Coffee Shops, Coffee Houses Springfield MO - 12/28/10 09:59 AM
While shopping for Christmas gifts we came across a great coffee house in downtown Springfield.
It was like going back in time to coffee houses on my College Campus in Bloomington Indiana
The Mudhouse at 321 E Walnut has a wide variety of gourmet coffees and teas as well as great soups and pastries.
About The Roastery                       
Freshness. When it comes to the way Mudhouse Coffee does business, one word says it all. Freshness. With coffee, and enjoying a delicious cup of coffee, freshness is the only thing that really matters. What we can guarantee to our customers is that … (1 comments)

Hashbarger recommends Vietnamese Restaurant in Springfield MO ; Bambu - 12/28/10 09:19 AM
Bambu is a family owned Vietnamese restaurant which aims to enrich the lives of its community, family, and friends with delicious, fresh and richly infused traditional dishes. All the stocks here are made on premise over twelve hours and have marvelous depth in flavor. Most dishes come with a side platter of fresh green herbs, lime, bean sprouts and fresh chili for you to customize your dining experience further. This all contributes to a sense of eating a healthy meal. Beware though, the chilies are fiery and you need to play with your food and slurp your soup! Well kindly provide … (0 comments)

Credit and income approved, appraisal $10K over contract price so why aren't we closed. - 12/27/10 08:31 PM
Since it's Christmas (yes I said Christmas) a video game analogy comes to mind.
You start the game with nothing then work through the puzzle that yields a great listing.  Then you purchase game credits to look for a qualified buyer.  After negotiating several treacherous levels you get a qualified buyer with down payment who doesn't ask for seller concessions.
Don't high five yet.  The buyer is determined to use a loan broker who takes 3 weeks shopping the loan around to see where the broker can make the most money.  Three weeks into the process the broker orders an appraisal.  … (3 comments)

Why Don't My Listings show up on Active Rain?? - 12/27/10 12:14 PM
I've entered several listings in my Active Rain account.  When I click on my Lisitngs on my home page it shows all of them are Pending and that's what it's said for weeks.  The only choice offered is to De-activate them.
Do I have to pay to have them visible.  I put all of them on MLS On Line and Listings by Address and they are visible there.  what else do I need to do to clear the Pending classification?.
… (1 comments)

The New Mortgage Interest Rate Dynamic - 12/27/10 11:52 AM
As I sat in my chair watching my pipeline move into a dormant state due to the recent rate increases, a sudden avalanche of interest rate deterioration notices from multiple lenders bombarded my e-mail inbox.
Immediately, I checked the stock market and the bond market for obvious signs of activity that could have caused the ruckus, but there was nothing out of the ordinary. I looked at the 10 yr treasury index and there was nothing astounding there either. However, when I looked at the Open Market Transactions for the New York Fed, the evidence was in broad daylight. The Fed … (0 comments)

Why the old rules on Mortgage Interest Rates no longer apply. - 12/27/10 10:54 AM
As I sat in my chair watching my pipeline move into a dormant state due to the recent rate increases, a sudden avalanche of interest rate deterioration notices from multiple lenders bombarded my e-mail inbox.
Immediately, I checked the stock market and the bond market for obvious signs of activity that could have caused the ruckus, but there was nothing out of the ordinary. I looked at the 10 yr treasury index and there was nothing astounding there either. However, when I looked at the Open Market Transactions for the New York Fed, the evidence was in broad daylight. The Fed had … (1 comments)

Google Analytics is really cool and free. - 12/24/10 05:56 PM
I love all the Google Analytics features. I can sort my web hits by geographic area, language spoken, number of views for each page and on and on. My favorite part is I can make changes to my site and have Google Analytics tell me how the changes will effect my search rankings right away. So by the time I do my bi-monthly SEO submissions I already know what to expect. You do have to put your green visor and tech hat to set it up. I had to brush up on my FTP skills to use it the way they … (3 comments)

Mortgage Brokers,Appraisers & Underwriters; Where Do I Start - 12/17/10 08:13 PM
We won't be closing on Monday after all but I believe we will close.  My sellers are packed and living out of boxes. The buyer is in the same position.
First the Mortgage BROKER (who isn't a BANKER) took 3 weeks to shop the loan around to see where the Mtg Broker could make the most money.  I'm not the Buyer's Agent so I had no say.
Then the Appraiser did the site visit and took almost a week to turn in the appraisal: what happened to 48hrs.  Then the 3rd party appraisal co-ordinator reviewed the appraisal and sent it back … (1 comments)

Cajun Cooking in Springfield Mo. Maque Choux - 12/12/10 04:38 PM
Here's a great cold weather receipe from our Cajun and Creole cousins.Not only does it taste great and warm the soul but it also contains the ideal mix of protein, vegetables and starches.Maque Choux (receipe from Southern Living Magazine July 2010)The name is purported to be the French Acadian (Cajun) pronunciation for the name Native Americans gave the dish.Start with a large iron skillet and melt a small amount of bacon grease. As an entree' start by browning 1/2 lb. spicy sausage, shrimp or white fish. Add 1/2 cu sweet onion,  1/2 cu green pepper, 2 cloves garlic Cook until meat or fish are browned and onions … (0 comments)

Should I buy now while rates are low and wait until I'll get less house???? - 12/10/10 07:23 PM
If you need to make a move make it now.  Sure you could wait until property values go higher but, guess what, the new house you want will be higher then too.  What's worse mortgage rates are going up so when you do make the move you won't get as much house.If you need to upsize, downsize or relocate do it now and ride the property value elevator up with your new home and enjoy today's current low rates.Here are excerpts from a Rismedia article regard RISING INTEREST RATES.To see mortgage rates in your area, go to http://www.bankrate.com/funnel/mortgages.The average 15-year fixed … (1 comments)

10 Reasons why it still makes sense to Own Your Home - 12/09/10 11:45 AM
1. Low Interest Rates. It's true! Interest rates are currently at historical lows. This means over the course of your loan, you'll pay less interest. And it also means monthly payments will be a smaller, more manageable amount.
2. Mortgage Interest Deduction: While this deduction may not be available for much longer, for now you can still use this great tax advantage!
3. Stability: Studies have shown that homeownership not only increases community involvement, it also leads to safer neighborhoods, and higher graduation rates.
4. Affordability: Coupled with the low interest rates, affordability is the highest it's been in years. Prices … (2 comments)

Hashbarger's Tips for Selling Your Home During the Holidays. - 12/08/10 10:18 AM
1.  Don't follow the herd.  Taking your property off the market for the Holidays can be a big mistake.  Buyers who are braving the elements to find a house are serious buyers. If someone calls to show your property when you have a house full of guests, just say no.  If there are specific dates you can't be shown publish those dates in the listing.  If you are an over the top decorator make sure your decorations don't hide your architectural strong points.   After the Holidays refresh the listing with a slight price change, put away all the Holiday specific decorations, rethink furniture placement and take new pictures.2.  … (2 comments)

2534 Selmore Rd Ozark MO 65721 15ac 4500sf $450K - 12/07/10 04:59 PM
15ac 4500sf 4bdr 2living areas. King of the Hill, this beautiful brick walkout has plenty of room for family, friends, pets, horses. This spacious elegant home feature 3 fireplaces and a wonderful floorplan. The spacious Formal Dining has a classic crystal chandelier and plenty of room for you favorite furniture. The country kitchen has beautiful cabinets and cultured marble counter tops including a large island with electric range in it. Load of storage in 2 pantries. The spacious formal Living Room has a wonderful brick fireplace with wood stove insert and sliding doors that open to the pool area. The large … (2 comments)

1908 Fremont Hills Dr Nixa MO 65714 3703sf .44ac Golf Club $365K - 12/07/10 04:29 PM
Custom home in Prestigious Fremont Hills Country Club Features Wood Inlaid Tile Floors, Stone Fireplace, Textured Walls. The Spacious Gourmet Kitchen includes Viking appliances, custom cabinets and High End Finishing Treatments, Wine Cooler and Impressive Granite Countertops. Upstairs you'll find a spacious family room, the 4th bedroom, media room and full bath.
Near Fremont Hills Clubhouse.  Hwy 65/Fremont Hills Exit. West to Fremont Rd: S to Fremont Hills Dr (clubhouse entrance).
Virtual Tour:  http://www.hashbarger.biz/images/1908FremontHillsWMV.wmv
         
… (1 comments)

246 Ridgefield Ct Ozark MO 65721 Immaculate 3932sf 3ac $300K - 12/07/10 04:11 PM
This All Brick 3932sf residence features architectural features and quality craftsmanship everywhere you look. 10',12' & 14' ceilings give dramatic emphasis to each living area. The spacious kitchen features a 5'x7' island and enough storage for the most well equipped gourmet cook. The formal dining room features Paladian windows for plent of light. The formal living room focuses on a stone fireplace that is a work of art. The main level also includes an enormous master suite with walk in shower and 2 guest rooms. The lower level features 10' ceilings and includes twin family rooms, a true media room, a … (0 comments)

601 Souteast Hills Dr Nixa MO 65714 Newly re-done 3+2 $114,800 - 12/07/10 03:43 PM
Newly re-decorated: new hard surface flooring, carpet, tile paint, new fixtures. Neat as a pin - Squeaky clean. Split floor plan Ranch on a large lot. Beautiful brick - Woodburning fireplace. Large kitchen with island and dining area with large window.
Virtual Tour:  http://www.hashbarger.biz/images/601SEHillsWMV.wmv 
             
… (0 comments)

5808 N 11th Ave Ozark MO 65721 Immaculate 3+2 supersized lot $108K - 12/07/10 02:48 PM
Carefully Maintained 3 bdr on an oversized lot that backs onto commom area.  Vaulted ceiliings, plant shelves,floorplan make exceptional use of the space.  The pictures say it all.  Landscaping and window treatments already in place.  Great cul de sac location.  Lot is nearly twice the size of most in The Rivers.Barely lived in; better bargain than new constr.From Hwy65 Fremont Hills/JJ exit; E thru 2 lights past Waterford Subd. thru curve to Waterford Blvd.  W on Waterford quick Rt on 13th Ave thru curve to 15th Ave on left.  
Offered at $108,000   Virtual Tour go to: http://www.hashbarger.biz/images/5808n15thAvWMV.wmv
                
… (1 comments)

1628 E Primrose, Republic MO 65738 $160,000 - 12/07/10 11:11 AM
RV Building with drive through doors & skylights. Property includes 2 lots; 2nd lot can be subdivided and built on. Kit and full Ba main level; 1bdr upstairs. Surrounded by beautiful residential neighborhood including sidewalks and street lights.. Great homebase for RV lovers
For virtual tour go to :   http://www.hashbarger.biz/featuredlistings/1628eprimrosest160k.html 

… (1 comments)

2619 N Fremont, Springfield, MO 65803 $63,000 - 12/07/10 11:03 AM
Renovated Cottage near Kearney & National.  New HVAC, new gas fireplace, new kitchen w/ granite & stainless.  Plasma TV included. New plumbing & wiring, new roof.  Better than new and waiting for you.
See details at: http://www.hashbarger.biz/featuredlistings/2619nfremont63k.html 
… (0 comments)

Dear Santa: here's my Real Estate with list. - 12/06/10 07:23 PM
Dear Santa:  This year I would like Sellers who are sincere, Buyers who are motivated and know what they want, Lenders who do what they say they'll do, FHA guidelines that are precise and easy to understand, and Underwriters who can read and comprehend the FHA Guidelines.
Chances are I won't find all these under my tree but if I just get one it will be a miracle.

… (4 comments)

Dear Santa: Here's my Real Estate Wish List - 12/06/10 01:07 PM
Dear Santa:  This year I would like Sellers who are sincere, Buyers who are motivated and know what they want, Lenders who do what they say they'll do, FHA guidelines that are precise and easy to understand, and Underwriters who can read and comprehend the FHA Guidelines.
Chances are I won't find all these under my tree but if I just get one it will be a miracle.

… (0 comments)

256 Empire Ozark MO 1925sf 2.86ac $218,000 - 12/05/10 05:03 PM
Convenient to Branson & Springfield in South Ozark. Hardwood Floors, Split Floorplan, Gas Fireplace. Formal DR could be 2nd living area. Pristine Country Setting on acreage. 3 car garage on 2.86ac with room for a shop. Like new condition; move in ready. Dining room could be 2nd living area. Offered at $218,000 Watch the virtual tour then call for a showing.
  Virtual Tour                     
… (2 comments)

My Client Sold a Property using Contract for Deed; Can an investor buy him out? - 12/05/10 04:51 PM
I sold a property in Phoenix a long time ago and took a carry back second just to get it closed.
I thought the buyers were a little flaky so I sold the note.  Now I'm wondering if there is a market for Contract for Deed Notes.  If there is a market I'll encourage more clients to do it and we'll figure in the discount rate when we figure their bottom line on the sale.
With mortgage rules changing hourly and everone having a different interpretation of the new rules this could be a good way to move property.
… (3 comments)

256 Empire Ozark MO 1925sf 2.86ac $218,000 - 12/05/10 04:36 PM
Convenient to  Branson & Springfield in South Ozark. Hardwood Floors, Split Floorplan, Gas Fireplace. Pristine Country Setting on acreage.   3 car garage on 2.86ac with room for a shop.  Like new condition; move in ready. Dining room could be 2nd living area.  Offered at $218,000 Watch the virtual tour then call for a showing.        Virtual Tour  
… (2 comments)

Mortgage Interest Deduction legislation: another way to kill the market OMG - 12/03/10 10:44 AM
Unlike other parts of the country our local market is ebullient and we'd like to keep ii that way.
I don't understand why anyone in Congress - or on a Presidential Commission - would even suggest limits to the Mortgage Interest Deduction. Mortgage interest has been deductible for nearly 100 years, and the proposed changes will affect all 75 million home owners in the United States. We must act now to make sure the Mortgage Interest Deduction is not changed.
Since the Deficit Commission announced its conclusions, the proposal has had little or no press so we shou9ld create our own buzz.  
Proposals to limit … (1 comments)

Why Aren't We Screaming About loosing the Mortgage Interest Deduction? - 12/03/10 10:33 AM
Unlike other parts of the country our local market is ebullient and we'd like to keep ii that way.
I don't understand why anyone in Congress - or on a Presidential Commission - would even suggest limits to the Mortgage Interest Deduction. Mortgage interest has been deductible for nearly 100 years, and the proposed changes will affect all 75 million home owners in the United States. We must act now to make sure the Mortgage Interest Deduction is not changed.
Since the Deficit Commission announced its conclusions, the proposal has had little or no press so we shou9ld create our own buzz.  
Proposals to limit … (2 comments)

 
Bob2010_jacket_grey_shrt2

Bob Hashbarger REALTOR®,Springfield, MO, Homes for Sale

Branson, MO

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Address: PO1777, OZ, MO, 65721

Office Phone: (417) 209-4480

Cell Phone: (417) 209-4480

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