Minnesota Mortgage Blog - Mortgage and Real Estate News You Can Use
Mortgage industry news and insights from a 15+ year industry expert. Mortgage and Real Estate News You Can Use
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2008
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Subprime Defaults Exceed 25%The default rate on securitized subprime loans hit 25.2% in December 2007, up 185 bp from that of the previous month, but defaults on alternative-A loans are also surging, according to a recent reports. Alt-A loans were loans where the customers primarily had acceptab...
03/31/2008
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FHA Market Share to Expand in 2008 Maximum Loan Amounts Vary By County and State. Find out your limit with our FREEFHA LOAN LIMIT Lookup ToolIn 2006, the FHA's market share was about 3% of total originations. Today, that number is closer to 10%, and climbing fast. We are predicting robust growth...
03/19/2008
NEWSFLASH: NEW LOAN LIMITSEffective immediately: New FHA and Fannie / Freddie loan limits have been posted on HUD's website. For conforming loans, it appears unchanged.For FHA, it appears as if the Twin City (Saint Paul / Minneapolis) metro area is now:Single Family: $365,000 Duplex: $467,250 Tr...
03/11/2008
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Joe Metzler
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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use.
Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.