Josh & Julie Hambarian, San Diego Realtors, Coastal Specialists

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Home : Blogs : Josh & Julie Hambarian : Josh & Julie Hambarian, San Diego Realtors, Coastal Specialists

Call your Homeowners insurance company and save some money!!!!!

Hello All,

If you have'nt called your homeowners insurance company lately it might be a good idea. I was just working through a purchase and realized that the home in San Diego was quoted a great policy for over $300 less than the price of a policy for a similar size home in Arizona.

After calling the company (I'm not naming names) that issued the policy for the home in Arizona and letting them know about the difference they found a way (in about 30 seconds) to reduce that policy $346 with everything else remaining the same.

I'll make a phone call for any day $346 and I'm sure any client you recommend this too would gladly appreciate it as well. Sometimes, all you have to do is ask.

Make it a great day,

Josh

Josh & Julie Hambarian

Realty For Real People.

josh 760-880-5760 julie 760-990-3352

CA DRE #01410722 & 01872045

Serving North San Diego County

Posted by Josh & Julie Hambarian on 12/09/2010 06:46 PM

lower your homeowners insurance, encinitas

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Appraisers!!!please help me understand $150 for 1 digital picture

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

I've got friends that are appraisers and I do think it is unfortunate the direction that part of the business has gone with the management companies cutting into the money they make. In the end, I do think that we're all just trying to support…

Refrigerator Dangers - Part Two Of Two

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

A couple things we should all be aware of… especially the child dangers. Makes sense to me that you might as well add a cabinet above the fridge for extra storage and to protect your family from anything bad happening. Thanks for the post Jay!..

Encinitas Homes

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

I've been a lot of places in my life that are special and there always seems to be a trade off from one place to another, but I have'nt found that yet in Encinitas. I guess the only thing I'm worried about it that it might change one day. Sure… I…

FHA Approved Condo's expiration date

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

Hello, I read this by a fellow AR member Kevin Keuneke and thought a lot of people might have this same question. Since he answered it for us I thought he might be able to save us a phone call. Thanks Kevin! Good morning, If you have…

Locked at 3.875 for 30 Years!!!!!

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

Well… I've never been much of a gambler, but I rolled the dice a bit when I entered escrow a few weeks back. I knew that I could get locked in at 4% at the time, but I also knew that a lot of the signs showed that things could change during my…

The secret to success....uh....Hard Work!!!!!!

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

Hello everyone, I had the opportunity to hear Mike Cantu speak the last week at a local investment club meeting in Oceanside for the NSDREI. You can have a look at his site www. mikecantu. com and if your interested in the club you can go to www…

Sellers ! I did not show your home to my clients because .......

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

it is so important to make sure we educate our sellers on the process of selling and also what is expectd of them to make their home show more easily. This is a great post, Thanks Gita! Via GITA BANTWAL, REALTOR BUCKS COUNTY, PA HOMES (ReMax…

3.8% Sales Tax on Real Estate sales?

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

I realize there has been a lot of questions regarding any changes with the new health care bill. Alan May below provides some insight based on his research and an e-mail he recieved that may have caused some panic. I'm sure it will have an effect,…

Is The FDIC Killing Indymac OneWest Bank Short Sales & Loan Modifications?

Josh & Julie Hambarian (Josh & Julie - Steele Realty. North County San Diego Coastal)

I know this one was written a while back, but I just read it and I thought it was a good one to share with everyone to understand the situation many of us are encountering. Via Bob Hertzog (Summit Home Consultants) : Is The FDIC Killing Indymac…

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Josh & Julie Hambarian

More about me…

Josh & Julie - Steele Realty. North County San Diego Coastal

Address: 2041 Newcastle Ave, Cardiff, CA, 92007

Office Phone: (760) 880-5760

Realty for Real People. Just what it is. We are the agents WE would want to work with. We will work hard to get the job done, and then have a BBQ with you after.... Call us today: 760-880-5760

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