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New Fee for Wildland Property Owners - 08/29/11 04:07 PM
If you own property in a wildland area designated as a State Responsibility Area (SRA), you may soon be paying a new $150 annual "fire prevention fee" per habitable structure on the property. This new fee was created by Assembly Bill 29 signed into law by Governor Brown in July of this year.
The collected monies will go to creating an SRA Fire Prevention Fund that will fund fire prevention activities benefiting the property owners in the SRA. The fund will not be used for fire fighting activities.
Click here for more information.
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Grab Some Condo Cash! - 08/25/11 11:31 AM
HomeSteps, the real estate sales unit of Freddie Mac, is offering "Condo Cash," a special limited time offer that will provide eligible condominium buyers with up to $1,500 for standard condominium association dues.
HomeSteps' Condo Cash is limited to buyers who submit offers between Aug. 15 and Nov.15, 2011, and close escrow on or before Dec. 30, 2011. HomeSteps' Condo Cash offer is valid only on HomeSteps homes that have been on the market for at least 120 days and are sold to owner-occupant buyers.
HomeSteps Condo Cash is not available on HomeSteps condominiums purchased through auctions, sealed bids, bulk sales … (1 comments)
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Know Why Before You Buy - 08/18/11 11:31 AM
I've come across a good article that describes some important things to think about if you are considering purchasing real estate as an investment (e.g., to rent out). It's not a complicated article about cash flow or investment yield or cap rates or any of that. Rather, it offers suggestions for questions you should ask yourself before getting into the investment game. Questions like, what is it you are trying to accomplish? How much work do you want to put into this? Do you expect to one day live in the property yourself?
Now is a phenomenal time to buy real … (0 comments)
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Still waiting for the bottom of the market? You missed it. - 08/15/11 08:39 PM
The August 2011 edition of my Santa Clara County Real Estate Market Trends Report covering San Jose and surrounding communities is now available. This report covers the state of the real estate market thru July 2011, and is a wealth of practical and statistical information about the current state of the real estate market in Santa Clara county. Key headlines from this month’s report:
Foreclosure statistics are moving in a positive direction. We examine the question: Is it time to buy a home? Still waiting for the bottom of the market? You missed it. The report is available to download from … (0 comments)
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Handling the Stress of an Unaffordable Mortgage Payment - 08/11/11 12:24 PM
Whenever I research the latest foreclosure and distressed property statistics, the sheer number of Americans facing the stress of losing their homes amazes me. It is my goal to help as many homeowners I can either stay in their homes or relieve the burden of their mortgages. Knowing that there are so many that need my help is a driving force for me to continue doing what I do.
In fact, I just released another report that I’ve made available on my web site: http://www.sanjoseshortsales.com/. It explains the CDPE designation and lists 10 options that homeowners can take advantage of to … (0 comments)
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The Perfect Fixer-Upper Loan Combo - 08/01/11 06:52 PM
Here's a great opportunity to buy a fixer-upper and roll the costs to make it more energy efficient into the morgage without having to qualify on the higher amount. It's called an FHA Energy Efficient Mortgage (EEM). Here is the description from the HUD web site:
"EEMs recognize that reduced utility expenses can permit a homeowner to pay a higher mortgage to cover the cost of the energy improvements on top of the approved mortgage. FHA EEMs provide mortgage insurance for a person to purchase or refinance a principal residence and incorporate the cost of energy efficient improvements into the mortgage. … (0 comments)
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Jeff Spoelstra
San Jose,
CA
More about me…
Better Homes and Gardens Real Estate
Address: 5985 Almaden Expressway, San Jose, CA, 95120
Office Phone: (408) 256-4330
Cell Phone: (408) 838-5820
Email Me
Working the real estate world in San Jose, California.
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