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Bergen County Short Sales: Who is in charge during a short sale? - 12/30/11 09:27 AM
Bergen County NJ – Many home buyers think that the short sale lender is in charge during a short sale. Nothing could be further from the truth. The short sale lender can only veto short sale offers. They can’t put the property up for sale or decide who to sell it to. Only the home owner can do that. Why is that? Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Until the lender forecloses on the home the home owner is in the driver’s seat. They “own” the property until the lender forecloses. We (1 comments)
Seven Ways You Benefit From A Bergen County Short Sale - 12/29/11 09:16 AM
Bergen County NJ – A home owner thinking of a short sale recently asked us why they should short sale versus just walking away and letting their lender foreclose on the home. We gave them the normal answer: “It’s much better for your credit.” That was the first thing that popped into our head. But, I knew there are more benefits to a home owner than simply better credit. So I put together the entire list and here they are. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. 1. The upside down debt is (3 comments)
Does My Bergen County Short Sale Have To Be Approved Before I Put It Up For Sale? - 12/27/11 02:07 PM
Bergen County NJ – We often get asked if a short sale is even worth the effort. “Do I need to have my short sale “Approved” by my lender before I put my home on the market?” one seller asked us. “When I called my lender they wouldn’t talk to me about my short sale. I am concerned that they might do that when I finally sell the property and I’ll never get the short sale approved.” Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here was our answer. Most lenders will not talk (0 comments)
Can your Bergen County Short Sale Realtor beat the 80% short sale failure rate? - 12/22/11 08:02 AM
Bergen County NJ – Some people think that short sales represent a bargain in the real estate world. Some people have said that banks sell short sales for below market value because they want to avoid foreclosure. That isn’t true. Yes, banks do prefer to sell a property in foreclosure as a short sale. They know that short sales usually sell for more money than a foreclosure. I am sure you are wondering why. Let me explain. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. The problem is that a lot of time the (2 comments)
60 Minutes and The Housing Market – How Does Short Sales in Bergen County Fit In? - 12/19/11 02:02 PM
Bergen County NJ – If you caught the show 60 Minutes on December 18th you may have been brought up to date with how dim the housing situation may be in many areas. It’s not so much that houses aren’t necessarily selling or that buyers aren’t looking; but instead they brought to our attention an alarming statistic. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Twenty-Five percent of American homeowners today owe more on their homes at this moment than their homes will ever be worth. To prove their point they went to Cleveland, (0 comments)
Bergen County Short Sales: Should I Be Embarrassed by Doing a Short Sale - 12/14/11 09:01 AM
Bergen County NJ – Short Sales are a situation that can often cause emotional turmoil as well as financial. It’s amazing how quick people are to judge others but times may be changing when it comes to today’s financial situations. We’re all feeling tough times. We all have seen local businesses close, people we know losing jobs they’ve had for years, and seen how the cost of living increases while the income we’re making doesn’t seem to be keeping the same pace. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Most of us don’t (2 comments)
Bergen County Real Estate: The Importance of Curb Appeal When Selling Your Home - 12/13/11 09:08 AM
Bergen County NJ – No matter what the circumstances are when you’re selling your home, you want to get top dollar for it. For the potential owner it’s like their birthday, or Christmas, or Hanukkah. So, why not GIFT WRAP your home for them? As silly as that seems that’s exactly what you are doing when you are putting your home up for sale. You are presenting a large gift to the potential owners and one of the first things to attract their attention is the packaging. You want them to take their first look and say, “That’s the one I (0 comments)
Bergen County Short Sale Question: Should I Short Sale Or Declare Bankruptcy? - 12/12/11 01:33 PM
Bergen County NJ – The Stop Foreclosure Institute recently received a question from John. Here is his question. “I am upside down by $300,000 on my home. I want to move, but I am concerned about having that $300,000 debt chasing me for the rest of my life. A friend mentioned I could get it wiped out in bankruptcy. So, here is my question. Should I short sale and then declare bankruptcy. Or just declare bankruptcy and get rid of the house in the bankruptcy? John.” Click here to discover how other sellers successfully did a short sale and avoided foreclosure. (0 comments)
How Can a Bergen County Realtor Help Me When I’m Facing Foreclosure? - 12/10/11 10:23 AM
Bergen County NJ – While most people think of realtors as a person you turn to only when you’re buying or selling a home; many don’t realize that a realtor’s expertise in the housing industry can help you in other ways also. If you are facing possible foreclosure, turning to a realtor for help may be one of the smartest options to choose. While realtors can’t give legal advice about handling foreclosures, they can show you many options that are available to you as both a home owner facing possible foreclosure and as a possible home buyer if you should have (0 comments)
Bergen County Short Sales Are Improving - 12/07/11 05:26 PM
Bergen County NJ – We recently saw something positive on short sales with Bank of America. Bank of America recently sent out an email stating that you can no initiate the short sale process without a buyer. The agent can start the process and get things going before a buyer makes an offer to purchase the property. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. This will help to reduce the short sale timeline. All of the documents will be submitted and if the negotiator needs anything else, they can request it earlier in (0 comments)
Bergen County Short Sale Myth: It Is Very Difficult To Get A Bank To Approve A Short Sale - 12/05/11 09:07 AM
Bergen County NJ – Short sales are difficult when you do not know what you are doing. But, they aren’t as difficult as people say. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Here are the three keys to getting a short sale approved. #1: Follow up. Many agents don’t take short sales seriously. They have heard the horror stories from other agents and therefore don’t think their odds of success are very high. Because of that, they don’t put much effort into the short sale. They’ll submit the short sale file, but (1 comments)
Bergen County Short Sale Myth: Short Sales Are Always Sold Below Market Value - 12/04/11 09:37 AM
Bergen County NJ – Some people think that short sales represent a bargain in the real estate world. Some people have said that banks sell short sales for below market value because they want to avoid foreclosure. That isn’t true. Yes, banks do prefer to sell a property in foreclosure as a short sale. They know that short sales usually sell for more money than a foreclosure. I am sure you are wondering why. Let me explain. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Most short sales are still owner occupied. As (0 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.