APRTMENT FOR RENT (2BR/1BA Apartment)

Nice large and sunny- newly renovated 2 bdrm in 2 fam brick house.A second floor huge 2 bedroom apartment or covert 1 of the bedrooms into an extra room for office or nursery. Also with a bathrooms, Spacious eat-in Kitchen with appliances. Wall-to-wall carpeting. Loads of closet and shelf space, great light, beautiful refinished wood floors and high ceilings. One blk from Juniper Valley Park. Q38 Bus/10 mins to Rego Pk Station for V, R, E, & F Trains- 5 min bus to Sears Mall. Convenient to everything!!! min to Manhattan. Available Immediately. Call Agents, Judy or Jose at 646-522-2194.
 
 

FHA home loans are biger and better then ever. They were less popular during the recent housing boom when many people flocked to subprime mortgages and high LTV Fannie Mae loans, but as the housing market stumbled and lending standards tightened, many borrowers have rediscovered the benefits of the FHA mortgage. FHA loans are available to anybody but are used most often by first-time home buyers and low to moderate income buyers.

My understanding of the rules is most (first time home buyer) defined as a person who has not had an ownership interest in a home in the past 3 years, you will probably be eligible for the maximum tax credit of $8,000. Even if you us a USDA or VA loan and with only 3.5% down with a FHA loan. All buyers should take advantage with moderate incomes and first-time homebuyers may have a better shot at meeting FHA guidelines. It's not about the loan! Under the 2009 conventional loan limits announced by the Federal Housing Finance Administration (FHFA) the general limit is $417,000. But - and here's the big news - the concept of one conventional loan limit is gone. Instead, there are now different loan limits for different areas.

Before you go house hunting or consider refinancing, speak with FHA lenders.
Why? Because areas can be re-defined as "high cost" at any time so you may
be able to get a larger mortgage than expected. Speaking with lenders is the
best choice, the one that should account for any loan limit changes, updates or revisions.

 

 
Posted by FAJARDO DELACRUZ on 11/28/2009 09:38 PM   Comments (1)  
   
Posted by FAJARDO DELACRUZ on 11/26/2009 09:56 PM   Comments (0)   httpwwwmerchantcirclecombusinessfajardodelacruzrealtor7187765343  

WE HAVE MANY AVAILABLE APARTMENTS.APARTMENT FOR RENT IN QUEENS.Near many amenities such as laundry, banking, transportation and more. FOR MORE INFORMATION.
PLEASE E-MAIL ME AT joseph0982003@yahoo.com
I AM A REAL ESTATE AGENT WILL HELP YOU FIND YOUR DREAM APARTMENT.Great location! Fantastic neighborhood!

 
Posted by FAJARDO DELACRUZ on 10/22/2009 09:39 AM   Comments (0)  

WHEN YOU ARE THINKING IN SELLING OR BUYING A HOME. WE ALSO CAN HELP INRELOCATION, LAND, COMMERCIAL or RESIDENTIAL PROPERTY. 

With Equity Wholesalers being full service Real Estate it's one stop shopping for the investor, which gives you a golden opportunity to be successful because if you're not then we are not. Each week we get more and more calls with investors wanting to know when to get in and with the movement we've seen this month now seems to be the opportunity to cash in on such prices.

 

My e-mail delacruz.fajardo3@gmail.com

 Here is my website http://fajardodelacruz.realtors.officelive.com

 
Posted by FAJARDO DELACRUZ on 09/21/2009 08:05 PM   Comments (0)  

Lets say that you do sell right now, the tax break is only one of the
things you will not take advantage to buying now. .the specifics
depend on you and your situation.
Here are the basics:
1} great prices
2} low inters rates
3} appreciation
4} There are several loan programs
5} lower closing costs, waived application fees
Just to name a few.
If you have additional questions, please direct them
to me or need an agent feel free to call.
My Direct # 347-813-1290.
Here is my website http://fajardodelacruz.realtors.officelive.com
or my e-mail delacruz.fajardo3@gmail.com
Hope to hear from you soon.

 
Posted by FAJARDO DELACRUZ on 07/04/2009 03:34 PM   Comments (0)  

ABOUT ME THE REAL ESTATE AGENT

I would like to introduce myself as the leading Millennium Homes agent in the long island and queens area.

My goal as a listing agent is to help you sell your home for the highest price, in the shortest period of time,

with the least amount of inconvenience to you. Marketing and networking homes in today's market place.

This is not a job but my passion.

I will be able to give you information about marketing your home. I also Help with information on what

you can do to increase the value of your home. Free market analyze report. If you had your

home on the market previously and are still Interested in selling or buying a home in the new York area.

I would be glad to meet with you to discuss how I sell homes.

Feel free to contact me at my cell phone 1-347-813-1290.

LA MEJOR REFERENCIA SON NUSESTROS CLIENTES.

Fluent in English and Spanish.

 
Posted by FAJARDO DELACRUZ on 06/26/2009 09:16 PM   Comments (0)   httpfajardodelacruzrealtorsofficelivecom  

Property Description:
PRICE REDUCED!!!! 2,009 AT ($27.38/SF)
Perfectly Located In A GREAT BRONX Area, Prime Location (School District #11). Sold As Land (25.14X 80.10 ). Suited For Builders!Seller Request Credit Report With All Offers. All Information Deemed Accurate But Should Be Verified. Thank You (Tax Map) 04728 Block - Lot 04728 Buyer Is Responsible For The Search Of And Permits. For Construction No Representations As To Land Use. Full Cooperation By Listing Agents!Seller Request Credit Report With All Offers. All Information Deemed Accurate But Should Be Verified. Thank You (Tax Map) 04728 Block - Lot 04728

Location Description:
Buyer Is Responsible For The Search Of And Permits. For Construction No Representations As To Land Use
TaxID/APN: Lot 04728

 
Posted by FAJARDO DELACRUZ on 05/14/2009 08:17 PM   Comments (1)  

Well, now you have had a small taste of life on the housing market. For

your sake, I certainly hope it remains a brief experience.

 There are a couple of things I would like to remind you of.

First, of all please let any Real Estate Agent who wants to see your

 house do so, even if it's on short notice but, not unannounced. Sometimes an

agent may be showing a buyer some other houses in your area and at the last minute

decide your home would be perfect for his buyers. It is important that we allow

every buyer to see your house because we never know which one could result

in a sale. Since, most of us got into real estate we have been told that it is better

to show (one house to ten people) then (10 houses to 10 people).

 

            However, never allow a buyer to come in alone regardless of what

they tell you. If they would like to see the house, or have any questions tell

them to call me.

 

            Also, collect the business cards of other Real Estate Agents who either

show the house or would like to preview it. One of the things we will be doing is calling each of them

periodically to get their reactions and that of their buyers.We would then pass that

information on to you.If you have additional
questions or need an agent feel free to call and direct them to me.
My Direct # 347-813-1290.
Here is my website http://fajardodelacruz.realtors.officelive.com
or my e-mail delacruz.fajardo3@gmail.com
Hope to hear from you soon.

 
Posted by FAJARDO DELACRUZ on 05/02/2009 09:54 AM   Comments (4)  
  Fajardo Delacruz | millenniumhome | request more info | 347-813-1290
LOT # 58, Bronx, NY
Send to Friend  Send to Friend
LAND IN THE BRONX FOR SALE
Bookmark and Share  Share Listing
2,009 sqft Vacant Land   offered at $55,000
Lot Size 2,009 sqft

DESCRIPTION
Perfectly Located In The BRONX Area, Prime Location (School District #26). Sold As Land (25.14X 80.10 ). Suited For Builders!Seller Request Credit Report With All Offers. All Information Deemed Accurate But Should Be Verified. Thank You (Tax Map) 04728 Block - Lot 04728 Buyer Is Responsible For The Search Of And Permits. For Construction No Representations As To Land Use. Full Cooperation By Listing Agents!
 

Photo 1
click on thumbnail to enlarge
   
LOCATION FEATURES
School District: 11

 

OTHER SPECIAL FEATURES
Zoning: Residential

 
 
 
Posted by FAJARDO DELACRUZ on 04/08/2009 10:02 AM   Comments (0)  

Some banks are Starting to Walk Away on Foreclosures and not taking possession of properties at the end of the foreclosure process because the cost of the ordeal exceeds the value of the real estate.The rise in foreclosure filings came despite temporary halts to foreclosures by Fannie Mae and Freddie Mac, and major banks JPMorgan Chase, Morgan Stanley, Citigroup and Bank of America. Those companies pledged to do so in advance of President Barack Obama's plan to stem the foreclosure crisis, which was launched last week. But the market as taken a whole new level.

http://www.memeorandum.com/090330/p86#a090330p86

 
Posted by FAJARDO DELACRUZ on 03/31/2009 10:41 PM   Comments (1)   Foreclosures and the Banks in the ActiveRain Channel  
 
MY INSIGHT OF REAL ESTATE. I also pride myself on the fact that I use the latest technology to help my clients reduce the stresses that may be associated with both the buying or selling process. Today's martket as changed me as well. It has made me more participative and more responsible Real Estate Professional. Get a free CMA report to see the value of your home.


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