erin romanski: Tippecanoe County Foreclosures and Short Sales - 07/13/08 10:21 PM
Buying a foreclosure can be complex and a lengthy process. The complexities of buying foreclosed properties can begin with finding an agent that is familiar with the short sale, foreclosure and REO process, as well as, finding a great deal to avoiding some pitfalls.
Foreclosure rates in the United States are increasing as a … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Mortgage Financing - 07/13/08 10:01 PM
Financing Solutions with David Reed
Government Grants
For first-time buyers, often the first thought that comes to mind is, "I need a down payment." This is often followed by the question, "Now, where do I get that down payment?"
Depending upon the loan type, a home mortgage typically requires 3 … (1 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale By The Romanski Group on Flowering Crab - 07/13/08 09:46 PM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale By The Romanski Group - 07/13/08 09:44 PM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on Blakely! - 07/02/08 07:57 PM
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erin romanski: Lafayette Indiana Real Estate- Price Reduced in Julius Springs - 07/02/08 07:51 PM
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erin romanski: Lafayette Indiana Real Estate - Just Listed on S. 24th Street - 07/02/08 07:46 PM
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erin romanski: Lafayette Indiana - Vacant Land for sale in Stacey Hollow! - 06/21/08 06:52 AM
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erin romanski: Lafayette Indiana - Considering Buying Your First Home? - 06/21/08 06:47 AM
Considering Buying Your First Home? It can be a frightening experience if you don't have the right Realtor on your side. We can show you any active listing for sale regardless of what company has it listed. We can also provide information about for sale by owners and foreclosed homes.
You … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - 30 + days on the market - 06/21/08 06:41 AM
Did you know that market activity on a listed home on average decreases by appx. 75% after 30 days on the market? That is why it is critical when you list your home that it be in show condition and ready to market. Get all that painting and those improvements done … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Trying to Sell Your Home FSBO? - 06/21/08 06:35 AM
Trying to sell your home FSBO can mean spending a lot of money on advertising to get your home promoted and not getting the most out of your home.
Did you know that homes sold by an agent sell for $25,000 on average more than homes sold by their owners*?
Ironically, … (0 comments)
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erin romanski: Lafayette Indiana - The Best Time to Lock Your Interest Rate - 06/21/08 06:32 AM
The Best time to Lock in Your Mortgage Rate
"What do you think about rates ... should I lock in now or wait to see if they fall further?" Think I've been asked that a time or two over the past 18 years? You better believe it. It's a good … (0 comments)
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erin romanski: Lafayette Indiana - Rates Creep Up - 06/21/08 06:29 AM
A recent survey and a rate increase could mean more competition for homes
Recent indication is that first time home buyers are getting tired of sitting on the sidelines. According to a recent online poll taken by the National Apartment Association, 17 percent of renters plan to make the jump … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Great Home Near Purdue! - 06/21/08 06:22 AM
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erin romanski: Lafayette Indiana Real Estate - Ranch near I-65 and new hospitals! - 06/21/08 06:19 AM
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erin romanski: Lafayette Indiana Real Estate - Brand New Ranch in Hickory Ridge! - 06/21/08 06:16 AM
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erin romanski: Brookston, Indiana - Stunning Home For Sale - Just Reduced in Price! - 06/21/08 05:54 AM
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erin romanski: Brookston, Indiana - Home For Sale Between Lafayette and Monticello! - 06/21/08 05:51 AM
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erin romanski: Lafayette Indiana May Market Statistics - 06/07/08 07:12 AM
May 2008 Residential Market Statistics for the Greater Lafayette, Indiana area!
*Information resource: Lafayette Multiple Listing Service
Market Statistics Residential MLS Statistics for: Date Range=05/01/2008-05/31/2008 Class Bedrooms Current Active Avg List Price Avg DOM RS All 1,848 $165,827 125 Class Bedrooms Total Listed Num Sold … (1 comments)
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erin romanski: Lafayette Indiana - Custom home on 1.5 acres! - 06/07/08 06:09 AM
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erin romanski: Flora, Indiana - House on over an acre between Flora and Kokomo! - 06/07/08 05:41 AM
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erin romanski: Hickory Ridge, Lafayette Indiana - House for Sale! - 06/07/08 05:27 AM
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erin romanski: Brookston, Indiana - Stunning Home For Sale on 2.5 acres! - 06/07/08 05:18 AM
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erin romanski: Lafayette Indiana Real Estate - Just Listed on LaSalle! - 05/30/08 05:22 AM
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erin romanski: Lafayette Indiana Real Estate- Just Listed in Julius Springs! - 05/30/08 05:03 AM
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erin romanski: Expired Listing on the Market - 05/27/08 06:48 AM
Most homes fail to sell for one of three reasons: price, condition or staging. Selling a home on time for top price requires a real estate professional who knows the market, understands the importance of pricing, had a thorough marketing plan including heavy internet exposure, suggests the right improvements and staging … (0 comments)
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erin romanski: Is that house really sold? - 05/27/08 06:42 AM
There's nothing quite as heart-breaking as losing a house you love. But a sold sign doesn't necessarily mean it's over.
If you drive by a property with a sold sign in the yard - and you want to know more about it - call me and let me find out the … (0 comments)
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erin romanski: Steps in the Home Buying Process - 05/27/08 06:35 AM
There are many steps in the home buying process. It's easy to miss something that can add significantly to the cost of your home.
A Realtor, such as myself, can help you simplify this process and get the most home for your money. Here's how:
Give you a complete picture of the … (0 comments)
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erin romanski: Pre-Approval vs. Pre-Qualification - 05/27/08 06:31 AM
Did you know that loan pre-approval and loan pre-qualification are different?
Loan pre-approval is simply based on financial information without verification.
Being pre-qualified is a much stronger position to have when negotiating for a home. If a seller sees that you are pre-qualified they know you are a ready, willing … (0 comments)
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erin romanski: Buyers Market or Sellers Market - 05/27/08 06:27 AM
You have probably heard it before. "We are in a buyer's market" or "we are in a seller's market." The answer can be different; depending on what state, city and even neighborhood you live in.
Here are some simple guidelines we use when discussing different types of real estate markets.
Markets … (0 comments)
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erin romanski: Investing In Real Estate - 05/27/08 06:21 AM
Have you considered the idea of purchasing real estate as an investment. With the market the way it is currently, investing in real estate can be a solid way for you to build equity in both the short and long term.
There are many factors to be considered, such as location, rate … (0 comments)
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erin romanski: Has Your Home Expired From the Market? - 05/27/08 06:13 AM
I analyze expired listings almost every night. It helps me keep up to date. I finished a little early last night because not as many homes are expiring lately. So I decided to look over some of the older expired listings.
Usually I can tell right away why a property … (0 comments)
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erin romanski: FSBO - Questions to Ask Yourself - 05/27/08 06:01 AM
The Internet is a tremendous resource for selling your home. But have you maximized all its capabilities?
Ask yourself these questions before you offer your home "For Sale By Owner":
· Have I established the right asking price?· Am I strategically marketing my property?· Should my property be listed on the … (1 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 05/27/08 05:41 AM
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erin romanski: Taming The Jumbo Mortgage - 05/27/08 05:36 AM
Everyone knows the jumbo loan market has been out of whack for nearly 18 months. "jumbo" loans, those amounting to more than $417,000, took it on the chin when mortgage investors stopped buying subprime and alternative loans. For that reason, jumbo rates can be as much as 1.50 percent higher than … (0 comments)
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erin romanski: April MLS Statistics for Active and Sold Listings - 05/22/08 07:07 PM
MLS Active and Sold Data for the Month of April 2008.
Resource: Lafayette Indiana Multiple Listing Service
This data tells me that Active Listing home prices are starting too high when initially going on the market due to the number of average days on the market. Sold Listings days on the … (0 comments)
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erin romanski: Short Sales k- What Are They? - 05/22/08 06:51 PM
Short Sales - What Does That Mean?
A short sale means the bank agrees to accept less than what is owed on a property to avoid the costly and lengthy process of foreclosure. Usually this means the owner has stopped making payments and doesn't have adequate income or assets to sustain … (0 comments)
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erin romanski: Why List Your Home With a Keller Williams Agent? - 05/22/08 07:07 AM
When you list your home with a Keller Williams Realty agent - you better get ready for some serious exposure!
A new partnership gets your home exposed to even more buyers when you list with a Keller Williams Realty agent.
Our Keller Williams Listing System has just added to its ever-growning … (0 comments)
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erin romanski: Your Path To A New Home - 05/22/08 06:56 AM
Your Path to Home Ownership
When Searching For Your First Home Here Are Some Steps To Guide You Along:
1. Determine how much home you can afford by speaking with a mortgage lender
2. Secure the best financing currently available
3. Understand that you can finance your home, even with less than perfect credit
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erin romanski: Lafayette Indiana - Vacant Land for sale! - 05/22/08 06:47 AM
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erin romanski: Selling Your Home and Need to Find a Realtor? - 05/22/08 06:43 AM
Finding a good agent is like finding a needle in the haystack.
When listing your home for sale it's important to find an agent that will market your home effectively, especially to other Realtors that can help get your home sold.
Website exposure is also key because there are approximately 84% … (0 comments)
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erin romanski: Beginning Your Home Search - Now What? - 05/22/08 06:32 AM
First let us know what you need and want in your next home. We can then send you all the homes that meet your criteria and notify you by email of any new properties for sale on the market with our automated email system.
Once we begin viewing homes remember that … (0 comments)
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erin romanski: Lafayette Indiana Real Estaste - Price Reduced on N. 20th! - 05/22/08 06:20 AM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced in Lexington Farms! - 05/22/08 06:05 AM
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erin romanski: Tippecanoe County Real Estate - Home on 11+ acres! - 05/22/08 06:02 AM
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erin romanski: Keller Williams Offices shine on Industry Surveys - 05/22/08 05:49 AM
RISMedia Power Broker Report and Survey
Every year, RISMedia and REAL Trends release two of the real estate's most comprehensive surveys: the RISMedia Power Broker Report and the REAL Trends 500. Both surveys rank the largest residential real estate brokerages in the U.S. based on both transaction sides and sales-dollar … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed in Vinton Highlands! - 05/16/08 06:59 AM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 05/16/08 06:48 AM
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erin romanski: Lafayette Indiana Real Estate - New Price on Duckhorn! - 05/16/08 06:40 AM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on Mar Ruth! - 05/16/08 06:35 AM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 05/16/08 06:33 AM
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erin romanski: Relocation - in or out of Lafayette! - 05/13/08 05:11 AM
People who are moving to another state are usually concerned about how they will be able to monitor the purchase or sale of a home across state lines. Your local real estate agent can assist you in the process of buying or selling property out-of-state.The National Association of Realtors is a … (0 comments)
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erin romanski: Preparing Your Home To Sell - 05/13/08 05:05 AM
Real estate agents are often asked "What is the best way to show and sell a home?" Almost every agent can tell you a story about meeting with a prospective seller who has just completed a lot of work to prepare their home for the market. It can be difficult for … (0 comments)
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erin romanski: Searching For A New Home? - 05/13/08 05:00 AM
Searching for a new home but not sure about the buying process or how this real estate thing works? Here are some answers to common questions that will help you with your home buying process.
How will you tell me about the newest homes available?
The Multiple Listing Service website … (0 comments)
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erin romanski: Your House Has Been on the Market How Long? - 05/13/08 04:56 AM
When Listing Your Home For Sale You Must Listen to the Market
The Amount of Acitivity You Receive Will Tell You How The Market Is Receiving Your List Price - The right price is important.
If you are not getting any showings - it may be that other agents are rejecting your … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Well Maintained Home on Mar Ruth! - 05/13/08 04:50 AM
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erin romanski: What Interest Rates Really Mean? - 05/13/08 04:46 AM
The Fed did this! The Fed did that! Rates are up! Rates are down! Aaaagggh! Okay, now exhale. In turbulent economic times the media can't wait to report what interest rates are doing. Pundits prognosticate, forecasters forecast and soothsayers sooth. When should you buy a home based upon interest rates and … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - 4 Bedroom on Normandy - 05/08/08 07:50 AM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on Duckhorn in Hickory Ridge! - 05/08/08 07:41 AM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on Florence! - 05/08/08 07:37 AM
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erin romanski: Dayton Indiana Real Estate- Price Reduced - 05/05/08 07:53 AM
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erin romanski: Carroll County Real Estate - Home for sale in Flora! - 05/05/08 07:40 AM
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erin romanski: Lafayette Indiana Real Estate - Price It To Sell! - 05/05/08 07:27 AM
Price It Right!Pricing a home properly is one of the most important responsibilities of an agent and you as the homeowner - especially in a down market in which there is a lot of competition and prices are declining. It is the listing agents job to provide realistic expectations to you … (0 comments)
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erin romanski: White County Indiana - Custom Built Home in Brookston! - 05/05/08 07:16 AM
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erin romanski: First Impressions - Ready to Sell? - 05/05/08 07:13 AM
You only have 1 chance to make a good 1st impression. This is also true when selling your house. We currently have around a 9 month inventory of homes for sale in the Lafayette and West Lafayette real estate market.
Competition is tight and it's critical that your home be in … (0 comments)
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erin romanski: First Time Homebuyers - 05/05/08 06:33 AM
Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.
You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lafayette, West Lafayette and Purdue University real estate experts, it's our job to guide you, from … (0 comments)
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erin romanski: Overcoming the misconceptions about the "credit crisis" - 05/05/08 06:29 AM
You've watched the news and read about it in the papers. You know, the "credit crisis" and how buyers need 20 percent down in order to buy a home? And even if you found a buyer with 20 percent down, lenders aren't making loans anyway. So, why bother, right? Wrong!
We're right smack … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed in Vinton Highlands! - 05/01/08 10:10 AM
Sign up today at www.RomanskiGroup.com and receive email notifications when new properties are listed on the market!!!This property was just added...Call The Romanski Group today for a private tour of this spacious Cape Cod home in Lafayette, Indiana!Your Real Estate Partners,Romanski Real Estate GroupKeller Williams Realty Phone: 765-532-7476Email: jimromanski@hotmail.comWebsite: http://www.romanskigroup.com/ … (0 comments)
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erin romanski: Selling Your Home? Get It Ready For The Market! - 05/01/08 09:43 AM
The 10 factors most likely to influence the sale. There are, of course, many items which influence a sale. Look upon the following as a checklist of items, which will bring you closer to a sale. Every item on which you are willing to make a concession, moves you closer to … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - 2 New Listings on Acreage! - 04/30/08 06:33 PM
Sign up to see our latest listings on the market at http://www.romanskigroup.com/!These properties were just added...Your Real Estate Partner,Erin RomanskiRomanski Real Estate GroupKeller Williams Realty Phone: 765-532-7476Email: jimromanski@hotmail.comWebsite: http://www.romanskigroup.com/ … (0 comments)
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erin romanski: What is a Short Sale, Foreclosure and REO Property? - 04/30/08 06:29 PM
What is the difference between a Short Sale, Foreclosure and an REO property you ask? Short Sale - Market Value of the property is less than the debt owned (typically goes into a short sale within 60-90 days of defaulting on the mortgage) Foreclosure - taking of the collateral for nonpayment … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Just Listed on Valdez - 04/30/08 05:32 PM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on home in Dayton - 04/29/08 07:07 AM
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erin romanski: Tippecanoe County Real Estate - Just Listed - Home on 11+ acres! - 04/29/08 07:04 AM
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erin romanski: Lafayette Indiana Real Estate - 3 Properties Just Listed! - 04/29/08 06:49 AM
If you do not wish to receive future emails, please click the link to Unsubscribe: Unsubscribe. … (0 comments)
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erin romanski: Lafayette, Indiana Real Estate - Price Reduced - 04/23/08 06:19 PM
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erin romanski: Lafayette Indiana Real Estate - Price Reduced on home in Hickory Ridge! - 04/23/08 06:16 PM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Lot in Stacey Hollow! - 04/23/08 06:13 PM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 04/23/08 06:00 PM
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erin romanski: Lafayette Indiana Real Estate - Selling Your Home and Feedback - 04/17/08 03:52 PM
THE PURPOSE OF FEEDBACK The reasons we contact the agent who showed your house are:
1. To refresh the agent's memory about the house so that they may consider showing
the house a second time.
2. To answer any questions that the agent and his/her client may have regarding your
property.
3. To get both … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Watching The Signs - 04/17/08 03:49 PM
Sometimes the best way to find a good real estate agent is to look at the names on all the Sold signs in your neighborhood. If you've been "watching the signs" in your area, you've no doubt noticed that Keller Williams Realty agents names are on many of them. Why? Because … (0 comments)
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erin romanski: First Time Homebuyers - 04/17/08 03:42 PM
Your First Home: The Proven Path to Home Ownership
Just announced and coming soon to bookstores.... Your First Home: The Proven Path to Home Ownership The first book in the new Keller Williams Realty Guide series. Your First Home is a resource for aspiring home owners. Taken from real-life stories of … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 04/17/08 03:34 PM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed in Watkins Glen! - 04/11/08 07:57 PM
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erin romanski: Brookston Indiana Real Estate - between Lafayette and Monticello Indian - 04/04/08 05:41 PM
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erin romanski: Lafayette Indiana Open House - Sunday April 6 - 1-3pm - 04/04/08 05:36 PM
Open House Sunday, April 6th from 1-3pm
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erin romanski: Lafayette, Indiana Real Estate - Just Listed in Hickory Ridge - 04/03/08 01:26 PM
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erin romanski: Lafayette Indiana Real Estate - Pricing Your Home - 03/30/08 06:02 PM
Pricing Your Home Is Like Hitting a Moving Target!The real estate market is continually in motion. Interest rates constantly increasing and decreasing. The inventory of homes on the market is also ever changing. The number of home buyers in the market is also changing just as interest rates do.When you list your … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Easy Exit Listing - 03/30/08 05:50 PM
What's your greatest concern when youlist your home with a Realtor? Is it being locked into a lengthy contract with someone that may not follow through with the services they said they would or not being communicated with? Both of these concerns can cost you valuable time, money and exposure on … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Loan Limits Lifted - 03/30/08 05:38 PM
The economic stimulus package increased the size of home loans that may be purchased with FHA financing. NAR president Dick Gaylord said in a public statement "the increase in loan limits should provide liquidity to the mortgage market in all parts of the county allowing qualified home buyers who may have … (1 comments)
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erin romanski: Lafayette Indiana Real Estate - Newly Constructed Home in South Lafayette - Price Reduced! - 03/28/08 06:12 AM
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erin romanski: Lafayette Indiana Real Estate - First Time Homebuyers - 03/28/08 06:10 AM
Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.
You might be a bit afraid or intimidated by the whole process of buying your first home. As top Lafayette, West Lafayette real estate experts, it's our job to guide you, from beginning to end.
We will … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - The Purpose of Feedback - 03/28/08 06:04 AM
THE PURPOSE OF FEEDBACK The reasons we contact the agent who showed your house are:
1. To refresh the agent's memory about the house so that they may consider showing
the house a second time.
2. To answer any questions that the agent and his/her client may have regarding your
property.
3. To get both … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - No Neighbors Behind! - 03/25/08 05:05 PM
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erin romanski: Lafayette Indiana Real Estate - House Not Selling? - 03/25/08 04:56 PM
Why Is Our House Not Selling?If you are selling your home and it has been on the market for several months, you might start to wonder why it just isn't moving. How can you introduce some extra energy into the sale?The first thing you should do is review the feedback from prospective buyers … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home Staging - 03/25/08 04:48 PM
Dress Your Home For A Successful Sale!Looking good is important when you want to make a great impression, whether for a job interview or a social function. The same is true of a home that is on the market. When the "For Sale" sign goes up in front of your home, … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Market Update - 03/25/08 04:41 PM
Spring is in full bloom and so is the real estate market in Lafayette and West Lafayette Indiana.With interest rates now below 6% (conventional) and FHA loan limit being increased now is the right time to buy.There is a huge selection of homes to choose from. If you wouldlike to receive automated … (0 comments)
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 03/17/08 01:29 PM
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erin romanski: Lafayette Indiana Real Estate - Home For Sale - Just Listed! - 03/17/08 01:25 PM
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erin romanski: Lafayette Indiana and West Lafayette Indiana School Information - 03/13/08 04:13 PM
Tippecanoe County (Lafayette and West Lafayette Indiana) School Corporations:
A student living in Tippecanoe County may be enrolled in one of 4 school corporations. The Lafayette School Corporation, Tippecanoe School Corporation, West Lafayette Community School Corporation, or the Private Schools.
The largest corporation is Tippecanoe with appx. 10,000 students enrolled in its 9 … (0 comments)
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