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folsom: El Dorado Hills/Folsom-The Biggest Mistake Buyers Make When Buying A Short Sale: - 03/20/12 05:56 AM
The Biggest Mistake Buyers Make When Buying A Short Sale: El Dorado Hills CA – We get all sorts of questions from buyers trying to purchase short sales. "We made an offer on a short sale almost 2 months ago. We haven't heard anything back from the bank. Why won't they approve my offer?", they ask us. So why do some buyers wait for 2-3 months and never get a response on their short sale offer? Are the banks really that bad? Here is the answer to those questions. In some cases the reason that short sales are not approved quickly … (0 comments)
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folsom: 109 Honey Cook Cir, Folsom, CA 95630 - 02/02/12 12:53 PM
109 Honey Cook Cir, Folsom, CA 95630 Stunning Home In Folsom! This 2473 Sqft Home..5 BD 3 Bath..Large 0.180ac Lot With Pool/Water Fall. Open Floor Plan With Fire Place..Large Side Yards..Heated Pool..2 Car Garage..Close To Shopping And Freeway. Beds: 5* Baths: 3 (3 0) (FH)* Sq Ft: 2473* Lot Sz: 0.180ac* Yr: 1994* Click Here To View More Pictures Thanks for reading this, John J Hayes. John J is a Real Estate Agent at RE/MAX Gold. Phone: 530-306-3316. 3hayes@sbcglobal.net. "Hard Work and Dedication" View My homes for sale at www.johnhayesrealestate.com/home-search. John Hayes specializes in loan modification assistance and short sales in … (0 comments)
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folsom: Folsom El Dorado Hills Short Sales - 11/22/11 11:03 AM
Folsom El Dorado Hills CA – In our last post, we ranted about how the bankers do a lousy, incompetent job on short sale and loan modification negotiations. Here is how you can avoid suffering under their incompetence. The key is to hold your bank accountable. Here's how to do that. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. ell them they can do as good of a job or as bad of a job as they want to on your short sale or loan modification. But, if they do not approve it, and … (0 comments)
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folsom: Folsom,El Dorado Hills Real Estate - 11/15/11 12:14 PM
El Dorado Hills CA – The Stop Foreclosure Institute recently received this email from Karen. She had ask the us for some help on a short sale. Here was the email.
I sent an email to the lender on a short sale, utilizing the e-mail address list you provided. The email was sent at 1:43 p.m. this afternoon.
I received the Short Sale Closing Approval at 5:38 p.m. this evening. No promissory notes and no deficiency judgement.
Keep up the fight and thanks again for all you guys are doing! Karen.”
Click here to discover how other sellers successfully did … (0 comments)
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folsom: Folsom, El Dorado Hills Short Sales: Why Won’t My Lender Allow Me.... - 11/02/11 10:44 AM
Folsom, El Dorado Hills Short Sales: Why Won’t My Lender Allow Me To Walk Away With No Deficiency? El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from James. Here was his question. "We are in the middle of a very long negotiation with a large national lender. I had my agent put a clause into the contract stating “upon approval of short sale by sellers’ lender, lenders, & or affiliates, client, or heirs will be released from any monetary shortages or deficiencies from said sale of stated property upon successful closing and transfer of title from … (2 comments)
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folsom: Folsom,El Dorado Hills Real Estate Short Sale - 10/10/11 12:46 PM
Folsom, El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from another agent named Beckie. Here was her question. I have been waiting on my lender to approvce or deny my short sale for 7 months. We finally received an answer last week in form of a counter offer to the price. The buyer was offering to pay $315,000. The lender countered at $345,000. The buyer is not willing to pay any more than $315,000. My agent told him that he will try my best to negotiate at that price. Before my agent could send the comps … (0 comments)
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folsom: Folsom,El Dorado Hills Short Sale Question - 10/07/11 09:57 AM
El Dorado Hills Short Sale Question: Lender Won’t Approve The Short Sale. What Should I Do? El Dorado Hills CA – The Stop Foreclosure Institute recently received a question from another agent named Sylvia. Here was her question. “Here's a question for you. I have a short sale with two offers. The appraisal was close to the sales price and the inspection was good. However, the bank calls me and says, “Sorry, you can’t short sale the house because this is a recourse loan for 5 years.” I did some research and the loan is owned by Fannie Mae. The sellers … (1 comments)
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folsom: Folsom, El Dorado Hills Short Sale Question: Can My Lender Force Me To Repay Them? - 09/30/11 10:51 AM
Folsom,El Dorado Hills CA – A lot of homeowners want to short sale and walk away from the upside down debt. They don’t feel that it is their fault the housing market crashed. We get the following questions a lot. “If I short sale, then how likely is it that my lender will sue me to repay them?” “Will my lender garnish my wages or take money out of my bank account?” So I will answer those questions in today’s post. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. The answer is that it … (0 comments)
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folsom: Folsom, El Dorado Hills Short Sales: What makes a good short sale realtor? - 09/15/11 10:28 AM
El Dorado Hills CA – A good short sale realtor will mean the difference between success and failure on your short sale. Here are the qualities that make a good, effective short sale realtor. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Persistence. Short sales are frustrating. Many times you will feel like giving up. Many times you will feel like you have finished the task. The short sale will be approved. Then, the lender tells you that they need a certain document signed by all parties. They won’t approve the short sale until … (0 comments)
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folsom: Folsom,El Dorado Hills Real Estate Short Sale Update - 09/13/11 10:18 AM
El Dorado Hills CA – If you are thinking of short selling your house, then you have probably about forensic loan audits. Some claim they are wonderful. "Your lender will approve your short sale right away", one so called expert claimed. "Your lender is more likely to give you a loan modification after you discover they broke the law. And most loans were illegal during the crazy lending period we experienced recently", claims another. Click here to discover how other sellers successfully did a short sale and avoided foreclosure. Even more insane is the guy who claims, "Lenders will jump over … (0 comments)
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folsom: Folsom,El Dorado Hills Real Estate - 08/08/11 09:25 AM
El Dorado Hills CA – If you are considering buying a short sale, then you should know what you are getting involved with. First off congratulations! Buying a short sale is a great decision. Most short sales usually sell for 3-5% less than other comparable homes. So you get the advantage of getting a good deal. Now, I am sure you are asking, “Why are short sales a bargain?” The reason is that a short sale takes longer than a normal real estate sale. You have to wait 30-60 days for the seller’s bank to approve your offer. In addition, some … (2 comments)
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folsom: Folsom, El Dorado Hills Short Sales - 08/08/11 09:21 AM
El Dorado Hills CA – If you are considering buying a short sale, then you should know what you are getting involved with. First off congratulations! Buying a short sale is a great decision. Most short sales usually sell for 3-5% less than other comparable homes. So you get the advantage of getting a good deal. Now, I am sure you are asking, “Why are short sales a bargain?” The reason is that a short sale takes longer than a normal real estate sale. You have to wait 30-60 days for the seller’s bank to approve your offer. In addition, some … (0 comments)
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folsom: Folsom,El Dorado Hills Real Estate Short Sale Update - 07/20/11 11:21 AM
El Dorado Hills CA – You might think it is an embarrassment to sell your home as a short sale. "My friends will laugh at me when they realize that I owe more on my house than it is worth", some people think. The reality is that many Americans are in your same position. In fact, some experts think that over a quarter of all homeowners are upside down. In fact, this statistic is even worse in areas where the housing market has taken a big drop. You have nothing to be embarrassed of. On the contrary, you should be proud … (0 comments)
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folsom: Sacramento Short Sales: Are homeowners able to sue their lender for damages after a foreclosure? - 11/23/10 12:30 PM
Sacramento CA - I am following up on a question from Arman. His loan was owned by Fannie Mae and the company handling the loan for Fannie Mae was rejecting an excellent short sale offer for no reason. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. Here is a quick recap of what I recommended Arman do. Step #1: Call up IBM and demand a written letter explaining why they are declining the short sale offer. Step #2: Write down what you project your damages are going to be if the property is foreclosed … (0 comments)
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folsom: Question from homeowner: I want to avoid foreclosure, but my lender won’t let me - 11/22/10 12:43 PM
Sacramento CA - The Stop Foreclosure Institute recently received a question from Arman. Here is his question. I am a Seller trying to avoid foreclosure. My agent has a buyer and his offer is with the lender from last seven months. Now the lender told us that Fannie Mae investor refused the short sale offer and the house is going to foreclosure early next week. Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The lender’s own appraisal shows the house is worth $120K. The offer we have is for $150K. I told the lender … (2 comments)
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folsom: Multiple Offers In This Market, Are You Crazy??????? - 04/23/08 09:18 AM
I do not understand, the NEWS told me not to buy a home!!!!
1.."We have been out looking at homes and putting in offers and we are running into multiple offers".
2.."My agent told me to put in a higher-than-asking-price offer. I looked at him and said, "are you "CRAZY"!"
3.."The news told me to ask for a lower price". 4.."After the 5th home we put in an offer of below or asking
price, we still do not have a home". 5.."Maybe I should listen to my Realtor, NOT the NEWS".
6.."We now have put in offers that are over asking price offers and still no … (1 comments)
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folsom: Bring me a Buyer! Stunning Home In Marysville. - 01/15/08 09:54 PM
Stunning home. Great price per sqft. 2548sqft 4bed 3baths. Lots of up grades.Landscaped front and back yard*Granite Counter Tops*Brick on Front off Home*Dual Pane Windows*Fire Place*Tile Flooring*Ceiling Fans*Vaulted Ceilings*Bonus Room*Large Pantry. Much More.
John Hayes
RE/MAX Gold
530-306-3316
www.johnhayesrealestate.com
www.youtube.com/us720
<!-- <hr id="picHR"> --> … (0 comments)
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folsom: New listing for the new Year. Watch the video. - 01/10/08 07:31 PM
http://www.johnhayesrealestate.com/
… (0 comments)
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folsom: Redfin on Today Show. Just leave Selling Real Estate to Realtors and Loan Officers! - 12/15/07 10:28 AM
Classic intervivew on the today show! Post your listing on Craigslist "no way" How do you do that?
Ricardo Bueno - California said it best Duh! Marketing online is obvious!Every Agent that cares about becoming a better Agent is well aware that on line market presence is pivotal to one's success in today's market. They're not only advertising on Craigslist...they're puking their advertisements all over the world-wide web!
Maybe Redfin should stay behind the computer and leave selling Real Estate it Realtors and Loan Officers This is what we do for a living. The younger generation "gets it"If you are not on … (1 comments)
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folsom: Does this mean we are at the "bottom"! I think I might have a double! - 12/15/07 09:16 AM
I found this article in the National Realty News, I thought I would share it with everyone.
WASHINGTON, D.C. - Existing-home sales are projected to trend up in 2008, with pending home sales showing a slight near-term rise, according to the latest forecast by the National Association of Realtors®. However, a recovery for new-home sales is unlikely before 2009.
Lawrence Yun, NAR chief economist, said the worst part of the credit crunch has already worked its way through the data. "The unusual mortgage disruptions that peaked in August were clearly seen in lower home sales that were finalized in September and October, so the … (1 comments)
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John Hayes: Folsom,El Dorado Hills,Sacramento,
Folsom,
CA
More about me…
RE/MAX Gold Folsom
Address: 2340 E. Bidwell Street, Folsom, Ca, 95630
Office Phone: (530) 306-3316
Cell Phone: (530) 306-3316
Email Me
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