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steve srein: What Mortgage Lenders Are Looking For - 03/30/09 09:01 AM
Recently an applicant contacted me who is a first time homebuyer. She had no idea where to begin on the loan process. Even if I believe the person will not qualify for a mortgage at this time, I try to educate the person in order to prepare for the future. The following are a few tips I use to help you get started in your quest for a mortgage for your home purchase:There are 5 criteria for mortgage underwriting: We call this E-CASA1. Equity - How much money you will be putting down (down payment).
2. Credit - You will need … (0 comments)

steve srein: Why Should I Get A Pre-Approval? I Have Excellent Credit And I Know I Will Qualify! - 03/30/09 08:41 AM
In the last couple of weeks I have heard this question so much! I cannot stress to a homebuyer enough that there is even more of a reason now to get a pre-approval than ever.A gentleman telephoned this week in need of a mortgage for a second home in Florida. He is currently working with a Realtor and he has already obtained a home inspection - meaning he has already spent money out of his own pocket. He stated that he has excellent credit scores (over 800 and that is excellent) and that he won't have a problem getting a mortgage. … (2 comments)

 
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JoAnn Young, Florida REALTOR

Melbourne, FL

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Exit 1st Class Realty

Address: 4865 N. Wickham Rd, Suite 104, Melbourne, FL, 32940

Cell Phone: (321) 243-4917

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