John Elwell
Zephyrhills, FL
More about me…
CENTURY 21 Bill Nye Realty, Inc
Office Phone: (813) 715-6810
Cell Phone: (813) 783-4444
Email Me
Real estate news, opinions, and listings from Zephyrhills, Pasco County, Florida and the west central region of Florida in general. Licensed in Florida.
Tags
1099 (1)
10 tips (1)
1 acre (1)
1 acre lot (1)
2006 (1)
2007 (4)
2008 (4)
2nd quarter 2007 (1)
3 car garage (1)
55 (3)
55 bulletin board (1)
55 communities (1)
55 housing (1)
55 plus (1)
55 plus communities (1)
55 plus subdivisions (1)
55 subdivisions (1)
7500 (1)
addenda (1)
ads (1)
advertising (3)
advertising compliance (1)
agents gifts (1)
allstate insurance (3)
amendment (1)
amendment 1 (1)
amendment 5 (2)
american association of home inspectors (1)
american society of home inspectors (2)
another interest rate drop (1)
apartment (1)
april 2008 (1)
ashi (3)
assistance (1)
assistance for older persons (1)
attached apartment (1)
attacks (1)
auction (1)
august 2007 (2)
august 2008 (2)
august 2008 report (1)
august 7 2008 (1)
automatic notification (1)
available for purchase (1)
average interest (1)
average interest rates (5)
average interest rates decrease (2)
average mortgage interest (1)
average mortgage interest rates (14)
average mortgage rates (2)
avoid forclosure (1)
bank check (1)
bank of america (1)
bankratecom (2)
bankrupt (1)
banks (1)
benefits (1)
best agent in area (1)
bigger home (1)
blogging (1)
borrowers (1)
brighten up your home (1)
brochure (1)
budget cuts (4)
builder confidence (1)
building permits (2)
bulletin board (1)
businesses (1)
buyer assistance (1)
buyers (7)
buyers agents (1)
buyers asking for commissions (1)
buyers back out of contracts (1)
buyers do not like home (1)
buyers gifts (1)
buyer turnoff (1)
cancellation (1)
cancellations (1)
car insurance (1)
cash buyers (1)
cashiers check (1)
central florida (1)
century 21 bill nye realty (1)
century21 bill nye realty (1)
changes (1)
characteristics (1)
chattel (1)
cheap gas (1)
choice point (1)
cities (1)
citizens (1)
citizens property insurance (2)
city (1)
city growth (1)
classes (1)
clean homes (1)
closing costs (1)
colony hills (3)
commission (1)
commissions paid to realtors by developers and home builders (1)
commission splits (1)
company identification in ads (1)
company name (1)
compare insurance rates (2)
compensation undetermined (1)
competition (1)
conditions (1)
condominiums (1)
condos (2)
condo sales (1)
constitutional amendment (1)
consumer confidence (7)
consumer confidence index (1)
contract (2)
contracts (2)
conventional homes (1)
conventional mortgages (1)
countrywide (1)
countrywide financial (2)
countrywide financial corp (1)
county property appraiser (1)
county property appraisers (1)
credit scores (1)
crist (1)
curb appeal (1)
dade city (3)
dangerous buyers (1)
dark homes (1)
database (1)
deadline (3)
death (1)
december (1)
december 2007 (1)
declaration of homestead (1)
decline (13)
decrease (12)
decrease price (1)
deed restrictions (2)
delay (1)
denied (1)
detached (1)
developers (1)
difficult to sell (1)
discount brokers (1)
discount rate (1)
do not call (1)
doublewide (3)
double wide (5)
double wide mobile (2)
double wide mobile home (2)
download (6)
down payment (1)
downswing in housing market (1)
drop (3)
drops (1)
early elections (1)
early voting (1)
early warning (1)
east pasco (1)
economic effect (1)
economic indicators (1)
effect (1)
effects (1)
effects on home values (1)
elder affairs (1)
energy efficiency (1)
equity investment (1)
estimators (1)
existing home sales (4)
existing home sales slower (1)
faia (1)
fair housing (1)
fall 2007 (1)
far (6)
fastest (1)
fdic (1)
federal deposit insurance corporation (1)
federal housing bill (1)
federal reserve (7)
fema flood maps (2)
fha reform (1)
fhasecure program (1)
financing (5)
financing available (1)
find local real estate agents (1)
fines (1)
fixtures (1)
flood basins (1)
flooding (1)
flood insurance (3)
floods (1)
flood zone maps (1)
flood zones (4)
florida (102)
florida association of insurance agents (1)
florida association of realtors (8)
florida farm bureau (1)
florida housing market (2)
florida hurricane season (1)
florida legislature (2)
florida property tax (1)
floridaproperty tax (1)
florida property taxes (1)
florida real estate newsletter (1)
florida risk diminished (1)
flu clinic (1)
flu shot clinic (2)
flu shot clinics (1)
foreclosure (3)
foreclosure rates (1)
foreclosures (3)
foreclosure totals (1)
for sale (16)
fraud (1)
freddie mac (68)
free (1)
free ads (1)
funding trouble (1)
furnishings (1)
gas prices (1)
gifts (1)
good credit (1)
good faith estimates (1)
governor crist (1)
grandview grove (1)
granite (1)
guidelines (1)
gustav (1)
halloween (1)
happy holidays (1)
hartford insurance (1)
higher interest rates (2)
hillsborough county (1)
holiday home maintenance (1)
holiday safety (1)
home (1)
home builders response (1)
home buyers (7)
home buyers requirements (1)
home buying (1)
home financing (1)
home for sale (1)
home inspections (4)
homeowner confidence (1)
homeowners (1)
home prices (1)
home pricing (2)
homes (2)
home safety (1)
home sales (4)
home sales remain level (1)
home security (1)
home sellers (4)
homes for sale (1)
home showing (1)
homes sales (1)
homestead exemption (4)
homes that do not sell (1)
home tours (1)
home value (1)
home will not sell (1)
honesty (2)
house color (1)
housing completions (1)
housing crunch (1)
housing forecast (1)
housing market (3)
housing market in perspective (1)
housing report (2)
housing sales to increase (1)
housing starts (2)
housing starts decline (1)
hud (3)
hurricane (1)
hurricane gustav (3)
hurricane ike (4)
hurricane preparedness (6)
hurricanes (4)
hurricane season (1)
hurrican ike (1)
ignoring agents advice (1)
ike (1)
illegal practice of law (1)
impact fees (1)
improve appeal (1)
improve credit (1)
improve home appeal (1)
income property (1)
income taxes (1)
incorrect information (1)
incorrect pricing (1)
increase (20)
increases (3)
increase slightly (2)
ineffective techniques (1)
information fairs (1)
insulting offers (2)
insurance (7)
insurance commission (1)
insurance florida (1)
insurance rate increase (1)
interest (2)
interest rate (2)
interest rate cut (1)
interest rate drop (2)
interest rates (16)
interest rates increase (1)
interest rates plummet (1)
interviews (1)
january 2008 (1)
job cuts (2)
john elwell (3)
john elwelljuly 2008 newsletter (1)
july 2007 (4)
july 2008 (2)
july home sales up (1)
jumbo mortgages (1)
june 2007 (3)
june 2008 (1)
laminate flooring (1)
large custom home (1)
large lot (1)
legislature (1)
lenders (1)
lending fraud (1)
lennar (1)
less profit (1)
licensing (1)
little everglades steeplechase (1)
little movement (1)
living trusts (1)
loan (1)
loans (1)
local realtor search engine (1)
location (1)
lockbox (1)
lock box (1)
lockboxes (1)
lowball offers (1)
low commission (1)
lower (2)
lower home sales (1)
lowest in two years (1)
low offers (1)
magazine (1)
march 2008 (1)
march 9 (1)
market effect (1)
marketing homes (2)
market recovery (1)
market stagnant (1)
may 2007 (2)
may 2007 housing report (1)
media exposure (1)
messy homes (1)
millage (2)
mistakes (1)
mistakes home sellers make (1)
mixed mortgage interest rate results (1)
mixed versions (1)
mobile home (10)
mobile homes (8)
mobile home safety (1)
mobile home sales (1)
mobile home titles (1)
more home purchases (1)
mortgage (6)
mortgage availability improves (1)
mortgage caused (1)
mortgage companies (1)
mortgage fraud (1)
mortgage interest (6)
mortgage interest increase (2)
mortgage interest rates (15)
mortgage legislation (1)
mortgage market improvement (1)
mortgage rates (5)
mortgages (12)
most populous (1)
mothballs (1)
moving checklist (1)
moving up (1)
moving with pets (1)
multiple agents (1)
music and motorcycles (1)
my safe florida home (1)
nar (15)
nar survey (1)
national association of home builders (1)
national association of realtors (17)
national average mortgage interest rates (1)
national catastrophe fund (1)
national closing cost survey (1)
nationwide (1)
nears florida (1)
near zephyrhills (1)
negative (1)
new insurance companies in florida (1)
new law consumer protection (1)
new legislation (1)
new policies (1)
newsletter (6)
newspaper (1)
no new policies (1)
nonperformance (1)
nonrenewing policies (1)
november 15 2007 (1)
november 8 2007 (1)
october 2007 (2)
october 2008 (1)
october 2008 newsletter (1)
october 6 and 7 (1)
office exposure (1)
older mobile homes (1)
one acre (1)
one acre lot (1)
online (1)
openhouse (1)
openhouses (2)
open houses (1)
opposition (1)
overpriced (1)
over priced homes (1)
overpricing (2)
overpricing homes (2)
overpricing properties (1)
oversized garages (1)
owner safety (1)
own home (1)
own land (2)
own versus rent (1)
parking lots (1)
pasco county (7)
pasco county school board (1)
path projection (1)
pay more (1)
pending home sales (4)
personal check (1)
pessimistic (1)
pest control (1)
pet relocation (1)
pets (1)
phish (1)
phishing (1)
plant city (1)
plunge (1)
pmi (1)
policy (1)
population growth (2)
positive (1)
postponed (1)
predatory lenders (1)
premium reductions (1)
preparedness (3)
prepare your home (1)
prepayment (1)
prepayment penalties (1)
president bush (1)
press release (1)
price comparisons (1)
priced to sell (1)
price reduced (6)
price reduction (3)
pricing your home (1)
primary election (1)
priorities (1)
private mortgage insurance (1)
private owners (1)
probate (1)
problems (1)
problems selling home (1)
problems selling homes (3)
projected path (5)
projected paths (1)
property insurance (2)
property insurance crisis in florida (1)
property tax (1)
property taxes (7)
property tax reform (6)
protect yourself during home tours (1)
public (1)
public hearing (1)
publicity (2)
public service (1)
q a (1)
questions and answers (1)
questions to ask agents before listing (1)
rankings (1)
rate (1)
rate cut (1)
rate cuts (1)
rate decrease (1)
rate drops (1)
rate freeze (1)
rate increase denied (1)
rate increases (1)
rate increases denied (1)
rates dropped (1)
rates increase (1)
rattlesnake festival (1)
real estate (7)
real estate agent search (1)
real estate closing (1)
real estate columnist (1)
real estate expert (1)
real estate market reality (1)
real estate newsletter (4)
real estate telemarketers (1)
real estate television shows (1)
realtor cut out of deal (1)
realtors attacked (1)
reasonable offers (1)
reasons to sell now (1)
recession (1)
reduced (1)
reduced service brokers (1)
reduction (1)
reforms (2)
registration (1)
regulations (1)
religious symbols (1)
religious words (1)
remodeling (2)
remodeling prior to sale (1)
remodelling (1)
removed from ballot (2)
rental lots (2)
rental properties (1)
renters (1)
repair home before selling (1)
reporter (1)
reputable companies (1)
resale of home (1)
research (1)
residence (1)
revenue loss (1)
rewards (1)
rise (2)
risks (1)
robert bruss (1)
saleable homes (1)
sales (1)
san antonio (1)
save our homes (1)
save time (1)
scam artists (2)
scams (1)
search engine (1)
seasons greetings (1)
second quarter (1)
second quarter 2007 (1)
security (1)
sellers (10)
selling home (2)
selling homes (2)
selling your home (1)
senior housing (1)
september 13 (1)
september 2007 (4)
september 2008 real estate newsletter (1)
september 6 (1)
setback (1)
sexual offender search (1)
sexual predator search (1)
short sale (3)
short sales (3)
show (1)
showings (1)
single family home (2)
singlewide (1)
single wide (1)
singlewide mobile (1)
singlewide mobile home (1)
slight decline (1)
slightly (1)
slight rise (1)
slow appreciation (1)
slow sales month (1)
smaller companies (1)
smells in homes (1)
snowbirds (1)
south hill (2)
southwest water management district (1)
special legislative session (2)
special session (3)
specialty mortgages (1)
staging (2)
staging homes (1)
stained concrete floors (1)
state farm insurance (2)
state growth (1)
steady (1)
strawberry festival (1)
stress (1)
subdivisions (2)
subprime (1)
summer 2007 (1)
summer 2008 (1)
super homestead exemption (2)
supreme court (1)
survey (1)
tampa (1)
tax amendment (1)
tax credit (1)
tax cuts (1)
tax reform bill (1)
television program for home sellers (1)
termite inspections (1)
text (1)
the conference board (2)
things not to do (1)
thunderstorms (1)
time to buy (1)
tips (1)
title insurance (1)
too much furniture (1)
tornadoes (1)
tornados (2)
tours (1)
trim (1)
tropical storm (2)
tropical storm fay (1)
tropical storm gustav (1)
tropical storm hanna (5)
truth in millage (1)
unappealing colors (1)
unchanged (5)
unchanged interest rates (1)
uncooperative tenants (1)
united states (2)
university of florida (2)
university of florida research (1)
unlicensed agents (1)
unlicensed real estate activity (1)
unrealistic perception of home value (1)
us census bureau (2)
us commerce department report (1)
us department of commerce (1)
us house of representatives (1)
vacation home (1)
vacation homes (1)
veterans parade (1)
villas (1)
vintage autos (1)
violators (1)
walkin closets (1)
wall street (1)
warning (1)
warning systems (1)
watch (1)
wdo inspections (1)
weather radios (3)
website (3)
weekly survey (1)
what not to do (1)
why will my home not sell (1)
wills (1)
winter 2008 (1)
winter homes (1)
winter residences (1)
winter visitors arrive (1)
withdrawn (1)
workshops (1)
young buyers (1)
zephyrhills (46)
zephyrhills florida (2)
zephyr shores (7)
;)
Links;)
Archives
Today 8/7/08 Freddie Mac reported that the average mortgage interest rates for 30 and 15 year fixed-rate loans were virtually unchanged from last week. Nationally the average mortgage interest rate for 30 year fixed-rate mortgages was 6.52% (6.49% in the southeast), unchanged from a week ago. The average interest rate … (0 comments)
