Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Mortgages Unlimited, Inc - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
 Common Work Orders and Repairs Required When Getting An FHA Loan | FHA Loans | FHA after a Short Sale or foreclosure |  FHA 203(k) Fix Up Loan | FHA streamline Refinance | FHA LOAN LIMIT Lookup Tool |When obtaining an FHA home loan, not only does the lender look at you (credit, income, debt rati...
The new mortgage disclosure rules, commonly known as TRID has been delayed...   TRID Delayed          The day we've all been dreading has been pushed back a couple of months.  The CFPB announced that implementation of the new discosures will not take effect until October 1, giving us all a few mo...
Minneapolis, MN:  Many people believe that if you call around to enough lenders, that you will find someone offering a great deal.  The reality is that it doesn't really work that way.  We generally say that if you call around to enough lenders, all you are likely to do is find the biggest liar.A...
Mortgages Unlimited’s Loan Officer Joe Metzler, out of their St. Paul, MN Office, has been recognized as one of the Top 100 Loan Officers in the Nation by Origination News, coming in at number 98. Read the list at http://tinyurl.com/ljqqkbj This is another is an ongoing set of accomplishments fo...
Fannie Mae announced a new HomePath Ready Buyer program.For qualifying first-time homebuyers to receive up to three percent of the purchase price in closing cost assistance toward the purchase of a HomePath property upon completion of an online homebuyer education course.Fannie Mae HomePath homes...
The Consumer Financial Protection Bureau (CFPB), in another of their seems to make sense to a bunch of bureaucrats, but doesn't make real life sense on the streets move, are about to cause more pain and headache to the real estate industry. Watch this video for all the stupid details.   New rules...
Why your credit score is not your credit score?? Minneapolis, MN:  Everyday talking to clients, they tell me they know what their credit score is. Everyday I tell them they are correct, but yet they are wrong for my new mortgage loan purposes. When you get a consumer obtained credit report from o...
The Federal Housing Administration (FHA Loans) saw its share of the mortgage insurance market soar to 72 percent of all insured mortgages issued in 2008, and to just 25% of the total origination market in 2009 as other lenders pulled back and FHA moved into one of the two roles it was designed to...
Generally speaking, the old advice hold true to this day...  If it sounds to good to be true.... I've seen this company advertise very heavily for VA loans on TV...  Great sounding pitch. They even use retired Military General's as pitchment...  Really helped make them seem like a company to do b...
Bought a house and want to flip it? The temporary waiver of FHA’s regulation that prohibits the use of FHA financing to purchase single family properties that are being resold within 90 days of the previous acquisition expired on December 31, 2014. What this means is that NO FHA lender can accept...

Joseph Metzler

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