refinance: I need your help.... - 08/20/07 11:12 AM
Hi Fellow Rainers.
I have a scenario questions for the Mortgage Folks who are smarter than me. PS... That is all of you.
I met with these folks last week and I am perplexed and concerned that I provide the right information.
They currently have a Pay-Option Loan. They state that they obtained it … (6 comments)

refinance: Who orders title for a refinance? - 02/18/07 11:18 AM
I had a long discussion with a fellow loan officer about whose responsibility it is to order title insurance on a refinance. We know that the purchaser's attorney will handle this is our area, but for the most part people do not consult a lawyer when refinancing their home.
Well he thought … (11 comments)

refinance: Too Bad...Bye-Bye - 02/18/07 09:41 AM
So what are you doing that is different this year? We have all heard the reports of how business will change. The refinance market is over. Sub-prime lenders are going out of business daily. Help!!!
How about balance? Yes balance. When I got into the business over 12 years ago I was … (2 comments)

refinance: Here's a new one..... - 12/27/06 04:28 PM
Hey Loan Officers. Make sure you tell your clients to continue making scheduled mortgage payments during the process. I tell them this and send it to them in writing.Doesn't mean they listen or read.I had a couple today want to know why their pay off was higher after they hadn't made … (3 comments)

refinance: Tips to Lower your Property Taxes - 12/10/06 08:42 AM
With constant news about increases in property values, bidding wars for homes on the market, a robust new construction market and government deficits, property taxes are rising at an alarming rate. As more people move into an area municipal service costs increase with the population increase. Schools districts have to serve … (2 comments)

 
Mortgage Company: M & T Bank
John Klassen
Kingston, NY
More about me…
M & T Bank

Office Phone: (845) 562-8554
Cell Phone: (914) 388-2749
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Ideas, tips and treasures for using old and new mortgage marketing ideas. I am looking to share ideas of how to use what we know about products and process to help market ourselves in new ways.

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