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great neck insurance: Are There Gaps in Your Business Coverage? - 11/19/08 10:50 AM
By: J.R. Orenstein State Farm® agent ----- Tel: (866) FOR-COVERAGE ---- Web: www.JRorenstein.com www.Shop4Insurance.net ----------------------------------------------------- There are many types of insurance to cover your small business, From property insurance on your building or contents to coverage for your business vehicles, there is a policy to meet most of your needs. While these policies on their own may provide enough coverage, you may be unaware of gaps. Most insurance policies place limits on the amount of coverage provided for certain items as well as the types of losses that are covered. These gaps could be significant depending on your situation. Fortunately, insurance … (0 comments)
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great neck insurance: Get More Value! - 11/19/08 10:45 AM
By J.R. Orenstein State Farm® agent -----Tel; (866) FOR-COVERAGE -----Web: www.JRorenstein.com ---------------------------------------------------------------- In today’s busy world, filled with concern over the rising cost of gas and housing, many of us look for ways to get greater value for our time and money. One way you may not have considered is having all of your insurance needs taken care of in one place. There are advantages to having your car, home, and family protected by the same insurance company. Switching all your policies to one well-respected insurer might save you time and money, not to mention the convenience of having only one … (0 comments)
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great neck insurance: Do you Need Renters Insurance? - 11/19/08 10:36 AM
By J.R Orenstein State Farm® agent ----------Tel: 516-466-FARM -----Web: JRorenstein.com ----------- There are two big myths about renters insurance. One is that ifs too expensive and the other is that it’s not needed. Not having renters insurance is a pretty big gamble, considering that without it you face the cost of replacing your personal belongings after an event such as fire or theft. What’s more, you could face the prospect of defending yourself in a lawsuit because of some accident for which you might be held legally responsible, whether it happened where you live or elsewhere. In many cases, for less … (0 comments)
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great neck insurance: Home-Based Businesses Need Business Insurance - 11/19/08 10:32 AM
By: JR. Orenstein State Farm® agent -----Tel: 516-466-FARM -----Web: JRorenstein.com --- SeguroNuevaYork.com ----- The dream of owning a business is becoming a reality for thousands of people each year. For many of these would-be captains of industry, that means starting the operation at home. However, your enterprise may be in jeopardy if you don’t have business insurance. You need business insurance because most homeowners policies place limits on business- related exposures. For instance, a copier or fax machine used for business and damaged in a fire may not be fully covered because it is considered business property. Also, the homeowners policy … (0 comments)
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great neck insurance: Live in a Condo/Co-Op? You may not be covered!!! - 11/19/08 10:26 AM
By JR. Orenstein State Farm® Agent ------Tel: 516-466-FARM -- Web: JRorenstein.com - SeguroNuevaYork.com ----------------------------------- You finally decided that your residence should be a condominium. Condos can be an appropriate choice for a number of reasons - fewer maintenance worries and no yard work are only some of the benefits. But what about insurance on your property? In most cases, homeowners insurance differs from condominium unit owners insurance. Homeowners insurance protects the building structure and the items inside, whereas condominium unit owners insurance protects the items you keep within your unit. Also, unit owners insurance may be needed to protect any additions … (0 comments)
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great neck insurance: Dangers of Driving Drowsy - 11/18/08 03:44 PM
By J.R. Orenstein State Farm® agent ----------- Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com ------------ Driving while drowsy is an unnecessary risk you shouldn’t take. Sleep deprivation has become widespread in North America as people try to squeeze more and more activities into each day. One consequence: more vehicle crashes attributed partly or wholly to sleepiness. The National Highway Traffic Safety Administration (NHTSA) says about 1 million crashes a year are thought to occur because of driver inattention or lapses – and fatigue makes such inattention more likely. In a survey by the National Sleep Foundation, 57 percent of those interviewed … (0 comments)
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great neck insurance: Ways to Reduce Your Auto Insurance Premium - 11/18/08 03:36 PM
By J.R. Orenstein State Farm® agent ------- Tel: 516-466-FARM (3276) Website: www.JRorenstein.com or www.SeguroNuevaYork.com or www.Shop4Insurance.net ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- If you’re like me, you’re always looking for a smart way to save money. Sometimes, saving money can come in the most unlikely place – such as your insurance. There are several ways you may be able to cut your auto insurance costs. Higher deductibles can lower your premium as will selecting only the coverages you feel you need. Many insurance companies offer different discounts. Here are a few. When shopping for auto insurance, be sure to ask about the availability of these discounts … (0 comments)
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great neck insurance: How Much Homeowner’s Insurance Do I need? - 11/18/08 03:20 PM
By J.R. Orenstein State Farm Agent ------------------------ Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com --------- Every day people ask themselves, “How much homeowner’s insurance do I need?” The answer varies, depending on each person’s situation. Usually you should insure your home for its whole value, the actual building and all of its contents. In order to find out exactly how much your home is worth, you should have it appraised. You can have an appraiser, builder or insurance agent give you an estimate on its value. However, if you ever remodel or add on to your home, its value will increase, … (0 comments)
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great neck insurance: What to do after a flood - 11/18/08 03:12 PM
By J.R. Orenstein State Farm® agent Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com --------------------------------------------------------------------- People have said it couldn’t happen to them. People have said it wouldn’t happen in their area. But it can and it does. And when a flood occurs in the community, anyone can suffer the devastation of a loss — lost property, lost irreplaceable items and, unfortunately, sometimes lost lives. Flood survival tips: Remember that your dwelling, furnishings and possessions can be covered by flood insurance, but your life can never be replaced. Take into consideration these safety tips if your community is subject to flooding: · … (0 comments)
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great neck insurance: Give your kid a "boost" with child passenger safety - 11/18/08 03:00 PM
By J.R. Orenstein State Farm® agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com -------------------------------------------------------------------------------------------------------- As parents, grandparents or caregivers, we always want to do the best thing for our child's health and safety. We make sure that they don't eat too much candy. We teach them to look both ways before crossing the street. But when our kids are riding in the car, are we making sure they are buckled up correctly? Even though experts for years have stressed the importance of child safety seats, the number one killer in the United States for children ages 2-14 is car crashes. Partners … (0 comments)
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great neck insurance: What Can a State Farm Agent Do for You? - 11/18/08 11:44 AM
By JR. Orenstein State Farm® agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com As your local State Farm® agent, I’m a qualified professional whose focus is to provide products and services to my policyholders consistent with State Farm’s mission: Help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Here are some valuable services I can provide to make things a little easier for you: • Whatever your insurance needs — auto, home, life or health — I have the tools to help you select a plan that works for you. • I can provide … (0 comments)
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great neck insurance: Personal Liability Umbrella - 11/18/08 11:38 AM
By J.R. Orenstein State Farm® Agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com ------------------------------------------------------------------------------------------------ There are so many “rainy days” that people can experience - a sick child, a broken-down car or a late mortgage payment But what about a lawsuit? These days lawsuits are being filed, not just against big corporations, but also against people like you and me. In the blink of an eye, you could be involved in a car or boating accident, or have someone become injured on your property that could result in litigation against you seeking thousands or even millions of dollars. Even though your … (3 comments)
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J.R. ORENSTEIN
Great Neck,
NY
More about me…
STATE FARM INSURANCE - J.R. ORENSTEIN AGENCY
Office Phone: (516) 466-3276
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