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    <title>Jose Fernandez's Blog</title>
    <link>http://activerain.com/blogs/josefernandez08</link>
    <description></description>
    <language>en-us</language>
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      <guid>http://activerain.com/blogsview/873843/cyberfriend</guid>
      <title>CyberFriend</title>
      <description>&lt;p&gt;it is interesting to see how our lives have changed with the Internet. Last year, a friend of mine called me up and said: "Look up my friend Elvira in "My Friends" in Facebook; she wants to buy a property in Florida. After talking to her through mesenger, she decided that she wanted NC or other area of Florida but my area. What started as a customer/client relationship, became a friendship. My friend Elvira is in Dubai and I am in Florida, couple of thousands of miles away. We are both PuertoRicans though.&amp;nbsp;We&amp;nbsp;learned about each other, about our families, our goals, etc. In the last several months, we have gotten to know each other, however we have never met in person. Will that be a&amp;nbsp;CyberFrienship? Do you have any CyberFriensdhip Story you would like to share?&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Fri, 09 Jan 2009 15:00:29 -0800</pubDate>
      <link>http://activerain.com/blogsview/873843/cyberfriend</link>
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      <guid>http://activerain.com/blogsview/826840/this-is-the-reason-why-i-spend-christmas-in-puerto-rico-</guid>
      <title>This is the reason why I spend Christmas in Puerto Rico. </title>
      <description>&lt;p&gt;I think it is one of the greatest places to spend the Christmas Holidays and CNN revealed it too. It is a long Holiday which starts by Thanksgiving when we put all decorations out and we take them off at the end of January after Las Fiestas de la Calle San Sebastian.&lt;/p&gt;
&lt;p&gt;&lt;a href="http://webmail.advancedaccess.com/express/imap4.asp?chkSelect=544054568&amp;amp;hidNxtMsg=544054570&amp;amp;folder=INBOX&amp;amp;btnMove=Move+To&amp;amp;selFolder=Jose##"&gt;http://www.cnn.com/2008/TRAVEL/getaways/11/28/christmas.destinations/index.html&lt;/a&gt;&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Mon, 08 Dec 2008 13:52:12 -0800</pubDate>
      <link>http://activerain.com/blogsview/826840/this-is-the-reason-why-i-spend-christmas-in-puerto-rico-</link>
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      <guid>http://activerain.com/blogsview/806136/i-am-from-an-island</guid>
      <title>I am from an Island</title>
      <description>&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;img src="http://4.bp.blogspot.com/_-rYY0-cqNB0/SSsPw6YbbVI/AAAAAAAAABU/gNEpZaHlbmg/s1600/warmt.jpg" height="103" alt="[warmt.jpg]" width="131"&gt;&lt;/p&gt;
&lt;p&gt;I must tell you that I am from the Isla del Encanto, (The Isle of Enchantment) where warm weather, ocean breezes and sunshine rule. But, for the last week I have been travelling to cold weather places and although I enjoy the sights, sounds, people and new experiences, I am sorely lacking cold weather clothes and shoes.&lt;/p&gt;
&lt;p&gt;The hip(?) clothes and shoes from my adopted city of Miami, Florida are just not cutting it and I long for those silly toe socks.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Mon, 24 Nov 2008 15:28:15 -0800</pubDate>
      <link>http://activerain.com/blogsview/806136/i-am-from-an-island</link>
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      <guid>http://activerain.com/blogsview/795879/who-moved-my-cheese-</guid>
      <title>Who Moved My Cheese?</title>
      <description>&lt;p&gt;I&amp;nbsp;read this book this morning. it is such a simple book, but so resourceful and full of insights. It only took me about an hour and half to read. Last time I read this book was more than 5 years ago, and it was an awakening to an unknown profession : real estate. More than 5 years later, here I am reading this book again.&lt;/p&gt;
&lt;p&gt;what are your thoughts on this book.&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Tue, 18 Nov 2008 11:44:28 -0800</pubDate>
      <link>http://activerain.com/blogsview/795879/who-moved-my-cheese-</link>
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      <guid>http://activerain.com/blogsview/775625/unofficial-halloween-political-poll</guid>
      <title>Unofficial Halloween Political Poll</title>
      <description>&lt;p&gt;She won't say, not yet, who won the candy giveaway on Halloween Day. She will say that she found it quite annoying when at two homes they slipped propaganda postcards in with the candy. Of course, something that she corrected quickly enough.&lt;br&gt;&lt;br&gt;It could be that things did not pan out how she imagined or that she still has that huge chocolate migraine from test-tasting the kid's candy, in any event, and I am quoting my assistant now "I suppose that one person's box of raisins is another's dark chocolate bar."&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Wed, 05 Nov 2008 13:22:13 -0800</pubDate>
      <link>http://activerain.com/blogsview/775625/unofficial-halloween-political-poll</link>
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      <guid>http://activerain.com/blogsview/754594/scary-halloween-poll</guid>
      <title>SCARY HALLOWEEN POLL</title>
      <description>&lt;p&gt;My Assistant has come up with an&amp;nbsp;&lt;em&gt;unoffical poll&lt;/em&gt;&amp;nbsp;for the Presidential Election.&amp;nbsp; I know, I don't want any more news but as I said . . she keeps at it sometimes and I have forgiven her for the National Boss's Day thing since, as she pointed out, she sent the greeting early in the day but the system did not process it until later in the afternoon.&lt;/p&gt;
&lt;p&gt;Back to her &lt;em&gt;unofficial poll&lt;/em&gt;.&lt;em&gt; &lt;/em&gt;&amp;nbsp;She states that she has never been polled by anyone ever and does not personally know anyone who has (including me). Therefore, she is going out on Halloween day, and as she watches the Kids Trick-o-Treat, she is going to keep track of the candy given out (or not) at those homes that have the candidates lawn signs or bumper stickers out. &amp;nbsp;&amp;nbsp;What conclusion or &lt;em&gt;results&lt;/em&gt; will she come to between gum, chocolate or apples?&amp;nbsp; I don't know . . . &lt;em&gt;but I'll keep you posted&lt;/em&gt;!&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;By the way, if your doorbell is rung by two 2-year olds, one Snow White, the other Spiderman, a 4-year old Sleeping Beauty and a deceptively energetic Granny . . . she is partial to dark chocolate coffee candy.&lt;/strong&gt;&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Thu, 23 Oct 2008 12:12:17 -0700</pubDate>
      <link>http://activerain.com/blogsview/754594/scary-halloween-poll</link>
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      <guid>http://activerain.com/blogsview/744772/friends-relatives-assistant-politics-2008-can-i-opt-</guid>
      <title>Friends, Relatives, Assistant, Politics 2008, Can I opt...</title>
      <description>&lt;p&gt;&lt;strong&gt;Politics 2008.&lt;/strong&gt; There is the friend, that without even asking or maybe perhaps because every time she says something I say "ummhumm" in response, scourers the web for pro(her candidate of choice)forum and con(not her candidate of choice)forum and feels compelled to send DAILY emails with this information (and quite often disinformation). &lt;em&gt;Can I opt out&lt;/em&gt;?&lt;br&gt;&lt;br&gt;The Assistant, who has such strong views I keep telling her . . I am not into politics so the comments stop. Only thing is . . do I want her to stop the comments because they make sense and are starting to sway me . . or do I want her to stop the comments because I have had enough and she forgot that today is National Boss's Day? &lt;em&gt;Can I opt out?&lt;/em&gt;&lt;br&gt;&lt;br&gt;Relatives. Well they all think I know which way I am swaying so why even go there! &lt;em&gt;Can I opt out?&lt;/em&gt;&lt;br&gt;&lt;br&gt;Where is that magical link that I can click on, whether in person, phone, web, home, etc., and &lt;em&gt;opt out&lt;/em&gt;, until voting day and January 20th?&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Fri, 17 Oct 2008 09:30:06 -0700</pubDate>
      <link>http://activerain.com/blogsview/744772/friends-relatives-assistant-politics-2008-can-i-opt-</link>
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      <guid>http://activerain.com/blogsview/741382/agents-with-second-sources-of-income-during-these-economic-times</guid>
      <title>Agents with Second Sources of Income during these Economic Times</title>
      <description>&lt;p&gt;Greetings from Miami Beach,&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I am curious to hear what other Realtors are doing in other parts of the nation as far as second jobs and/or sources of income during these economic times.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Here in South Florida, I have seen agents getting into network marketing, including myself. After all, Robert Kiyosaki talks about it in his books and refers back to the CASHFLOW Quadrants.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I look forward to your feedback.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Best regards,&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;JOSE FERNANDEZ P.A.&lt;/strong&gt;&lt;strong&gt;&lt;br&gt;&lt;/strong&gt;CRS,CIPS, E-PRO, REALTOR, TRC&lt;/p&gt;
&lt;p&gt;&lt;em&gt;Lic. Real Estate Broker in Florida &amp;amp; Puerto Rico&lt;/em&gt;&lt;br&gt;NewStar Realty Inc.&lt;br&gt;PO BOX 398066&lt;br&gt;Miami Beach, FL 33239-8066&lt;br&gt;Direct Line: (305) 761-0801 &lt;br&gt;Fax: ( 305) 675-2457&lt;br&gt;&lt;br&gt;Please visit my Website at &lt;a href="http://webmail.advancedaccess.com/express/imap4.asp?action=showmessage&amp;amp;folder=INBOX&amp;amp;msgid=559113178"&gt;http://www.Jose-Fernandez.net&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;em&gt;&lt;strong&gt;"My name is Jose and I am Agel. " &lt;a href="http://jose.iamagel.com/"&gt;http://Jose.IAmAgel.com&lt;/a&gt; &lt;/strong&gt;&lt;/em&gt;&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Wed, 15 Oct 2008 11:14:10 -0700</pubDate>
      <link>http://activerain.com/blogsview/741382/agents-with-second-sources-of-income-during-these-economic-times</link>
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      <guid>http://activerain.com/blogsview/574649/las-mejores-ciudades-para-vivir-</guid>
      <title>Las mejores ciudades para vivir </title>
      <description>&lt;h1&gt;Las mejores ciudades para vivir por&amp;nbsp; americaEconom&amp;iacute;a.com
&lt;h4&gt;
&lt;/h4&gt;
&lt;/h1&gt;&lt;p&gt;&amp;nbsp;San Juan (72), Montevideo (76) y Buenos Aires (78) se destacan en la regi&amp;oacute;n, seg&amp;uacute;n Mercer (Fotomontaje: Gustavo Poletto)&lt;/p&gt;
&lt;p&gt;Si est&amp;aacute; buscando una ciudad latinoamericana con las mejores condiciones para vivir, San Juan de Puerto Rico puede ser la mejor respuesta. Al menos, as&amp;iacute; lo revela una encuesta realizada por la consultora &lt;a href="http://webmail.advancedaccess.com/express/imap4.asp?action=showmessage&amp;amp;folder=INBOX&amp;amp;msgid=544050030#" target="_blank"&gt;Mercer&lt;/a&gt;, que tambi&amp;eacute;n destaca a nivel regional las ciudades de Montevideo (Uruguay) y Buenos Aires (Argentina).&lt;/p&gt;
&lt;p&gt;En Am&amp;eacute;rica Latina, la &lt;a href="http://webmail.advancedaccess.com/express/imap4.asp?action=showmessage&amp;amp;folder=INBOX&amp;amp;msgid=544050030#" target="_blank"&gt;Encuesta sobre Calidad de Vida 2008&lt;/a&gt; ubic&amp;oacute; a San Juan de Puerto Rico en la posici&amp;oacute;n 72, seguida por Montevideo (76), Buenos Aires (78) y Santiago (88), que baj&amp;oacute; cinco lugares debido principalmente a una baja en su calidad de servicios p&amp;uacute;blicos de transporte. La otra cara de la moneda es Puerto Pr&amp;iacute;ncipe, en Hait&amp;iacute;, que se ubica en la posici&amp;oacute;n m&amp;aacute;s baja de la regi&amp;oacute;n con el lugar 202.&lt;/p&gt;
&lt;p&gt;En lo que se refiere a seguridad personal, Santo Domingo tiene la ubicaci&amp;oacute;n m&amp;aacute;s alta (92), seguido por Panam&amp;aacute;, que se ubica en el lugar 96, y Monterrey (99).&amp;nbsp; Bogot&amp;aacute; (207) en Colombia tiene los niveles m&amp;aacute;s bajos de seguridad personal en la regi&amp;oacute;n, indica el informe.&lt;/p&gt;
&lt;p&gt;Por otra parte, las ciudades canadienses sobresalen en la lista de clasificaci&amp;oacute;n del continente americano. Vancouver (4) tiene la mejor calidad de vida, seguida por Toronto (15), Ottawa (19) y Montreal (22). En Estados Unidos, despu&amp;eacute;s de Honolulu (28), se encuentran San Francisco (29), Boston (37) y Chicago (44). Washington se ubica en el lugar 44, por encima de Nueva York (49).&lt;/p&gt;
&lt;p&gt;De acuerdo con Slagin Parakatil, investigador senior en Mercer, "los negocios se enfrentan a constantes desaf&amp;iacute;os para identificar nuevos mercados, extender sus operaciones y adquirir e implementar en forma estrat&amp;eacute;gica sus recursos. Establecer las asignaciones adecuadas vinculadas con los costos locales y la calidad de vida es vital para alentar a los empleados expatriados con habilidades transferibles a aceptar asignaciones internacionales".&lt;/p&gt;
&lt;p&gt;Adem&amp;aacute;s, precis&amp;oacute; que "la seguridad personal y familiar es de suma importancia cuando los empleados consideran oportunidades de trabajo en el exterior. Las ciudades que son, o se perciben como inseguras, pueden experimentar dificultades para atraer a la mejor gente y las mejores habilidades".&lt;/p&gt;
&lt;p&gt;"Muchas ciudades de Am&amp;eacute;rica Latina, tales como Caracas, Bogot&amp;aacute; o Puerto Pr&amp;iacute;ncipe contin&amp;uacute;an socavadas por el crimen y los disturbios pol&amp;iacute;ticos y econ&amp;oacute;micos. El tr&amp;aacute;fico y la contaminaci&amp;oacute;n tambi&amp;eacute;n tienen un impacto en todo lo anterior", precisa el experto.&lt;/p&gt;
&lt;p&gt;Seguridad personal. La encuesta tambi&amp;eacute;n identifica a aquellas ciudades que tienen la clasificaci&amp;oacute;n m&amp;aacute;s alta de seguridad personal con base en la estabilidad interna, criminalidad, efectividad en la procuraci&amp;oacute;n de justicia y relaciones con otros pa&amp;iacute;ses. Luxemburgo se encuentra a la cabeza, seguida por Berna, Ginebra, Helsinki y Zurich, todas ocupando el segundo lugar.&amp;nbsp; A nivel regional aparecen Ciudad de Panam&amp;aacute; (96), Monterrey (99), Asunci&amp;oacute;n (103), Manaus, Brasil (103), Santiago (110) y Montevideo (115), entre otras.&lt;/p&gt;
&lt;p&gt;La medici&amp;oacute;n est&amp;aacute; enfocada a empresas y a ejecutivos de salarios altos, que pueden tener destinos en distintas partes del mundo. Algunos de los factores analizados por la consultora Mercer son: entorno pol&amp;iacute;tico y social, el entorno econ&amp;oacute;mico, el socio-cultural, la salud, educaci&amp;oacute;n, servicios p&amp;uacute;blicos, recreaci&amp;oacute;n, bienes de consumo, vivienda y transporte.&lt;/p&gt;
&lt;p&gt;M&amp;aacute;s datos. Las ciudades europeas dominan en las clasificaciones anuales a nivel mundial. Zurich conserva su lugar de 2007 como la ciudad con la calificaci&amp;oacute;n m&amp;aacute;s alta, seguida por Viena y Ginebra (ambas en 2&amp;deg; lugar), y posteriormente encontramos a Vancouver (4) y Auckland (5). Bagdad tiene la ubicaci&amp;oacute;n m&amp;aacute;s baja. Luxemburgo se sit&amp;uacute;a en primer lugar con respecto a la seguridad personal y, nuevamente Bagdad est&amp;aacute; en el nivel m&amp;aacute;s bajo. La encuesta abarc&amp;oacute; 215 ciudades.&amp;nbsp;Ciudad base: Nueva York (=100).&lt;/p&gt;
&lt;p&gt;&lt;span style="text-decoration: underline;"&gt;Ranking Calidad de Vida 2008&lt;/span&gt;&lt;br&gt;Ciudades latinoamericanas&lt;/p&gt;
&lt;p&gt;1. San Juan, Puerto Rico (72)&lt;br&gt;2. Montevideo, Uruguay (76)&lt;br&gt;3. Buenos Aires, Argentina (78)&lt;br&gt;4. Santiago, Chile (88)&lt;br&gt;5. Ciudad de Panam&amp;aacute;, Panam&amp;aacute; (95)&lt;br&gt;6. Monterrey, M&amp;eacute;xico (96)&lt;br&gt;7. Brasilia, Brasil (105)&lt;br&gt;8. San Jos&amp;eacute;, Costa Rica (107)&lt;br&gt;9. Asunci&amp;oacute;n, Paraguay (110)&lt;br&gt;10. Rio de Janeiro, Brasil (114)&lt;br&gt;11. Quito, Ecuador (118)&lt;br&gt;12. Sao Paulo, Brasil (119)&lt;br&gt;13. Lima, Per&amp;uacute; (120)&lt;br&gt;14. Guayaquil, Ecuador (125)&lt;br&gt;15. M&amp;eacute;xico, D.F., M&amp;eacute;xico (127)&lt;br&gt;16. Manaus, Brasil (129)&lt;br&gt;17. Bogot&amp;aacute;, Colombia (138)&lt;br&gt;18. Guatemala, Guatemala &amp;nbsp;(139)&lt;br&gt;19. La Paz, Bolivia (140)&lt;br&gt;20. Medell&amp;iacute;n, Colombia (143)&lt;br&gt;21. Caracas, Venezuela (152)&lt;br&gt;22. Santa Cruz, Bolivia (156)&lt;br&gt;23. San Salvador, El Salvador (164)&lt;br&gt;24. Managua, Nicaragua (167)&lt;br&gt;25. Puerto Pr&amp;iacute;ncipe, Hait&amp;iacute; (202)&lt;/p&gt;
&lt;p&gt;Fuente: &lt;a href="http://webmail.advancedaccess.com/express/imap4.asp?action=showmessage&amp;amp;folder=INBOX&amp;amp;msgid=544050030#" target="_blank"&gt;Encuesta sobre Calidad de Vida 2008&lt;/a&gt; (Mercer)&lt;/p&gt;

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      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Tue, 01 Jul 2008 16:37:21 -0700</pubDate>
      <link>http://activerain.com/blogsview/574649/las-mejores-ciudades-para-vivir-</link>
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      <guid>http://activerain.com/blogsview/281588/thanksgiving-week-in-puerto-rico-entire-week-off-</guid>
      <title>Thanksgiving Week in Puerto Rico - ( entire week off) </title>
      <description>&lt;p&gt;Last Monday, November 19, we celebrate the discovery of Puerto Rico by Christopher Columbus in 1493&amp;nbsp;(National Holiday). I remember when I lived in Puerto Rico and attending elementary school and the various events we did for this Holiday.&lt;/p&gt;&lt;p&gt;This must be&amp;nbsp;a very interesting week to be in Puerto Rico. Monday was a Holiday. Wednesday, employers give half day&amp;nbsp;off to their employees. Thursday and Friday are days off because of&amp;nbsp;Thanksgiving Day. So,&amp;nbsp;a typical Puerto Rican will take off from Friday, November 16th through&amp;nbsp;Monday November&amp;nbsp;26th. Since Monday the 19th is off, they will call in sick on&amp;nbsp;Tuesday and Wednesday, Thursday and Friday will be off and the weekend is the "wiken". Back to work on Monday. &lt;/p&gt;&lt;p&gt;&amp;nbsp;Wouldn't you like to live in Puerto Rico? &lt;/p&gt;&lt;p&gt;Wait until you hear about Christmas 2 weeks off. &lt;/p&gt;&lt;p&gt;&amp;nbsp;&lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Wed, 21 Nov 2007 09:56:00 -0800</pubDate>
      <link>http://activerain.com/blogsview/281588/thanksgiving-week-in-puerto-rico-entire-week-off-</link>
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      <guid>http://activerain.com/blogsview/275588/nar-convention-no-limits-new-orleans-2006-vs-las-vegas-2007</guid>
      <title>NAR Convention NO LIMITS ? New Orleans 2006 vs Las Vegas 2007</title>
      <description>&lt;p&gt;This is my second year attending the NAR Convention. It has been great to see a bunch of Realtors friends again and to meet a bunch more from all over the globe.&lt;/p&gt;&lt;p&gt;NO LIMITS ? uhm? &amp;nbsp;I was surprise that some of us could not go in the General Session since it got filled pretty quick. In my opinion, after last year success in New Orleans's General Session, they should have expected more than 7,000, which I believed was the capacity of the Venetian Ballroom ( accoding to some employees). On top of that, they closed the Expo at 4pm. So, No Expo and No General Session. Not only, was the General Session, there were other seminars such as the Business Technology &amp;amp; Information Systems Forum on Wednesday where a lot of us had to wait outside for a while before we were let in to stand on the back and the side of the room. Others just gave up and decided to Did anybody else had any other experience that could have been avoided? In my humble opinion, I think New Orleans Convention was better organized. &lt;/p&gt;</description>
      <dc:creator>Jose Fernandez (Keller Williams Miami Beach)</dc:creator>
      <pubDate>Thu, 15 Nov 2007 21:30:11 -0800</pubDate>
      <link>http://activerain.com/blogsview/275588/nar-convention-no-limits-new-orleans-2006-vs-las-vegas-2007</link>
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