Josh David (JD) 704.998.7609's Blog

Working out and staying physically fit, does it help production???

Wed, 02 Sep 2009 07:33:02 -0500

Good morning activerainers, I have a question to ask; "How many Realtors work out on a regular basis, and does it enhance production"

I personally work out 4-5 times a week, I'm heading to the gym uptown Charlotte after this blog post actually :0)

I can tell you from personal experience that when I work out, my day moves and flows much easier. My mind is free, I can think straight, carry many tasks at once, and even better, I feel great.

I highly recommend an intense work out when you can get it, you can thank me with later.

Happy Selling and please respond to the blog.

Renovation desperately needed, who would agree!?

Mon, 31 Aug 2009 21:55:35 -0500

Look Realtors, I know a lot of you have listings that are not moving in this market because there is so much competition; wouldn't it make your life easier if you could set your self apart from the every other agent?

Wells Fargo is the #1 Renovation lender in the country; as well as #1 mortgage lender in the country!!

A UNIQUE FINANCING VEHICLE TO FACILITATE THE PURCHASE OF A HOME AS WELL AS THE COST OF EITHER MAJOR OR MINOR IMPROVEMENTS INTO THE LOAN AMOUNT

-This is achieved by using a 3.5 % Down payment based on the lesser of the total acquisition cost or 110% of the after improved value of the property
-Can lend up to 110% of after-improved value
-Also available for Refinances

HELP YOU LIST AND SELL MORE HOMES & INCREASE YOUR LISTING CAPTURE RATE

-Leverage financing to turn homes "with potential" into "closed sales"
-Helps your buyers create potential equity
-Gives you a unique strategy to capture expired listings
-Create more prospects by selling the dream
-Seller does not need to
make repairs prior to sale
KNOWLEDGE IS POWER! -Way to differentiate yourself from other Realtors with both buyers and sellers
Your Commissions are paid at Closing -Commissions will be paid before Renovation begins

IT IS NOT:

Just for blighted and/or rundown properties
Just for low to moderate income borrowers
As complicated as you may think

IT IS:

For any house where the borrowers wish to make improvements
Available to all income level borrowers
A great financing solution

BUYERS RECEIVE THE MONEY TO PURCHASE AND THE MONEY TO RENOVATE IN ONE SEAMLESS TRANSACTION.

-One application
-One closing
-One monthly payment

Deal with a local "certified" renovation expert and team. Please contact us for appointments and to approve your buyers who are interested!!

See you at the top!

#1 Renovation Lender "Wells Fargo", what do you know about it!!??

Mon, 24 Aug 2009 20:11:29 -0500

Hello fellow activerainers, I am freshly of a "certification of renovation" in beautiful San Diego, and I have SO MUCH TO SHARE!!!

The short sale and foreclosure market has made it more than challenging to get buyers to buy homes that need "fixed up", "TLC", "handy man special", or "cash only", but "Prosperity Mortgage-An Affiliate of Wells Fargo Bank" HAS A SOLUTION!!!

Welcome to the Conventional and FHA "renovation loan". There is so much to say about this product I do not know where to begin...

FHA 203(k) "standard"

Can lend up to 110% of the "AFTER REPAIRED VALUE"
One time close
All work is completed after closing-Realtors love this
1-4 unit properties
$5,000 minimum in repair amount
HUD consultant required- these are already in place for your buyer(s)
Work must begin 30 days after closing and be completed w/in 6 months
No maximum amount of repairs financed into purchase/refinance

FHA 203(k) Streamline

Can lend up to 110% of the "AFTER REPAIRED VALUE"
One time close
All work is completed after closing-Realtors love this
1-4 unit properties
$35,000 maximum in repairs
Work must begin 30 days after closing and be completed w/in 6 months
No structural work allowed, mostly cosmetic, appliances and modern upgrades

Conventional Renovation:

- Can lend up to 75% of the "AFTER REPAIRED VALUE" conforming loan limits apply
- One time close
- All work is completed after closing-Realtors love this
- 1-4 unit properties
- No maximum in repairs
- Work must begin 30 days after closing and be completed w/in 6 months
- No restirction on renovatoin, luxury items included (pool/hot tub)
- No age restrictions of property
- Non Owner Occupied available
We can service this product in multiple states and for the first 5 renovation loap apps that fire approval, I will contribute up to $250.00 for the appraisal upon closing.

For more info please email me or call directly;

Josh David-"Your Renovation Expert"

704.998.7609

josh.david@wellsfargo.com

LOOKING for CASH INVESTORS to purchase REOs before they hit the market, CASH COW NO JOKE!!!

Tue, 30 Jun 2009 16:39:49 -0500

Looking for CASH BUYERS to disburse-MADD EQUITY, CASH-FLOWING PROPERTIES TO!!! Let it rain real estate.....

REQUIREMENTS for investors:

Types of properties you are seeking (multi-fam, SFR, condo, etc)
Location
Property description (bed/bath/square footage) etc
Price Points
Estimated time to close
Monthly Cash flow required
MUST BE CASH BUYERS or Self directed 401k

FOR OUT OF STATE CASH INVESTORS:

The Charlotte market is extremely stable
ROI needed in order to make sense to you
Property Description
Monthly cash flow required
For out of state CASH investors: I will hold your hand, put you in touch w/the REO agent and walk you through the process with a team you can confide in
We want repeat business and to build an honest, business ethical relationship

Who isn't getting beat up by the stock market these days? Pull your cash and buy at a pivital time in history, the CHEAPEST REAL ESTATE EVER!!!

For immediate consideration, please email me at: josh@josh-david. com

Too many REOs ready to go to list, the iron is hot, and the investors are striking!

JD-704.998.7609

FHA CONSTRUCTION to Perm FINANCING-MODULAR BUILDERS; THIS IS FOR YOU!!

Mon, 15 Jun 2009 16:33:45 -0500

Our "Construction Advantage" program is an industry-best 96.5% LTV FHA Construction Loan with credit score requirements as low as 620, long term rate locks, job loss insurance protection, and much more.

I would like to speak with you about how we can position this product to help you sell more homes. Specifically, how rather than simply using this financing program as a solution for low down payment borrowers, how it can proactively be used in conjunction with a consumer ad campaign stating, "Build Your Own Custom Dream Home with just 3.5% Down!".

I look forward to speaking with you and putting together a plan to help you sell more homes, more profitably. Please let me know if there is a time that works best for you so we can discuss.

Key factors that are important talking points with Modular Home builders:

•- We can pay off the lot at the initial closing as well as pay the 10% deposit to the manufacturer to begin building the home in the factory.

•- We can pay off the remaining cost of the home as it comes out of the factor once we determine the foundation is complete and the home is ready for delivery.

•- Once the home is delivered, there should still be enough funds left undrawn for the builder to take another draw or two to continue/finish the house off. (AHB will only fund up to 75% of the actual cost of the completed home)

-Josh David

Prosperity Mortgage-An Affiliate of Wells Fargo Bank

Apply 24hrs a day @ www.josh-david.com

Have the smaller builders hit a road block??

Fri, 05 Jun 2009 08:12:54 -0500

The more smaller builders I talk to in my area, the more I feel a need for our contruction to perm product in our market. Builders have gotten their lines of credit pulled back because of the economic sturggle. They are not able to provide their personal capital to build specs, because they will overleverage themselves.

So here is where we come in:

Prosperity Mortgage-An Affiliate of Wells Fargo Bank has seen a weakness in the building industy and created a phenomenal "Construction to Perm" product FOR BUYERS! This product allows for buyers to finance up to 96.5% Construction money, while still only putting down the required 3.5% for FHA requirements.

Product Highlights:

620 score and up
96.5% Construction to Perm financing for FHA buyers
95% Financing for conventional buyers
Up to $750,000
12 Month Extended Rate lock, w/FREE RATE FLOAT DOWN
9% Seller contrbiutions
$8,000 tax credit welcome

For me immediate detailed info, please contact me directly:

Josh David

www.josh-david.com

josh.david@wellsfargo.com

704.998.7609

Rain Rain go away......

Fri, 05 Jun 2009 07:43:35 -0500

Does anybody get positive energy from the sun, or feel more energetic when that bad boy is shining down in his finest? I would be one of them. Today is nothing but rain, I do have a closing, but the rain is killing my personal drive.

I have to realize that god has a mysterious wya of putting us in our place and appreciating life, instead of being on the go all of the time (me). Typically I am very motivated, self driven, and energetic. Today I just feel as if I want to be lazy. Is this ok?

Your thoughts?

Calling all Builders, Developers, and Agents

Sat, 16 May 2009 11:26:47 -0500

New Construction is down in most markets, this is not a secret. But "WHAT IF" it could be resurrected?

Agents:

Would you be able to move more inventory for your builders?
Would you be able to get exclusive listing privileges?
Close 10-20 more transactions this year

Builders:

You would no longer have to use your personal capital to build
Allow a national bank "Wells Fargo" to take on the burden of funding the project(s)
12 Month FREE RATE FLOAT DOWN for all buyers
Commitment letters are granted as long as rate is locked w/our "Builder Best" product
Ability to have a full project approval for our builder partners
Servicing 27 different states
96.5% LTV w/FHA financing
620 score and up
Deal w/a a direct local team

Additional info is available up on request. We are in the intermediary stages of securing the largest modular home builder in the entire country, with over 2000+ built homes a year. The builder has already given us a verbal commitment stating "we are his bank" We also have devlepment approvals w/NFL players in NJ & DC.

Do not miss this train, we are moving full steam ahead!

New Construction at it's FINEST~ Calling all Builders, Developers and Agents

Sat, 16 May 2009 11:17:31 -0500

As many of you know, the construction market is down; UNTIL NOW! Prosperity Mortgage is getting the word on the streets about it's newest and most aggressive product around;

96.5% LTV Construction to Perm Loan. This product is underwritten on FHA guidelines. This is the perfect solution for builders who do not want to cover the cost of build and over leverage their captial.

Realtors you can now take this product to a builder and ask to be their exclusive listing partner. There are so many advantages of this product. O'yah, and guess what, it's back by "WELLS FARGO "

Happy Selling!

Has New Construction been resurrected? YES IT HAS, LQQK HERE

Sun, 19 Apr 2009 11:28:18 -0500

New Home Sales are down, this is no surprise. But, WHAT IF, a lender could bridge the gap? Realtors would make more money, builders would sell more inventory, and it would boost our local markets and communities, right?

Right! "Prosperity Mortgage" an affiliate of "Wells Fargo" has lauanched a revolutionary Construction to Perm product that is going to revive the New Construction business and bring a pulse back to home builders.

I have heard the doubts in voices of numerous home builders and Realtors when I speak to them about this product, but it is 110% THE REAL McCoy!

I have listed some of the highlights below. Let's make some money Agents, bring me your deals and we will fund them with as little as 3.5% down!!!

FHA:
96.5% LTV
620 score and up
Up to 9% Seller Contributions
Up to $729,00-high cost areas
12 Month FREE RATE FLOAT DOWN

Conventional:
95% LTV
Up to 6% Seller Contributions
Up to $729,000-high cost areas
12 Month FREE RATE FLOAT DOWN

Josh David (JD)
704.998.7609
josh@josh-david.com

**FLYERS AVAILABLE UPON REQUEST**

FHA 96.5% NEW Construction to Perm, 620 score, 9% Seller Contributions

Sun, 19 Apr 2009 11:14:57 -0500

JUST RELEASED.... THE MOST AGGRESSIVE CONSTRUCTION PRODUCT IN THE NATION!!!

I am a Loan Officer with Prosperity Mortgage who is an Affiliate of "Wells Fargo Bank". Prosperity Mortgage has united w/a Federal Chartered bank and recently launched a NEW "CONSTRUCTION TO PERM" product that is one of a kind, and the most agressive in the entire country!

The product info is listed below

FHA 96.5% LTV
620 Score and Up
Up to 9% Seller contributions
Up to $729,000
12 month FREE RATE FLOAT DOWN

95% LTV Conforming up to $729,00-high cost states

If this is something you can use, plese let me know! Prosperity Mortgage is the only banking entity that has access to this one of a kind product! This will capture immediate builder business and creates a very lucrative income stream in a down market.

This product will put you on the map w/your buidler(s), allow you keep more listings, and even capture more builder business.

I have a flyer I can send you if you would like additional info.

Have a wonderful rest of the weekend.

Cordially,
JD
704.998.7609
josh@josh-david.com

Short Sale Title seasoning DRAMA

Sun, 08 Feb 2009 09:46:37 -0600

Can ANYONE out there help me to get around the title seasoning for end buyers on short sales? I know a trust is an effective method to get around this, but not many attorneys want to close trust deals in my state?

I have 5 listings in Charlotte and another dozen across the nation, but I can't seem to figure out how to get past the seasoning?

If I record the option contract this only allows me to market, sell, and lock up the property. It also gives me equitable interest, but does nothing to help me avoid the seasoning issue?

Can anyone help, PLEASE!!?

Charlotte, NC Stable or not?

Sat, 07 Feb 2009 11:22:50 -0600

The Charlotte market is what drove me to this location. It is stable, but like most "stable" areas, nothing booming is happening. Despite the fact that Charlotte has 70,000 people moving here w/in the next 24 mos speaks volumes, but does nothing for the immediate need of instant gratification.

Fortunately the foreclosure market is low here, which is good. But before I moved to Charlotte I had no idea that "NC" was the #1 fraud state in the country for loan fraud? ARE YOU KIDDING ME?

I moved out here from Denver, CO and I thought it was bad out there, to find out I have officially landed in the #1 most fraudulent state in the country? WTF, lol?

Licesenced mortgage broker here, trying to take advantage of the short sale and foreclosure TSUNAMI. If I can help anybody in any way shape of form, please email me for expertese advise.

Have a blessed weekend!

The Days FINALLY OVER.....AHH

Thu, 05 Feb 2009 20:00:19 -0600

Wow, what a day! Between the underwriters, the real estate commission in (Nevada and NC), I am pooped. The Real Estate market is an everlasting changing tool no one can completley figure out yet?

The "bad bank" that was supposed to take place, is now going to be a "ring fence" WTF is that about?

I have enough strenous day to day drama dealing w/the financial industry; buyers/seller/realtors, does it ever end?

I'm just glad to today is OVER. But the beauty of it is; I GET TO WAKE UP IN THE MORNING, HIT THE GYM, AND DO IT ALL AGAIN!!!

NITE ACTIVE-RAINERS

SHORT SALES are taking over, are you IN or OUT?

Mon, 02 Feb 2009 12:33:15 -0600

WOW, I have created quite the pipeline w/Realtors and their short sale clients within the last 6 weeks and I just wanted to say THANK YOU!!!

SHORT SALES are taking the nation by storm and despite the economic hardships, people are more than happy to let their home go these days. I hate to see numerous families in this financial dispair, but if I can help them out and refer a listing to an agent, it's a WIN WIN for all!

The Economy is brutal right now, this is no surprise. American families are losing jobs left and right, property values are decreasing, and of coarse we have the "FORECLOSURE/SHORT SALE TSUNAMI" to add the icing on the cake.

What is the world coming to? It seems a if this whole "Wall Street" hype has created an evil dark pit for our country. Bernie Madoff, the fall of Lehman Bros, Wachovia and the list goes on and on. Do you ever think to yourself, when does one have enough money? This whole illustration is being played out in a way that relates directly with the bible. I hate to think that one day the entire country will be one, one government, one bank, etc.

Short Sales are becoming rather popular. Did you know that in Las Vegas 50% of the market has received a default notice? There are over 28,000 VACANT properties. The nation as a whole; 1 out of every 64 homes in the united states received a default notice last month. THIS IS CRAZY!!!

Remember if you work harder on yourself than you do at your job you will make a healthy living.

Got SHORT SALE LEADS, but don't know how to CONVERT them to CLOSINGS

Fri, 16 Jan 2009 07:55:36 -0600

Listen, there are a lot of SHORT SALE "scams" out there, asking you to join a group and charge you a fee with no direct communication to an actual officer for the answers you are looking for.......

Well this is different "Carpe DiemPartners, LLC" has a proven tract record of several hundred successful short sale closings and we can do this in ALL 50 STATES. We are readyto make a deal w/ YOU and your short sale leads....... ..Carpe Diem is able to make CASH OFFERS to the bank to we expedite the processs rather effectively; this allows us to streamline the process as much as possible.

Simply provide us with your lead and enter into a commission agreement with our group (email me for one directly)... if you want you can hire a team to manage. This will only help you become more dangerous and earn larger commissions quicker than the average Joe.

Let's make money in this down market and gain knowledge that is proven to work, and as a mentor "I" am willing to make you more successful. This is a proven, implemented method that is going to monopolize the nation, and you can make it work for you "IN ALL 50 STATES"....

You provide us with the lead and you have nothing else to do w/in the transaction "except" provide your client with a checklist, and another set of 5 page documents to be signed and notorized and sent back to the title company, that's it.....

To join my team is only $1500.00. You will gain commission spread on your short sale leads and you have no headache or drama, mass confusions or negotiations to deal with!

I will provide you with 3 EFFECTIVE, PROVEN & FREE marketing pieces that WORK!!

We welcome your business (we already have folks in AR, PA, NC, SC, TX, FL, IL, MD, NJ, GA & CA......and the list is contingent upon your actions. We now have "OFFICIALLY 28MEMBERS" as of 1/31/09

I look forward to welcoming you to our team; please email me directly for a commission agreement and a confidentiality agreement if you would like to move forward with us.

Josh David (JD)

704.998.7609

joshdavidshortsales@gmail.com

Josh David (JD)

Mortgage Professional

Short Sale Specialist

Direct: 704.998.7609

Fax: 888.265.2072

REALTORS: Let us negotiate your short sale FOR FREE

Earn 5% Commissions on all your deals.

Use our money to purchase "Short Sales" w/o cash or credit

To Join our investment group : http://groups.yahoo.com/group/coast2coastinvestors

Website: http://www.activerain.com/joshdav1999

$100 Down HUD program-ANY STATE (NATIONWIDE)

Sun, 14 Dec 2008 09:49:14 -0600

Hello everybody, with the inconsistance that is going on w/in the industry right now, everybody seems to be looking to others for the answers that none of us have?

Well hopefully we can bridge the gap to close more business w/this posting. HUD has came out with a program that allows for only "$100.00" down and HUD will pay for closing costs and also include any rehab that needs to be completed for the property to be FHA lendable, into the loan too!

This is an awesome product to pitch to buyers who are on the fence and don't have a lot of money to put down.

I do have a 2 minute power point presentation for any of you who would like more information? If interested, pleaes email me at josh@josh-david.com

Happy Holidays,

FREE short sale negotiations for Realtors, ANY SIZE, ANY STATE

Wed, 26 Nov 2008 07:53:14 -0600

My group will negotiate ALL short sales for FREE to any agent, in any state. You simply give us a lead, enter a listing agreement with your client, and a commission agreement w/my company @ 2.5% and sit on the sideline and let nature take it's coarse.

Josh David (JD) "Mortgage Professional, Short Sale Specialist" "Hedge Fund" Connection

Direct: 704.998.7609

Fax: 888.265.2072

REALTORS: Let us negotiate your short sale FOR FREE Earn 2.5% Commissions on all your deals.

620-mid score 95% Financing, Coventional

Wed, 26 Nov 2008 07:35:42 -0600

620 gets you a 95% LTV mortgage through a conventinoal lender w/ a Debt to Income Ratio of 55%. This product is a standard Fannie/Freddie product, and the interest rates are very competetive.

Josh David (JD)

"Mortgage Professional, Short Sale Specialist"

"Hedge Fund" Connection

Direct: 704.998.7609

Fax: 888.265.2072

REALTORS: Let us negotiate your short sale FOR FREE

Earn 2.5% Commissions on all your deals.

No catch, no gimmicks, NATIONWIDE

Learn the Insider Secrets of Real Estate Investing

Use our money to purchase "Short Sales" w/o cash or credit

Website: http://www.29kamonth.com

Website: http://www.activerain.com/joshdav1999

FREE Short Sale NEGOTIATIONS, STILL KEEP YOUR FULL COMMISSIONS (commissions based on bank approval)

Mon, 24 Nov 2008 19:15:23 -0600

Hello Active-Rainers,

I belong to "The David Group, LLC". The David Group offers a FREE negotiation service for your clients that are willing to entertain a "short sale". We market to Realtors in ALL 50 STATES and we are in the initial stages of compiling our database of Realtors for RECIPROCAL BUSINESS.

I AM LOOKING FOR AGENTS IN YOUR AREA TO REFER LISTINGS TO and I am also looking for Realtors to provide me with their short sale clients, so we can negotiate on behalf of the their clients FOR FREE. Once again this is a FREE SERVICE; there will never be any upfront fees of any kind.

The David Group is able to make CASH OFFERS to the bank, so we expedite the process rather effectively; this allows us to streamline the process as much as possible.

We have been successful with our involvment in several successful short sale transactions, and currently can close short sales in ALL 50 STATES.

The process typically takes 60-120 days from front to back. All Realtors are still entitled to their commissions based on banks approval on all of their listings.

If you are interested, I would love to talk to you about getting started. I simply provide you with an informational lead sheet, (email me for one, joshdavidshortsales@gmail.com) and send it back w/a CMA and we will have an approval w/in 24-48 hrs.

Peace, Love, and Happiness to a PROSPEROUS "09"

Josh David (JD)

Mortgage Professional

Short Sale Specialist

Direct: 704.998.7609

Fax: 888.265.2072

REALTORS: Let us negotiate your short sale FOR FREE

Earn 5% Commissions on all your deals.

Use our money to purchase "Short Sales" w/o cash or credit

To Join our investment group : http://groups.yahoo.com/group/coast2coastinvestors

Website: http://www.activerain.com/joshdav1999

Website: http://www.29kamonth.com

Double Closings? We fund END BUYER

Tue, 11 Nov 2008 09:50:22 -0600

There is now a way for investors to EARN FULL SPREADS on their short sales, we provide financing for the end buyer through our REIT (Real Estate Investment Trust), NO SEASONING requirements, and the REIT does not care that the investor is earning a MASSIVE SPREAD.

End buyer qualificatoins:

620 score and above

no open collections i.e. tax liens, judgements, or charge-offs (medical ok)

For more info, please email me @ josh@josh-david.com

This is the product that the industry has been looking for. Who knows how long we will have the opportunity to act on the short sales and foreclosures....

To your continued success

Josh David (JD)
MasterMind Team Leader
"Home Seller Assist Program"
Direct: 704.998.7609
Fax: 888.265.2072

Unlimited Private Sector Funds
No Credit? No Cash? No Problem.....
Learn the Insider Secrets of Real Estate Investing
Avoid Seasoning issues & Collect Massive Equity Spreads the banks won't allow from SHORT SALES
Use our money to purchase "Short Sales" w/o cash or credit

Website: http://www.29kamonth.com
Website: http://www.activerain.com/joshdav1999

We provide FUNDS for END BUYER on Short Sales- NO SEASONING, earn FULL SPREADS!!!

Mon, 10 Nov 2008 08:50:19 -0600

If you are involved with any short sale and/or are seeking purchase money for your purchase from the bank, and you want to sell to an end buyer (must have buyer lined up before we fund on first purchase,), we can help.

We will provide funding for your end buyer, as long as they have a 620+ score and no open collections (medical ok). This program is allowed in ALL 50 STATES and this is not through a conventional lender/bank.

This is a private sector of funds through a REIT (Real Estate Investment Trust), there is literally unlimited funds for these types of transactions.

We have finally filled the missing lynk to the puzzle, this is a once in a lifetime opportunity to capitalize on the short sale and foreclosure tsunami we have been blessed with in our current Real Estate market!

If you have any questions, or want further information, please email me at josh@josh-david.com

To your continued success!!!

We provide FUNDS for END BUYER on Short Sales- NO SEASONING, earn FULL SPREADS!!!

Mon, 10 Nov 2008 08:17:45 -0600

This is a private sector of funds through a REIT (Real Estate Investment Trust), there is literally unlimited funds for these types of transactions.

If you have any questions, or want further information, please email me at josh@josh-david.com

To your continued success!!!

No "Title Seasoning" on Short Sales, use our funds, and capture the spread banks won't allow!!!

Thu, 06 Nov 2008 06:50:48 -0600

We have finally revolutionized the private sector industry to create a streamlined process, so investors can negotiate short sales and capture close to full spreads on their sale to their end buyer.

You can use our funds to fund your short sales!!!

No Credit? No Cash? No problem.....Because we are a private money lender w/unlimited funds, we do not care about Credit/Cash, only the deal itself.

This product is offered in ALL 50 States, and you can gain instant access to all of the money you or your friends, clients, & colleagues need.

REALTORS this works extremely well for you, as you now have a tool to entice buyers to use our funds to purchase the short sale, and on top of that, you can get paid on the transaction too. (Certain restrictions apply) I have the disclaimer that you must provide upfront to your buyer(s) if you are interested in this.

This is truly a defining moment in our lifetime, and I'm not sure how long we are going to be able to watch the tsunami of foreclosures & short sales within the current market!

If you are interested in learning more, please email or give me a call.

Make it a prosperous last Quarter in "08"

Josh David (JD)

MasterMind Team Leader

"Home Seller Assist Program"

Direct: 704.998.7609

Fax: 888.265.2072

Unlimited Private Sector Funds

No Credit? No Cash? No Problem.....

Learn the Insider Secrets of Real Estate Investing

Avoid Seasoning issues & Collect Massive Equity Spreads the banks won't allow from SHORT SALES

Use our money to purchase "Short Sales" w/o cash or credit

Website: http://www.29kamonth.com

Website: http://www.activerain.com/joshdav1999

Losing MAD MONEY in your 401k??? 25% RETURNS HERE....

Tue, 21 Oct 2008 11:16:01 -0500

Hello fellow investors. Does the economic turmoil have your stocks taking a dramatic downward plunge? DO I HAVE A RISK FREE SOLUTION FOR YOU...

I will pay you 10% annual interest, paid monthly and in addition, I will pay a 15% premium when I sell the property in 12-18 months. You will secure the loan with a 1st mortgage for the principal amount, and you can even use your IRA to fund deals.

I will pay 10% Interest Only payments per month, over 12-18mos. ($50,000 loan = $416.00/mo payable for the note) x 12-18mos = $5000 to $7500 in Interest alone!!!

The Loan to Values will never be over 70% (in most cases much less)

Example:

	Scenario 1
List Price	50,000

Purchase price	35,000
Rehab Costs	15,000
Total Principal Loan	50,000

Interest Rate	10.00%
Interest Paid Months	12
Points	0.00%
Interest Paid	417
Points Paid	0
Total Loan Cost	5,000

Total Loan	55,000


After Repair value *subject to appraisal	72,000
Percentage of Loan	69.44%

Sale Price	72,000
15% Guaranteed w/ 12-18mos	8,250
Investor Total Funds Back	58,250
Investor Potential Profit	13,250

Percentage of Return: 12mos	27%

Josh David (JD)
704.998.7609-Direct
888.265.2072-Fax
Senior Loan Consultant
Tripoint Mortgage
www.tripointmortgage.com

Ask me about Hard Money in:

AL, PA, MD, Wash DC (District of Columbia),

VA, NC, SC, FL, KS, MS, & TX (competitive rates/fees)
Building "Recession Proof" R/E Portfolios w/ZERO DOWN

Josh David (JD) 704.998.7609's Blog

Working out and staying physically fit, does it help production???

Renovation desperately needed, who would agree!?

#1 Renovation Lender "Wells Fargo", what do you know about it!!??

LOOKING for CASH INVESTORS to purchase REOs before they hit the market, CASH COW NO JOKE!!!

FHA CONSTRUCTION to Perm FINANCING-MODULAR BUILDERS; THIS IS FOR YOU!!

Have the smaller builders hit a road block??

Rain Rain go away......

~~Calling all Builders, Developers, and Agents~~

New Construction at it's FINEST~ Calling all Builders, Developers and Agents

~~Has New Construction been resurrected? YES IT HAS, LQQK HERE~~

FHA 96.5% NEW Construction to Perm, 620 score, 9% Seller Contributions

Short Sale Title seasoning DRAMA

Charlotte, NC Stable or not?

The Days FINALLY OVER.....AHH

SHORT SALES are taking over, are you IN or OUT?

Got SHORT SALE LEADS, but don't know how to CONVERT them to CLOSINGS

$100 Down HUD program-ANY STATE (NATIONWIDE)

FREE short sale negotiations for Realtors, ANY SIZE, ANY STATE

620-mid score 95% Financing, Coventional

FREE Short Sale NEGOTIATIONS, STILL KEEP YOUR FULL COMMISSIONS (commissions based on bank approval)

Double Closings? We fund END BUYER

We provide FUNDS for END BUYER on Short Sales- NO SEASONING, earn FULL SPREADS!!!

We provide FUNDS for END BUYER on Short Sales- NO SEASONING, earn FULL SPREADS!!!

No "Title Seasoning" on Short Sales, use our funds, and capture the spread banks won't allow!!!

Losing MAD MONEY in your 401k??? 25% RETURNS HERE....

Calling all Builders, Developers, and Agents

Has New Construction been resurrected? YES IT HAS, LQQK HERE