Real estate blog entries tagged with yield spread premium by J. Philip Faranda (J. Philip R.E. LLC) Westchester County NY

Home : Blogs : J Philip Faranda, Broker-Owner : J. Philip's Westchester Real Estate Blog (914) 723-8900 : Tag "yield spread premium"

yield spread premium: Banning of Yield Spread Premium is Death Knell for Mortgage Brokers - 08/19/10 11:19 AM

I originated mortgages full time for 5 years in the early 2000s. I worked for both mortgage brokers, who place loans with 3rd party lenders, and, as they are termed in New York, mortgage bankers, who are direct lenders. Up until recently, it was hard for a guy off the street … (29 comments)

yield spread premium: The New York Mortgage Broker Conundrum - 06/22/10 10:17 PM

I originated mortgage loans from about 2002 until 2006 or so. I considered starting my own mortgage brokerage but decided against it for several reasons, including the growth of my real estate company and the vast changes in the industry after the sub prime crisis. That required more learning than I could spare … (32 comments)

yield spread premium: New York Times Hates Mortgage Brokers - 04/11/09 12:51 PM

On the tail of my recent post on the nasty Times report on REO brokers who had to gall to enjoy themselves at a conference, today's Times editorial fires some skud missiles into the hides of mortgage brokers. You should read the editorial to get a sense of both the editors' … (33 comments)

yield spread premium: Why We Need Mortgage Brokers More Than Ever - 04/05/09 10:51 PM

Miriam Bernstein wrote a post on mortgage brokers that cited a recent New York Times article on the problems facing mortgage brokers. I'd summarize the post as pointing out that now isn't the best time to be a mortgage broker as well as pointing out that brokers are not fiduciaries. Miriam's presentation … (4 comments)

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J Philip Faranda, Broker-Owner

Briarcliff Manor, NY

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J. Philip Faranda (J. Philip R.E. LLC) Westchester County NY

Address: 522 North State Road , Suite 100, Briarcliff Manor, NY, 10510

Office Phone: (914) 762-2500

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J. Philip Faranda is based in Briarcliff Manor, NY. His market covers Westchester, Rockland, Putnam, & Dutchess counties. Almost 100 clients and customers had closed transaction in 2009-2010 from his efforts. Ever the high-producing listing agent, he counts among his specialities hard to sell properties & short sales. You can reach him at (914) 723-8900.

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