James's Blog

October 2010 Luxury Tucson Condos Newsletter

James Servoss (Keller Williams Southern Arizona) — Tue, 05 Oct 2010 14:03:31 -0700

October 2010

With rates at historic lows, many analysts are predicting that mortgage rates will be heading upward. With this in mind many homeowners are rushing to lock in the low rates. The following tips will help interested homebuyers in shopping for the best rate.

How to shop: If you simply call up and ask a lender for interest rates the lender can tell you almost anything. One lender might offer a "floating" rate, while the next would offer you a forty day rate. Instead, before you call up you need to know two things: how many points you want to pay and how long you want to lock in the rate. You also want to call all the lenders on the same day. This way you will get a common basis of comparison for the different quotes.

Getting a reliable quote: Beware of lenders who promise unreasonable low rates. This does not mean that lenders are unreliable; however there is an incentive for the lender to fudge the quote in order to gain your business (the bait). Then when you go in to fill out the paper work the lender will change the rate on you (the switch).

How to Really Shop for a Lender: The best way is to get a referral, then shop other lenders. Do it properly, telling the lenders how much you are willing to pay in points and how long you want to lock in the rate. Make all your calls on the same day. Tell the lender you have filled out an application and that you will fax it in, so the rate has to be something he can deliver.

Shopping for Interest Rates

Exposure is the Name of the Game

Exposure is the key to selling your home fast and getting top dollar. With good exposure your home will be viewed by more people, thereby increasing the chances of an offer on your home. If you are looking to sell your home quickly then it is definitely in your interest to contact a REALTOR®, as it is unlikely that you will be able to generate as much exposure as an experienced professional.

Why is it that a REALTOR® is able to generate so much more exposure than the average homeowner? Part of the explanation can be found in the fact that most REALTORS® have marketing plans that consist of print ads, an online presence, and a network of clients interested in real estate. A second reason is that for many REALTORS® this is a full time job and they are willing to put all their experience and time to the sale of your home. The final reason is that the REALTOR® has access to the Multiple Listing Service (MLS) and through this is able to network with every agent in your market area. As soon as you list your home with a REALTOR® this information is disseminated to all agents in the market, who are then able to match it to buyers that they are working with - maximizing your exposure and minimizing the time it takes to sell your home.

Home repairs are an issue that many of us tend to dodge. We understand the necessity of the repairs; however when it comes down to it many of us do not have the time or money to fix everything. The following list of minor home repairs could end up costing you big money if you continue to procrastinate.

Rodent incursions - Rats, mice and other vermin love to chew through insulation and wiring and are suspects in many house fires.
Soaring fuel bills - This is more than a pocketbook issue, since poorly functioning systems can cause deadly carbon monoxide buildup in your home.
Peeling paint - Paint is like a home's skin. It's the first line of defense against incursions by water and pests. Water that seeps into wood can lead to rot.
Flickering lights - It might be that the wiring in your house is dysfunctional or you have too many appliances hooked up to a single circuit. Either one can cause a fire.
A water leak - Left unchecked, leaks can lead to rot, dry rot, mold and termite infestations. Water can cause roofs to collapse, foundations to buckle and all manner of expensive repairs. Water-related problems can also get your home blackballed by insurance companies worried about mold-related claims.

Home Repairs you Cannot Afford to Ignore:

Existing-Home Sales Move Up in August

Existing-home sales rose in August following a big correction in July, according to the National Association of Realtors®.

Lawrence Yun, NAR chief economist, said home sales still remain subpar. "The housing market is trying to recover on its own power without the home buyer tax credit. Despite very attractive affordability conditions, a housing market recovery will likely be slow and gradual because of lingering economic uncertainty," Yun said.

"Even with sales pausing for a few months, annual sales are expected to reach 5 million in 2010 because of healthy activity in the first half of the year. To place in perspective, annual sales averaged 4.9 million in the past 20 years, and 4.4 million over the past 30 years," Yun said.

According to Freddie Mac, the national average commitment rate for a 30-year, conventional, fixed-rate mortgage fell to a record low 4.43 percent in August from 4.56 percent in July; the rate was 5.19 percent in August 2009.

NAR President Vicki Cox Golder, owner of Vicki L. Cox & Associates in Tucson, Ariz., said consumers have been getting mixed signals about the housing market. "People understand the good affordability conditions with stable home prices in most areas, but they're concerned about the economy and speculation on Wall Street," she said. "We need to stick with the facts about the long-term value of homeownership and avoid unrealistic assessments. Tight credit and slow short sales are ongoing problems - expediting short sales will help the market to recover more quickly."

Source: The National Association of Realtors®

Out and About in Arizona

James Servoss (Keller Williams Southern Arizona) — Fri, 24 Sep 2010 13:12:33 -0700

James Servoss
(520) 918-4857
jservoss@LongRealty.com

One of the nice things about Arizona is that you don't have to head someplace else to have fun. The many activities held across the state offer lots of creativity to suit any interest. Invest some time in enjoying these attractions throughout the year.

For peace-of-mind during the home-buying process, you can count on my Long Companies' team to take care of you. Call me for a referral to one of our professional mortgage consultants and insurance agents who can get you pre-approved for a home loan, review refinancing options and look at ways to help you save money on your home or auto insurance.

WATER PARKS

THE BREAKERS
8555 W. Tangerine Rd.
Marana | (520) 682-2530

Sunsplash Waterpark
155 W. Hampton Avenue
Mesa | (480) 834-8319

Oasis Water Park
8000 S. Arizona Grand Pkwy
Phoenix | (602) 438-9000

THEME PARKS

Castles N' Coasters
9445 Metro Parkway East
Phoenix | (602) 997-7575

CrackerJax
16001 N. Scottsdale Road
Scottsdale | (480) 998-2800

Discovery Park
1651 W. Discovery Park
Safford | (928) 428-6260

Enchanted Island
1202 Encanto Blvd.
Phoenix | (602) 254-1200

Old Tucson Studios
201 S. Kinney Road
Tucson | (520) 883-0100

Rawhide
23023 N. Scottsdale Road
Scottsdale | (480) 502-5600

HORSEBACK RIDING

Grapevine Canyon Ranch
Pearce | (520) 826-3185

Don Donnelly Stables
Phoenix | (602) 810-7029

Spur Cross Stables
Cave Creek | (480) 488-9117

Foothills Ranch
Mayer | (928) 379-0260

Pantano Riding Stables
Tucson | (520) 298-8980

PROFESSIONAL SPORTS

Arizona Cardinals (NFL)
Phoenix | (602) 379-0102

Arizona Diamondbacks (MLB)
Phoenix |(602) 462-6500

Phoenix Coyotes (NHL)
Phoenix | (623) 463-8800

Phoenix Suns (NBA)
Phoenix | (602) 379-7900

ZOOS

AZ-Sonora Desert Museum
Tucson | (520) 883-2702

Phoenix Zoo
Phoenix | (602) 273-1341

Reid Park Zoo
Tucson | (520) 791-4022

Wildlife World Zoo
Litchfield Park | (623) 935-9453

SKY WATCHING

Dorrance Planetarium
Phoenix | (602) 716-2000

Flandrau Science Center & Planetarium
Tucson | (520) 621-7827

Kitt Peak National Observatory
Tucson | (520) 318-8726

Mount Graham International Observatory
Safford | (928) 428-2739

UNIQUE AZ EVENTS

Yuma Lettuce Days
Yuma | (928) 783-3061

Chocolate Affaire Festival
Glendale | 623) 930-2299

Arizona Renaissance Festival
Apache Junction | (520) 463-2700

Ostrich Festival
Chandler | (866) 993-2477

Civil War Reenactment
Picacho Peak | (602) 542-1996

National Festival of the West
Scotttsdale | (602) 996-4387

Country Thunder USA

Highland Celtic Festival
Flagstaff | (928) 556-3161

Dog Gone Good

James Servoss (Keller Williams Southern Arizona) — Fri, 24 Sep 2010 13:10:09 -0700

James Servoss
(520) 918-4857
jservoss@LongRealty.com

Whether you're a dog lover or know one, Arizona has many places to keep that pooch pampered! Dogparks, doggeries & daycares are just a few of the barking fun things you can do with your pup. Remember to always call ahead to find out more about doggie accommodations and don't forget the water!

By visiting my website, you not only have access to all current listings on the market in Arizona, you also have access to a trove of information to help you find out more about the neighborhood you live in or are looking to move to; find information on schools, demographics, economy and much more. Call me today or visit my website for more about what's available.

DOG PARKS

James D. Kreigh Dog Park
23 W Calle Concordia | Oro Valley

Anamax Off-Leash Dog Park
17501 S. Camino de las Quintas | Sahuarita

Christopher Columbus Dog Park
4600 N. Silverbell | Tucson

Gene C. Reid Park Off-Leash Area
900 S. Randolph Way | Tucson

Jacobs Dog Park
3300 N. Fairview Ave. | Tucson

McDonald District Park Off-Leash Area
4100 N. Harrison Road | Tucson

Northwest Center Off-Leash Dog Park
2075 N. 6th Ave | Tucson

Palo Verde Park Off-Leash Area
300 S. Mann Avenue | Tucson

Udall Dog Park
7290 E. Tanque Verde | Tucson

Horizon Park
15444 N 100th St | Scottsdale

Chaparral Park
5401 North Hayden Road | Scottsdale

DOGGIE DAYCARES

DawgHouse
2201 N Stone | Tucson
(520) 903-2949

Barkin Garvin Doggie Daycare
4967 E. 29th Street | Tucson
(520) 790-1268

Dogma Daycare
2708 North Country Club Road | Tucson
(520) 325-3665

Doggie Domain Day & Overnight Care
8989 E Via Linda | Scottsdale
(480) 862-7722

Pampered Pooch Boutique & Pet Resort
1030 E Fry Blvd | Sierra Vista
(520) 459-3026

BOUTIQUES & DOGGERIES

Muttropolis Dog & Cat Boutique
2905 E Skyline Dr, Ste 123 (La Encantada Mall)
(520) 299-6888

Uptown Pup Pet Boutique
2980 N Swan Rd | Tucson
(520) 795-7387

Paws & Claws Boutique and Pet Grooming
1800 E Fort Lowell Rd | Tucson
(520) 795-7297

Oh My Dog!
7137 E. Stetson Rd #8 | Scottsdale
(480) 874-1200

Mackie's Parlour Pet Boutique
6137 N Scottsdale Road | Scottsdale
(480) 991-7600

Does Your Home Have Curb Appeal

James Servoss (Keller Williams Southern Arizona) — Thu, 23 Sep 2010 13:46:39 -0700

Does your Home have Curb Appeal?

First impressions make a difference, particularly when it comes to your home. Curb appeal is the visual impression that your home makes to anyone viewing it from the street. If your home has curb appeal it will stand out from the rest and usually results in more money when you decide to sell.

Curb appeal can be as complicated as building a new entryway or as easy as painting your mailbox. The following list contains some quick fixes that will have your home creating a great first impression in no time at all.

Windows: Clean windows sparkle and help show off your beautiful home.
Window Coverings: How do your curtains and blinds look from the outside? Are your windows cluttered with knickknacks and stickers? Neaten up the insides of your home�s window areas that are visible from the curb.
Painting: Walk around your home and keep an eye out for peeling, flaking, or faded paint. If found, it is probably a good time to paint. Neutral colors are a good bet as they appeal to a wider group of people.
Don�t forget the mailboxes: Be sure it is painted or polished. All numbers should be clean and easy to read.
Clutter: Remove anything that is cluttering the front area. Locate trash bins in the back yard or garage so that they are not visible.

9548 Blue Ridge Mountain: Not A Foreclosure Or Short Sale, Just Priced Like One

James Servoss (Keller Williams Southern Arizona) — Wed, 25 Aug 2010 15:05:30 -0700

$225,000


9548 E Blue Ridge Mountain Street Tucson, AZ

Bedrooms:	4	Bathrooms:	2
Square Feet:	2156	Year Built:	1997

MLS# 21029542

Property Photos

Property Remarks

Seller will accept or counter offers between $225,000 & $230,000. Recently updated 4BR/2BA corner lot home located in a convenient eastside location. This 2156 square foot gem features a spacious backyard with covered patio, irrigation system & citrus trees, energy efficient North/South orientation, open eat-in kitchen, formal dining room, large living room with built in speakers, new carpet and paint, recently remodeled bathrooms, mountain views and a private master suite with walk in closet.

Get More Info


Search For More Homes
	Homes throughout Arizona
	Open Houses, Map Search
	Sign up for Automatic Updates
Find More...


Get More Property Details
	Photos, Maps, Driving Directions
	Expanded Home Information
	Neighborhood Info, Nearby Homes
Get More...

Contact Details

James Servoss
Long Realty Company
(520) 918-4857
http://jservoss.LongRealty.com

Home Buying Mistake #8

James Servoss (Keller Williams Southern Arizona) — Mon, 19 Jul 2010 16:46:30 -0700

Home Buying Mistake #8

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #8: FAILING TO MAKE YOUR OWN INSPECTION

You probably would not want to rely on the seller to point out defects in a house he is attempting to sell. There may even be hidden problems of which he is unaware.

Be sure your sales contract is worded so that any "earnest money deposit" must be returned in the event the house fails inspection. If a major defect is found, you have the option to cancel the contract and have your deposit returned, bargain for a lower price to compensate for the cost of repairing the problem, or have the owner make needed repairs before the sale.

Even before you get to the point of a contract and having a professional inspector look at the house, there are many items you can check yourself as you are shopping for a home:

Structure/Basement: Check the foundation for cracks or water marks.
Floors: Are they level?
Roof: Does it sag?
Water damage: Look for unevenly painted ceiling or wall; mildew odor in basement; signs of re-plastering or re-tiling in just one area of a room.
Water pressure: Flush the toilet and turn on both hot and cold water faucets at the same time to test.
Plumbing: Ask what type pipes are installed and their age. If applicable, ask when the septic system was last inspected and cleaned. Stand near the tank to detect odor or soggy ground.
Wiring: A 100-amp system is typical in modern construction and uses a one-inch main line; this can be seen leading to the fuse box. Appliances such as dryer or range require a 220-amp line. Notice if lights flicker or don't work. Check for electrical outlets . . . usually at least 2 in each room.
Energy efficiency: Ask to check last year's heating and cooling bills. Determine if proper insulation has been used.
Pests: Be alert for small accumulations of sawdust in the basement. This might indicate an insect problem. Obtain date and results of the last wood-destroying pest inspection.

A few final tips:

Ask to see the seller's survey made when the seller bought the house.
When you are shopping, take a copy of the "Home Buyer Checklist" to keep you alert to possible problem areas. Avoid "surprises" by keeping your eyes open.
Be certain that you are clear on problem areas which convey with the property and repairs which the seller agrees to make. Have this list with you when you go for your walk-through.

You can be successful in the home-buying process. During the entire process you should remember to buy with "resale" in mind.

In short, be alert! Be curious!

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://jservoss.longrealty.com

Home Buying Mistake #7

James Servoss (Keller Williams Southern Arizona) — Mon, 19 Jul 2010 16:45:18 -0700

Subject: Home-buying Mistake #7

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #7: NOT KNOWING YOUR RIGHTS AND OBLIGATIONS

Real estate law is extensive and complex. The contract for sale and purchase is a legally binding document. An improperly written contract can cause the sale to fall through or cost you thousands of dollars for repairs, inspections, and remedies for title defects.

You must be certain which repairs and closing costs are your responsibility.

You must know whether the property can legally be sold "as is" and how deed restrictions and local zoning will affect the transaction.

If there are defects in the title, or if the property is in conflict with local restrictions, you or your Realtor must remedy them.

Otherwise, you could lose thousands!

I will assist you! I will make sure you understand the technical lingo in the sale of your home. A commercial for a local vendor states that "Our best customer is an educated consumer." How true! It is my job to know the laws governing real estate transactions. I am involved in an on-going training program to keep up-to-date with these laws.

You deserve to have an agent who is not only knowledgeable about the transaction but is also willing to educate you throughout the process so you will feel more comfortable.

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://jservoss.longrealty.com

Home Buying Mistake #6

James Servoss (Keller Williams Southern Arizona) — Mon, 19 Jul 2010 16:44:06 -0700

Home Buying Mistake #6

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #6: FAILING TO OBTAIN A HOME INSPECTION FROM A QUALIFIED INSPECTOR

A home inspection reports on the structural and mechanical condition of the home. After the inspection, you will have the facts you need to make a decision about buying your home.

A well-qualified building inspector who has adhered to federal licensing standards can spot problems that you might not be able to see. Expect problems to be clearly explained, repair expenses closely calculated, maintenance costs estimated, and a written report delivered within a day or two.

Most home-purchase contracts are written conditional on the outcome of several inspections. These inspections may include several items, including inspection for wood boring insects, excessive amounts of radon gas, structural soundness, and the condition of the heating, wiring and plumbing. When the contract is written, it should identify who will be responsible if there are problems with the results of any of these inspections.

If well written, home inspections can create a safety valve for both the buyer and seller. If poorly written, the result can be heartbreak and lawsuits.

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://jservoss.longrealty.com

Home Buying Mistake #5

James Servoss (Keller Williams Southern Arizona) — Mon, 19 Jul 2010 16:42:35 -0700

Home Buying Mistake #5

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #5: CHOOSING A LOAN BASED ONLY ON THE INTEREST RATE MYTH

I have been told that a fixed rate mortgage at today's rate is the best mortgage loan. But many different types of loan programs are available. It is a mistake to think that just because Aunt Sue got an 8.5 percent 30-year fixed rate you should get the same loan.

You should get together with an expert who can explain the many different types of loan programs. Each program may have its own series of special benefits for you and your specific needs.

When considering such an important decision, it is best to explore all possibilities. It may well be that a fixed rate is the best type of loan program. It may also be that you can save a significant amount of money by exploring alternative adjustable programs.

A full-service lender with relationships throughout the mortgage industry is a must in today's market. Lenders need the flexibility of the small business owner with the clout of a large company.

Today there are almost as many different loan programs as there are housing options. A few considerations are:

Anticipated time in the home

Available asset base

Current income situation vs. future income situation

It is wise to pick a program that fits YOUR lifestyle. Example: If you pay off a loan in fifteen years versus thirty years you will obviously save a lot of money in interest expense. It is important to note that this savings is due to repaying the loan in half the time. The savings is not due to a significant savings in interest rates. You would expect that there would be a much lower interest rate since the loan has a quicker repayment and, therefore, a loan with less risk. The difference in interest rate is not that significant. Rates on 15 year loans may be 1/4 percent to 3/8 percent better than 30 year rates. Payments on 15 year loans will be approximately 25 percent higher on a monthly basis.

MYTH: I should go to my bank to get the best loan at the cheapest interest rate. Typically a commercial bank will own a separate business entity which shares the bank's name and happens to offer mortgage financing. But this does not mean that you will get a special deal just because you are the bank's client. The bank's mortgage subsidiary has no special access to your financial records as you might expect. The bank's mortgage subsidiary must request your financial records from the bank just as any other mortgage company. Your mortgage loan process will not be simplified or viewed differently from any other applicant making a request.

The perception of most people who go to their bank's mortgage subsidiary is that their loan payments will always be made to their bank; thus, all of the individual's banking needs will be under one roof. However, most mortgage subsidiaries sell their loans on the secondary market and may sell the loan servicing just as any other mortgage company will.

Another important consideration is that a typical bank mortgage subsidiary works with a small number of mortgage products. You may not find a wide variety of loan programs and your loan officer may not have a good comprehension of all the different programs offered. It is doubtful that they can adequately advise you as to the best program for your needs. It is possible that you, or the property you are buying, may need to have special underwriting to approve your loan application.

Just as you should interview your Realtor, you should also interview your lender. Not all lenders look after your needs. Select a lender who is willing to discuss your needs and help you choose the loan program that is best for your situation, not the best for the Lender!

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://jservoss.longrealty.com

Home Buying Mistake #4

James Servoss (Keller Williams Southern Arizona) — Fri, 16 Jul 2010 19:04:21 -0700

Home-buying Mistake #4

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #4: FAILING TO GET PRE-QUALIFIED FOR A MORTGAGE LOAN

Don't waste hours searching for a home that is not in your price range! Save time and money by pre-qualifying for a loan.

Before you go shopping for a home, you need to determine how much you can afford. Once you are pre-qualified for a mortgage, you will know what your buying power is. You will save time by looking only in your price range.

This process is simple. A lender will ask you basic questions concerning your history, run a credit report, and determine your buying power. You can even get pre-approved for a loan! Imagine for a moment, if, when you and your Realtor initially draft your offer for the home you select, you are already approved for the loan - IN ADVANCE... No stress, no worrying about qualifying, no concern about your ability to qualify would stand between you and the home of your dreams.

In today's market, a pre-approval can be a powerful negotiating tool. The old system saw the buyer spending many hours locating the perfect home, carefully drafting an offer, awaiting acceptance of the offer, consulting a loan officer, filing the multitude of forms and applications, and sometimes this was all a waste because, for whatever reason, he was turned down for the loan.

You deserve peace of mind and negotiating power by getting an approved loan before you make an offer.

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://www.luxurytucsoncondos.com

Home Buying Mistake #3

James Servoss (Keller Williams Southern Arizona) — Fri, 16 Jul 2010 19:02:25 -0700

Home-buying Mistake #3

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #3: FAILING TO PROPERLY "SCREEN" YOUR REALTOR

It is likely that you do not often interview people. Yet, in order to find the Realtor who is right for you, you may need to interview several. The quality of your home buying experience is dependent upon your skill at selecting the best qualified person.

It is interesting that in the real estate business, someone with many successfully closed transactions usually costs the same as someone who is inexperienced! Bringing that experience to bear on your transaction could mean a lower price at the negotiating table, buying in less time, and with a minimum of hassles.

Agents make it their business to provide every service connected with your home search, from expert advice in the early stages through careful monitoring of your settlement. The more closely you work with your agent, the better your needs are known and the more effectively you can be served.

Your agent should be a skilled win-win negotiator!

Your agent should have access to the MLS systems: a computerized system that will assist in locating the home that fits your needs and desires.

The purchase of your home could well be the most important financial transaction you have ever made. The person you select can make it a satisfying and profitable activity, or a terrible experience. It's your home. It's your money!

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://www.luxurytucsoncondos.com

Home Buying Mistake #2

James Servoss (Keller Williams Southern Arizona) — Fri, 16 Jul 2010 19:00:29 -0700

Home-buying Mistake #2

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #2: THINKING, "I CAN'T AFFORD A HOME"

Many people feel that they cannot afford a home, but affording a home has never been easier! Mortgage rates are more flexible today than ever, and the tax laws favor homeownership like no other tax shelter.

Homeownership is a durable (real) investment. Although no one can say if a specific home will appreciate in value, generally speaking the odds favor the homeowner.

Numerous unique tax advantages are available to homeowners. The thousands of dollars you pay in mortgage interest are deductible. This tax deduction alone can sometimes make owning your own home cheaper than renting with after tax take home dollars. Check with your accountant.

See the dramatic difference that homeownership will make.

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://www.luxurytucsoncondos.com

Home Buying Mistakes

James Servoss (Keller Williams Southern Arizona) — Fri, 16 Jul 2010 18:58:14 -0700

Home buying Mistake #1

There are several mistakes some home-buyers make, and some of them are huge!

MISTAKE #1: FAILING TO HAVE A PLAN

Deciding to buy a home is probably the biggest financial decision you will ever make. It is an exciting decision, but it is serious business, too, and you deserve serious advice.

Zig Zigler, a famous motivational speaker, once said that people don't plan to fail, they fail to plan. With a game plan, you will eliminate many of the headaches involved in this complicated transaction.

You need a clear plan when deciding to buy a house. Evaluate your current situation. Do you currently own a home? If so, will it be necessary to sell before making another purchase? Are you renting? How much time is left on your lease? Do you and your family plan to use the back yard? What is important about the location of your house? Do you want to live within 10 minutes or one hour from the office?

Make a list of features which are important in your home. Write down desirable locations you would consider, an acceptable price range, number of bedrooms and bathrooms, and any other amenities. Be specific. It is unlikely that you will find a home that offers every feature you desire. However, without a wish list, it will be more difficult to recognize a home which meets your expectations.

Provide your list to your Realtor. Your Realtor will look for homes that match your criteria. This will save you time – you won't need to look at homes that do not fit your needs and desires.

A proper game plan will save you time and reduce the hassle of shopping for a home. Spend a little time in advance and save a lot of time and money in the future!

James Servoss
(520) 918-4857
jservoss@LongRealty.com
http://www.luxurytucsoncondos.com

What’s more important - cost or price?

James Servoss (Keller Williams Southern Arizona) — Fri, 02 Jul 2010 14:45:10 -0700

What’s more important - cost or price?

With so many moving pieces in the housing market these days, it may get confusing to know what is more important for buyers - cost or price? Are cost and price the same? Not necessarily. For an example, think in terms of buying a car. Most buyers can’t recall the actual "price" of the car they bought, what is more important is their cost - or the actual monthly payment. The same applies to real estate. For a buyer, it is not just the "price" of the home that can impact cost, the interest rate on the mortgage is also an important factor. So while the "price" of the home may fall, if mortgage interest rates increase then the actual "cost" of the home may vary, depending on the magnitude of the price decline and rate increase. Lots to consider here. If you are in the market to purchase a home - make sure you understand the difference cost and price and how that impacts your wallet. You may find that if you wait too long for prices to drop, your cost may actually increase with higher rates - and no one wants to increase their cost.

2135 E Calle Gran Desierto (Beautiful Backyard)

James Servoss (Keller Williams Southern Arizona) — Mon, 28 Jun 2010 12:03:06 -0700

$125,000


2135 E Calle Gran Desierto Tucson, AZ

Bedrooms:	2	Bathrooms:	2
Square Feet:	1044	Year Built:	2006

MLS# 21024773

Property Photos

Property Remarks

Beautifully appointed former D.R Horton model home. This 2BR/2BA completely upgraded treasure features 16*16 tile flooring, Rosso Granite look formica countertops, eat-in kitchen overlooking grassy park, epoxy coated garage floor, charming entryway with potted palm trees, black appliances, wood blindsand a custom backyard including covered mosaic patio, irrigation system, peaceful fountain, lowcare synthetic grass and a romantic fireplace.

Get More Info


Search For More Homes
	Homes throughout Arizona
	Open Houses, Map Search
	Sign up for Automatic Updates
Find More...


Get More Property Details
	Photos, Maps, Driving Directions
	Expanded Home Information
	Neighborhood Info, Nearby Homes
Get More...

Contact Details

James Servoss
Long Realty Company
(520) 918-4857
Email: jservoss@LongRealty.com
Web: http://jservoss.LongRealty.com

Is There Life After the Homebuyer Tax Credit?

James Servoss (Keller Williams Southern Arizona) — Tue, 01 Jun 2010 13:29:38 -0700

Is There Life After the HomeBuyer Tax Credit?

Now that we have passed the April 30, 2010 homebuyer tax credit deadline to enter a qualified purchase contract, the question becomes "Is there life after the tax credit"?

Survey Says!

One way to get a perspective on where the housing market is heading in Arizona is to ask those that are working with buyer and sellers every day. Long Realty Company recently conducted a survey of its agents to find out what their perception is on how much impact the homebuyer tax credit has had and in what direction the housing market will go for the balance of 2010.

Here is some background information on the survey:

230 Survey Responses

846 closed transactions reported in the first 3 months of 2010 by the respondents

606 pended transactions (in escrow, not closed) reported in the first 3 months of 2010 by the respondents

Survey Results

What percentage of your buyers will take advantage of the home buyer tax credit program?

Your average sales price for all of your transactions in 2010 is:

After the homebuyer tax credit ends on April 30, do you think buyer activity in your marketplace will:

So What Does It Mean?

Almost half of the agent respondents said that the tax credit will impact 0-10% of their buyers, and 58% of the respondents said they thought that buyer activity will stay the same for the balance of the year. While it is certain that the homebuyer tax credit has had some impact to the market, it appears that, at least from a Long Realty agent perspective, that it may not have been the primary driver of business so far this year. Agents feel that the right house at the right price with low mortgage rates are driving buyer activity, and that the tax credit has been a secondary incentive. Which, if true, means that those primary drivers of the housing market remain after April 30, 2010.

Pinnacle Canyon Tucson Condo For Sale

James Servoss (Keller Williams Southern Arizona) — Tue, 04 May 2010 22:15:12 -0700

MLS#: 21009805

Residential / Condo

Const. Status: Existing

Status: Active

List Price: 182,500

SqFt +/- / Source 1,074 /
Year Built: 1996
Area: North
Municipality/Zoning: Pima County - TR
County: Pima
Year/Taxes: 2009 / 1,687
HOA Fee Amt P/Month: 172

School District: Catalina Foothills
Elementary School: Canyon View
Middle School: Esperero Canyon
High School: Catalina Fthls
Subdivision: Pinnacle Canyon Condos
Community: None

-
List Price/SqFt: 169.93
TRS: 13 / 15 / 18
Lot Acres: 0
Lot Dimensions: Condo
Lot Sqft:
Lot Size Source: Assessor
Tax Code: 114-15-673B
Assessments: 0
Ownership: CND
FEMA Flood Ins Req: No
Fire Prot Incl Taxes: No
Terms: Cash; Conventional
Cross Block: 5500 - N
| Pima County GIS | Pima County Assessor

Address: 7050 E Sunrise Drive 4104 Tucson, AZ 85750
Directions: From Sunrise and Kolb, East to Pinnacle Canyon Condo entrance. Take right gate to building #4.
Legal Description: Pinnacle Canyon Condominium Bldg 4 Unit 32 @ garage @ .691% Int in common elements

Bedrooms:2 Total Baths:2 (2-0-0 -0) Dining Room: Area Family Room: Great Room Breakfast: Area Guest Facilities: None Laundry: Closet Extra Room: Storage	Pool: Community Spa: Community Patio: Covered Guest Facilities: None Window Cover: Stay HmeProt: None RV Parking: None Landscape - Front: Low Care Landscape - Rear: Grass Environmental Discl: Unknown	Construction: Frame - Stucco Style:Contemporary # of Stories: 1 # of Garage Spaces:1 # of Carport Spaces: 0 Roof: Built-Up - Reflect Fence: Wrought Iron #Fireplaces/Loc: 0 / None Floor Covering: Carpet; Ceramic View: Mountain	New Construction: A/C: Central Evap: None Heat: Forced Air - Elec Gas: None Water: City Water Sewer: Connected Mobile Home:
Appliances: Alarm; Dishwasher; Disposal; Dryer; Garage; Microwave; Oven/Stove; Refrigerator; Washer Miscellaneous: Athletic Facilities: Yes Basement: No Cable Available: Yes Deed Restrictions: Yes Disability Adapted: No Dividable Lot: No Fix Up: No Gated Community: Yes Horse Facilities: No Horses Allowed: No Interior Steps: No On Golf Course: No Paved Street: Yes Split Bedroom Plan: Yes Split Level: No Subdivided Lots: Yes Facilities: Exercise Facilities; Lighted; Rec Center Green Features:

Terms: Cash; Conventional

Loan Information:

Remarks: Fully furnished remodeled ground floor condo and garage located in the luxury gated community of Pinnacle Canyon. This private 2BR/2BA treasure overlooks park-like grounds & features 1074 sqft, split bedroom floorplan, high ceiling with crown molding & a spacious master suite. Resort style common area includes heated yearround pool & spa, exercise facility, clubhouse, bbq areas, romantic fireplace and a soothing waterfall. Conveniently located.

Listing Provided Courtesy Of: Long Realty Company

James Servoss,
Long Realty Company
6410 E. Tanque Verde Rd.
Tucson, AZ 85715
jservoss@longrealty.com
520-603-1549
http://www.luxurytucsoncondos.com

Tucson Association of Realtors Home of The Month Tour Winner

James Servoss (Keller Williams Southern Arizona) — Tue, 04 May 2010 22:08:35 -0700

$215,000


7358 E Calle De La Eternidad Tucson, AZ

Bedrooms:	3	Bathrooms:	2
Square Feet:	1380	Year Built:	1998

MLS# 21004212

Property Photos

Property Remarks

Seller will accept or counter offers between $215000 - $220000. VOTED TAR HOME OF THE MONTH. Charming AF Sterling home w/mtn views in gated Rancho Esperero. This 1380 sqft gem features laminate wood flooring, open kitchen, spacious master suite w/walk-in closet, high ceilings & a recently redone backyard w/ covered patio, brick pavers & grass. HOA includes 3 pools & spas. Conveniently located near Tucson's finest restaurants, shopping and hiking.

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Contact Details

James Servoss
Long Realty Company
(520) 918-4857
Email: jservoss@LongRealty.com
Web: http://jservoss.LongRealty.com

Fully Furnished Tucson Arizona Condo For Sale

James Servoss (Keller Williams Southern Arizona) — Tue, 27 Apr 2010 12:48:10 -0700

$125,000


5051 N Sabino Canyon Rd Tucson, AZ

Bedrooms:	1	Bathrooms:	1
Square Feet:	774	Year Built:	1986

MLS# 21013208

Property Photos

Property Remarks

Remodeled fully furnished condo with breathtaking mountain views in gated Ventana Vista. This private 774 sqft treasure features two patios, romantic wood burning fireplace, open kitchen with corian counters, high ceilings, tile flooring and resort style hoa including pool & 2 spas, gym, rec center, steam room, dog friendly bag stations & tennis. Near world class golf & tennis, Tucson's finest restaurants & shopping and walk to Sabino Canyon

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Contact Details

James Servoss
Long Realty Company
(520) 918-4857
Email: jservoss@LongRealty.com
Web: http://jservoss.LongRealty.com

VISIT WWW.LUXURYTUCSONCONDOS.COM FOR ADDITIONAL INFORMATION

FREE TUCSON TENNIS LESSONS WITH THIS LUXURY CONDO

James Servoss (Keller Williams Southern Arizona) — Mon, 26 Apr 2010 21:38:04 -0700

PURCHASE THIS 2BR/2BA LUXURY CONDO AND RECEIVE 5 FREE TENNIS LESSONS FROM A CERTIFIED USPTA TENNIS PROFESSIONAL ON YOUR COMMUNITY TENNIS COURT!!!

$175,000


5051 N Sabino Canyon Rd Tucson, AZ

Bedrooms:	2	Bathrooms:	2
Square Feet:	1150	Year Built:	1986

MLS# 21006682

Property Photos

Property Remarks

BUY THIS CONDO AND RECEIVE 5 FREE TENNIS LESSONS. Newly remodeled private 2BR/2BA luxury foothills condo with breathtaking mountain views. This 1150 sqft treasure features a split bedroom floorplan, open kitchen with corian counters & stainless steel appliances, wood burning fireplace, ceramic tile & berber carpet flooring, zoned heating & cooling and resort style common area including rec center, pool & 2 spas, steam room and exercise facility.

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Contact Details

James Servoss
Long Realty Company
(520) 918-4857
Email: jservoss@LongRealty.com
Web: http://jservoss.LongRealty.com

FOR MORE INFORMATION ON THIS GREAT CONDO OR FOR INFORMATION ON ADDITIONAL TUCSON CONDOS FOR SALE VISIT WWW.LUXURYTUCSONCONDOS.COM OR WWW.FACEBOOK.COM/TUCSONCONDOS

Why Rent When You Can Own

James Servoss (Keller Williams Southern Arizona) — Fri, 16 Apr 2010 17:03:56 -0700

$100,000


7050 E Sunrise Dr Tucson, AZ

Bedrooms:	1	Bathrooms:	1
Square Feet:	732	Year Built:	1996

MLS# 21012205

Property Photos

Property Remarks

Seller will accept or counter offers between $100,000 & 115,000. Charming remodeled ground floor condo in luxury gated Pinnacle Canyon. Spacious 1BR/1BA condo featuring large master suite, open floorplan, security system and high ceilings w/ crown molding. HOA features pool & spa, gym, business center, clubhouse, bbq areas and romantic fireplace. Walk to Sabino Canyon, Tucson's finest restaurants, shopping and world class golf & tennis.

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Contact Details

James Servoss
Long Realty Company
(520) 918-4857
Email: jservoss@LongRealty.com
Web: http://jservoss.LongRealty.com

7050 E Sunrise (google map) (yahoo map)

Location: Pinnacle Canyon Condos
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Long Realty Cares Foundation

James Servoss (Keller Williams Southern Arizona) — Thu, 08 Apr 2010 19:10:07 -0700

By giving back, generations are united and communities strengthened. Believing that each of us can make a difference in someone else's life by actively volunteering and giving, is part of our company culture. Real Estate today is so localized that it may be hard to understand exactly what's happening in your neighborhood. As your Long Realty Sales Associate, I have the knowledge and research to help you. Feel free to contact me to find out what's happening in your neighborhood, find out what your home is worth, or help you find your perfect home. your perfect home.

Arizona Golf Courses

James Servoss (Keller Williams Southern Arizona) — Thu, 08 Apr 2010 19:07:49 -0700

Arizona has earned a reputation for being a "Golfers Paradise." There are so many spectacular golf courses around the state that I couldn't list them all! Relocating to another part of the country can seem overwhelming. You may not know that if you or someone you know is looking to move into Arizona or relocating to another part of the country, I can help. With access to one of the largest relocation networks in the world, you can be sure a move will be supported by the finest resources and highest professional standards. Call me for more information.

Arizona Theatre & Live Music

James Servoss (Keller Williams Southern Arizona) — Thu, 08 Apr 2010 19:06:07 -0700

Step out of the ordinary! From Drama to Comedy, Rock & Roll to Jazz, Arizona's Theatres and Live Music Venues have what you are looking for to make that night out spectacular. I hope you can take some time out this year to enjoy the arts. By visiting my website, you not only have access to all current listings on the market in Arizona, you also have access to a trove of information to help you find out more about the neighborhood you live in or are looking to move to; find information on schools, demographics, economy and much more. Call me today or visit my website for more about what's available.

Arizona Vineyards & Wineries

James Servoss (Keller Williams Southern Arizona) — Thu, 08 Apr 2010 19:02:17 -0700

Vineyards were first planted in Arizona in the 17th century by Franciscan missionaries. From the wine-country vintages to eclectic microbrews, Arizona has a lot to offer the novice and the most experienced connoisseur Enjoy your tasting tour! Want to keep on top of real estate activity in your neighborhood? Let me enroll you in our Virtual Home Finder program where you can receive email notifications when a listing comes on the market and when there are price changes. I can even provide you neighborhood specific information on market trends and sales activities. Feel free to call me today or visit my website (www.servingtucson.com) for this and more information about your neighborhood.