This charming 3 bedroom ranch is a perfect starter or down-size home. Lovely landscaped walkway leads you to the Front door. Entryway to the home welcomes you into an open/spacious Great Room that features fresh paint, a vaulted ceiling w/ fan and a gas log fireplace. The Kitchen is large and Cook friendly with gas range/oven, work island, tons of counter space and cabinets. Sliding glass doors in the Breakfast Room lead you to the patio in the fully fenced back yard. Large Master suite features a vaulted ceiling w/ fan, walk-in closet with organizers & a private bathroom. Laminated Wood flooring throughout the home allows for easy homeowner maintenance - NO MORE Vacuuming!! Neutral paint through-out. Walk to the neighborhood amenities which include a Swimming Pool with Water slide, Clubhouse, Indoor Basketball Court, Walking Paths, Pond, Tennis Courts, Playground and Recreation Area. 1-year HOME WARRANTY Included! ASK us about 100% financing for this property.
Well maintained Blakeney area home nestled in a cul-de-sac lot on over a 1/3 acre. Fenced backyard with beautiful landscaping & plenty of privacy. A wisteria-draped pergola covers the paver-stane patio & overlooks the koi pond with waterfall. Truly an oasis! New: Trex deck, interior paint, brush-nickel doorknobs, light fixtures, carpet, water heater, smooth-top range/oven, garage door opener & front door.
Patio Home in Desirable Blakeney Area of South Charlotte
This is a wonderful 2 bedroom, end-unit patio/townhome in a very desirable location! You are walking distance from Stonecrest and Blakeney shopping areas. The home is an open floorplan model with lots of natural light. Large master bedroom with tray ceiling and sitting area. Master bath has dual sink vanity and garden tub/shower combo. Open kitchen plan w/ lots of counter space, 42' cabinets, recessed lights
Large Brick front home w/ charming rocking chair porch on cul-de-sac lot. 2-story foyer w/ hardwood floor & dramatic chandelier. Kitchen is bright and open with 42" wood cabinets, granite counters, stainless steel appliances & eat-up breakfast bar. Sunny Breakfast area looks out to wooded backyard. Master has tray ceiling & private large bathroom w/ dual sink vanity, separate shower & garden tub. 1st floor guest suite.
Wonderful home located on a cul-de-sac lot in the "north section" of Legacy Park. Nicely landscaped all around the home. Fenced backyard. You will love the oversized patio with the pergola canopy. Lots of room to spread out and enjoy the great outdoors. Wait til you see the inside of the home! Open kitchen with space to cook and move! Long breakfast bar counter. AMAZING master bathroom! Please view visual tour for more details!
Large brick-front home w/covered front porch in quiet neighborhood built by Ryan homes. Neutral paint allows you to easily customize your wall colors. You'll love how much living space is in this home. Ceramic tile flooring greets you in the hallway and carries into the kitchen with 42' Maple Cabintes and smooth cook-top in island. All blinds are 2' custom fitted. See virtual tour for more info.
Here, just south of Charlotte, is an ideal place to regain your balance and enjoy the things in life that really matter. A new master-planned community in historic Fort Mill, South Carolina, Massey is a natural enclave that provides a true respite from the day-to-day. There are so many things to do and so many places to do them in, including a beautifully appointed, 5,000 square foot expansive Residents' Club. You'll find more ways than you ever imagined to reconnect with your own family and to establish new connections with neighbors. It's a lifestyle you can't help but embrace.
So many ways to relax and rejuvenate. For some, the best form of relaxation is a leisurely float down Massey's Lazy River Pool. For others, it's a fun filled splash with your kids in an awesome zero-entry or Junior Olympic pool. And for the rugged among us, it's a rigorous 5-mile jog along a wooded nature trail. Rejuvenation is in the mind of the individual, so we've filled Massey with a wide variety of choices:
A well-appointed, 5,000 square foot Residents' Clubhouse designed in the classic tradition
An Activities Director who organizes events, clubs, fitness classes, movie nights, residents' parties and just about anything else the residents want
A large screen theatre room where friends and neighbors can gather for a real movie theater experience right here, close to home
A fully-equipped Fitness Center
A Junior Olympic pool
A Lazy River Pool and Family Fun Pool with Tower Slide
Miles of walking, jogging and biking trails
Kayaking and fishing on the Catawba River
Bird-watching and picnicking in the Massey Nature Preserve
I am an "HRC- Home Retention Consultant". Which means in addition to helping people buy and sell homes I have also been trained by and I am paid by mortgage servicers to work with homeowners to help them avoid foreclosure. Please let me try to help you stay in your home and to help keep the foreclosure off your credit report.
Some Foreclosure Facts and Misconceptions ..
Banks lose an average of $30,000 to $40,000 on a single foreclosure.
If your bank loses money from foreclosure they can obtain a judgment against you for the rest of their money!
Foreclosure auctions are in the papers for three weeks. Your neighbors will know!
Your credit can not be damaged worse than by having a foreclosure on your record.
"I'm so embarrassed!" Don't be. There are hundreds of perfectly understandable reasons for situations changing that are beyond your control. Among the most common are divorce, injury, illness and prolonged unemployment. Eventually anyone's savings are going to run out!
"I'm behind on my mortgage and I don't know what to do about it!" You're not alone. Most people do not realize just how many options there are available to avoid foreclosure. There are some basic questions you have to ask yourself. 1) Can you afford your mortgage moving forward? If the payments were slightly lower? 2) Do you have enough money to bring your mortgage current? 3) Do you owe more than your home is currently worth?
Depending on your answers to those questions you have the following options:
Repayment Plan The option exists to arrange a repayment plan with your lender, applying a portion of your arrearage each month for a period of time, typically between eight and fifteen months. These plans usually also consist of a good will up front payment from the borrower to cover some or all of the expenses incurred such as interest and attorney's fees.
Loan Reinstatement Pending a review of your current financial situation your bank may "forgive" that you're not current, allow you to pay some or all of the arrearage, and reinstate your loan.
Loan Modification Pending a review of your current financial situation your bank may be willing to "forgive" some of your arrearages, put the balance at the end of your loan, or even possibly lower your interest rate - making your monthly payments lower.
Re-Finance Depending on your current financial situation and your credit history you may be able to qualify for a new loan. There are many options available even for people with bad credit and low credit scores.
Pre-Sale / Short Sale Lastly, if you can not afford to make your monthly payments any longer you may need to sell your home to prevent foreclosure. This much may be obvious, but what most people don't realize is that it is usually extremely costly for banks to foreclose. If you owe more than your house is worth you still have the option to sell to prevent foreclosure. Most banks are willing to write off a loss on your loan. Why? Because on top of all of the attorneys fees, auctioneer's fees, property maintenance and clean-up costs, losses due to damage,.. and the list goes on - they're still not going to be able to sell the property for any more than you will be able to. Please read below for more information as to why it is critical to have help from someone who is familiar with this process.
"Why do I need YOUR help? Can't any real estate agent help me?" It's true, there are many real estate agents who have done "short sales" before. However, I have one major advantage over most every agent in the states of North and South Carolina. I work with a company called Titanium Solutions who pioneered an industry called "Loss Mitigation". They actually have banks pay them, and in turn pay their local agents, to go knock on a borrower's door who is in default, simply to let them know that we want to help them. Titanium Solutions offers all of their local agents special training in how to work with banks to not only get short sales approved, but also to assist with all of the other foreclosure avoidance methods. This also means that I have "back door" access to many of the largest mortgage lenders. I don't know of many other agents in the area that work with Titanium Solutions, so they don't have this type of access or training!
"I called my bank already hoping to work out something with them and they just told me to wait for the foreclosure notice!" I realize that sometimes the banking industry seems like the big bad wolf, but please realize that they are in the business of making money. Even if you are trying to work with your loan servicer on a workout they cannot afford to take the risk to stop their collection / foreclosure process UNTIL the workout is complete. That being said, every servicer I've spoken with at the highest levels of management have said that they're working very hard to educate their own staff on better ways to manage their calls. The last thing they want to do is alienate their borrowers. Believe it or not, the person on the other end of the phone is human too, and they're just trying to do their job.
"Don't you only make money if you sell my house. Why should I call you?" Yes, while it's true I only make money if I sell a house (unless I'm working on a loss mitigation assignment), I would still like to try and help you stop your foreclosure. It is my hope that if I can help you out you will remember me, refer people to us, and when you're back on your feet and ready for that upgrade (or downsizing) you will call on me.
PLEASE DON'T BE EMBARRASSED TO ASK FOR HELP. EVEN IF YOU ARE IN CONTACT WITH YOUR BANK ALREADY, IF YOU ARE HAVING TROUBLES WORKING WITH THEM I WOULD LIKE TO HELP YOU. CALL ME or EMAIL ME NOW FOR A FREE CONFIDENTIAL CONSULTATION.
According to a study conducted by Bankrate, Inc. North Carolina has the lowest mortgage closing costs in the country!
The average closing cost for a $200,000 mortgage in North Carolina is $2,650. The national average is $3,118.
Despite a weak housing market, the national average closing cost has increased 14 percent from $2,736 in 2007.
New York leads the nation with average closing fees of $4,016.
Bankrate says that, the higher fees can be attributed to lenders asking appraisers to do more time-consuming work. During the housing boom, the company notes, many lenders preferred appraisers who did the job quickly and inexpensively.
The study that Bankrate conducted in June and July was completed by obtaining four to nine good-faith estimates from the Web sites of lenders. Researchers selected ZIP codes in some of the largest cities in each state and requested information on the closing costs from a $200,000 loan.
They requested fees on a 30-year, fixed-rate mortgage for a borrower with a 20 percent down payment and good credit to buy a single-family home.
The survey includes lenders' origination fees, title and settlement fees but excluded taxes and prepaid items.
An oasis in Uptown Charlotte is almost here. It is the Enclave.
The Enclave is located in Uptown Charlotte in the Garden District at 710 East 7th Street. This location offers fabulous views of Uptown Charlotte as well as being only a short walk from the Bobcats arena and the rest of Uptown Charlotte, being only 5 blocks from Trade & Tryon Streets.
The Enclave is a well planned blend of luxury, convenience, detail and natural beauty. The Enclave offers one, two and three bedroom floor plans to choose from. No matter the number of bedrooms you need there are several layouts to choose from as well. The Enclave has designer kitchens with granite counter tops and stainless steel appliance. Classically designed exteriors, expansive balconies, spacious rooms, courtyard pool and outdoor fireplace, tiled baths, hardwood flooring in living areas, extensive moldings, ten-foot ceilings, secure, gated resident parking & dedicated visitor parking.
The construction at the Enclave is proceeding along at a swift pace. This photo illustrates the progress on the courtyard pool. Our first closings are scheduled for November 2007.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.
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