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Short Sale Tips for Sellers - 08/30/10 05:59 PM
If you're thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won't cover your total mortgage obligation and closing costs, and you don't have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it. 1. Consider loan modification first. (1 comments)
5 Reason Home ownership trumps renting - 08/30/10 02:09 PM
The seemingly endless run of bad housing news is discouraging some potential home buyers from considering a purchase. But the truth is that the advantages of homeownership have very little to do with investment gains. The best things about owning a home have a lot more to do with personal comfort and satisfaction.Here are five of them:· Be your own landlord. The bank can only kick you out if you don't pay; a landlord can be much less dependable - deciding to sell the property or choosing to live there themselves.· Paying the principal is forced savings. Yes, it's possible that (1 comments)
Farmhouse,Barn,Guest House, 160 Ac. near Lake Michigan, Dunes, State Land - 08/26/10 02:08 PM
Farmhouse,Barn,Guest House, 160 Ac. near Lake Michigan, Dunes, State Land State Land, Dunes, Lake Michigan, Golf • 1,508 sq. ft., 1 bath, 4 bdrm 1 1/2 story "Farm House" - MLS® $995,000 - 160 Ac. + House & Barns Empire Township, Leelanau County - Unlock the possibilities- hobby farm, orchards, hunting compound, private estate or??. Orginal 4 BR farmhouse w/ newerroof & siding, large barn & horse corral + several sheds, possible 1 car garage, small guest house and beautiful rolling 160 acres of mostly hardwoods that adjoins National Park Land & close to tons more + state land. Very close to (0 comments)
Pros and Cons of going Condo - 08/23/10 03:33 PM
Condominiums and townhouses offer an affordable option to single-family homes in many markets, and they're ideal for those who appreciate a maintenance-free lifestyle. But before you buy, make sure you do your legwork. These are some of the important elements to consider: Storage. Some condos have storage lockers, but usually there are no attics or basements to hold extra belongings. Outdoor space. Yards and outdoor areas are usually smaller in condos, so if you like to garden or entertain outdoors, this may not be a good fit. However, if you dread yard work, this may be the perfect option for you. (3 comments)
Century 21 Northland acquires Sleeping Bear Realty - 08/17/10 10:57 PM
TC's Century 21 Northland is expanding its reach again. Less than three months after taking over the former Suttons Bay office of Century 21 McCoy (which closed after cutting ties with the Century 21 franchise in May), Northland has announced its acquisition of Century 21 Sleeping Bear Realty, which boasts 18 agents and offices in Frankfort, Beulah and Empire. Sleeping Bear Realty has been under the ownership of Suzy Voltz since 1976. Voltz will stay on as an agent in the Frankfort office, but says she is pleased to hand off the management of Sleeping Bear to "younger, active folks" so (0 comments)
5 Property Tax questions you need to ask - 08/17/10 05:18 PM
1. What is the assessed value of the property? Note that assessed value is generally less than market value. Ask to see a recent copy of the seller's tax bill to help you determine this information.2. How often are properties reassessed, and when was the last reassessment done? In general, taxes jump most significantly when a property is reassessed.3. Will the sale of the property trigger a tax increase? The assessed value of the property may increase based on the amount you pay for the property. And in some areas, such as California, taxes may be frozen until resale.4. Is the (3 comments)
National Home Prices Firming Up - 08/11/10 04:25 PM
The trend in firming home prices solidified in the second quarter with more metropolitan areas showing increases from a year ago, aided by a surge in home sales driven by the home buyer tax credit, according to the latest survey by the National Association of REALTORS®.In the second quarter, 100 out of 155 metropolitan statistical areas (MSAs) had higher median existing single-family home prices in comparison with the second quarter of 2009, including 14 with double-digit increases; two were unchanged and 53 metros showed price declines. In the first quarter of this year 91 areas had higher prices, while only 26 (0 comments)
Mortgage Rates as low as 3.95% - 08/11/10 04:22 PM
Mortgage applications to purchase homes rose 0.3 percent on an adjusted basis last week, virtually unchanged from the previous week, according to the Mortgage Bankers Association weekly survey.On an unadjusted basis, purchases decreased 0.3 percent compared with the previous week and were 34.1 percent lower than they were the same week a year ago.This trough in purchases comes despite the fact that 30-year fixed rate mortgages are at the lowest level they've been since the MBA began keeping track: 30-year fixed-rate mortgages decreased to 4.57 percent from 4.60 percent. 15-year fixed-rate mortgages decreased to 3.95 percent from 4.03 percent. 1-year ARMs (0 comments)
Full photos & details: http://www.c21jb.com/Acme_Township/Michigan/Homes/Traverse_City/Acme_Township/Agent/Listing_14101071.htm
Jon Becker - Century 21 Northland 231-342-5401 www.c21jb.com for all Traverse City real estate listings and local information (3 comments)
REDUCED $30K - 3000+ sq.ft. custom home 5.47 wooded acres - 08/05/10 03:47 PM
Custom builders home w/ solid 6 panel oak doors, oak trim, hardwood floors, heated bathroom floors, ceramic tile, whirlpool tub in private master suite w/ walkin closet, foyer entrance, den, 2x6 construction, cathedral ceilings to show off the custom fireplace, all new kitchen appliances, finished garage, large deck reinforced for hot tub, 2 storage sheds & more. All set on 5.47 private wooded acres near several lakes. Avg. heat bill ONLY $75, lots of storage, 80 gal. water heater. MAKE OFFER! Reduced$30k
Full photos, details: http://www.c21jb.com/Green_Lake_Township/Michigan/Homes/Traverse_City/Interlochen/Agent/Listing_2250124.html
Jon Becker - Century 21 Northland
www.c21jb.com for all Traverse City real (0 comments)
7.45-23.67 wooded acres, pole barn, well, electric, shed - 08/05/10 03:41 PM
7.45-23.67 wooded acres, pole barn & shed $29,900-$74,900 Loading 7.45 wooded ac. w/barn & well • 1 bath other "acreage w/ pole barn & well" - MLS® $29,900 - Below Market Value Clearwater Township, Kalkaska County - Heavilly wooded / rolling hardwoods + 768 sq. ft. pole barn, shed, out house, well & outdoor, shower. Roads throughout property for ATV's , nature walks, or easy access to your hunting blind. Near state stand, Torch Lake, snow mobile out your door. Short drive to Traverse City, Elk Rapids, Shanty Creek, Kalkaska. Also available with 23.67 acres -$74,900 or 16.22 acres ( land (2 comments)
Strategic Mortgage Default can damage your credit & More for Years! - 08/02/10 04:24 PM
'Strategic Defaults' Can Damage Credit for Years Home owners who choose to default on their mortgage even though they can afford the monthly payments can expect to take a significant hit to their creditworthiness, some credit rating firms say.A record of the default - initially as much as 200 points - stays on a credit report for seven years. This will have an impact on the defaulter's ability to get credit of all kinds and potentially his or her ability to buy insurance and even get a job.The debt that foreclosure erases may be considered income, and Uncle Sam may want (3 comments)
Keep yourself informed on Northern Michigan Real Estate information including listings for sale, price changes, listings sold, area community information, real estate related laws/ taxes as well as financing information and real estate buying & selling tips & information. For more complete information and to search ALL area listings, photos / slide shows & listing brochures please visit www.c21jb.com
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.