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home insurance: How an Insurance Agent can help you CLOSE THOSE LOANS - 11/19/08 02:16 PM
J.R. Orenstein, State Farm Agent Tel: (866) FOR-COVERAGE Web: www.JRorenstein.com or www.SeguroNuevaYork.com or www.Shop4Insurance.net If you are a Loan Officer, are you currently taking advantage of a close Insurance Contact? If not, you should! As a Loan Officer, you're job is to find the right product for your client...and close that sale! That is where an Insurance contact can help. As any Loan Officer knows, to close a sale there must be an insurance Declaration Page and Paid Receipt submitted before the actual closing. Often customers go along with their current insurance provider. For first time home buyers, they are left to fend for
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home insurance: Get More Value! - 11/19/08 10:45 AM
By J.R. Orenstein State Farm® agent -----Tel; (866) FOR-COVERAGE -----Web: www.JRorenstein.com ---------------------------------------------------------------- In today’s busy world, filled with concern over the rising cost of gas and housing, many of us look for ways to get greater value for our time and money. One way you may not have considered is having all of your insurance needs taken care of in one place. There are advantages to having your car, home, and family protected by the same insurance company. Switching all your policies to one well-respected insurer might save you time and money, not to mention the convenience of having only one
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home insurance: Do you Need Renters Insurance? - 11/19/08 10:36 AM
By J.R Orenstein State Farm® agent ----------Tel: 516-466-FARM -----Web: JRorenstein.com ----------- There are two big myths about renters insurance. One is that ifs too expensive and the other is that it’s not needed. Not having renters insurance is a pretty big gamble, considering that without it you face the cost of replacing your personal belongings after an event such as fire or theft. What’s more, you could face the prospect of defending yourself in a lawsuit because of some accident for which you might be held legally responsible, whether it happened where you live or elsewhere. In many cases, for less
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home insurance: Live in a Condo/Co-Op? You may not be covered!!! - 11/19/08 10:26 AM
By JR. Orenstein State Farm® Agent ------Tel: 516-466-FARM -- Web: JRorenstein.com - SeguroNuevaYork.com ----------------------------------- You finally decided that your residence should be a condominium. Condos can be an appropriate choice for a number of reasons - fewer maintenance worries and no yard work are only some of the benefits. But what about insurance on your property? In most cases, homeowners insurance differs from condominium unit owners insurance. Homeowners insurance protects the building structure and the items inside, whereas condominium unit owners insurance protects the items you keep within your unit. Also, unit owners insurance may be needed to protect any additions
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home insurance: How Much Homeowner’s Insurance Do I need? - 11/18/08 03:20 PM
By J.R. Orenstein State Farm Agent ------------------------ Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com --------- Every day people ask themselves, “How much homeowner’s insurance do I need?” The answer varies, depending on each person’s situation. Usually you should insure your home for its whole value, the actual building and all of its contents. In order to find out exactly how much your home is worth, you should have it appraised. You can have an appraiser, builder or insurance agent give you an estimate on its value. However, if you ever remodel or add on to your home, its value will increase,
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home insurance: What to do after a flood - 11/18/08 03:12 PM
By J.R. Orenstein State Farm® agent Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com --------------------------------------------------------------------- People have said it couldn’t happen to them. People have said it wouldn’t happen in their area. But it can and it does. And when a flood occurs in the community, anyone can suffer the devastation of a loss — lost property, lost irreplaceable items and, unfortunately, sometimes lost lives. Flood survival tips: Remember that your dwelling, furnishings and possessions can be covered by flood insurance, but your life can never be replaced. Take into consideration these safety tips if your community is subject to flooding: ·
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home insurance: What Can a State Farm Agent Do for You? - 11/18/08 11:44 AM
By JR. Orenstein State Farm® agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com As your local State Farm® agent, I’m a qualified professional whose focus is to provide products and services to my policyholders consistent with State Farm’s mission: Help people manage the risks of everyday life, recover from the unexpected and realize their dreams. Here are some valuable services I can provide to make things a little easier for you: • Whatever your insurance needs — auto, home, life or health — I have the tools to help you select a plan that works for you. • I can provide
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home insurance: Personal Liability Umbrella - 11/18/08 11:38 AM
By J.R. Orenstein State Farm® Agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com ------------------------------------------------------------------------------------------------ There are so many “rainy days” that people can experience - a sick child, a broken-down car or a late mortgage payment But what about a lawsuit? These days lawsuits are being filed, not just against big corporations, but also against people like you and me. In the blink of an eye, you could be involved in a car or boating accident, or have someone become injured on your property that could result in litigation against you seeking thousands or even millions of dollars. Even though your
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J.R. ORENSTEIN
Great Neck,
NY
More about me
STATE FARM INSURANCE - J.R. ORENSTEIN AGENCY
Office Phone: (516) 466-3276
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