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Mortgage and Lending - Lincoln Savings Bank - NMLS# 37662

ARCHIVED BLOG POSTS

2008 

Annual Percentage Rate (APR) is a tool that consumers can use as a starting point to compare loan programs. However, it's important to keep in mind that APR is not a perfect system, and not all lenders calculate APR in the same way. While the Federal Truth-in-Lending Act does require any mortgage...
07/30/2008
Few things are as devastating as losing your home. Sadly, it's not always inevitable. In many cases the foreclosure could've been avoided with some outside help. You are in a unique position to advise your clients in financial matters. If you know that a client is on the path toward foreclosure, ...
07/30/2008
Buying a home is one the biggest financial decisions most people will make in their entire lives, so it's only natural to have questions about the process, especially for first-time home buyers. That's why I've put togetherĀ a First-Time Home Buyer's Kit. The free kit includes our Home Buyer's Ha...
07/29/2008
Interest rates change constantly, but it is important to know that rates are cyclical. If rates are currently at historical lows then we know there is a strong probability rates will go up again, and vice versa. Certain economic indicators such as unemployment data, consumer price index, retail ...
07/29/2008
This may come as a shock to many borrowers, but it's absolutely true. Mortgage interest rates are not set by the Federal Reserve and, contrary to popular belief, mortgage rates are not directly tied to the yields of US Treasury bills, bonds, or notes - including the 10-year Treasury Note. That's ...
07/29/2008
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Jordan Schick

VP | Sr Mortgage Lender
local_phone319-233-1900
smartphone(319) 269-0448
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