Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
So I've been doing some online research to determine who I want to interview for some upcoming programs that I'm creating and I was checking out Dave Ramsey's website. Turns out that he has some budgeting tools online and when I looked, miracle of miracles, there was information on there about budgeting for people with irregular incomes (that would be us). I thought you guys might be interested in it, so I'm putting the link out there.
Get Rid of Your Credit Card Debt and Help a Friend
And while I'm on the subject of budgeting, I'd like you to think about this. You're paying 13%-29.99% interest on your credit cards. Investors without faith in the stock market are sitting on their cash, making 1-3% in their money market accounts. Who do you know who could loan you the balance of your credit cards at a 6% or 7% interest rate (double what they are making now and less than half of what you are paying), take the same monthly payment you've been making, and allow you to pay off your cards faster? Here's an example.
18,000 credit card debt
14.99% interest rate
Current Minimum payment $400
Refinanced with a friend at 6% for 48 months, your minimum payment would be $422.73. And you'd be done paying it off in 4 years. Know how long it will take you to pay it off on the card? Breathe deep - this is going to hurt: 30 years and 4 months. Now, miss two payments at any time during that 67 months and your interest rate skyrockets to 29.99% - meaning that your minimum payment will also skyrocket because that $400/mo. you were paying is no longer enough to EVER pay off that credit card debt. (Source CNN Money Debt Reduction Planner)
Win-Win-Lose is Good for Everyone!
So borrow the money from your friend to pay off the credit card debt. Pay them double the interest they are currently earning (and half of what you are paying). Get your debt paid off in only 4 years with the same payments that would take you 30+ years to pay off with the credit card company. You win, your friend wins (assuming you're good for the cash - don't take the loan if you aren't) and the credit companies lose. Which they well should for being such greedy SOBs in the first place.
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.