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liability: Home-Based Businesses Need Business Insurance - 11/19/08 10:32 AM
By: JR. Orenstein State Farm® agent -----Tel: 516-466-FARM -----Web: JRorenstein.com --- SeguroNuevaYork.com ----- The dream of owning a business is becoming a reality for thousands of people each year. For many of these would-be captains of industry, that means starting the operation at home. However, your enterprise may be in jeopardy if you don’t have business insurance. You need business insurance because most homeowners policies place limits on business- related exposures. For instance, a copier or fax machine used for business and damaged in a fire may not be fully covered because it is considered business property. Also, the homeowners policy … (0 comments)
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liability: Live in a Condo/Co-Op? You may not be covered!!! - 11/19/08 10:26 AM
By JR. Orenstein State Farm® Agent ------Tel: 516-466-FARM -- Web: JRorenstein.com - SeguroNuevaYork.com ----------------------------------- You finally decided that your residence should be a condominium. Condos can be an appropriate choice for a number of reasons - fewer maintenance worries and no yard work are only some of the benefits. But what about insurance on your property? In most cases, homeowners insurance differs from condominium unit owners insurance. Homeowners insurance protects the building structure and the items inside, whereas condominium unit owners insurance protects the items you keep within your unit. Also, unit owners insurance may be needed to protect any additions … (0 comments)
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liability: Dangers of Driving Drowsy - 11/18/08 03:44 PM
By J.R. Orenstein State Farm® agent ----------- Tel: 516-466-FARM (3276) Website: JRorenstein.com or SeguroNuevaYork.com ------------ Driving while drowsy is an unnecessary risk you shouldn’t take. Sleep deprivation has become widespread in North America as people try to squeeze more and more activities into each day. One consequence: more vehicle crashes attributed partly or wholly to sleepiness. The National Highway Traffic Safety Administration (NHTSA) says about 1 million crashes a year are thought to occur because of driver inattention or lapses – and fatigue makes such inattention more likely. In a survey by the National Sleep Foundation, 57 percent of those interviewed … (0 comments)
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liability: Personal Liability Umbrella - 11/18/08 11:38 AM
By J.R. Orenstein State Farm® Agent Tel: 516-466-FARM (3276) Web: JRorenstein.com or SeguroNuevaYork.com ------------------------------------------------------------------------------------------------ There are so many “rainy days” that people can experience - a sick child, a broken-down car or a late mortgage payment But what about a lawsuit? These days lawsuits are being filed, not just against big corporations, but also against people like you and me. In the blink of an eye, you could be involved in a car or boating accident, or have someone become injured on your property that could result in litigation against you seeking thousands or even millions of dollars. Even though your … (3 comments)
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J.R. ORENSTEIN
Great Neck,
NY
More about me…
STATE FARM INSURANCE - J.R. ORENSTEIN AGENCY
Office Phone: (516) 466-3276
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