Thanks to the new California first time homebuyer tax credit that governor Schwarzenegger signed into law, first time homebuyers can qualify for a state tax credit of 5% of their purchase price, up to $10,000.  Because the federal tax credit expires at the end of April 2010, if you enter into a purchase contract before the end of April, and close the esrow after May 1, you can receive the federal and state tax credits combined.  The federal first time homebuyer tax credit will give 10% of the purchase price, up to $8,000.  Taking advantage of both credits in the months of April can result in up to $18,000 of tax credit.  This really is an incredible opportunity, and one that any of you that have been thinking about buying property, should take advantage of.  If you live in California, and want to see what opportunies are available, give me a call at 800-785-4952.  Fresno Real Estate

California Home Loans

 

$8, 000 First Time Home Buyer Tax Credit Coming Close to the End
01/26/2010
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This is just a reminder that the $8, 000 tax credit, awarded to first time home buyers, expires soon on April 30, 2010. This means that the signed purchase agreement for your California real estate needs to be dated no later than April 30, and the… more
Happy Holidays and a Happy New Year!
12/21/2009
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I want to take this time to thank all of my readers, past clients, and current clients, for a memorable 2009. It sure seemed like one heck of a tough year for everyone. 2009 was marked with dramatic changes in the real estate and mortgage industries… more
Insist on Realistic Expectations
12/11/2009
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I recently helped a first time homebuyer acquire a beautiful home, and I let him get me away from insisting on realistic expectations, that came back to bite me. The property is such a jewel: a home on a private golf course, selling for less than… more
Have a problem with the appraisal? Don't blame your mortgage pro,…
08/24/2009
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It's been over 100 days since the HVCC law came into effect, and I'm throwing in the towel on this one. What a disaster. The HVCC law "protects" borrowers and lenders by preventing mortgage pros from speaking directly with appraisers, and thus not… more
How to say "NO" to a friend
06/09/2009
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I recently had to do what so many of us hate doing, maybe more than anything else, in our profession. I had to tell a friend that I could not help him buy his first home and secure financing for his California home loans I've been told a thousand… more
Show some respect and be professional
05/08/2009
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I picked up a new client this week, with an interesting set of circumstances. I want to share it with the community, because there is a great lesson to learn here. My borrower went into a local housing development, and really liked one of the… more
How to save for the downpayment
02/12/2009
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I received a call yesterday from a borrower with an interesting situation that I thought I would share. For the last 2 years she has been working on improving her credit scores and reducing her debt. She started with a 420 credit score, and today is… more
Get off the Fence!
11/28/2008
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I had a conversation with a client of mine that many of us are going through. He contacted me yesterday to wish me a happy thanksgiving, and to ask when I felt the bottom of the California real estate market would be. I told him that there is money… more
Happy Veterans Day!
11/11/2008
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I'm not one to blog about a holiday, normally. I see it often times as an insincere way to promote oneself. However, today I feel inclined to write about people that are perhaps the most important members of our society, and many times least… more
 
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California Home Loans | Mortgages | Refinance | Joe Almirantearena

Fresno, CA

More about me…

http://www.findmyloanonline.com

Address: http://www.findmyloanonline.com, CA

Office Phone: (800) 785-4952

Cell Phone: (800) 785-4952

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I have included helpful consumer information about California home loans I've collected, and tried to add interesting subjects that all of you are thinking about. Enjoy the topics.


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