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fico: First Time Homebuyer Seminar...Caught on tape! - 07/13/07 12:23 AM
If you would like to learn more about me, you can view my blog at Jon's Blog. 
I have been having trouble getting the coding to work perfectly everytime.  If for some reason, one of the clips is not working, you can also view the seminar on my website at Jon's Website.
This is the footage from a First Time Hombuyers Seminar I hosted with Jana Cole, an exclusive buyers agent of the San Francisco Bay Area. 
We hosted the event at the Land America Title Office in Daly City, California.  A special thanks to Laurel and James who stayed the long night … (8 comments)

fico: There are four types of people... - 05/21/07 02:43 PM
Over the weekend I came to the realization that there are four types of people when it comes to credit.  I think it is extremely important to find out who you are in the mix...  Here are the four types:
1.  People that think they have great credit, and do have great credit.
2.  People that think they have great credit, but have bad credit.
3. People that think they have bad credit, and do have bad credit.
4. People that think they have bad credit, but have good credit.
In my experience, people are pretty aware of how they stand with credit, they have been told … (0 comments)

fico: Real Estate fraud- How does it happen, why does it happen? - 04/26/07 10:20 PM
I have submitted another posting on the Real Estate Finance Market market, with basic news on what is happening every day.  I think the next logical step is to talk about WHY this is happening.  The main motivation and reason that a market collapses or gets saturated is greed.  There is soooo much money to be made on every side of every transaction.  Realtors, mortage brokers or lenders, title and escrow, appraisers, everyone involved, gets paid, and gets paid well for their time.  With the increase in demand over the last 4 years, the attractiveness of joining the real estate workforce has gotten even … (13 comments)

fico: Credit, what is it, why is it so bad, why is it so great! - 04/26/07 09:37 PM
I think there are many many common mistakes out there when it comes to credit, and it seems like even the most educated people make those mistakes.  As of late, I have had a lot of clients and new applications from people that are making the same common mistakes, and I think it is important to find out where your "FICO " score comes from, and why it is the most important thing when it comes to real estate and investment financing, and especially in competitive markets like the San Francisco Home Loan Market .
First things first, FICO is a formula, … (0 comments)

 

Jonathan Vetter

San Francisco, CA

More about me…

Mercury Lending

Address: 444 De Haro Street #130, San Francisco, CA, 94107

Office Phone: (415) 371-8400 x 232

Cell Phone: (650) 465-5846

Email Me

These are some of my insights on the Bay Area Home Mortgage market, and California and Oregon in general. Please let me know if you are liking what I am writing!


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