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insurance rates: Do you Need Renters Insurance? - 11/19/08 10:36 AM
By J.R Orenstein State Farm® agent ----------Tel: 516-466-FARM -----Web: JRorenstein.com ----------- There are two big myths about renters insurance. One is that ifs too expensive and the other is that it’s not needed. Not having renters insurance is a pretty big gamble, considering that without it you face the cost of replacing your personal belongings after an event such as fire or theft. What’s more, you could face the prospect of defending yourself in a lawsuit because of some accident for which you might be held legally responsible, whether it happened where you live or elsewhere. In many cases, for less
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insurance rates: Home-Based Businesses Need Business Insurance - 11/19/08 10:32 AM
By: JR. Orenstein State Farm® agent -----Tel: 516-466-FARM -----Web: JRorenstein.com --- SeguroNuevaYork.com ----- The dream of owning a business is becoming a reality for thousands of people each year. For many of these would-be captains of industry, that means starting the operation at home. However, your enterprise may be in jeopardy if you don’t have business insurance. You need business insurance because most homeowners policies place limits on business- related exposures. For instance, a copier or fax machine used for business and damaged in a fire may not be fully covered because it is considered business property. Also, the homeowners policy
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insurance rates: Dangers of Driving Drowsy - 11/18/08 03:44 PM
By J.R. Orenstein State Farm® agent ----------- Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com ------------ Driving while drowsy is an unnecessary risk you shouldn’t take. Sleep deprivation has become widespread in North America as people try to squeeze more and more activities into each day. One consequence: more vehicle crashes attributed partly or wholly to sleepiness. The National Highway Traffic Safety Administration (NHTSA) says about 1 million crashes a year are thought to occur because of driver inattention or lapses – and fatigue makes such inattention more likely. In a survey by the National Sleep Foundation, 57 percent of those interviewed
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J.R. ORENSTEIN
Great Neck,
NY
More about me
STATE FARM INSURANCE - J.R. ORENSTEIN AGENCY
Office Phone: (516) 466-3276
Email Me
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