You've already heard it, but I'll say it again - now is a GREAT time to buy a house in Kanabec County!
Maybe you are looking for foreclosures in Mora Minnesota. Or maybe you are just looking for an investment property in Ogilvie Minnesota.
Or maybe you just want a REALLY GOOD DEAL ON A HOUSE IN KANABEC COUNTY!
Well, I wanted to help you find that dream home that you are looking for. So I went ahead and did a search to find you cheap homes in Mora Minnesota and surrounding areas!
It's simple, free, and no obligation. Just click here, or enter this link into your browser to see 31 listings in Kanabec County under $100,000!
If you have any questions about any of these properties, please feel free to e-mail me or call me at anytime!
Enjoy your home hunting!
**Joslyn can sign you up for automatic e-mail alerts! Find out IMMEDIATELY when a home that meets your specifications in Minnesota comes on the market. It's free, and you can cancel it at anytime! Email what your ideal home would be like to joslyn@joslynsells.com with the subject "Sign me up", and I will enroll you right away!**
Ha! Jeremy Blanton tagged me today with Jason Crouch's new Anti-MeMe! Since it's been that kind of a day, I figured it was a good way to wind down before I think about going to bed. (I say think about it, because I WILL think about it... but I probably won't do it.)
Question 1: Who is my LEAST favorite Musical Artist? Oooooohhh... this is tricky. Probably Michael Jackson.
Question 2: Who is my LEAST favorite Artist? Myself, hands down, without a doubt. I am NOT an artist... even though I try.
Question 3: Who is My LEAST Favorite Blogger? You know, I don't really have names for you there. I don't subscribe to bloggers I don't particularily like, so I'll have to get back to you on that.
Question 4: If I could AVOID meeting anyone (dead or alive), who would it be? My 7th grade math teacher, who asked me if I wanted to work at McDonald's all my life and told me that I would never amount to anything. The whole memory makes me so mad and upset, and it's not worth the time.
Question 5: What did I LEAST want to be when I grew up? I can honestly say that the thing I least wanted to be when I grew up was in some easy career. I like difficulty and challenge. If I was doing the same thing day in and day out, I would lose my mind.
Question 6: What is the LEAST interesting piece of Trivia that I know? My cat Briggy will only eat Temptations cat treats.
Question 7: If I could AVOID living in any point of history when would it be and why? Hmmm... I would not want to live in Minnesota or the plains when there were grasshopper storms.
Question 8: What is the LEAST interesting job I've ever had? Being a "floor monitor" for the All State Band Camp my freshman year in college. Those kids behaved wayyyyyyyy too well. Also, I lived off campus, but had to stay on for that week, and that was miserable.
Okay, I'm supposed to tag 8 lucky people for the anti-meme. So here we go!
Of course, that crazy Jessica Horton went and tagged me for a Super 8 MeMe! I hadn't even SEEN this critter yet, so I'm trying to piece things together so I at least appear interesting... even if I'm really kind of boring! :) So here we go!
1. Who is your favorite musical artist (post a YouTube Video)
Oh my. For those of you who don't know, I am a music major. SO, to ask ME for my FAVORITE artist is like asking a tree what its favorite artist is. We will both stand there speechless.
I am inspired by MANY different artists. However, some that have stood the test of time and remained personal favorites for years are Jewel, Sheryl Crow, Our Lady Peace, The London Symphony Orchestra, St. Paul Chamber Orchestra, Brad Paisley, Leann Rimes, Avril Lavigne, KT Tunstall, Usher, and Charlotte Church.
A song that makes me shake my tush, dance, and refresh my guitar skills? Black Horse and the Cherry Tree by KT Tunstall... been a favorite for a LONG time.
2. Who is your favorite artist? (Post a Flickr photo) My mother, who unfortunately I can't find on Flickr. There's something calming and homey about her artwork... probably since I grew up with it! I think my friend Becky Schurhamer takes THE BEST photos in the world, but I can't find her on Flickr either. Another artist I truly appreciate is Liz Ensz. She's always been VERY talented, and I have lots of cool things she drew/created/made from when we were in elementary school and junior high together... and I CAN find her on Flickr!
3. Who is your favorite blogger? Most of my favorite bloggers are my own friends. I get awfully excited when Becky Pollard writes something new. I throughly enjoy Jenna Fischer's (from The Office) MySpace blog, as well as Angela Martin's. I call those my "break from work" reads!
4. If you could meet anyone (dead or alive) who would it be and what is the most interesting thing about them? Benny Goodman. Not only do I think he's pretty to look at (well, obviously, he WAS pretty to look at...), but maybe, just maybe, a pro such as Benny could teach me how to do that darn slide in the opening lines of "Rhapsody in Blue"!
5. What did you want to be when you grew up? When I was really little, I wanted to be a teacher. I think that was mostly because I didn't take then time to think of any other career that I could do. I quickly changed, however, around 4th grade, and was determined to become a lawyer. That remained until about 9th/10th grade, when I discovered that you could make a CAREER out of playing an instrument really good. I had part of that started already. Clarinet performance was my original college major. Due to problems with my hand/wrist, that dream was left behind. I took two years off from college, and then returned, having decided that I was meant to be an instrumental/vocal music instructor. I took more time off, and bought a house. During that process and many years in retail, customer service, and sales, it hit me - REAL ESTATE! Here I am today!
6. What is the most interesting piece of trivia you know? I'm so far from being a trivia person. Benny Goodman played a Buffet clarinet - at least sometimes. Humans eat an average of 8 spiders in their lifetime. Only female mosquitos suck your blood. Nothing too extraordinary.
7. If you could live in any point of history, what would it be and why? Oofff... that's a hard one. I think I would have LOVED the 20's, but not sure that the 30's would have been so great. I have to say that the swing period would have been AWESOME... the music, dancing... it all looks like SO much FUN!
8. What is the most interesting job you have ever held? Interesting can be defined many different ways. For example, I was a manager at a hotel in the metro area approximately six years ago. Because I was that "silly girl from up north" that didn't know a THING about recreational drugs, the drug task force came in with stashes put some of the hotel residents to shame. I spent nearly eight hours feeling, smelling, staring at, and learning to identify different drugs. I can pick up the scent of marajuana like a trained dog now. Not exactly a skill I wanted, but it is interesting. However, brain power wise, I would have to say that being a real estate agent is a job that is ALWAYS interesting - mostly because I make it that way. I am constantly trying to come up with something new that brings in more business. I love how creative I am allowed to be in this business.
K, now for my eight victims! (Insert evil laugh here!)
I'm quite sure I'm not the only one who has recently encountered such cases as this, so I'm writing today to see what kind of feedback I get from others out there in the market.
In my county, in this market, REO's are what sells. You deal with them in 90% of your transactions and showings. There is such a flood of them, and they are dropping in price daily.
So it is to be expected that eventually, you will write an offer with a buyer and it will be accepted by the bank, and YAY! you have a pending transaction.
The days will go on and on. Then, through no fault of yours OR theirs, the listing agent is making a call to you with those horrible words - "We're not going to be able to close on time."
WHY!?!?!?!?! Not only are you frustrated, but so is the other agent. Sometimes the bank accepts an unrealistic closing date in an offer. Sometimes the paperwork doesn't get signed. Sometimes there is no good explanation, and you're stuck telling your buyer exactly that.
What happens next? Your buyer gets MAD. Rightfully so, too! I mean, you're mad, the listing agent is probably mad, and you both don't have to scramble to make sure you have somewhere for yourself and your family to stay, somewhere for your stuff, and possibly extra financial costs associated with this disorganized mess.
Your buyer comes back to you, well educated from when you went through the contracts in detail, and says "Can't I charge THEM a per diem????"
Valid question. I mean, it wasn't in the paperwork that the sellers would pay the buyers.... but should it be?
As I write more contracts on more bank properties and I see this happen more and more often, I begin to think that perhaps as the buyer's agent, we should be writing in our OWN per diem clause.
What does the bank lose by not closing on time? Potentially they may have to pay a couple more bucks for electric service, or a little more for real estate taxes for a couple extra days. However the buyer could have to pay another months worth of rent, or live in a hotel for a week. The expenses add up like crazy.
So has any buyer's reps done anything like this? Have you thought about it? What do you think the response from the banks would be?
Now, if you list your home with Joslyn Panka in Mora Minnesota or surrounding areas, you get another innovative feature that no other local agent is offering!
Joslyn is offering information on her listings sent directly to the phone of interested buyers with little more than the touch of a few buttons!
How does it work? Simple! In her advertising, Joslyn is now offering a code for interested buyers to send to the number 41411. All the buyer has to do is text "eprop 2549" to 41411, for example, to receive a text message of information on Joslyn's listing in Brook Park Minnesota. There is also a link included in the text message so that you can see even more information or photos, if you so desire.
This is a free service that Joslyn is offering to anyone who lists with her, along with the other exclusive services not available from other area agents.
To make sure you get the best marketing opportunities possible when selling your Mora Minnesota home, contact Joslyn Panka with Northern Lights Realty ANYTIME.
I love this dinner, because it's fast and easy, and I am a buffalo wing gal. I think quite possibly I could make and eat these every single night!
So what do you need to get started?
Bread crumbs (seasoned or unseasoned)
Eggs (2)
Boneless skinless chicken breasts (3 large size)
Wing sauce (I use Frank's Red Hot)
1 Stick of margarine
Okay, I start by thawing the chicken. Simple, right? Then I cut the chicken breasts into strips. Length/width is completely up to you. I dip the strips into egg and make sure they are well coated, and then I dip them in bread crumbs. (I use seasoned bread crumbs sometimes, sometimes I don't. I have also used Hooter's breading mix, which works well, too.)
Now it's decision time. Fry, or bake? If you want to bake them, I put them in the oven at 350 degrees until the temp reads out for poultry. I hate to give you a time because I have a crazy oven, and since this is a recipe I created, I don't know what the "standard" oven does.
If you choose to fry, heat oil about an inch deep in a skillet and fry the strips until crispy and heated through.
While the strips are cooking, I melt a stick of margarine in the microwave, and then mix the melted butter with approx. 1 1/2 cups of Red Hot. I pile the boneless "wings" into a deep bowl for serving, and then pour the sauce over them as evenly as possible.
When I started kindergarden, I could read. I mean, I could read so well that the teachers would have ME read to the class for a "break". I could add, subtract, multiply, divide. I was a little "ahead of my time". I was the first born, my mom stayed at home with me, and spent a lot of time teaching me things. I loved reading, anyway, and definitely enjoyed reading to the class.
As we grew and moved on to bigger and better things (first grade), the learning (for me) began. I was soon told and taught that everything I knew about writing, adding, and subtracting were WRONG. I was BAD for doing it the way I did.
I spent countless hours having to redo my work to count whatever those little dots are on numbers and draw them in, the teacher not satisfied with just the correct answer.
I consistently was sent back to my desk because I didn't carry numbers when I subtracted, even though I still had the right number.
And surprisingly, the thing that makes me the MOST mad now, my artwork was constantly given poor grades because I didn't draw the tree/cat/house/whatever EXACTLY as instructed.
This continued all through school. As you can imagine, it got old pretty quick. I lost interest in school and the basic subjects fairly quickly.
A whole new world was opened up to me when our band instructor told me that my "reflexes" weren't fast enough to play flute on the 6th grade band signup day, and placed a clarinet into my hands and said "here, we need more clarinet players in the band, this is what you will play."
Despite my dreams not quite coming true, my mom and I set out in the search for a clarinet. I got that thing home and I tried DESPERATELY to make some noise. It was not pretty.
"Band week", a week during the summer where they teach us how to blow into whatever instrument we were awkwardly trying to hold in our little 6th grade hands, began and ended semi-poorly. But I wasn't giving up. Every day I sat outside (Oh, our poor neighbors) and I practiced the same three notes over and over and OVER again.
Sixth grade gets a little blurry with the discovery of boys and the realization that they could be nice to look at and may not, in fact, have cooties, but by the end of the year, as my band director put it, I had the range on the clarinet of a senior in high school.
The fun began.
I quickly found myself not challenged enough, and taught myself more instruments. 7th grade brought on the flute, which I took to contest and received a superior rating. Bass clarinet, saxophone, drums... anything that my band director would let me touch came home with me and I learned with a devotion rarely seen in even American Idol contestants. I taught myself the clarinet, and I taught myself all my other instruments. I was "quite a find" and labelled "talented". My move to high school found me in front of the high school director the year before, his mouth open in awe, and the following announcement that I would be immediately placed in the high level band AND the high level choir. I could have cried.
So tenth grade began. This director spent time teaching me, and immediately I was on the road to an All State Audition. They take place in March, but he convinced me that MONTHS of preparation were required. Although a trumpet player, he was an AMAZING teacher. And I quickly learned that there was more than playing fast notes and looking "showy".
All State Auditions are another whole novel in themselves, but I flew through and was one of very few who make it their sophomore year. I spent time at camp that summer, and shortly after camp we moved to Mora.
Quickly I discovered that I was a rarity. All these other clarinetists had private lessons and professional level clarinets. I still played on an old Yamaha plastic clarinet from a pawn shop. (I still play it sometimes, just for fun.) I quickly realized that I was what the kids now call a "poser" - a small time clarinetist PRETENDING to be big time. (At least that's how it seemed to me at the time!)
So Mora High School brought on many new experiences, including a new professional level clarinet. (I love my baby!) The biggest change though was the bi-weekly trips to Duluth from Mora for lessons with Ted Schoen, an AWESOME clarinet professor at the University of Minnesota. This was it, now I was big time!!! Along with all the fame and recitals and the new shiny clarinet, I had acquired a big shiny new ego, too.
I was quickly put in my place again. As I branched off and did more and more "prestegious" things like lessons and camp and workshops, I found myself constantly berated. I was doing EVERYTHING WRONG.
I held my clarinet wrong.
I blew into it wrong.
I tongued my notes wrong.
I used the wrong reeds.
I used the wrong mouthpiece.
I even was told at one point that I didn't have the right "jaw structure", and should just quit now. I would never progress.
I began to change EVERYTHING, which began to set me back instead of help me move forward. I probably would have been better off if someone would have broken all of my fingers and I had to teach myself to play like that while I healed.
So what happened? I continued to exceed, earning a coveted spot in the All State Orchestra (four clarinetists in the whole STATE each year get that spot... it's not easy!), along with many awards, scholarships, and invitations to play in bands nationwide. I began to "do everything right". The most important part - I hated what I was doing!
Music to me was, and still is, about passion, emotion, lyricity, and movement. When I began to be restrained, music wasn't MUSIC anymore... it was a chore. My senior year I decided I had enough and began breaking all the rules again. I did what I wanted, and I was good. I continued to be awarded scholarships and trophies, and I enjoyed it again.
So what does this have to do with real estate????
I've been "in the business" for nearly three years. I've been licensed for nearly two. In that time, I have received a LOT of advice. "Do this, do that, this is the only way, you'll never get any sales THAT way..."
In the last month I've realized that this is what has happened my whole life. I've hit the ground running, doing well, adapted to what I'm "supposed" to do, and soon discovered that I had lost the passion for what I was doing! Marketing became a chore! The good ideas died and fell off along the way.
I became "just another agent", when I should have just continued being Joslyn Panka.
I woke up one day realizing that selling real estate is art! Okay, not art like what you would see in the Walker Art Museum, but it's art! The marketing, the creativity. There is so much that goes into creating a business for yourself that is not textbook, and can't be taught to you. "Stay in the office", "Go GET the business", "You need a website", "You need shiny business cards", or even "You need a big national name to sell ANYTHING"... I was being sent back to my desk with a picture of a tree that I personally thought was AWESOME, and it "wasn't the way things are done".
I'm not suggesting that everyone go out and break all the rules of their brokerage, or completely change the way they have done business. However, I do think that what works for you is awesome, and what works for me is awesome, and what works for Jane Doe and John Smith is awesome, too! Sure, I work floor time. I like it. There are some nice leads that come in. However, I do spend MORE of my time on my internet marketing. I'm the leader in the area for internet marketing, and I plan on keeping it that way - because it works for me! Will it work for my colleagues in my office? I don't know. Will it work for other agents in the area? It might, it might not. (Probably not because I'm determined to keep my "Internet Queen" title.) However, if we all did business the same way, wouldn't that get old? Besides, how would clients pick who they want to work with? How would we as agents ever become individuals without the art required to sell houses? The transactions would lose their beauty. No longer would you tear up on your way home from a closing because that couple got the house of their dreams, or the child in the family was HILARIOUS when picking out "his bedroom" during the second showing. The laughter, the smiles, the tears... that is the beauty of real estate, and the number one reason why I love this career.
I love it for the art.
So fellow agents and real estate professionals - don't forget why you got into the business, and to appreciate and embrace the art in our careers EVERY DAY. It will make you a better agent - and you'll love your life a whole lot more.
Moving to a new office is definitely a financial strain, so I cannot help the way I wish I could for this family. So I thought I would throw this out to you Active Rainers, and the web in general, and maybe... just maybe, I can help indirectly.
I signed up for Twitter recently, and not long after I did I was added by Shawn Brown of Blooming Prairie Minnesota. I quickly caught up with his twitter goal, and every day I read the updates and it just breaks my heart. His wife has a few neck/spine problems that cause major pain, and she is scheduled for surgery this Thursday. They have four children, and she is the primary bread winner. With the temporary loss of her income, the trips to the hospital, and the cost of gas, this family is trying to raise $2,000 to help them for a short period of time.
My wife has suffered from chronic pain in her neck since she was a little girl. She always had good days and bad days, it was manageable. About 6 months ago she starting having more bad days. Dr's refused to do much for her. They finally sent her to physical therapy (which she did faithfully and it made no difference). It took many months of therapy before they finally decided to do an MRI. Her Dr. said there was a herniated disk that presses on her spinal cord. Her words, "no big deal, continue with physical therapy." She got a second opinion from a spine dr. and it was much more than that. She has 4 different things wrong with her. (herniated disk, pressing on cord; degenerative disk disease; spinal stenosis; and bone spurs that rub each other)
She is having surgery on May 8th and she's considering canceling for financial reasons. Our insurance pays for the surgery, but they don't pay for my stay so I can be close to her (it's too far away from home). We will have to pay for that and also gas (which is crazy). The most important thing is she will be without pay for awhile. Because of her pain and depression (suicidal) that has gone along with it, she was hospitalized for awhile and burned up all of her PTO. We have 4 children to support and she is our main supporter. I don't want her to cancel it because I am afraid of what this is doing to her mental health. Please help! If many people donate just $5, we will hopefully survive.
If you can help, please visit the chipin website and donate a little. I just keep thinking that if it were my family, I would need the help, too. The pain that this family has dealt with just breaks my heart, and I wish them the best.
Saturday the 3rd of May is a huge deal in Kanabec County. There's lots to do, so get out there and have some fun!
City wide garage sale day is the 3rd. The Advertiser has run a long spread of all the sales going on this weekend and a map to guide you to them. There are some awesome looking sales out there, and some great stuff! Baby items, pontoon boats, and the Potato Wagon is making an appearance, too! There's also a large auction being performed by Les Stromberg of Stromberg Auctioneering at the Kanabec County Fairgrounds. It will definitely be a great day to find some deals! Most sales start at 7 AM, so make sure you're up plenty early!
May 3rd is also the annual Canoe Race down Snake River. The race starts at the public access on County Road 3 (300th Avenue), and will end at the canoe park in Mora. While at the canoe park, take a look at some of the native vegetation work that is going on, and enjoy the grass becoming green. Hopefully it will be a beautiful weekend for it!
There is also car seat checks being performed at Ogilvie School on Saturday. What a great opportunity to make sure that your child's car seat is installed safely and securely! It's completely free, so stop while you're garage sale-ing and make sure you have everything right.
Also, the Kanabec County Soil and Water District will be having their tree sale and pickup at the Kanabec County Fairgrounds on Saturday as well. If you have ordered bundles you will be able to pick them up. If you haven't but are interested in purchasing some trees or shrubs, extras will be sold. There is always an extensive variety, and the bundles are 25 in most cases for $25. Watch for the signs in town!
Get out this weekend and partake in some of the great activities! There's lots of fun for everyone!
As of today, I have moved to Northern Lights Realty, LLC in Mora Minnesota. Now the leader in Mora Minnesota real estate, Northern Lights Realty is the home of 14 real estate agents. We are currently located in the heart of Mora within the Mora Mini Mall, and soon to expand into our own building on Union Street as of June 1st.
What does this mean to my current and future clients? Tons of positive changes! More newspaper advertising with the company, a fantastic slideshow in our window showing off our listings, and a strong internet presence are some great features that come with a company built on Mora values and tradition. Along with these great marketing tools, I personally am expanding my marketing portfolio every single day to ensure success for my sellers and bring buyers home.
If you are looking for real estate in the Mora Minnesota area, please give me, Joslyn Panka, a call (612-850-3153) or send me an email (JoslynPanka@hotmail.com) today! I will be happy to help you at any time, and would LOVE to help you achieve the greatest dream of all - home ownership!