century 21: Florida Real Estate Newsletter for October 2012 Ready From John Elwell - 10/05/12 02:16 PM
My October 2012 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open. Just click on the following link:  Download October 2012 Newsletter I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my my website … (0 comments)

century 21: Never Before Seen LOW Average Mortgage Interest Rates! Incredible! - 10/04/12 06:20 PM
Today, 10/4/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.36% down from 3.40% last week. The average interest rate for 15 year fixed-rate mortgages was 2.69%, down from 2.73 last week. A year ago the 30 year rate was 3.94%.
 These interest rates for mortgages that we have NEVER seen before in our country. Can you imagine how nice it would be to lock in that rate for the next 30 years? Are any of you trying to take advantage of this rare opportunity? Home prices are starting to rise here and in other parts of the … (0 comments)

century 21: Zephyrhills, Florida to host its National Night Out 2012 on Oct. 2nd - 09/28/12 05:01 PM
On Tuesday, October 2, 2012, Zephyrhills, Florida will take part in the National Night Out 2012. It is co-sponsored by the Zephyrhills Police Department and Main Street Zephyrhills. Theme is: Crime and Safety Awareness of Youth!
This will take place in the downtown area of the city on 5th Avenue. It will begin at 6:00 PM and go on until 9:00 PM. There will be games, food and live entertainment. Something for the entire family.
Our nights are getting cooler now and this is a perfect way to enjoy it. Not to mention, a chance to mingle with the residents of … (0 comments)

century 21: Average Mortgage Interest Rates Now at 3.4% says Freddie Mac! - 09/27/12 03:41 PM
Today, 9/27/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.40% down from 3.49% last week. The average interest rate for 15 year fixed-rate mortgages was 2.73%, down from 2.77 last week. A year ago the 30 year rate was 4.01%.
 Not long ago the Federal Reserve said it was going to buy up mortgage-backed securities. And true to their word, they did. This caused the desired effect of making interest rates fall. That should help supplement an improving housing market in the United States. Buyers AND sellers both benefit when mortgage rates are low.
Here are some … (0 comments)

century 21: Some Mobile Homes For Sale W/Land in Zephyrhills, FL as of 9/22/2012 - 09/22/12 05:10 PM
Want to find a place where you can escape winter's icy blasts or just a place to live in year round? Well, Zephyrhills, Florida might be just the perfect corner of the USA where you can find a refuge from the snowing and blowing.
To assist you, I am attaching an updated Adobe PDF file to this post of the mobile homes that are currently available for purchase here as of September 22, 2012. Keep in mind that, depending on when you see this page, some of the listed homes may have been sold (especially if it is a very old … (0 comments)

century 21: Houses, Villas, Condos For Sale, Zephyrhills, FL as of Sept. 22, 2012 - 09/22/12 04:51 PM
If you are looking for your place under the Florida sun, Zephyrhills could be just the spot that you are searching for. Autumn is here and winter cannot be far behind. Are you ready for ice and snow??? Those are no problem here.
To assist you, I am attaching an updated Adobe PDF file to this post that shows just some of the single-family houses, villas, condos, and townhomes that are currently available for purchase here as of September 22, 2012. From that date until the day you see this list, some of these properties may have been sold (especially if … (0 comments)

century 21: 2012 Rattlesnake Festival in San Antonio, FL on October 20th & 21st - 09/22/12 11:59 AM
Hard to believe it, but autumn is almost here, and that can only mean one thing in eastern Pasco County, Florida, it is time to remind you that the 2012 Annual Rattlesnake Festival will take place on October 20th and 21st of 2012. San Antonio, Florida is just to the north of Tampa and a few miles east of Interstate 75 in the hills of Pasco County on State Road 52. The festival takes place in the village park in the center of town. You cannot miss it!
This is a very popular and unique event. Something you are not likely to see in Minneapolis, Philadelphia or Columbus. Of … (0 comments)

century 21: Mortgage Interest Rates Mostly Unchanged for Second Week - 09/13/12 02:36 PM
Today, 9/6/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.55% unchanged from last week. The average interest rate for 15 year fixed-rate mortgages was 2.85%, down slightly from 2.86 last week. A year ago the 30 year rate was 4.09%.
For a second week, there was very little change in average mortgage interest rates. Today, the Federal Reservie reported that it would keep interest rates low for the forseeable future and would be buying back "mortgage-backed" securities also known as Quantitavie Easing in an effort to further stimulate the economy. Though it is a slow recovery, we are … (0 comments)

century 21: Mortgage Interest Rates Mostly Unchanged - Still Historically Low! - 09/06/12 01:49 PM
Today, 9/6/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.55%, down from last week when it was 3.59%. The average interest rate for 15 year fixed-rate mortgages was 2.86%, unchanged from 2.86% last week. A year ago the 30 year rate was 4.12%. 
This week, there was very little change in average mortgage interest rates. From what I have heard on the network news shows, tomorrow positive employment figures are supposed to come out. This may have the effect of raising the rates a bit as treasure bonds go up. We will have to wait and … (0 comments)

century 21: Zephyrhills, Florida to Host "Music & Motorcycles on Sept. 8, 2012 - 09/02/12 06:18 PM
These monthly events, hosted by Main Street Zephyrhills, are always popular and unique to our area. The weather is getting very pleasant in the evenings now, not too hot, not too cool. So why not come out and enjoy the festive atmosphere that exists on these occasions? Zephyrhills is NOT just a place to retire. There's a lot going on here! If you would like to download a copy of the different classes in which the motorcycles will be judged, just click on the following link: Download Bike Show Classes
You can contact Main Street Zephyrhills at: 813-780-1414  or via email … (0 comments)

century 21: Florida's Citizens Property Ins. Payoff Policy for Older Mobile Homes. - 09/01/12 04:01 PM
As many Florida residents know, here many of the major insurance companies have turned "yellow" and no longer write new policies in our state. There are several that still do and we are thankful to have these great companies on hand here.
But when it comes to older mobile homes, often the only option people have is Citizens Property Insurance Corporation. An entity that the state set up so that the real estate industry here would not be harmed due to the fact that many homes were uninsurable.
So if you buy a very old conventional home or a not so … (0 comments)

century 21: John Elwell's September 2012 Florida Real Estate Newsletter Now Ready! - 09/01/12 12:26 PM
My September 2012 Real Estate Newsletter is now available for download as a PDF (Adobe Acrobat) file that all computers should be able to open. Just click on the following link:    Download September 2012 Newsletter I hope that you will find this month's articles interesting and helpful.
If you would like to receive these newsletters automatically each month in the future, just send me an e-mail and let me know. I would be glad to add you to my e-mailing list. You can e-mail me at: jelwell1@tampabay.rr.com or call me at: 813-783-4444
I also invite you to visit my my website … (0 comments)

century 21: Mortage Interest Rates Decrease after a Month of Increases - 08/30/12 04:52 PM
Today, 8/30/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.59%, down from last week when it was 3.66%. The average interest rate for 15 year fixed-rate mortgages was 2.86%, down from 2.89% last week. A year ago the 30 year rate was 4.22%. 
Finally after several weeks of gradual increases, interest rates headed south for Labor Day. Well below the 4% mark and that means savings for years for those of you who can take advantage of them and purchase a home now. Over the long haul you would be amazed at the tens of … (0 comments)

century 21: Florida Bids Farewell to Hurricane Isaac - It Sure Looks That Way! - 08/27/12 02:19 PM
As of today, 8/27/2012, Hurricane Isaac well out into the Gulf of Mexico. And as you can see by the map, it is projected to make landfall near New Orleans. As if they need to get hit with another major storm!  But of course, here in Zephyrhills and the Tampa Bay area of Florida, we will be very happy to see this storm pass us by.
At this time we are receiving some showers as a result of the outer bands of the storm, it is a huge one after all. But over night I heard of only some heavy … (0 comments)

century 21: Tropical Storm Isaac Projected to Miss Florida - Let's Hope So! - 08/26/12 04:08 PM
As of today, 8/26/2012, Tropical Storm Isaac is just over Key West and the Florida keys and its projected path has shifted more to the northwest and appears to be heading for the New Orleans area of the northern Gulf of Mexico. They certainly don't need to be hit with a major storm, but of course, here in Zephyrhills and the Tampa Bay area of Florida, we will be very happy to see this storm pass us by.
The letter inside the dot on the track of the storm indicates the National Hurricane Center's forecast intensity for that point in time: D: Tropical … (3 comments)

century 21: Florida Still in Tropical Storm Isaac's Path - Could be Hurricane Soon - 08/24/12 05:31 PM
As of today, 8/24/2012, Tropical Storm Isaac is over Haiti and the Dominican Republic. Its projected path has it moving in a northwesterly direction over Cuba and then turning toward Florida with landfall predicted for early next week. If you look at the map you will notice that if it follows its projected path it will be level with Tampa in the early afternoon of Monday and it has an "H" in it to indicate that it will then likely be classified as a hurricane, not a tropical storm!
Many parts of that city to the south of us are barely … (3 comments)

century 21: Mortgage Interest Rates Increase for 4th Week in a Row! - 08/23/12 04:47 PM
Today, 8/23/2012, Freddie Mac reported that the average mortgage interest rate for 30 year fixed-rate mortgages was 3.66%, up from last week when it was 3.62%. The average interest rate for 15 year fixed-rate mortgages was 2.89%, up from 2.88% last week. A year ago the 30 year rate was 4.22%. 
Hard to believe, but for a fourth straight week interest rates for home loans have increased. They are still well below the 4% mark, but each jump brings them a little closer. If you think that rates have hit their lowest point, you may want to start looking for that home to buy … (0 comments)

century 21: Get Pasco County, FL Hurricane Guide & Shelter Location Maps Here - 08/22/12 04:29 PM
Since we may have a tropical storm or hurricane heading our way at the moment, I thought it might be helpful to make these items available to you. I found them at the Pasco County Government website.
 
The first is a Hurricane Guide that can help you be prepared should a storm make landfall near our area. To get this document, click on the following link: Download Hurricane Guide for Pasco County - 2012
 
 
The second is a map that can show you where you would evacuate to in case you were required to do so. Many … (1 comments)

century 21: Tropical Storm Isaac Could Threaten Florida - Be Informed and Prepared - 08/22/12 01:33 PM
 As of today, 8/22/2012, Tropical Storm Isaac is over the eastern Caribbean Sea. Its projected path has it moving in a northwesterly direction over Cuba and then turning toward Florida with landfall predicted for early next week. That is a long way off in the life of a hurricane, so anything is possible. But this storm bears watching. Keep yourselves up-to-date via the internet, TV, and radio. Don't wait until the last minute.
We have had a lot of rain here in Florida, which has been wonderful for us. However, we do not need the VERY heavy downpours that could … (0 comments)

century 21: July 2012 John Elwell in "TOP 100" CENTURY 21 Agents North/Central FL - 08/20/12 08:56 AM
CENTURY 21 corporate has just released their rankings for July 2012, and I am in the TOP 100 CENTURY 21 agents for the the North and Central regions of the state of Florida. We are still not out of the woods concerning the housing slump and to be in the TOP 100 is a tribute to my hard work. At least that is what my clients tell me. Having a good presence on the internet with many sites and also videos of my homes does not hurt either.
And the slump is pretty much over, with signs of improvement becoming more apparent as … (0 comments)

 
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John Elwell

Zephyrhills, FL

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CENTURY 21 Bill Nye Realty, Inc.

Address: 34619 State Road 54, Zephyrhills, FL, 33541

Office Phone: (813) 715-6810

Cell Phone: (813) 783-4444

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Real estate news, opinions, and listings from Zephyrhills, Pasco County, Florida and the west central region of Florida in general. Licensed in Florida.


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