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frugal living: Money-Saving Myths for Savvy Consumers - 12/07/10 05:24 PM
Money-Saving Myths for Savvy Consumers
While saving money is easy when shoppers pay attention to the basics, it can become frustrating if you fall for these money-saving myths.
 
Buying in bulk always saves money.
Coupons are mostly for processed foods.
Grocery coupons are too much trouble for the savings.
Shop with a list and don’t buy if it’s not on the list.
Shopping at multiple stores isn’t worth the hassle.
A higher limit on my credit cards improves my credit score.
Lowering the thermostat and using space heaters saves money.
 
These and other … (6 comments)

frugal living: The Guru Family Has Expanded - 11/05/10 06:46 AM
The Housing Guru is pleased to announce that the Guru family has expanded, and would like to invite you to visit our latest addition, The Frugal Guru. With the tough economic times our nation is facing, we can all benefit by discovering and sharing ways to live within our budgets, while still enjoying the Good Life.
 
The Frugal Guru is a joint venture that I have undertaken with my daughter, Deborah, an experienced “coupon clipper” and “bargain hunter.” Our mission is to share the money-saving tips that we use, but more importantly, to ask our visitors to share their ideas … (10 comments)

frugal living: Live Large In A Small Space—Or Downsizing 101 - 03/26/10 02:54 PM
                                                                                                                                                             
For those who need to reduce both their home maintenance costs as well as their investment, this home plan just may be the perfect answer. With just over 1,100 sq. ft., the plan is compact, yet includes the important spaces families need. And although the home is only thirty feet wide—great for tight city lots—it still offers 3 bedrooms, 2 full baths, a single-car garage, separate dining room, and vaulted ceiling family room with fireplace. The efficient kitchen also features a breakfast area with vaulted ceiling.
 
Click HERE to view the floor plan, see other plans, Those who … (5 comments)

frugal living: Get Your Financial House In Order - 08/18/09 07:21 PM
With no immediate end in sight for the recession, millions of families are struggling to pay their mortgage, car payment, credit card bills, and still have money left for groceries and other expenses. Yet some families have discovered creative ways to cut their expenses, leaving money for savings and entertainment.
 
What those families are doing is taking advantage of the wealth of information that is available on the Internet. One doesn’t need a degree in economics to grasp the fundamentals of household budgeting; all that is necessary is a desire to save and a willingness to explore all the options. … (19 comments)

frugal living: This Crisis is not Financial - 06/09/09 04:53 PM
While the stock market, housing prices, jobless rate, and falling GDP may point to a financial crisis, those are only symptoms of the real illness. Just as a doctor would never describe an overweight patient’s condition as, “a crisis of too many fat cells,” we must look to the cause of our problem if we ever expect to effect a cure.
 
The USA has gorged itself on debt, but even that’s not the problem. It’s yet another symptom of a society focused upon personal comfort and satisfaction, chasing an ever-changing vision of happiness, a narcissistic assumption that it was about … (147 comments)

frugal living: We Never Needed All That Stuff Anyway - 05/25/09 01:11 PM
As the economy continues to unwind, many are taking a second look at the way they’ve spent money during the past decade; and some have decided to make adjustments and “keep the change.” The slowing economy is taking its toll across a wide spectrum; it’s no longer just for the bankers, the stock brokers, or those in real estate.
 
Businesses are trimming costs, and it’s having a ripple effect. People everywhere are feeling the pinch. As jobs are lost and less “real” money is in circulation, everyone is affected. Many who once earned six or seven figures are now earning … (15 comments)

 

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