Jeanne M. Gavish's (jmgavish) Blog

Last year I listed a home as a short sale, and it was filled to the rafters with people; two households of extended family combined into one.  Each family had children, and where there had been one set of bunk beds in each bedroom, there were now two sets.  There was a cot at the end of the bed i...

It appears as though the Florida Department of Business and Professional Regulation may have difficulty locating and processing the Digital Electronic Fingerprints of Real Estate Licensng Candidates.  Some of the candidates were instructed to use the wrong vendor for fingerprinting.  As a Real Es...

In Spring Hill Florida we have enjoyed the benefits of the 100% USDA Rural Housing loan, as Hernando County has been considered a "Defined Rural Area".  This means that our residents can purchase a home with no money down with no restrictions to seller paid closing costs.  This has been a tremend...

One of the greatest privileges of serving on the District Board of Trustees for Pasco-Hernando Community College is to participate in the Commencement Ceremonies.  I get to don my cap and gown, join the procession of dignitaries and sit on the dais, watching the glowing faces of the graduates.  I...

Last Weekend the Renaissance Festival had their final weekend in the Tampa Bay. The Village of Fittleworth was recreated at the Tampa Museum of Science and Industry (MOSI). From freshly brewed beer to Fencing and jousting to Henna Tatoos to the Queen's Royal Tea, it was an annual event that was n...

As the laws are about to change regarding Sinkholes in Florida once again, to benefit the insurance companies of course, questions arise about why West Central Florida, what is a sinkhole, what if my house gets a sinkhole, can you insure a home after it has had a sinkhole, and on and on and on.  ...

Update for 2014: Since I wrote this blog post,  The Consumer Financial Protection Bureau (CFPB) has issued its Loan Originator Rule to implement the new Dodd-Frank requirements, and investors utilizing Seller Financing may now be classified as a loan originator under the Rule.  If you are conside...

Yesterday in Spring Hill Florida, the Hernando County Chamber of Commerce's "Hernando Marketplace" was greeted with a record turnout and perfect weather.  Local businesses, restaurants, and government agencies set up booths displaying their wares and services, and were met with record breaking cr...

Ever wonder what draws the retirees to Florida every winter?  Yes the weather's great, but it is much more than that.  What struck me when I first started coming down for a week with my family years ago was how happy the old folks were.  Bicycling, hobbies, golfing, expeditions to the casinos, th...

I received a call yesterday from a Florida Real Estate Broker, frantic because her license was due to expire in two days.  She went online to the Department of Business and Professional Regulation website to renew her license and discovered she was deficient in her post license education by 30 ho...