Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use

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Mortgage and Lending - Mortgages Unlimited, Inc - NMLS 274132
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
5 Low Down Payment Home LoansMinneapolis, Minnesota:  Face it, for most people, the biggest obstacle to buying a home is a lack of down payment.  Here are 5 low down payment home loan options to help you get into your own home.Zero Down Payment VA Loans: Available for U.S. Military personal, both...
First-time home buyers finding it more difficult to buyMinneapolis, MN:  It's going to be a tough home-buying market this spring, especially for first-time buyers or even people looking to move up into a just slightly more expensive home. As the housing market continues to improve, we again are s...
Owning is cheaper than renting, so why do so many people choose to rent?Minneapolis, MN: Historically, and even today, buying a home is still cheaper than renting, but it appears that isn't what many people believe, according to new data from mortgage giant Freddie Mac.According to recent survey,...
Minnesotans have nations highest credit scores. According to a survey by credit agency Experian, the highest average credit scores for both sexes are found in Minnesota, where men score 703 and women score 710, out of a range of 300 to 850.  The numbers reveals Minneapolis is home to the men with...
Everyone knows it is smart to get lender Pre-Approved before starting to look for a home, yet many people are actively looking at homes thinking they are Pre-Approved, when in reality, they are only Pre-Qualified.Pre-Approved or Pre-Qualified? So what is the difference?  As a Loan Officer for ove...
An estimated one million homeowners regained significant equity in 2015.This is according to a report from CoreLogic,  The report indicated the total number of mortgaged residential properties with equity at the end of 2015 was about 46.3 million, or a full 91.5% of all properties that also have ...
Getting a home mortgage loan in today's world is a cumbersome paperwork intensive process.  Especially with all the recent regulatory changes added since the market crash.Not everyone realizes how long the process takes, but this is good information to understand when setting proper expectations ...
New government mandated lending rules, commonly known in the industry as TRID, have been reeking havoc across many home loan closings since they started in Oct 2015. The new rules essentially deal with mortgage lenders requirements to be accurate in their numbers and to provide accurate and timel...
You Are Entitled To A Second Opinion Even If You Have Already Been Pre-Approved For Your Minnesota, Wisconsin, or South Dakota Mortgage! Imagine you have just went to the Doctor in Minneapolis, or the Mayo Clinic in Rochester and found out that you have to have surgery on your knee and the proce...
Mortgages Unlimited is entering it's 25th year of helping MN, WI, and SD residents achieve the dream of homeownership.To celebrate, we are giving away a chance to win $25,000 in mortgage payments.Simply close a first lien home mortgage loan with Mortgages Unlimited between 1/15/2016 and 12/31/201...

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