johnathan smith: Short Sale help for Staten Island Home Owners - 03/19/09 10:49 AM
Are you considering a short sale? Find out if you qualify? Johnathan Smith understands that falling behind on your mortgage payments is a stressful situation. Deciding to solve your situation is the first and biggest step of the process. I am here to help you gather the information needed and help you successfully negotiate a short sale with your lender(s).
Should you be considering a short sale? Ask yourself the following questions:
If you answered yes to any of these questions you may qualify for a short sale.
What can Johnathan Smith do for you?
Call or email Johnathan Smith today … (0 comments)
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johnathan smith: Just Listed - $499,000 - Oakwood - 1D - 414 Flint St, Staten Island, NY 10306 - 01/10/09 09:04 AM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
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johnathan smith: New Dorp - 35 NEPTUNE ST - $279,000 - 01/03/09 12:40 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
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johnathan smith: New Brighton - YORK AVE, #00052/0053 - $130,000 - 01/03/09 12:35 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
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johnathan smith: New Brighton - BENZIGER AVE, #00043/0028 - $65,000 - 01/03/09 12:31 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
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johnathan smith: Mariners Hrbr - 35 GIORDAN CT - $189,900 - 01/03/09 12:27 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
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johnathan smith: Grymes Hill - 545 HOWARD AVE - $699,999 - 01/03/09 12:21 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
… (0 comments)
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johnathan smith: Great Kills -336 ARTHUR KILL RD - $359,999 - 01/03/09 12:09 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
… (0 comments)
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johnathan smith: Clove Lake - 1000 CLOVE RD, #6P & 60 - $370,000 - 01/03/09 12:05 PM
For More Great Homes
http://www.johnresales.com "Stuttering John" A.K.A. Johnathan Smith
Licensed Real Estate Agent of New York
Gillani Homes
62 Sand Lane, Staten Island, NY 10305
http://www.johnresales.com
… (0 comments)
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johnathan smith: New For Sale Flyer and Card for 2009 - What do you think - 01/03/09 11:55 AM
It's a new year!! So I had to start the year off with my new "For Sale" flyer and cards. Below is my new flyer and card please send me some feedback on them … (6 comments)
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johnathan smith: FOR SALE - Vacant 25x100 Land on Benziger Ave, Staten Island - 09/10/08 10:14 PM
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johnathan smith: Real Estate Market Snaphot - 09/07/08 11:59 PM
If your looking to buy or sell a home you have to look for a real estate agent that knows the market in and out! Thats my job. If your selling your house please call me to come over and see your house, I will tell you the true value of your house in todays market for free. I will also give you a sellers closing cost breakdown that will show you what you will have in your pocket at the end of the deal.
Staten Island, NY Real Estate Market Snapshot updated Monday, September 1, 2008
Please feel free … (1 comments)
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johnathan smith: FOR SALE - ILYSSA WAY - STATEN ISLAND - 09/07/08 11:49 PM
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johnathan smith: FOR SALE - 35 NEPTUNE ST, STATEN ISLAND, NY - 09/07/08 11:45 PM
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johnathan smith: FOR SALE - 146 ARNOLD ST, STATEN ISLAND, NY - 09/07/08 11:42 PM
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johnathan smith: FOR SALE - 163 JOHNSON AVE, STATEN ISLAND NY - 09/07/08 11:40 PM
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johnathan smith: 2008 Richmond County Fair - 09/07/08 11:25 PM
2008 Richmond County Fair
I am not like other real estate agents! I love getting out and meeting the home owners of Staten Island. If its a nice day I may walk a number of blocks to say hello to all the owners or if a fair is going on you know you can find me at the fair. I try to goto all the fairs on Staten Island so I can meet the owners of the homes and talk to them about any questions the home owners may have about the real estate market.
Before you pick a agent … (1 comments)
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johnathan smith: Mortgage Volume Up 7.5%, Rates Down - 09/07/08 12:41 AM
Mortgage Volume Up 7.5%, Rates Down The Mortgage Bankers Association reports a 7.5-percent increase in home loan demand during the week ended Aug. 29. The index indicates a 10.5-percent jump in purchase applications and a more modest 2.1-percent rise in refinancing requests. Additionally, the group's index tracking mortgages backed by the FHA surged 19.9 percent. Refi demand accounted for 34 percent of all application volume and adjustable-rate loans accounted for 6.6 percent--versus 35.2 percent and 7.9 percent, respectively, the prior week. The report also shows a drop in the 30-year fixed mortgage rate to 6.39 percent from 6.44 percent and a … (0 comments)
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johnathan smith: Where Are Lenders Getting Credit Scores? - 09/05/08 10:30 AM
Where Are Lenders Getting Credit Scores? Consumers often mistakenly believe that mortgage lenders use only credit scores from Equifax, Experian, TransUnion, and Fair Isaac's myfico.com to gauge creditworthiness. However, Consumer Reports recently found that lenders also use NextGen FICO scores, FICO Expansion Scores, and Industry Option FICO scores - which take car loans into consideration - as well as custom formulas. Given that these credit scores or scoring models are not available to consumers, experts say that consumers should not rely solely on available credit scores to determine their likelihood of getting a loan. They would be wise to make timely … (0 comments)
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johnathan smith: The Affect Of A Short Sale On Your Credit - 09/03/08 09:58 PM
The credit implications for a short sale are very different for those voluntarily selling their property and those forced into foreclosure. If the property owner voluntarily selling the property can pay off the amount owed out of pocket by using assets already owned there should be no credit implications. If the property owner needs to take a new loan from a bank in order to make up the difference from the short sale, then the credit implications would be the same as the credit implications of taking out any loan. In fact, sometimes taking out a loan can improve a credit … (2 comments)
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