va loan: Refinance 85% Loan to Value with No Mortgage Insurance - 08/25/12 03:16 PM
Refinance 85% Loan to Value with No Mortgage Insurance payment required. Refinancing a 1st along with a 2nd into one low fixed interest rate and not have to pay MI is all this customer wanted. Then the appraisal came in a bit low. I was still able to get him what he wanted despite now being at nearly 85% Loan to Value.
Chick this link or picture below to see this Total Cost Analysis: http://mcedge.tv/16ds6v
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va loan: Lowest Mortgage Rates can be like finding a Unicorn. - 07/20/12 06:49 AM
Here is an email I just sent to one of my clients that is shopping around for a lender to do his refinance.
 
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I know there are a lot of choices these days with all the “Johnny come lately” mortgage companies out there. I hear stories of clients getting quotes that seem very attractive… but are just like Unicorns… Nice to look at but not based on reality. It’s the old Bait and Switch trick were the borrower is shown a interest rate that is just a bit lower than everyone else and after they spend their money … (2 comments)

va loan: Best California Direct Lender for VA FHA Jumbo Conventional and HomePath Loans - 04/05/12 05:22 AM

We are California's best option for home financing solution. The Rainey Financing Team with Castle & Cooke Mortgage can't be beat. Located in the heart of Southern California, Newport Beach gives us a true California presence unlike a lot a mortgage companies these days. We are a true California direct lender dedicated to all your home financing needs. From the First Time Home Buyer to seasoned mortgage investors, we are the best. Servicing all California mortgage needs, including home purchase loans, refinancing of your existing mortgage loan as well as offering many cash out options, even up to 100% Loan to … (0 comments)

va loan: Exclusive VA Refinance Solutions for California Military Homeowners - 04/04/12 09:00 AM
Exclusive VA Refinance Solutions for California Military Homeowners
California Veterans have recently been taking advantage of low rates by refinancing their mortgages, either currently VA loan or currently Conventional or FHA, into new VA mortgages. There are several reasons, and many advantages the VA program has over other types of loan programs in California. Below are some of the options available.
 VA Refinance or better known as the IRRRL
Interest Rate Reduction Refinance Loan or simply put The IRRRL.  The IRRRL has been known for refinancing those who have a current VA loan, but at a higher interest rate than … (0 comments)

va loan: VA Loan is the "Cadillac of Home Loans" - Experts at VA Loans in California - 03/27/12 01:19 PM
VA Loan is the "Cadillac of Home Loans" - Experts at VA Loans in California | www.trustmyteam.com

 
VA Loan is what we like to refer to as the “Cadillac of Home Financing”. The VA Home Loan is the best possible way to buy a home in today available in the mortgage industry. VA Loan one of the only home financing options (besides USDA) offers 100% Loan to Value home financing. Along with that and even at the 100% Financing there is no Mortgage Insurance (MI) requirements at all. Most every loan program that goes above 80% Loan to Value … (2 comments)

va loan: California VA Mortgage Expert - 03/26/12 05:02 AM
Buying a home is a big decision, so it helps to have a local mortgage expert on your side!
I started Castle & Cooke Mortgage to give my customers peace of mind when working through their real estate financing. We are one of the largest privately-owned direct lenders, and we have direct relationships with Freddie Mac, Fannie Mae and Gennie Mae. There’s nothing I love more than helping my clients realize the dream of home ownership. 
I’m an experienced mortgage broker with a unique gift for making my clients feel comfortable with the process. It’s important they are confident that I … (0 comments)

va loan: Refinancing a VA Home Loan in California - 03/26/12 05:00 AM
If you’re interested in refinancing a VA home loan in California, I have good news! 
As of February 2012, Veteran California homeowners who owe more than their home is worth can take advantage of today’s low interest rates through a new program. The VA IRRRL Program (Interest Rate Reduction Refinance Loan) streamlines refinancing a VA home loan in California. There are no appraisal, income or asset requirements needed to qualify.
This means that even though home values have dropped, refinancing a VA home loan in California is still a possibility. If you currently have a VA home loan, you’re eligible to … (0 comments)

 
John Rainey, Sr. Account Executive / NextUs Lending / Alt-Doc J (NextUs Lending)

John Rainey

Sr. Account Executive / NextUs Lending / Alt-Doc J

Irvine, CA

More about me…

NextUs Lending

Address: 65 Enterprise, Aliso Viejo, CA, 92656

Mobile: (949) 637-7754


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