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Mortgage and Lending - Mortgages Unlimited, Inc - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
Why free credit report scores are not accurate Minneapolis, MN:  As a mortgage loan officer, every single day, someone tells me their credit score they received from Credit Karma, some "free credit report" web site, their Discover Card statement, or even directly from the actual credit reporting ...
Can You Have Multiple VA oans at One Time? Minneapolis, MN:  It is potentially possible to have more than one VA home loan at the same time.  It all depends on your VA Entitlements, if they are used, and how much is used.A great example situation might be that a military person had a VA home loan...
How to find the best mortgage lender using these tips.Buying a home for most people is the largest financial transaction of your life. Finding a Loan Officer  that is licensed, educated, experienced, professional and ethical is probably the most important decision you'll make next to actually pic...
USDA to cut loan mortgage insurance costsThe USDA Rural Housing home loans will soon get  cheaper for homeowners with lower mortgage insurance costs, making these no down payment home loans even more affordable.USDA announced last month that it was lowering its upfront mortgage insurance premium ...
5 Low Down Payment Home LoansMinneapolis, Minnesota:  Face it, for most people, the biggest obstacle to buying a home is a lack of down payment.  Here are 5 low down payment home loan options to help you get into your own home.Zero Down Payment VA Loans: Available for U.S. Military personal, both...
First-time home buyers finding it more difficult to buyMinneapolis, MN:  It's going to be a tough home-buying market this spring, especially for first-time buyers or even people looking to move up into a just slightly more expensive home. As the housing market continues to improve, we again are s...
Owning is cheaper than renting, so why do so many people choose to rent?Minneapolis, MN: Historically, and even today, buying a home is still cheaper than renting, but it appears that isn't what many people believe, according to new data from mortgage giant Freddie Mac.According to recent survey,...
Minnesotans have nations highest credit scores. According to a survey by credit agency Experian, the highest average credit scores for both sexes are found in Minnesota, where men score 703 and women score 710, out of a range of 300 to 850.  The numbers reveals Minneapolis is home to the men with...
Everyone knows it is smart to get lender Pre-Approved before starting to look for a home, yet many people are actively looking at homes thinking they are Pre-Approved, when in reality, they are only Pre-Qualified.Pre-Approved or Pre-Qualified? So what is the difference?  As a Loan Officer for ove...
An estimated one million homeowners regained significant equity in 2015.This is according to a report from CoreLogic,  The report indicated the total number of mortgaged residential properties with equity at the end of 2015 was about 46.3 million, or a full 91.5% of all properties that also have ...

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