Mortgage Coach & Training with an Arizona Mortgage Pro and Mortgage Leaders.Com - 05/25/07 12:03 AM
Are you struggling to produce the business you want? Do you want to bring in more business and spend less money doing it? Are you tired trying to originate loans and getting no where?
I am your personal Mortgage Coach!
As a CMPS and Building Champions certified coach I bring over a … (0 comments)

Avoiding Close of Escrow Disasters – Why Everyone Needs To Know the Mortgage Process - 05/24/07 07:28 PM
It's the final hour and close of escrow has come and gone. Everyone is mad, docs aren't out, and all parties are on edge. The buyers, sellers, and agents are ready to pounce on the loan officer and the loan officer is ready to lose it. Sound familiar?
If you've been … (5 comments)

Marketing Tip of the Day - 05/22/07 08:46 PM
I have to be honest the first time someone told me about networking groups I was beyond skeptical. I had heard of people being successful from them before, but it sounded more like a less expensive pyramid scheme than anything else. I thought that until I went to my first BNI … (14 comments)

Arizona Construction and Lot Loans working with an Arizona Mortgage Pro - 05/22/07 06:27 PM
Are you looking for a reliable experienced mortgage construction lender in Arizona? Are you planning the construction or purchase of a lot loan in Arizona? 
I am your Arizona Lender Mortgage Banker!
I am a native of Phoenix, Arizona and have been working in mortgage planning and financing for 5 years. Located in the … (0 comments)

Arizona Home Loan Planner for your Purchases & Refinances - 05/22/07 06:22 PM
Are you looking for a reliable established mortgage lender in Arizona? Are you going to be purchasing a home or would you like to refinance to a better loan?
I am your Mortgage Banker!
I am a native of Phoenix, Arizona and have been working in mortgage planning and financing for 5 years. … (0 comments)

100% Financing is Alive and Well With My Community and First Horizon Home Loans - 05/22/07 06:20 PM
My Community offers affordable mortgages with 100% financing options through Fannie Mae.  This particular fixed and adjustable rate product includes 5, 7, 10, 30 and 40 year terms, fully amortized or interest only. Typically My Community is restricted by income limitations depending on each state, but now in Maricopa County the limitations are waived … (1 comments)

What’s In It For Me? - 05/21/07 06:25 PM
She waived me in through the window and motioned for me to sit. As I sat down I looked around her office and noticed the incredible amount of paperwork strewn all over the place. There were sales awards and certificates on the walls and what seemed like a sea of old … (7 comments)

How Using Just One Word Can Dramatically Hurt Your Business - 05/20/07 10:37 PM
Can you believe that there is just one word that can make a negative impact on your business? That there is a single statement that not only discredits you in many people's minds but also makes you look like you don't know what you are talking about. In my years of … (56 comments)

Blog With A Passion! - 05/18/07 06:45 PM
It is hard for me to comprehend that I've only been blogging here on ActiveRain now for a little over 2 months. In just a short time I've seen more results than I ever knew were possible and I fear I'm becoming addicted to this site. I am convinced though that … (14 comments)

100% Financing is Alive and Well With My Community and First Horizon Home Loans - 05/17/07 03:44 PM
My Community offers affordable mortgages with 100% financing options through Fannie Mae.  This particular fixed and adjustable rate product includes 5, 7, 10, 30 and 40 year terms, fully amortized or interest only. Typically My Community is restricted by income limitations depending on each state, but now in Maricopa County the limitations are waived … (0 comments)

Arizona Home Loan Lender for your Purchases & Refinances - 05/17/07 03:41 PM
Are you looking for a reliable established mortgage lender in Arizona? Are you going to be purchasing a home or would you like to refinance to a better loan?
I am your Mortgage Banker!
I am a native of Phoenix, Arizona and have been working in mortgage planning and financing for 5 years. … (0 comments)

Arizona Construction and Lot Loans with a One Time Close Product - 05/17/07 03:39 PM
Are you looking for a reliable experienced mortgage construction lender in Arizona? Are you planning the construction or purchase of a lot loan in Arizona? 
I am your Arizona Lender Mortgage Banker!
I am a native of Phoenix, Arizona and have been working in mortgage planning and financing for 5 years. Located in the … (0 comments)

Everyday Heroes - 05/12/07 06:15 PM
(WARNING: Descriptive and graphic words are used in this blog to discuss injuries seen at a recent car accident. Please do not read this post if it bothers you.) Throughout our lives I believe there are moments that change the course of the world around us. I believe that when those … (13 comments)

Marketing Tip For The Day - 05/11/07 08:14 PM
Some of the most successful professionals I've ever met and known in the real estate world have some of the best and most interesting marketing tactics. When I started in the business I have spent a lot of time paying for marketing services and ultimately ending up unsatisfied. I've found that some of … (45 comments)

Never Forget To Show Your Clients You Truly Care - 05/10/07 11:42 PM
Today at 9:15am I received a call from my client's wife. She was crying and was very very upset. I could barely understand a word she was saying and took a long time to compose herself long enough just to utter a few words. After what seemed like an eternity she … (15 comments)

ActiveRain These Families Needs Your Support ~ Matamoros Mexico Relief - 05/09/07 06:42 PM
This summer I am traveling with a U.S. nonprofit organization heading to Matamoros, Mexico for relief work. This organization does relief work all over the U.S. and the world. I am taking a team of young people to Matamoros to provide medical care, food, and most importantly we are helping to build … (2 comments)

Don't Play Favorites - 05/08/07 07:25 PM
In this business and in life we often surround ourselves with people we like and truly enjoy being around. We find ourselves spending the majority of our time with people that we enjoy the most. This is not in it's most simplistic form a bad thing is it? I mean who really wants … (6 comments)

Doing Loans For Free - 05/08/07 01:32 AM
Well all of us who have been in the mortgage industry long enough know that from time to time we'll do a "freebie" for a friend of someone we are trying to help. I recently did that for some close friends and was surprised at the final outcome. This young couple … (38 comments)

Arizona Construction and Lot Loans with a One Time Close Product - 05/06/07 06:34 PM
Are you looking for a reliable experienced mortgage construction lender in Arizona? Are you planning the construction or purchase of a lot loan in Arizona? 
I am your Arizona Lender Mortgage Banker!
I am a native of Phoenix, Arizona and have been working in mortgage planning and financing for 5 years. Located in … (0 comments)

Leaving a Legacy - 05/06/07 05:52 PM
The past week has been pretty overwhelming in light of a significant family loss and yet I sit here writing this truly inspired. With all that clutters our lives from the day to day grind it is so important that we set aside time each day to appreciate and enjoy the … (10 comments)

Bad Habits: Breaking the Cycle - 05/01/07 05:59 PM
In the course of my professional career I've had the joy of spending a lot of time working 1 on 1 training people to be successful. In a previous job I worked exclusively with all new recruits to bring them up to speed on what they would need to survive in … (7 comments)

 
Loan Officer: Jacob Morales - Arizona Mortgage Planner (US Bank)
Jacob Morales - Arizona Mortgage Planner
Scottsdale, AZ
More about me…
US Bank

Office Phone: (480) 538-5685
Cell Phone: (602) 501-7383
Email Me
Professional Mortgage Advice. Inspirational writing for your soul. Your Arizona Mortgage Lender!

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