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Stressed over the economy? I just found the ticket to relief! - 02/28/09 01:23 PM
I was startled when I saw this headline in the newspaper - TAKE NOTE: PLAYING THE PIANO RELIEVES STRESS. OH MY GOSH, that explains why I have been on the verge of throwing open my windows and screaming at the top of my lungs that I am mad as @#$% and not going to take it anymore!
MY PIANO IS INACCESSIBLE, BURIED UNDER JUNK IN THE GARAGE!
The federal bailout for banks didn't work and now we have an even larger "stimulus bill" that doesn't create long term jobs or help small business but will drag the nation down with massive new government … (14 comments)
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Highlights and Answers to Your Questions About the $8000 Tax Credit - 02/26/09 12:56 PM
Here is a helpful link that will take you to the National Association of Home Builders site. It does the best job that I have been able to find of answering common questions about the credit. Here are a few of the highlights.
Buy a home between January 1, 2009 and December 1, 2009. Get $8,000 Federal Tax Credit when you file your 2009 Tax Return (or sooner, see below). This does not have to be repaid. (UNLESS: You sell the home within 3 years) If you and your spouse make a combined income of less than $150,000 annually, or if you … (2 comments)
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Status on the Housing Credit - $789B Stimulus - 02/13/09 11:34 AM
The current $789B stimulus billis expected to be passed today by Congress and be on President Obama's desk to sign into law this weekend.
Here are some of the details regarding the tax credit that have been released so far - The tax credit has been scaled down to $8,000 from $15,000, or 10% of the value of the home for any first time homebuyers who purchase homes from the start of the year until the end of November. It is expected that this will immediately REPLACE the current $7500 tax credit that is set to expire June 30. One favorable … (4 comments)
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When EXACTLY is enough, enough? - 02/10/09 10:35 PM
As we wait for word on the fate of the stimulus package being debated, I think this post by my friends, the Cliftons, is some very good food for thought.
Via Fairbanks Ak Real Estate Broker Jesse Clifton 907-699-6024 (Jesse & Kathy Clifton, REALTORS):
The news de jour today is that the US Senate is voting on yet another proposed economic stimulus package. Well, pardon me if I don't break out my pom-pom's and kazoo and shout hallelujah. I actually feel more like sitting on the curb, putting my head in my hands and saying a prayer the Capitol will suddenly fall into … (0 comments)
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How to read a lender rate sheet: How on-line lenders bait & switch and use "Fine Print" to mislead you! - 02/04/09 10:27 AM
My friend Maryellen at KMG Mortgage is a wealth of information. I am happy to post for my clients and readers this educational information. If you are shopping for a mortgage, KNOWLEDGE IS POWER! And also, often many hundreds of dollars left in (or missing from) your bank account when the dust settles! Thanks Maryellen!
Via KMG Mortgage Group - Home Loans in Idaho and Washington:
How to read a lender rate sheet:How on-line lenders bait & switch and use "Fine Print" to mislead you!
Okay, this is going to get technical - have hope, however, it's not that long. So, get out your … (8 comments)
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Avoiding Frustration - How to Read a Good Faith Estimate: It's more than just a list of fees! ... part 1 - 02/04/09 10:24 AM
Some more great educational information from my friend Maryellen at KMG Mortgage. KNOWLEDGE IS POWER! Thank you, Maryellen!
Via KMG Mortgage Group - Home Loans in Idaho and Washington:
How to Read a Good Faith Estimate:It's more than just a list of fees!
You would think that, with such an important document, that there would be better instructions on how to read (and understand) a Good Faith Estimate. And, though it seems rather up-front and self-explanatory, you can get yourself into a lot of hot water if you are shopping lenders and don't know what you're looking at.
Not understanding it fully could … (0 comments)
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Where There's a Will, There's a Way! Or, How to Find Money to Invest in Real Estate These Days - 02/04/09 10:21 AM
I have been attending a series of classes on creative financing, designed to brainstorm, educate and facilitate putting deals together when bank financing isn't an option. It has been extremely helpful and I look forward to sharing some details with you here when the series is complete.
In the mean time, I came across a short but sweet little blurb on BusinessWeek.com with a few tips. We all know how hard it has been to find funding for small ventures in our current economic mess. Creativity is OFTEN the key. But I have noticed that the old adage still holds true, "Where … (2 comments)
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Janna Rankin Scharf
Coeur d'Alene,
ID
More about me…
Keller Williams Realty Coeur d'Alene
Address: 1450 Northwest Blvd. Ste 301, Coeur d'Alene, ID, 83814
Office Phone: (208) 667-2399
Cell Phone: (208) 651-9700
Email Me
Coeur d'Alene Idaho Real Estate Blog By Janna Rankin Scharf of Keller Williams Realty is a Great Place For Real Estate Agents and Potential Buyers and Sellers to get to know more about Coeur d'Alene Idaho as well as other parts of Kootenai County and North Idaho.
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