Warner Robins Real Estate Blog - John Cobb, Coldwell Banker SSK Realtors

Last Chance for $8,000 1st Time Homebuyer Tax Credit - Warner Robins Homes

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Fri, 23 Oct 2009 15:34:28 -0500

Last Chance for $8,000 1st Time Homebuyer Tax Credit - Warner Robins Homes

Any homebuyers hoping to take advantage of the $8,000 1st Time Homebuyer Tax Credit should find their home before Halloween, because it takes about 30 days to close on a home. It is not too late find a home, get a contract, and close on it before the November 30th deadline, but time is running short.

For more information on the $8,000 Tax Credit for 1st Time Homebuyers - Click Here

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Home for Sale in Warner Robins - 204 Lake Drive, Warner Robins GA

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Tue, 06 Oct 2009 14:05:59 -0500

Photo Gallery

Description and Features

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Creed at Aaron's Amphitheatre in Atlanta

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Mon, 21 Sep 2009 17:20:53 -0500

Creed at Aaron's Amphitheatre in Atlanta

Last week I went to Aaron's Amphitheatre in Atlanta for the first time. It was a great concert and a lot of fun. Here is a link with more information about Aaron's Amphitheatre http://local.yahoo.com/info-24487722-aarons-amphitheatre-at-lakewood-atlanta I definitely will be looking for future events/entertainment at the Amphitheatre.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Verifying my blog on Technorati

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Sat, 12 Sep 2009 11:11:05 -0500

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Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

http://warnerrobinshomes.blogspot.com/

Created a Blog on Blogger with a RSS Feed

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Thu, 10 Sep 2009 13:43:29 -0500

I read that Blogger is a good place to attract new people to your website. I already have a blog on Active Rain, so I didn't want to have to place separate blog entries on different web or blog sites. I used Feedburner and the new tools on blogspot to create my free blog on blogger. I put a lot of work trying different layouts and different possibilities. Please check it out and any comments would be appreciated. Thanks!

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

http://www.johncobbmiddlega.com/hvalue.shtml

Selling a Home in Warner Robins - View Recent Home Sales in Your Neighborhood

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Wed, 09 Sep 2009 12:30:40 -0500

View Recent Home Sales in Your Neighborhood

Here is a good link to search recent home sale in your local neighborhood to compare sales to your Warner Robins Home.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

http://tinyurl.com/1st-Time-Homebuyer-Guide

1st Time Homebuyer Guide - Buying a Home in Warner Robins GA

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Thu, 03 Sep 2009 12:44:23 -0500

1st Time Homebuyer Guide - Buying a Home in Warner Robins GA

1st Time Hombuyers should click here to read a great guide on buying a home from American Home Shield

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

CLICK TO VIEW LISTING WEBSITE

Reduce Price - Home for Sale in Warner Robins GA - $85,000

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Mon, 31 Aug 2009 16:05:42 -0500

Photo Gallery

Description and Features

Warner Robins Homes: All Brick Home for Sale in Warner Robins, Corner Lot, Great Condition, and Large Living Rm. Seller is providing 1 Year Home Warranty with American Home Shield.

Call John at 478-396-2440

Bedrooms:	3
Bathrooms:	2
Parking Spaces:	1
Square Feet:	1369
Lot Size:	13504
Year Built:	1968
Floors:	1
MLS #:	88885

Location

Click to view map: 101 Wesleyan Drive Warner Robins GA 31093

Links

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

http://www.warnerrobinsrealestate.mobi

Mobile Websites for iPhones - Homes for Sale in Warner Robins

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Thu, 27 Aug 2009 11:51:03 -0500

Mobile Websites for iPhones - Homes for Sale in Warner Robins

I decided it was time to have some webpages easily acessable for mobile phone users. I am not ready to build new mobile websites so I read up on how to convert regular websites into mobile ones. The two main ways to convert a website is by using Google mobilizer at http://www.google.com/gwt/n and www.skweezer.com. I purchased some mobi domains from godaddy.com and set up the following websites for mobile phones:

http://www.warnerrobinshomes.mobi

I submitted these mobi sites to a few directories for indexing and hopefully they will get some activity and customers will find them a useful addition to my current websites.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Buyers rush to meet Tax Credit Deadline

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Fri, 21 Aug 2009 14:15:59 -0500

Realtor Magazine Reports homebuyers are rushing to beat the November deadline for receiving $8,000 Tax Incentive. 1st Time Homebuyers must purchase their home and close on the loan/move into the home prior to November 30th, and time is running out, so many people are looking for homes creating more of a buyers market with multiple offers on properties.

Here is a link to Realtor Magazine with more information http://www.realtor.org/RMODaily.nsf/pages/News2009081701?OpenDocument

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Thu, 02 Jul 2009 15:11:10 -0500

Note: This is intended to provide an overview only - for specific information or individual concerns, please contact your lawyer, accountant and/or financial advisor.

Who Qualifies for $8,000 Tax Credit

1^st Time homebuyers: Haven't owned a home in the past 3 years
^1st Time homebuyers who purchases a home between Jan 1, 2009 and Nov 30, 2009
Must be used for primary residence for at least 3 years

Who does not qualify for $8,000 Tax Credit

Buying a home from a close relative
Non resident aliens
Anyone who stops using the home as main residence
Purchaser's whose gross income exceeds $95,000 (Single) and $170,000 (Married)

Repayment

2009 Tax Credit does not have to be repaid as long as you live in the home for 3 years

Refundable Tax Credit

$8,000 Tax Credit is a refundable tax credit
Refundable Tax Credit: Tax credits may be characterized as either refundable or non-refundable. Refundable can reduce the tax owed below zero, and result in a net payment to the taxpayer beyond their own payments into the tax system, appearing to be a moderate form of negative income tax. This means you can receive money back.

Limitations

Homes can be a Condo, Single Family Residence, Co-op, or townhouse
New Construction homes must be occupied by Dec 1, 2009
Vacation, Investment, and Rental homes not eligible
Tax Credit equals 10% of purchase price with max of $8,000
Homes less than $80,000 will receive less than $8,000 respectively
Purchaser's whose gross income exceeds $75,000 (Single) and $150,000 (Married) will receive a proportionally reduced tax credit as income approaches $95,000 (Single) and $170,000 (Married).

When can someone file to receive their $8,000 Tax Credit

2008 Tax Return
Amended 2008 Tax Return
2009Tax Return

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Subscribe to My Warner Robins Real Estate Blog

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Sat, 06 Jun 2009 09:12:40 -0500

Warner Robins Real Estate Blog on Active Rain

Last year I started blogging on Active Rain and using Social Networks such as Twitter, Facebook, Trulia, Digg, Delicious, and YouTube to provide homebuyers and sellers more information about our services, homes for sale, homebuying information, tax credits, USAA information, first homebuyer information, and general information about real estate and the homebuying process in Warner Robins and Middle Georgia. Learning and understanding the various social networking platforms has been a challenge and time consuming, but I've managed to utilize and link these sites together to help bring pertinent, current, and useful information to my customers on a weekly basis.

To follow my real estate blog you can use the following links:

http://apps.facebook.com/blognetworks/actions.php?readit=1&blogid=190524 (Follow My Blog on Facebook via Networked Blogs)

If you have a RSS Reader on your computer you can follow my blog with this RSS Feed http://activerain.com/blogs/johncobb/rss

You can add me to your Twitter Friends, my username is johncobb

If you just wish to read my blog you can go to www.activerain.com/blogs/johncobb

Please let me know if you have any questions and if you wish to search for homes in Middle Georgia please visit www.SearchGAMLS.org

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Why Getting Pre-Approved Before Looking at Homes is Important

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Thu, 04 Jun 2009 10:00:16 -0500

Many homebuyers looking at homes in Warner Robins say they are waiting to find the right home before getting pre-approved with a lender, and I let them know that is a bad idea. Everyone should get pre-approved before starting to look for a home, because it helps narrow down their search into homes they can afford, helps their negotiating ability, and helps them find the most home for their money.

A good faith estimate from a lender can make a big difference in negotiating an offer because it helps in writing that offer. If you know how much the closing costs and prepaid items will be, then you can ask the seller to help pay for these items. Not being pre-approved hurts the buyers negotiating ability by not having all the information such as loan type, closing costs, pre-paids, and interest rate, when the offer is written. Also giving the seller a copy of the pre-approval letter with the offer helps give the offer more credibility. Waiting to find the right home and then getting pre-approved slows down the offer process and hurts the chances of getting that home, because if someone else submits an offer on the same home with a approval letter, then they have a better chance of having their offer accepted.

Last but not least, waiting to get financing until after finding the right home decreases the amount of time the homebuyer has to shop around for the best lender/financing available. Homebuyers should get pre-approved first, then look for a home, shop around with different lenders while looking at homes, find the right home, and then decide on a lender within 1 or 2 days of writing an offer on a home.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

$1,800 Tax Credit for All Georgia Residents Buying a Home

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Sun, 17 May 2009 23:45:26 -0500

$1,800 Tax Credit for All Georgia Residents Buying a Home

On May 11, 2009 Governor Sonny Perdue signed House Bill 261 into law allowing Georgia Residents to receive a $1,800 Tax Credit on homes purchased between June 1, 2009 and Nov 30, 2009. This tax credit is not limited to 1^st Time Homebuyers; it is for All Georgia Residents purchasing a single family home or condo used as primary residence after June 1, 2009 and no later than Nov 30, 2009. Only certain homes qualify for the $1,800 Tax Credit - the home must be on sale prior to May 11, 2009 and still for sale or must be in default on or before Mar 1, 2009, or already foreclosed and held by a bank or mortgage company. The Georgia Tax Credit is $1,800 or 1.2 percent of the purchase price whichever is less. The Georgia Tax Credit can be claimed on end of year Georgia State tax return over 3 year period including 2009, 2010, and 2011. Total tax credit allowed in a single tax year shall not exceed the taxpayer's income tax liability or one-third of the total amount of the credit allowed. The $1,800 Georgia Tax Credit can be used in addition to the 1^st Time Homebuyer Tax Credit as the two tax credits are completely separate and neither affects the other. This means that 1^st Time Homebuyers who are a Georgia Resident can receive up to a total of $9,800 total in Federal and State tax credits if they purchase a home that qualifies for the Georgia State Tax credit within the next 6 months.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

USAA Movers Advantage - Warner Robins GA Real Estate

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Sun, 26 Apr 2009 23:21:03 -0500

Let USAA Movers Advantage Program and The Bailey Team take the hassle out of moving to or from Robins AFB GA and the Warner Robins area.

As a USAA Member you get

Up to $3,000 when buying and selling a home.
A Movers Advantage Specialist
Access to preferred real estate brokers
Specially selected agents trained to assist USAA members on the move

As a member of The Bailey Team, we are approved members of the USAA Movers Advantage Team and I can assist you with your move to Robins AFB GA. We can also assist you with selling your home in the Warner Robins Georgia area.

In most states, you get up to $1,500 when you buy or sell your home through Movers Advantage, receive up to $3,100 when you do both.

Home Value $0-$99,999 / Cash Bonus $350
Home Value $100,000-$149,999 / Cash Bonus $650
Home Value $150,000-$249,999 / Cash Bonus $950
Home Value $250,000-$399,999 / Cash Bonus $1,250
Home Value $400,000 + / Cash Bonus $1,550

Any USAA members interested moving to the Warner Robins area or selling their home, just contact me and I will be happy to assist you. Contact Me

Some states limit the ability to pay a cash bonus. Bonus amount varies from $350 - $1,550 depending on sale price of home sold or purchased, and you must be represented by the assigned MoversAdvantage real estate firm at closing to qualify.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Mossy Creek Festival in Warner Robins GA

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Fri, 17 Apr 2009 04:40:47 -0500

The Mossy Creek Festival is this weekend - April 18th and 19th and is open from 10 a.m. till 5 p.m. I went to the Mossy Creek Festival last Fall and it was fun with arts and crafts, items to buy, food, drink, petting zoo, and animal rides for the kids. Here is a link with more information http://www.mossycreekfestival.com

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Adding Bookmarking Options to Your Blogs and Tweets

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Fri, 10 Apr 2009 02:22:47 -0500

I read that you can add bookmarking options for increased social networking result by going to www.addthis.com and adding some html code to your blogs or tweets on Twitter. Let me know what you think. I also have an html signature I put on the end of all my blogs. Any comments would be great or suggestions.

Thanks,

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

Georgia Dream Neighborhood Stabilization Program

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Wed, 08 Apr 2009 17:21:38 -0500

Georgia Dream Neighborhood Stabilization Program (NSP)

Are you planning on buying a Foreclosed property in Warner Robins GA that is now Bank Owned or Real Estate Owned (REO) by Fannie Mae, Freddie Mac, HUD, or VA?

Then the Georgia Dream Neighborhood Stabilization Program (NSP) may be right for you.

$14,000 for Repairs, Rehabilitation, and Down Payment Assistance

The Georgia Dream NSP Purchase Program is funded with proceeds from an allocation of federal funds from the Housing and Economic Recovery Act of 2008 (HERA). Funds may be used for down payment and rehabilitation assistance on NSP eligible properties. Funds may not be applied to closing costs, discount points, or prepaid items.

Does not have to be a 1st time homebuyer
Cannot be combined with any other type of down payment assistance
Must be used with a fixed rate FHA or VA first mortgage
Can be used to rent current property and upgrade to nicer home
Properties purchased under this program must meet the discount requirements of HERA. In order to determine the statutory purchase discount, an appraisal must be completed within 60 days prior to an offer made for the property is required.
The sales contract must reflect the NSP Purchase Discount and supporting documentation must be submitted to DCA to support this provision.
The purchase discount must be at least 15% from the current market appraised value of the home or property as determined by the required appraisal.
Subject property must meet HUD’s Housing Quality Standards (HQS) Inspection Requirements · Funds must be used towards repair, rehabilitation, and down payment assistance.
NSP funds must be used first for repairs to bring the property up to Housing Quality Standards (HQS). Any remaining funds must be used for down payment assistance. If repairs are not needed or are not made a part of the financing, the entire $14,000.00 must be used for down payment assistance. The Georgia Dream NSP Purchase Program loan will be provided in the form of a subordinate lien that will be released over a five year period at a rate of 20% each year.
Subject property must be in an area of greatest need.
Mobile Homes are not eligible

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440

rssHugger

John Cobb, Realtor® (Coldwell Banker, SSK Realtors) — Sun, 05 Apr 2009 04:49:21 -0500

Anyone interested in promoting their blog should check out www.rsshugger.com

rssHugger is a new website developed to help bloggers promote their blogs, and to help visitors discover new blogs that write about subjects that the readers are interested in.

It is a good place to search for blogs in categories that interest you.

Coldwell Banker SSK Realtors

470 S. Houston Lake Rd. Warner Robins GA

John W. Cobb, REALTOR^®

Warner Robins Real Estate

(478) 953-8595 ext 272

(478) 396-2440