charles: New Temporary Raise In FHA Limits - 03/07/08 08:17 AM
The new temporary FHA loan limits effective for March 7, 2008! Charles County, Maryland   $ 729,750*St. Mary's County, Maryland  $  400,000*            Calvert County, Maryland   $  729,750* Additional benefits of of FHA loans: Fully AssumableAllows Gift FundsAllows Non-Occupant Co-Borrowers*Final details of these new high cost limits are still pending and will be communicated soon!  *We … (1 comments)

charles: To Refinance or Not To Refinance? - 01/30/08 07:39 AM
With the FOMC meeting today, and ahead of another possible rate cut - I thought I'd post a few things to keep in mind regarding whether to refinance or not!If you've been thinking about refinancing:If you can lower your current rate by at least 1%, then it might benefit you to … (2 comments)

charles: Preapproval vs. Prequalification - 01/16/08 07:23 AM
A preapproval is your lender's written commitment to finance your home purchase up to a specific amount.  Getting preapproved is a smart move for serious homebuyers because it shows sellers that you come to the negotiating table ready to complete the transaction.
A preapproval indicates that a lender has taken a detailed … (4 comments)

 
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