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program: Have an existing FHA Loan? Learn about the FHA Streamline Refinance Program - 03/01/12 08:57 AM
FHA Streamline Refinance Program in MNRefinance to today's low rate. No appraisal, no closing costs, and even skip a month of mortgage payments - How cool is that?
 
APPLY for an FHA Streamline Refinance in MN and WI HERE
 
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(C) 2012 - Joe Metzler - A LICENSED Mortgage Loan Officer lending in MN and WI only NMLS #274132. ReRe-blog but do not steal! … (0 comments)

program: The awesome FHA Streamline Refinance Program - 02/19/12 07:16 AM
The FHA Streamline Refinance Program
Minneapolis, MN: If you currently have an FHA mortgage you are eligible for one of the simplest money saving refinances available today.
The FHA Streamline Refinance allows existing FHA borrowers to reduce their interest rate without having to jump through a lot of hoops. Basically, if you have made on time payments on your current FHA loan for the past 12 months. You get (almost) an automatic approval for the streamline refinance! How COOL IS THAT?
Most current FHA loans qualify for a no out-of-pocket cost streamline refinance loan that lowers your FHA interest rate and reduces your … (2 comments)

program: HARP 2 Refinance not ready just yet - Why? - 01/17/12 09:22 AM
HARP 2 - Not ready until March 15th, 2012
Minneapolis, MN: There is a lot of consumers interested in a HARP refinance in MN and WI. The Home Affordable Refinance program allows home owners who have lost value to still refinance their homes are today's low HARP  refinance rates.  HARP has been available since mid 2009.  HARP 2, which was announced in November 2011 removes some restrictions, and should help many more home owners refinance their home loans.
Officially, the enhanced HARP 2 program started December 1. Unofficially, most lenders won't be offering it until after March 15th, 2012. Let's explore … (1 comments)

program: HARP 2.0 Underwater Refinance Guidelines - 11/19/11 09:51 AM
The Federal Housing Finance Agency (FHFA), who oversees Fannie Mae and Freddie Mac, released the improved HARP program guidelines to lenders this week. The new HARP (Home Affordable Refinance Program) program is a concerted effort by the government to refinance more homes and reduce monthly payments for home owners that are underwater and can’t obtain a traditional refinance. This is being accomplished by expanding the guidelines to more accurately reflects the current state of the real estate market.
Now that lenders have HARP guideline guidance from FHFA they will develop their own guidelines, or “overlays”. An example of an overlay is … (4 comments)

program: HARP - Special Affordable Refinance Program - 09/21/11 11:46 AM
HARP - Special Affordable Refinance Program Do you have a Fannie Mae or Freddie Mac loan and cannot refinance due to declining property values or a loss of income? Would you like to reduce the cost of your monthly mortgage payments or move into a stable fixed rate mortgage? We may be able to assist through the Homeowner Affordability and Stability Plan.   A special HARP Affordable Program, which is designed to help up to 9 million American families refinance their loans to a payment that is affordable now, and into the future. One of the initiatives in this program is aimed … (0 comments)

program: What is HomePath and HomeSteps? - 03/22/11 04:23 PM
 
You've seen the logo's, but what is HomePath and HomeSteps?go!   
The HomePath and HomeSteps programs allows a person to buy a specially designated Fannie Mae or Freddie Mac owned foreclosed property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed as well
How Does It Work? Simple. Just follow these steps:
Apply with a lender. Get Pre-Approved. Just qualify for a traditional financing with at least 3% down. Meet with a Realtor - Look at homes, buy your dream house.  You MUST select a home … (2 comments)

program: HARP, the Home Affordable Refinance Program for underwater homeowners has been extended - 03/15/11 02:47 PM
HARP, the Home Affordable Refinance Program for underwater homeowners has been extended until June 2012   The Home Affordable Refinance Program was set to expire this June 30th, but has been extended one year until June 2012. The extension is great news, as HARP has been about the only success story of all the government programs attempting to stem the tide of foreclosures. Basically if your existing first mortgage is held by Fannie Mae, or Freddie Mac, and that first mortgage is LESS than 125% of today's value, you may qualify and be able to take advantage of today's low rates … (0 comments)

 
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Joseph Metzler MLO MMS NMLS # 274132

, MN

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Mortgages Unlimited, Inc

Address: 33 Wentworth Ave E #290, Saint Paul, MN, 55118

Office Phone: (651) 552-3681

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Mortgage industry news and insights from a 15+ year industry expert. Mortgage are Real Estate News You Can Use. Joe is a Certified Minnesota Mortgage Specialist, who provides home mortgage loans not only in the Minneapolis, St Paul area, but all of Minnesota and Wisconsin.


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