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Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
Minneapolis, MN:  The debate continues.  Is owning a home more affordable than renting.  New data is in showing that for most people, yes, owning appears to be cheaper than renting.A survey by the big online company that starts with a Z and rhymes with Willow (I'm not a fan, so I don't like to us...
Mortgage loans – Why all the paperwork?Minneapolis, MN:  Getting a home mortgage loan? Prepare to supply your Loan Officer with photo ID, your last 30-days of pay stubs, last two years W2’s, tax returns, last two months bank statements, divorce papers, and maybe even at lot more. Then once you su...
It's 2015.  I understand the daily advancements on computers, technology, and convenience. Popping up all over are sites that that claim the ability to "allows home shoppers to get pre-approved quickly and easily." Instant pre-approval sounds cool.But when it comes to home buying, potential home ...
Minneapolis Down Payment AssistanceOwn Your own Home!The City of Minneapolis, in partnership with Minnesota Housing,  the Minnesota Homeownership Center, and Mortgage lenders like us here at Mortgages Unlimited are getting together to provide access to down payment assistance, quality, affordable...
After year and years of abuse, it appears a big area of real estate transaction abuse may be finally coming to and end. What is that you say?  Something you probably experienced, but didn't realize, which is known as a Marketing Service Agreement, or MSA.MSA are agreements between various compani...
July home sales highest since 2007  Real estate sales continued at a brisk pace for the third month in a row in July, giving the best numbers since 2007.According to data from NAR (The National Association of Realtors), existing home sales rose 2% in July to an adjust annual rate of 5.59 million....
Millennials can, and still want to buy homes. While it is true the American dream of home ownership is harder to achieve than in the past, it isn't impossible. Young adults, more than ever in the past may be delaying home ownership because of student loan debt, and fear of the stability of their ...
Lets face it, buying a home is scary.  Especially for first time home buyers.One of the big fears is job loss, and inability to make their mortgage payment if they lose their job. When looking at foreclosure statistics, many of the people who had a short-term job loss or gap in employment simply ...
The Importance Of Full Lender Pre-Approval Minneapolis, MN:  Initial mortgage loan pre-qualification and full lender pre-approval are two of the most important steps you can take towards owning a new home. In most areas, Real Estate Agents either won't even show you homes, or for sure, will not l...
Don't risk your Real Estate LicenseMany Real Estate Agents put their license at risk on a daily basis without knowing it.  Is this you?Title RiskDid you know that most states have insurance solicitation laws that may apply when you refer a client to an in-house title firm (or one with which you h...

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