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So you are thinking about purchasing a home? - 05/26/11 09:10 PM
Thinking about purchasing a home...Don't be NERVOUS! If you have been watching the news or reading newspapers, you are constantly bombarded by a variety of perspectives on the status of the Washington DC real estate market. Keep in mind, that the real estate market fluctuates on a monthly basis depending on many variables such as interest rates, loan applications, foreclosures, short sales, etc. Just like Politics...ALL REAL ESTATE IS LOCAL!
What should a homebuyer expect in this market? High down payment requirements, stringent credit score, and financial qualification requirements are the biggest woes for homebuyers in today's real estate (0 comments)
My video tour of Logan Circle. . . - 05/24/11 11:22 PM
This is my first YouTube video and I've decided to start with a tour of my Logan Circle neighborhood. This is the debut of my directorial career...James Cameron here I come!
Please join me and subscribe to my new YouTube channel: http://www.youtube.com/user/jtrotmangroup
Hopefully you found this post useful! If you need help finding or selling your Washington DC home, please contact Jason Trotman at 301-452-4767. If you’re new to DC, I’d especially like to extend a warm welcome. I value the opportunity to help my clients find the home that meets their needs and provide (0 comments)
Personal Finance Check-up: Student Loan Debt - 05/22/11 02:04 PM
It's graduation season across the country and undoubtedly you've racked up quite a sizable amount of debt. The premise behind amassing student debt is to improve your quality of life. As you're considering your options and prepare for the inevitability of moving to another city, you've probably wondered how this massive amount of student loan debt will effect your ability to purchase a home. Maybe homeownership is not on your to-do list just yet but it will be. And now is as good of a time as any to consider its impact on your credit and ability to purchase big ticket (1 comments)
LOCATION The Whitman, developed by Faison and Associates LLC and designed by Esocoff & Assoc in 2006, is a 12 story building located at 910 M Street NW in Washington DC 20001. The condominium is located across from the new Convention Center and the Mount Vernon Metro Station in the Logan Circle neighborhood. The building consists of 185 units, ranging from one bedroom, and two bedroom.
AMENITIES There are one and two-level floor plans, private balcony w/ spectacular panoramic city views, and oversized terraces. Units feature hardwood floors in living areas, large windows, luxury kitchens with stainless (1 comments)
Should I buy a home for my college freshman? - 05/22/11 01:55 PM
Many colleges and universities are facing room shortages. Rising admissions means few on-campus rooms available for incoming freshmen. Shrinking operating budgets does not permit upgrades or construction of other housing units. Many parents are making the decision to invest in real estate for their undergrad or grad student. The decision depends on whether it makes financial sense, the cost of living in the college town, and the emotional development of your child. Tuition is just the beginning of the costs associated with college. If you are paying out of state tuition, you may want to crunch the numbers to find out if (3 comments)
Fixing your Personal Finances for Homeownership - 05/17/11 01:05 PM
Personal finance is an important factor in homeownership. Your credit rating and history impacts your interest rate, monthly mortgage payments, and insurance rates. The most common reasons for a financial downfall are medical fees and change and/or loss of employment. Everyone experiences difficult times, but it doesn't mean that you can't bounce back from a financial downfall. Make a list of all of your outstanding balances.Outstanding and late balances can negatively affect your credit rating. This is a big part of finding out your financial shortfall. You can begin to repair your finances once you know where you stand. Contact your (2 comments)
Transforming Your Home With Paint - 05/16/11 07:30 PM
Paint can definitely transform a living space. Maybe you're planning on selling your home or want an easy do-it-yourself project over the summer. Either way, painting is a great idea. A fresh paint coat can do a lot to enhance the appearance of a drab room. It's the most affordable way to express your evolving personal style. If you're planning on selling your home in the next year, I definitely suggest choosing subtle colors. Bright colors, especially in the entire room, can be overwhelming. When you decide to place your home on the market, you don't want to spend time and (4 comments)
Why is the Good Faith Estimate important to buyers? - 05/16/11 07:27 PM
A few days ago, I ran across an interesting article in the Washington Post about Good Faith Estimates. The article stated "After receiving the disclosure, 56 percent of buyers say they did no comparison shopping among lenders." I decided to answer this common question from first-time homebuyers, "Why is the Good Faith Estimate important?" What is a Good Faith Estimate (GFE)?A Good Faith Estimate must be provided by a mortgage lender to a purchaser when completing a mortgage application, as required by the Real Estate Settlement Procedures Act (RESPA). The GFE must include an itemized list of fees and costs associated (2 comments)
This question comes up when the buyer is reviewing the Truth-In-Lending disclosures with the settlement attorney. Then, out of nowhere appears a HUGE number showing the payment of the loan after 30 years!
What is Truth-In-Lending disclosure? Truth-in-Lending disclosures are designed to standardize the way loan details are presented to purchasers. The Truth in Lending Act (TILA) of 1968 is a United (2 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.