strong, lean, perfectly physically fit body will enjoy letting go of 25 pounds and everything attributes to the facts perfectly!!!!! These are my affirmations!!!! Let me know yours and I will help BELIEVE in you and your abilities also!!!!!!

Down Payment Assistance Vote

Exit Realty Showcase- Broker & E-Pro & REOS — Wed, 23 Jul 2008 21:06:53 -0700

Did anyone hear if the deletion of DPA get approved through the house and the senate today? I hope that it doesn't pass because the stats are in 94% of the FHA Nehemiah loans and other down payment assistance loans are still in GOOD standing!!!!! I think that President Bush is very passionate about people owning homes I think he would veto this bill!!!!! I have been searching to see what the verdict was today..........let me know if you find out anything..........I am nervous about this program it would be very detrimental to our industry if they cancel these programs.......

Citifinancial SAGA continues!

Exit Realty Showcase- Broker & E-Pro & REOS — Wed, 23 Jul 2008 20:41:18 -0700

Part 2 of the Citifinancial debacle that has engulfed another unfortunate homeowner!!!!!! It is now going on week 16 that we have been trying to get Citifinancial (Junior Lien holder) to accept a lower pay off on a 2nd mortgage and restructure the remaining debt but yet give a lien release so that the 1st mortgage can be sold as a short sale. Once again the manager at the branch office has lied to us!!!!! She has sent a letter to the homeowner indicating that she was starting wage garnishment procedures. The 1st is scheduled to foreclose in September, so if the homeowner goes and pays Citi a payment then the garnishment won't happen but the foreclosure will so who do you think loses in the end???????

We all know the answer and the very one that stands to lose is too stupid to try to "work out" the problems and they even advertise about how they help people with the worst credit get loans!!!!! HHHHMMMMMM?????? not so!!!! NEVER USE CITIFINANCIAL it will be a big mistake!!!!!

THANKS FOR LETTING ME VENT!!!!!!!!!

Lone Survivor By Marcus Luttrell

Exit Realty Showcase- Broker & E-Pro & REOS — Thu, 17 Jul 2008 20:24:32 -0700

Have you read this book???? It is truly awesome and worth every minute.....I know it is not Real Estate related but it is one of my top 10 Books to READ, someone asked me yesterday what is my top 10 books list??? So here it is.....

1. Lone Survivor by Marcus Luttrell (A True American Hero)

2. How I Raised Myself From Failure to Success by Frank Bettger

3. How To Become Your Own Banker by Nelson Nash

4. The Climb by Linda Pugsley

5. Unintended Consequences by:Leonard Reinard

6. The E-Myth

7. Listening is an Act of Love by Story Corps

8. Born To Be Exceptional by Steve Morris

9. A Tip in the Right Direction by Dr. Robert Rohm

10. Different Children Different Needs (I can't remember the author) you can purchase at www.personalityinsights.com

So what is your TOP 10???? I love to read and my goal is to read a book a month so let me know when you read something great!!!

Beauty Salon in Rome, Georgia

Exit Realty Showcase- Broker & E-Pro & REOS — Sun, 13 Jul 2008 17:51:27 -0700

I just left my favorite hair dresser and received the most awesome hip new haircut! Beth Erwin is a master cosmotologist and has 25 years experience. She just colored my hair about 2 weeks ago, then we went on vacation to the beach (no fading as you can see ...I'm the brunette by the way!) Then I saw a haircut in a magazine that I love and Beth was able to cut my hair exactly like the magazine picture! Beth has been doing my hair now for 18 years she always gives me the precise cut and color I want!!!! Beth has clients from Cobb County, Cherokee County, Floyd, Polk and all over North Georgia. When you relocate to Rome, GA or if you live here now and need a new do call Beth at Image Makers 706-252-5501. Tell Beth you read about her on Active Rain! Image Makers is located on Dean Street just across from The Bone Bag.

Beth Erwin, image Makers look how great her hair looks too!

Here I am with my new do!!!!! Bangs!!!!!! Great color too, shine and no fading great combination! Too bad I forgot the lipstick!

Never use Citifinancial !!!!

Exit Realty Showcase- Broker & E-Pro & REOS — Tue, 01 Jul 2008 20:31:31 -0700

After 4 months of marketing (a short sale) and negotiating 4 offers on a home that has a 1st mortgage with WAMU and a personal loan as a 2nd through the local branch of Citifinancial our deal is dead!!!! All because WAMU's investors will only ALLOW Citi to get $1,000 as a payoff for a $15,000 loan. The seller's have been trying to get CITI for 5 months now to use something else as collateral so that way CITI didn't have to lose so much money!!!!! WOW that is generous! As we all know if WAMU forecloses then CITI doesn't even get $1,000. I cannot GET ANYONE at CITI to pay attention and MAKE the DECISION to give us a lien release for the $1,000 settlement.

YEAH you can guess how the buyer feels after loading up the truck etc. THe worst part is the WAMU led me to believe that they had negotiated the payoff with CITI for $1,000 it is as if WAMU is being a bully about the whole thing!!!! Basically WAMU has told us that even if the buyer's wanted to raise their loan amount to cover the cost to settle CITI (which CITI did agree to settle for $9540) then CITI still could not have that money!!!!! All because WAMU's investors will only allow them to give CITI $1,000. So i have called the local, regional, state and home office in Maryland for CITI for the past 3 days. I have been given the run around and lied too every day about the decision that needs to be made, Everyone at CITI is telling me that the Regional Manger can make the decision except the Regional is ssaying he can't, then he left early today and won't be in tomorrow!!!!! I am tempted to file a mechanic's lien for my commission and attach to this property because I have done everthing that I should do, the seller has to deliver marketable title and CITI and WAMU are in the way of that happening...........

Busy Season??

Exit Realty Showcase- Broker & E-Pro & REOS — Tue, 20 May 2008 19:39:13 -0700

We have been super busy at our office. The creating Your Own Reality class swith Erica Nasby really upped our inventory and we are having FUN selling REAL ESTATE!!!!!! After all I did though I found out that I am allergic to honeysuckle it happens tobe in full bloom now!!! So I am home trying to get better so I can get back to knocking on doors!!!! What are you doing to prospect lately????

Show Me the Money!!!!!

Exit Realty Showcase- Broker & E-Pro & REOS — Wed, 30 Apr 2008 21:24:29 -0700

Dang!!!! It has been one crazy week!!!!! I have been trying to close out 3 deals that have been for various reasons delayed. One is b/c the 2nd mortgage company has a major computer malfunction and is having to do everything manually! The other was my husband's loan and had to go through the underwriting dept of the lender and that always takes more time. The last one has a 2nd that has to be subordinated and the 1st lien amount was not requested high enough so the borrower would need $2,400 in closing and they do not have that much money so I have to redo that one!!!!

To top it off I closed a deal last Friday and the attorney still hasn't give me the money over a 20 ft driveway beside the piece of property that I sold that has nothing to do with my JOB.......I want my checks please!!!!

Hopefully tomorrow will be a better day!

101 Post!!!

Exit Realty Showcase- Broker & E-Pro & REOS — Sun, 06 Apr 2008 20:09:10 -0700

I was going to make the 100th blog a milestone but I was so busy writing and getting to that point that I totally forgot to acknowledge that in my last post so here's to post 101.........it was a great day at an open house that I had today even flipped a looker to a client.......hopefully I will have them in a home by the end of the week........before the rates have time to go back up anyway!!!!