title companies: Title Insurance in Palm Beach County, Florida - Who Pays? - 12/07/09 05:55 AM
Here in Palm Beach County, Florida though everything is negotiable, the seller usually picks the title company and pays for the title insurance. Just to our South in Broward County its the buyer who usually takes care of this. There are some situations where it would be a smart move to negotiate this cost and possibly save yourself some money at the closing table.
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title companies: Closings in Florida - 01/08/09 08:22 PM
Many people who come from up North find it a little unusual that when a real estate transaction is closed here in Florida the buyer and the seller usually don't use an attorney.  The reason for this is that down here we use closing agents or title companies who represent both sides and close the deal.
Now you certainly can retain your own attorney and in certain situations it is wise to do so but most of the time it really is not necessary.  Some people elect to do so because that is what they are used to and it gives … (0 comments)

title companies: Choosing the Right People to Work With - 10/24/08 01:19 AM
Like any project you begin its important to do your research and choose the people who will ensure your success. When it comes to one of the biggest transactions of your life and the buying and selling of property, choosing the wrong people to work with can cost you money.
Always be sure to start with the right Realtor and follow up with selecting the right title company, lawyer, inspector, etc.  This will ensure you get the professional service you deserve and the results you expect.
In this challenging market you need to use companies and professionals with a good reputation … (0 comments)

title companies: Closing Costs - Buying Property in Boca Raton - 08/12/08 01:08 AM
Below is a list of closing cost you will have if you buy or sell a property.


Seller Expenses
Real Estate Brokerage Fee
Title Insurance
Process Satisfaction of Existing Mortgage
Doc Stamps on the Deed
Real Estate Taxes Due up to the Date of Closing
Pay Off Mortgage Balance
 
Buyer Expenses
Loan Origination Fees
Appraisal Fee
Credit Report
Tax Service fee
Flood Certification Fee
Prepaid Interest
Homeowners, Windstorm, Flood Insurance
Lender Escrow Account
Doc Stamps on the Mortgage
Survey
Inspections
 
Each transaction is different but this will give you an overview of closing costs.  A pleasant real estate … (0 comments)

title companies: City of Boca Raton Building Permits - 07/06/08 11:01 PM
When buying a home it is important to know the status of any work that has been done and that everything has the proper permits and that the permits have been closed out.  Often times the person selling the home has no idea about their own permit situation.  They may have had some work done and their contractor told them everything was good to go and somewhere down the road they will find out that the permit is still open and if you are the new owner this is now your problem to deal with.  A problem that can be very costly and … (3 comments)