I pre-approved them: · Great debt to asset ratios. · He had had loans with a local bank over time and had always paid on time and paid the loans off. ·He had a good job with more than adequate income to make the payment. · Pays cash for vehicles that he buys. ·He's a good credit risk. · She was a stay-at-home mom with good credit history, · Utilities in her name, · She has credit cards with good pay.
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credit: Finding the Right Mortgage Comes Before Finding the Right House- - Relocating to my area? Ask me about lenders. Scan the list! - 02/26/08 08:54 AM
Avoid the Alligators! Tread Carefully through the loan swamp! There are basics to everything that if done in the right order, make what you are trying to accomplish go smoother. This is true of buying a home also. If you have never gone through the process of acquiring a loan to purchase a home or if you've not gone through this process recently, the following list will be of benefit to you: •1. Your Credit Score Determines Your Loan Options - Your credit score will determine types of loans and interest rates that are available to you. Get a copy of … (2 comments)
credit: Top 5 Money Mistakes Book - 06/19/07 07:21 AM
I read an article this morning on Page2Go2, about a new book coming out in early July entitled The Top 5 Money Mistakes People Make The book is authored by Bob Pessemier, president of Money Metrics. The book and online class are supposed to take a look at Emergency Funds, Spending Plans, Car Loans, Credit Cards, and Home Loans. "The book is $14.95 plus shipping and will be available after July 6th from http://www.top5mistakes.com/ The online classes are $25 and include a toll-free conference call. "We talk to a lot of people who wish they could take a money mulligan," he … (3 comments)
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Judi Barrett~Broker/Owner Integrity Real Estate Services~IDABEL,OK 580-212-5946
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I've had loans BUT I have NO credit score! How can I buy a home? 
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