Janet's Blog

Become Your Client's Trusted Real Estate Advisor!

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 22 May 2012 22:36:03 -0700

Today was busy but fun and rewarding as are many days in the world of real estate. One of my past clients came in to list the home that I had sold him and his wife many years ago. Unfortunately, his home is on the default list, which is the sad story of quite a few homeowners today. He said he had heard from several real estate agents that called when they saw his home loan was in default. One of them was a bit pushy in trying to list his home.

Thankfully, my client and his wife would work with no other real estate agent but me. They said they didn't know the other agents and didn't trust them to act in their best interest. They were very grateful for my service in the past and knew they could trust me to be honest with them and give them top, caring service throughout the short sale process. When you have a loyal client that trusts you, all your hard work and extra service seem so worthwhile! Don't you agree?

I have a feeling of gratitude in my heart both for loyal and devoted clients as well as for the knowledge and experience I have gained throughout nearly 29 years in the real estate profession that make it so that I can be of service to my clients in this economically difficult time.

Please call the Janet Naisbitt-Bagley team for top service with all of your real estate needs at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. Check out the MLS at www.homesincedarcity.com. Whether buying or selling, Janet's team will work hard to help you make your real estate dreams come true.

I LOVE REFERRALS!

Steve Florio of ERA Mortgage Reports Improvements in Real Estate Market!

Janet Naisbitt-Bagley (ERA Realty Center) — Thu, 03 May 2012 18:21:58 -0700

Steve reports in his email of today, "Pending home sales are at their highest level since April 2010, according to the National Assn. of Realtors. Lawrence Yun, the group's chief economist, said the market 'has clearly turned the corner.'" This is good news for our economy as well as the real estate market.

Steve goes on to say, "Price declines are easing. Housing data provider Zillow said last week that home values are bottoming in most major markets and are set to begin rising in metropolital areas such as Los Angeles." According to UAR statistics as of February YTD, the median price range is down. I am looking forward to the rise! Aren't you?

The number of closed sales in Iron County is up according to the same February UAR statistics for Iron County. The number of homes for sale is decreasing. These 2 should add up to prices beginning to rise in some price ranges.

Check out the beautiful homes for sale at www.homesincedarcity.com including foreclosures, short sales, HUD homes, new construction, and homes priced-like foreclosures. Call Janet Naisbitt-Bagley team 435-865-1019 or 800-934-3742 at ERA Realty Center to find your best deal. You can also email naisbitt@infowest.com for top professional, knowledgeable service whether you are buying or selling! Janet's team will help you reach the results you desire.

Janet loves referrals! Please call Janet's team 435-865-1019 for all your real estate needs!

Iron County First Quarter MLS and Utah Association Of Realtors Statistics

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 24 Apr 2012 14:02:24 -0700

Janet Naisbitt-Bagley Team’s April 2012 Real Estate Newsletter Update

According to first quarter graphs from the Iron County Board of REALTORS Multiple Listing Service (MLS),103 homes were sold in Iron County under $99,999; and 130 homes sold between $100,000 and $199,999. Therefore, 233 homes sold under $200,000. Only 45 homes sold above $200,000 including all the way up to the highest priced home that sold. Lower priced homes seem to be attracting buyers & investors that could not qualify in years past.

According to the recent Utah Association of REALTORS (UAR) February Local Market Updates by County, Iron County Median Sales Price is $85,000 YTD 2012 which is down 15.5% from $100,600 YTD 2011. Closed Sales are up 2.3% YTD in 2012 as compared to YTD 2011. More buyers are purchasing homes for less money. Buyers seem to be searching sq. ft. and price before calling agent to see homes. Then they pick the home that shows beautifully!

According to an Email from Utah Association of REALTORS (UAR) received April 24, 2012, “Utah home sales rose for the ninth consecutive month in February. With 500 more homes sold than last year, this was the strongest February for residential sales since 2007.” This is good news to the real estate market and to our economy.

Please go to www.homesincedarcity.com to see current real estate for sale on the Iron County Board of Realtors MLS. You’ll find attractive foreclosures, short sales, new construction, HUD homes and other bargain-priced values available. Sellers can check out their competition and price to beat it. Buyers can find their dream homes. Investors can begin their search for the home their renter can pay off for them.

Interest rates and prices are still both low at the same time which is a great combination for getting that desired low monthly payment. The inventory of homes for sale seems to be diminishing, so I believe it’s a good time to sell and buy. Land, lots, commercial and acreage are still slow to sell in this market due to availability of resale bargains.

Owners in this real estate market who find themselves under water, which means they owe more than the value of the home, have many options besides foreclosure. I recommend that they call their bank and have those outlined for them. They may include loan modification, refinance, and etc. which may allow the owner to keep the home. Options may include short sale, deed-in-lieu of foreclosure, and etc. Sometimes there are monetary compensations for a homeowner who completes a short sale. Ask your bank.

Investors who currently own rental homes may be able to refinance and get lower interest rates under new programs available through their lenders. It’s a good time to call lenders to find out loan programs that may benefit owners. Investors are experiencing success!

Please call Janet Naisbitt-Bagley and her knowledgeable, top service team at 435-865-1019 or 800-934-3742, or you can email Naisbitt@infowest.com. Janet’s team markets aggressively and is available for consultation, questions, concerns, and gives top service.

Cedar City, UT, Area Experiences Investor and Homeowner Home Shopping!

Janet Naisbitt-Bagley (ERA Realty Center) — Mon, 26 Mar 2012 17:17:56 -0700

We all agree that we are still in a buyer's market. However, the homes for sale in the lower price ranges are attracting multiple offers, and I believe this is a steady market that will soon experience rising prices. Do you agree? Investors and homeowners seem to be fighting over the available homes less than $100,000 and even as high as $200,000. Often there's a rush to get the offer in immediately.

Today I had a buyer call me to put an offer in on a home. When I called the listing agent, I was told that 2 offers had come in over the weekend, and that the seller had already accepted one. When I told the buyer his offer would have to be put in back-up position, he was kicking himself for thinking about it on Saturday rather than submitting the offer then. He spoke to his wife about making future offers quickly! That;s a wise choice in the Cedar City/Enoch area real estate market here in Utah.

Our low prices are attracting buyers, and the low interest rates are making affordable payments. Buyers can purchase homes in price ranges that weren't even available here a few years ago. Investors can often make a nice profit over and above the mortgage payment from the rents. Homeowners can often pay less to own their own home than rent.

This is not the time to make a quick profit by buying low and selling high, but I strongly believe it's a great time to buy and hold while prices go up. Call today and join the home buying fun! Remember, many millionaires were made in the past by buyers purchasing homes during buyer's markets like we have today.

Please call Janet's team at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com for help with all your real estate needs whether buying or selling. Janet Naisbitt-Bagley and her team will work hard to help you make your real estate dreams come true.

Check out the foreclosures, short sales, HUD homes and homes priced like foreclosures at www.homesincedarcity.com. Then call Janet's team at 435-865-1019 or 800-934-3742 for your free tour. Experience the difference with the real estate top service team that is knowledgeable, experienced and that cares about you.

NOTICE: Janet's team at ERA Realty Center in Cedar City, Utah, loves referrals!

UAR Reports That Utah's Housing Market Continued To Improve....

Janet Naisbitt-Bagley (ERA Realty Center) — Mon, 12 Mar 2012 17:43:50 -0700

According to the Utah Association of REALTORS (UAR) Report for January, "Rising home sales and declining housing inventory are boosting Utah's real estate market. 2012 was the best January in five years in terms of homes sold." The report also pointed out, "This is the eighth consecutive month that home sales have increased compared to the same month a year earlier."

The data from the Utah Association of Realtors states, "Signs point to a strong spring for home buying. The number of contracts signed to buy homes (pending sales) in January increased 20 percent, signaling a likely rise in February closed sales." We'll look forward to getting that report in a few weeks and find out!

"Excess housing supply is being absorbed, which should help home prices," according to the UAR report. "The number of homes available for sale has fallen significantly in the past year. At the end of January, inventory levels were down 24 percent compared to January 2011. For the past 11 months, inventory declines have been in the double digits, with the number of active listings falling for more than a year. The number of homes on the market has not been this low since February 2007," according to UAR.

This is all good news for real estate in the state of Utah! How are we doing in the entire United States of American?

Please let Janet know if you want to see the entire report by calling Janet Naisbitt-Bagley at 435-865-1019 or email naisbitt@infowest.com or toll free 800-934-3742.

Check out the attractive inventory of homes for sales including foreclosures, short sales and homes priced like foreclosures n Southern Utah at www.homesincedarcity.com. Janet Naisbitt-Bagley and team at ERA Realty Center at 435-865-1019 would love to give top service with all your real estate needs whether referring, buying or selling. Please call Janet's team at 435-865-1019 today.

Would You Agree That Selling Real Estate Is Lots of fun?

Janet Naisbitt-Bagley (ERA Realty Center) — Mon, 05 Mar 2012 15:12:32 -0800

When I was a little girl, I would send out flyers, lick stamps. lick envelopes and stand on a chair by the road holding a sign--all to help my Real Estate Broker Dad sell homes. I also remember helping to clean his new construction homes and put little curves to show where the door swings and an X where the light goes on his plans.

As a child, I found it fun to play at being a real estate agent. Now that I'm a real live REALTOR and have been for 28 years, it is still fun. I mean it.

Recently, we closed a sale for a first-time home buyers. They were excited, and it was contagious. I felt an inner joy at being able to help their American dream to come true. There were hugs and tears all around. It just doesn't get any better! Does it?

Someone asked me why, after being this long in the business as a top REALTOR, I didn't just focus on the higher priced homes and commercial. It is because I love every aspect of the business. Besides the joy that comes from helping buyers own their first home, it is also amazingly fun to help buyers move up to their dream home. I love helping people with their real estate needs, and I love giving top, knowledgeable service.

Of course, there are times when selling homes can be stressful and no fun at all. However, for the most part, those days are way over-ridden by the good experiences and the joyful feeling that comes from helping someone succeed.

If you know of anyone with real estate needs in the Cedar City, UT, area, please call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. You can also text Janet's mobile phone at 435-559-7772. Whether you are buying, selling or referring, Janet's team will work hard to help your transaction be fun and easy.

Check out the gorgeous homes for sale at www.homesincedarcity.com including foreclosures, HUD homes, short sales and homes priced-like foreclosures. Then call Janet's team at 435-865-1019 and experience the difference with the top trained, top service, top knowledge, top results team at ERA Realty Center. They're well known as the real estate team that cares about you. Call today and see what I mean!

Have a happy home shopping day!

Dear Mr. and Mrs. Seller, Do You Really Want To Sell Your Home?

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 21 Feb 2012 12:42:25 -0800

Last week I spoke to sellers that said they absolutely needed to sell their home quickly. Does that mean they were motivated? It was obvious these sellers were not. They informed me immediately that they would need a cash buyer because their home would not appraise for the amount they had to pocket. Therefore, the buyer would probably not be able to get a loan. Does this sound like a quick sell to you?

This type of scenario may have worked in 2005 when buyers were sometimes willing to pay $30,000 above appraised price. It most certainly is not reasonable in the current buyers' market. This is a bargain driven real estate market with buyers expecting more home for less. If they have cash, they expect even more of a deal.

If I marketed this home under their terms, I would be setting all of us up for disappointment and failure. I kindly let them know this would not work and the reasons and let them know I could only market the home at market value. They understood and we parted on friendly terms.

There's a happy ending! I received an email saying they would like me to market the home at market value! It is my opinion that the sad but true story is that a home cannot be sold quickly or otherwise for more than value in today's market.

If you would like to market your home at top dollar for a quick sale, please call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 for a real estate market over view including what homes have sold in the Cedar City, Utah area. Janet's team will give you up to the minute information on the market. Y

Sellers can check out their competition at www.homesincedarcity.com including foreclosures, short sales and homes priced as bargains. Please call or email Janet's team at 435-865-1019 or naisbitt@infowest.com for the experience training and knowledge to get your home sold. We market aggressively.

Don't You Agree That Every Buyer Should Have A Through Inspection?

Janet Naisbitt-Bagley (ERA Realty Center) — Fri, 17 Feb 2012 11:49:46 -0800

Recently a buyer didn't hire an inspection because he didn't want to pay an inspector. Problems were discovered 2 months after closing, and the buyer had to fix them. Sellers do not always know if there is a problem in their home. They are only required to disclose problems they know about to theYo buyer.

Many homes in today's market are bank owned. There is not even a seller to contact that knows anything about the condition of the home and property. Most banks never seen the home. An inspection is always a must in my book no matter what home and no matter who the seller is.

The Utah Real Estate Purchase Contract allows time for the buyers to have inspections and complete their due diligence. They can cancel the contract or make a list of objections to see if the seller will fix them. The seller may or may not be willing to fix them. This is a time for negotiations regarding the buyer's objections. Real Estate Agents are trained to help with this process. All of the due diligence and negotiations regarding the objections must be decided by 5 p.m. mountain time on the due diligence deadline.

After buyers complete a thorough inspection of the home and property, I strongly recommend that they inspect the neighborhood, crime rate, churches, schools, and etc. In the January 2012 "Today's Buyer's Rep," there is an article on Buyer Representation that states, "There are also certain things buyer's reps are not allowed to do for you, such as advise you on which neighborhoods are better than others in terms of schools, crime rates or population demographics. Fair Housing Laws state they can only point you to sources of this information, helping you make your own decisions on these and other matters." Ask your REALTOR what sources are available for you to resolve the questions that concern you.

Buyers have the responsibility to do their due diligence before their inspection time period is over. Buyers be sure to make sure that you take the time now when something might be able to be negotiated rather than later after the sale has closed and you have purchased the home as is.

Janet Naisbitt-Bagley will work hard to help your transaction go smoothly. Call Janet's team at ERA Realty Center at 435-865-1019 or email naisbitt@infowest.com for help with all your real estate needs. Check out the homes for sale at www.homesincedarcity.com. Call Janet's team for your free list and tour.

Are We All Selling HomeSteps/Freddie Mac Homes? If not, we should be!

Janet Naisbitt-Bagley (ERA Realty Center) — Thu, 02 Feb 2012 17:55:44 -0800

HomeSteps Provides Affordable Housing & Benefits Communities

Janet Naisbitt-Bagley attended a HomeSteps/Freddie Mac Road Show at the Utah County Board of REALTORS office in Orem, Utah, yesterday. Buyers would be interested in the excellent presentation Lauren Feild gave to the real estate agents in attendance including the answer to the question, What is HomeSteps? She explained, "*HomeSteps is the real estate unit of Freddie Mac. *We market a nationwide selection of Freddie Mac-owned homes. *The brand, Homesteps, was created by Freddie Mac to market its homes."

Janet Naisbitt-Bagley of ERA Realty Center has represented HomeSteps' Freddie Mac Homes for many years as a listing agent. Janet is impressed with HomeSteps/Freddie Mac, and she feels honored to be working with them to aggressively market their homes to mark them sold.

According to Lauren Feild, HomeSteps' Mission is "*To effictively manage Freddie Mac's credit losses in a way that: *Provides affordable housing opportunities *Benefits communities through renovation and careful marketing of foreclosed homes." Janet loves the way "HomeSteps is a Good Neighbor," and Janet strongly believes in selling Freddie Mac homes!

For a list of Freddie Mac homes in the area in which you have interest, please call Janet Naisbitt-Bagley and her team of licensed professionals at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com. You can text Janet at 435-559-7772 which is her mobile phone.

For attractive homes for sale in our area, check out the MLS at www.homesincedarcity.com including short sales, foreclosures, HUD homes, HomeSteps/Freddie Mac homes and other beautiful homes today. Then call Janet's team at 435-865-1019 for your free tour of homes.

Janet's team will work hard to help you achieve the results you want with all of your real estate needs whether buying or selling. Janet and her team are known as the real estate agents who care about you. They'll give top service and help make your transaction fun and easy. Call today for help making your real estate dreams come true.

Dare To Dream The Impossible Dream! Apparently, Nothing is Impossible!

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 24 Jan 2012 18:09:17 -0800

Dare To Dream The Impossible Dream! Apparently, Nothing is Impossible!

Steve Florio of Mortgage Family emailed an article "Field of possibilities" that caught my attention. Let me quote, "Whatever it is you desire to have, to be, or to experience, already exists within the realm of possibility. The more fully you express that desire, the more completely it appears in your life." The above statement requires some thought beyond just reading. I do firmly believe that if you think positively, live courageously, and believe in yourself, dreams do come true. I also believe that it is of the utmost importance to make sure that our positive thoughts are good for us and mankind.

The author, Ralph Marston, goes on to say in his last paragraph, "Whatever you can imagine has already been created in the vast and endless field of possibilities. Think it, speak it, act on it, live it, and let it unfold for all the world to celebrate and enjoy." That is a beautiful statement!

Even in my career of real estate, I notice that some are positive and move forward to make their real estate dreams a reality. I believe they will always be glad they did! The American dream is turning into an affordable reality for many in this real estate market of beautiful homes for sale with little or no down payment, low interest, low prices and low monthly payments.

Check the MLS for attractive homes for sale at www.homesincedarcity.com including foreclosures, short sales and homes priced like foreclosures. Then call Janet Naisbitt-Bagley team at 435-865-1019 or email naisbitt@infowest.com. We'll work hard to help you make your real estate dreams come true.

Janet's Team is Wishing The Best To You The Whole Year Through in 2012!

Janet Naisbitt-Bagley (ERA Realty Center) — Fri, 13 Jan 2012 11:43:08 -0800

The American dream is a reality! Let's wake up to beautiful new homes for all Americans!

My prediction is that 2012 is going to be a fantastic year for helping with the home ownership process! We as REALTORS are in a position to provide an incredible service!

In years past, some buyers were unable to purchase homes because prices were simply too high for them to qualify. Some homes in some ranges are now priced like 20 years ago. With low interest rates that didn't exist 20 years ago, buyers can enjoy some of the lowest monthly payments available for many years.

Check out the homes for sale in the Cedar City, Utah, area at www.homesincedarcity.com including short sales, foreclosures, new construction and homes priced-like foreclosures.

Call Janet Naisbitt-Bagleys team at ERA Realty Center at 435-865-ten-nineteen (435-865-1019) or 800-934-3742 or email naisbitt@infowest.com for top service, top knowledge, top training, top experience and top results!

Experience the difference with the real estate team that cares about you! They'll work hard to make your real estate dreams come true. They're known as the REALTORS that care about you.

Whether buying, selling or sending referrals, Janet's team is the team for you! Please call today as multiple offers are coming in on bargain-priced properties. There were approximately 10% more closings in 2011, and I believe that number will increase in 2012! Please don't delay, call today! Have a fantastic home shopping day and make your American dream a reality.

May We All Experience The Most Joyous And Beautiful New Year Ever!

Janet Naisbitt-Bagley (ERA Realty Center) — Sun, 01 Jan 2012 15:24:08 -0800

HAPPY NEW YEAR! MAY ALL OF OUR POSITIVE WISHES AND DREAMS LIFT US TO A BEAUTIFUL NEW YEAR!

SINCERELY,

JANET NAISBITT-BAGLEY TEAM

ERA REALTY CENTER

435-865-1019

NAISBITT@INFOWEST.COM

Iron County, Utah, Real Estate is on the Move!

Janet Naisbitt-Bagley (ERA Realty Center) — Fri, 02 Dec 2011 18:23:30 -0800

Iron County Real Estate Update from Utah Association of REALTORS (UAR), shows closings are up year to date 10.8% over last year. I think that's great! I'd be spinning cartwheels if our average sales price hadn't gone down to $92,500! I don't believe you could even buy a home for that price in the peak of the market in 2006!

With prices that low, commissions can't be bringing in huge profits at this point in our careers! I still feel positive, however, about our real estate market in the Cedar City, UT, area. Why? Because homes are selling, and buyers are excited about the bargains they buy! Making people happy makes me happy!

The sad and difficult part of this who scenario is the number of sellers that are upside down and under water! I hope our happy new year brings a steady real estate market and a positive economic picture for every American!

For all your real estate needs, please call Janet's team at 435-865-1019 at ERA Realty Center, naisbitt@infowest.com. Check out the homes for sale at www.homesincedarcity.com for foreclosures, short sales, bargain-priced homes! Janet's team at ERA would love to give you top service, top training and top results!

Please always remember: Janet's team loves referrals!

HAVE A BEAUTIFUL AND BLESSED THANKSGIVING DAY!

Janet Naisbitt-Bagley (ERA Realty Center) — Wed, 23 Nov 2011 20:40:54 -0800

WE TRULY ARE BLESSED AND WHAT A TREASURED OPPORTUNITY TO HAVE A DAY TO REFLECT ON EVERY BLESSING WE ENJOY IN THIS LIFE!

HAPPY THANKSGIVING FROM JANET AND HER TEAM AT ERA REALTY CENTER, 435-865-1019, IN CEDAR CITY, UT!

PLEASE ENJOY BEAUTIFUL FEELINGS OF GRATITUDE THAT WILL HELP WITH YOUR BEAUTIFUL LIFE ALWAYS!

Act Now in Cedar City! Are Bargain-Priced Homes Selling Quickly Everywhere?

Janet Naisbitt-Bagley (ERA Realty Center) — Sat, 12 Nov 2011 16:47:21 -0800

Cedar City, UT, homes are selling quickly when they are priced as bargains! Buyers are sad if their home goes under contract before they get around to making an offer! They also find it difficult to compete when several offers come in at once! I recommend that buyers who find the home they want get their offer in immediately and at their best price. If the buyer offers full price, there's a chance the offer can get a seller signature and go under contract before the multiple offers come in. Why submit a low offer and find out someone else bid higher and bought the home you want?

Are bargain-priced homes selling quickly all over the country? I suspect they are! If so, that's a great sign for the future hope of a steady real estate market! What do you think?

For top service, top experience, top training and top results with all your real estate needs and also for your free list of bargain-priced homes including short sales, foreclosures, new construction and homes priced-like foreclosures, please call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com.

Check out the attractive homes for sale in the MLS in the Cedar City, Utah, real estate market at www.homesincedarcity.com. You'll also love all the free information on our area and the informative free reports and information.

Please remember that I love referrals!

How is Home Value Established When 2 Sold Comparables Are $70,000 Apart?

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 08 Nov 2011 18:31:58 -0800

It's amazing how difficult it is sometimes to decide in advance what a home is worth. There are lots of sold comparables and some are miles apart in sold price. You can't just sit down with a seller and say flip a coin because they'll flip it their way to the top comparable which is usually too high to attract the next buyer.

I believe the seller needs to stand back and see the big picture--not just a printed report. I like to sit down with the seller and look together at the high and low range of solds that are similar to their home. Then I like to discuss their competition. It's fun to pretend to be the buyers looking at homes. Would they buy their own home at the price they want as compared to the other homes. Sometimes they are so emotionally attached to their home that they can't see. In that case, it's good to find a similar home that's priced with the market and drive them to see it. Their home needs to be the best buy if they want the best buyer!

Home shoppers look at many homes for sale both online and in person. They are not going to purchase the highest priced home as compared to the lowest priced similar home anymore than you would pay extra for a dress or truck just because it's in a different store.

The sold comparables are important to establish what the home will most likely appraise for. There's no point to list above the competition, and there's no use to list above what it will appraise for in order for the buyer to get the loan to buy the home.

Usually after consulting with the seller and going over the active as well as sold listings of homes, the seller can see the value of their home and will typically list at a reasonable price in line with the market information they've received.

Why Would Anyone Buy Their Landlord's Home When They Could Buy Their Own?

Janet Naisbitt-Bagley (ERA Realty Center) — Fri, 04 Nov 2011 13:23:05 -0700

Why Buy A Home For Your Landlord When You Could Establish Your Own Future?

Buyers in the Cedar City World of Real Estate are buying the bargains as they are in most areas in the country. We are seeing homeowners as well as investors taking advantage of the low prices and low interest rates which can translate into low and affordable monthly payments. Whether buyers want the joy and security of owning their homes or the future wealth in owning rentals, I believe now is the time to take advantage of the sea of opportunity in the form of gorgeous homes waiting for new owners.

Have you thought about wearing the hat of a landlord? Experts predict the potential for investors coming out ahead on purchasing rental units is positive. With many people experiencing difficulty in qualifying for loans due to credit issues such as foreclosures on their records, it is expected that the demand for rentals will increase over the next years. With interest rates and prices being at affordable lows, renters can make the payments and pay off the mortgages for their landlords. Once the homes are paid off, the rents can be used to put a child through college, take a cruise, plan a retirement or live a dream.

One of my clients recently purchased several rental homes in Cedar City, UT, in order to generate money to enjoy her retirement. She took capitol out of other investments she had and borrowed some money to do it. It is her strong belief that the rental market is the place to go with her investment dollars. She believes that many people will rent in the next few years. I agree with her. I will add that it is also my strong belief that once people resolve credit issues, there will be many buyers purchasing homes and the values will go up accordingly.

I’ve read that purchasing a rental home in a college town is a great option for your investment portfolio. Wow! We live in a college town! I believe that now is the time to take advantage of the inventory, interest rates and values that benefit buyers! Please call Janet’s team at 435-865-1019 at ERA Realty Center to start making your real estate dreams come true and establishing your own future!

Do You Agree That The Wave of The Next Decade Seems to be Rentals?

Janet Naisbitt-Bagley (ERA Realty Center) — Sat, 22 Oct 2011 00:27:23 -0700

Amazing! I have read recent news reports from reliable sources, in my opinion, that state it's time for investors to step up to the plate and hit a home run! Due to poor credit, thanks to foreclosures, short sales, etc., many buyers are planning to rent because they can't buy until their credit improves. Some buyers simply have a good case of the jitters! For whatever reason, the experts seems to suggest that now is the time to become a landlord to provide homes for the renters!

This sounds like good advice to me while prices and interest rates are both so low that the landlord should be able to see a positive cash flow or at least a break-even. I have investors doing just that both inside and outside of my own family!

What do you think?

Join the fun! Call Janet Naisbitt-Bagley's team at ERA Realty Center at 435-865-1019 and get your free list of bargain-priced homes including foreclosures, short sales and new construction! You can also go online to see the attractive homes available at www.homesincedarcity.com. Janet's team can help with every home!

Have a fantastic weekend and a fabulous home-shopping time!

Happy Columbus Day To You!

Janet Naisbitt-Bagley (ERA Realty Center) — Mon, 10 Oct 2011 20:18:32 -0700

I've been having a fun day walking down memory lane. I'm back in my 4th grade school room at Stoker Elementary. Mrs. Davis is saying, "Columbus sailed the ocean blue in fourteen hundred and ninety-two!" That was certainly a long time ago.

We all can't help but remember that phrase, and what a beautiful sailing so long ago! Look at the awesome outcome." I'm sure Columbus would be both shocked and pleased with the results! Enjoy your memories, and have a Happy Columbus Day!

Why Do People Buy Homes? Why Do You Think?

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 04 Oct 2011 23:43:44 -0700

I have attached a link to my www.homesincedarcity.com blog for the article I wrote today about why people buy homes. I strongly believe that home-ownership is one of the most important blessings that we enjoy in this life! Do you agree? If so, please let me know other reasons for why people buy homes after you read my blog: http://www.homesincedarcity.com/content/blogs/Janet

Please call Janet's team at ERA Realty Center at 435-865-1019 or email naisbitt@infowest.com for help with all your real estate needs! We care, and we love referrals!

Is Listening A Vital Step In Giving Top Service In Real Estate Transactions?

Janet Naisbitt-Bagley (ERA Realty Center) — Wed, 28 Sep 2011 18:05:45 -0700

I say a resounding, "Yes!" I recently read an article by Brian Tracy in a blog from Steve Florio of Mortgage Family titled, "The Key to Sales Success." I agree that "The ability to listen well is absolutely indispensable for success in all human relationships." That's true for sales as well as in life. I was very impressed with his article.

The only way we can give a client the service he deserves is by listening to what he wants and needs. We have to be interested in their thoughts and feelings, as Mr. Tracy points out, in order to provide the needed action and service.

Later in the article he says, "Top salespeople practice the '70/30 rule.' They talk and ask questions 30 percent of the time while they listen intently to their customers 70 percent or more of the time..." What a perfect ratio! He definitely doesn't believe the 'gift of the gab' is a good trait for a sales person.

For top service and a listening ear with all of your real estate needs, please call the Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 or 800-934-3742 or email naisbitt@infowest.com.

For information on homes for sale including short sales, foreclosures, new construction and other bargain-priced values, please search the mls at www.homesincedarcity.com. Janet's team can help you with every home, so please call for your free tour today.

It's Humbling and Fun to be Honored by Wall Street Journal and Real Trends

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 27 Sep 2011 19:49:28 -0700

For Janet's blog regarding receipt of this exciting award, please go to: http://www.homesincedarcity.com/

Janet loves referrals! Please call Janet Naisbitt-Bagley team at ERA Realty Center at 435-865-1019 or email naisbitt@infowest.com for help with all of your real estate needs.

Real Estate Today is a Strange & Beautiful New World. Investors note!

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 13 Sep 2011 17:48:54 -0700

Why is it a beautiful new world? Investors are taking advantage of great bargains in this real estate market! See Janet's blog.

http://www.homesincedarcity.com/content/blogs/Janet/

Short Sale, Foreclosure, Loan Modification, Deed-in-Lieu of Foreclosure? What?

Janet Naisbitt-Bagley (ERA Realty Center) — Fri, 09 Sep 2011 23:35:35 -0700

When oh when can we just go back to resales and new construction with hardly any distressed sales any more? I feel so sad for the sellers who can't make their payments because they lost their jobs or have some other hardship; and yet, I feel so strongly that the payments should be made because a commitment was made to pay them. But how? It seems for many there just is no way. I certainly don't know the answer.

Everything seems all confused in today's world. I want it fixed, but I don't know what can be done to fix it. Will someone out there please do whatever it takes to make the pain go away for so many sellers? Leave politics out of this and find a way to bring back our nice, steady, even economy with no big ups and no big dips.

In the meantime, I believe we should keep some things in perspective. For example, are the lenders really always the bad guys? I believe we have to recall that they were kind enough to grant the loans, so people could buy the homes they wanted at the price they wanted to pay.

What prompted my outburst? It's from my heart which is broken to think that my own neighbor is having such a tough time financially. I just learned that he has decided to let his home be foreclosed. He bought the home for thousands more than it's worth now. Does that sound just a little too familiar in this real estate market? I've heard from a reliable grapevine source that he's going to walk away. Wait! There are options out there. Did anyone tell him a foreclosure on his credit report is not a good thing?

My question to you is, "Is it okay for his real estate neighbor, me, to interfere in his business to let him know that there are options?" I typically like to mind my own business when it comes to neighbors to keep things warm and friendly, but I believe he should at least call his lender and discuss his options! He may be able to stay in the home with a loan modification or refinance. I would think that even a deed-in-lieu of foreclosure would be better than walking. As difficult as short sales can be, I think selling is worth considering, too. Wouldn't you agree?

I would love to hear your comments and opinions. Please call me at 435-865-1019 or 800-934-3742. That's Janet Naisbitt-Bagley at ERA Realty Center. You can also email naisbitt@infowest.com or text or call my mobile at 435-559-7772.

My website is www.homesincedarcity.com where you can find the Cedar City, UT, area homes for sale including foreclosures, short sales, new construction and other bargain-priced homes. Whether buying, selling or referring, I'd love to help with all your real estate needs! There are a lot of opportunities, I believe, for buyers in this bargain-driven real estate.

Keep A Gratitude Attitude For Maximum Happiness & Real Estate Success!

Janet Naisbitt-Bagley (ERA Realty Center) — Tue, 06 Sep 2011 19:33:47 -0700

This morning I woke up early. My husband was sleeping soundly, and I didn't want to wake him up. I started thinking about all of the things for which I am grateful including life itself! After thinking of hundreds of things to be thankful for, I started my day with a beautiful warm and satisfying sense of well-being. All is right in my world today in spite of the problems around me.

It doesn't matter what our field of business is, a positive and thankful attitude can bring us success. The universe will work in our favor if we want it to! Experience has proven this to be true.

If you are thinking it might be fun to succeed in reaching all of your real estate goals, today might be the first day of your climb to success if you call Janet Naisbitt-Bagley's team at ERA Realty Center at 435-865-1019 or 800-934-3742 for top service. You can also email naisbitt@infowest.com or text Janet's mobile at 435-559-7772.

Check out Janet's website for bargains including short sales, foreclosures and new construction at www.homesincedarcity.com. Janet's team can give you top service with every home.

Whether you are buying, selling or referring. Janet's team will work hard to help you make your real estate dreams come true.