real estate: Short Sale help for Staten Island Home Owners - 03/19/09 10:49 AM
Are you considering a short sale? Find out if you qualify? Johnathan Smith understands that falling behind on your mortgage payments is a stressful situation. Deciding to solve your situation is the first and biggest step of the process. I am here to help you gather the information needed and help you successfully negotiate a short sale with your lender(s).
Should you be considering a short sale? Ask yourself the following questions:
If you answered yes to any of these questions you may qualify for a short sale.
What can Johnathan Smith do for you?
Call or email Johnathan Smith today … (0 comments)
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real estate: New For Sale Flyer and Card for 2009 - What do you think - 01/03/09 11:55 AM
It's a new year!! So I had to start the year off with my new "For Sale" flyer and cards. Below is my new flyer and card please send me some feedback on them … (6 comments)
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real estate: What do you think of this listing? Residential - One Family Semi-Attached - 09/28/08 09:30 PM
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real estate: Residential - Co-Op: 1000 CLOVE RD, #6P & 60 - 3 Bedrooms, 2 Baths and alot more!! - 09/28/08 09:24 PM
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real estate: FOR SALE - Vacant 25x100 Land on Benziger Ave, Staten Island - 09/10/08 10:14 PM
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real estate: Refinance out of a Risky Mortgage - 09/08/08 12:05 AM
Home values have plummeted, while the interest rates on adjustable rate mortgages (ARMs) are rising. The bubble has obviously burst for the U.S. housing market, and it may be "refinance risky mortgage" time for you. The statements on TV ads and direct mailers may have caught your eye: "Refinance Risky Mortgage," or "Refinance Mortgage...Before It's Too Late." Mortgage lenders are urging homeowners with bad credit loans to consider refinancing in the face of a poor housing market.Their warnings are dire, and for good reason. The housing market has experienced a precipitous drop in sales and home values. If you hold a … (1 comments)
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real estate: Real Estate Market Snaphot - 09/07/08 11:59 PM
If your looking to buy or sell a home you have to look for a real estate agent that knows the market in and out! Thats my job. If your selling your house please call me to come over and see your house, I will tell you the true value of your house in todays market for free. I will also give you a sellers closing cost breakdown that will show you what you will have in your pocket at the end of the deal.
Staten Island, NY Real Estate Market Snapshot updated Monday, September 1, 2008
Please feel free … (1 comments)
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real estate: FOR SALE - ILYSSA WAY - STATEN ISLAND - 09/07/08 11:49 PM
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real estate: FOR SALE - 35 NEPTUNE ST, STATEN ISLAND, NY - 09/07/08 11:45 PM
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real estate: FOR SALE - 146 ARNOLD ST, STATEN ISLAND, NY - 09/07/08 11:42 PM
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real estate: FOR SALE - 163 JOHNSON AVE, STATEN ISLAND NY - 09/07/08 11:40 PM
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real estate: for sale - 735 ANNADALE RD - 09/07/08 11:38 PM
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real estate: FOR SALE - 55 AUSTIN PL - 09/07/08 11:36 PM
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real estate: 2008 Richmond County Fair - 09/07/08 11:25 PM
2008 Richmond County Fair
I am not like other real estate agents! I love getting out and meeting the home owners of Staten Island. If its a nice day I may walk a number of blocks to say hello to all the owners or if a fair is going on you know you can find me at the fair. I try to goto all the fairs on Staten Island so I can meet the owners of the homes and talk to them about any questions the home owners may have about the real estate market.
Before you pick a agent … (1 comments)
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real estate: Blackberry and Real Estate - 09/07/08 01:33 AM
If your a real estate agent you really need to have a blackberry at your site.
Exclusive offers for Real Estate Professionals from T-Mobile.
T-Mobile is offering exclusive pricing on BlackBerry® devices for Real Estate Professionals.
Through this offer you can receive extraordinary discounts on all current BlackBerry devices!
By calling the toll free number, your $35 Activation Fee will automatically be waived. This offer is NOT available at any T-Mobile Retail location. Pricing for this program is only available by calling:
Call now to find out more details about the T-Mobile BlackBerry offer for Real Estate Professionals.
Why pay … (7 comments)
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real estate: New York with poor credit scores!! Think before signing - 09/07/08 01:21 AM
BORROWERS in New York with poor credit scores already know how hard it is to get a mortgage. As of this month, it has become even more difficult.
Fannie Mae and Freddie Mac, the two government-sponsored companies that back most of the nation's mortgages, have said that as of September they would not buy subprime loans from New York because the new law exposes them to too much risk and cost. "We're simply not in position to monitor and enforce compliance with all these requirements," said Brad German, a Freddie Mac spokesman.
Freddie Mac and Fannie Mae back few subprime loans … (1 comments)
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real estate: Finding Discounted Homes For Sale - 09/07/08 01:11 AM
It's not always enough to be up to snuff on negotiating that reduced price. Sometimes you need to know where to look to find a bargain that's already available.
Redfin's "Science of Real Estate" center studied the differences between homes that sold for a large discount and those that didn't, and came up with guidance for buyers looking for large discounts.
"Homebuyers have begun crawling out of their bomb shelters hungry for big discounts off the asking price," said Redfin CEO Glenn Kelman.
"Often, their expectations are unrealistic, as many sellers have already aggressively priced their homes. But when conditions … (0 comments)
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real estate: Market Conditions - 09/07/08 01:06 AM
The Dow Jones industrial average rose more than 200 points yesterday morning -- after declines in oil prices were reported. That gain was short-lived, as the DOW closed down 26.63 points.
Oil prices have been shown to have lingering effects on the housing market. Former head of the Economic Forecasting Center at Georgia State University, Donald Ratajcza, noted in a 2005 investing article, "Ultimately, rising energy prices are going to affect not only how we drive, but also where we build and how we consume energy in our businesses."
He couldn't have been more right. As oil prices have risen, commuters … (1 comments)
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real estate: Mortgage Volume Up 7.5%, Rates Down - 09/07/08 12:41 AM
Mortgage Volume Up 7.5%, Rates Down The Mortgage Bankers Association reports a 7.5-percent increase in home loan demand during the week ended Aug. 29. The index indicates a 10.5-percent jump in purchase applications and a more modest 2.1-percent rise in refinancing requests. Additionally, the group's index tracking mortgages backed by the FHA surged 19.9 percent. Refi demand accounted for 34 percent of all application volume and adjustable-rate loans accounted for 6.6 percent--versus 35.2 percent and 7.9 percent, respectively, the prior week. The report also shows a drop in the 30-year fixed mortgage rate to 6.39 percent from 6.44 percent and a … (0 comments)
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real estate: Where Are Lenders Getting Credit Scores? - 09/05/08 10:30 AM
Where Are Lenders Getting Credit Scores? Consumers often mistakenly believe that mortgage lenders use only credit scores from Equifax, Experian, TransUnion, and Fair Isaac's myfico.com to gauge creditworthiness. However, Consumer Reports recently found that lenders also use NextGen FICO scores, FICO Expansion Scores, and Industry Option FICO scores - which take car loans into consideration - as well as custom formulas. Given that these credit scores or scoring models are not available to consumers, experts say that consumers should not rely solely on available credit scores to determine their likelihood of getting a loan. They would be wise to make timely … (0 comments)
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