Refinancing The Mortgage On Your Mobile Eastern Shore Home - 10/29/10 11:39 AM
Why would you refinance your Mobile Eastern Shore home mortgage at this time?  For many Refinancing reasons.  now can allow you to:
Lock in a lower interest rate Reduce your monthly mortgage payment Extend (or reduce) your repayment time Help you pay off high interest debts Free up money for investments, home repairs, or making your home more energy efficient Since interest rates hover around all-time lows, anyone carrying a higher rate interest loan or an ARM will benefit from refinancing; just a .5 or 1 point drop in rate constitutes worthwhile savings. Even if the ARM on your Mobile Eastern Shore … (0 comments)

Mobile Eastern Shore Homes For Sale: 12562 Country Road 1 - 10/25/10 08:37 PM
Mobile Eastern Shore Homes For Sale:
12562 Country Road 1, Fairhope AL 36532
MLS# 163642
This home has it all, the best location, an incredible price, fabulous quality and magnificent views of Mobile bay.  You will not want to miss this one it even has public access to the bay for easy unloading of your boat.  This home would make a perfect weekend retreat or a permanent home.  It is across the street from the bay.
Learn more about 12562 Country Road 1 and other Mobile Easter Shore homes for sale by visiting JudySells.com.
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How To Avoid Mortgage Modification and Foreclosure Scams On Your Mobile Eastern Shore Home - 10/22/10 12:40 PM
At a time when house foreclosures are on the rise, beleaguered and vulnerable property owners who are at risk of losing their Mobile Eastern Shore homes are increasingly the targets of unscrupulous con-artists offering fast and false solutions.
These individuals/companies contact their unsuspecting prey in person or by mail, phone, or email. They advertise their services in all forms of media and far too often appear legitimate. They promise foreclosure prevention/rescue programs and sometimes seem to have government connections. At-risk owners of a Mobile Eastern Shore home must beware of the following scams as set forth by the Office of the Comptroller … (0 comments)

Mobile Eastern Shore Real Estate For Sale: 650 Norman Lane - 10/18/10 09:20 PM
Mobile Eastern Shore Real Estate For Sale:
650 Norman Lane, Fairhope AL 36532
MLS# 168814
Townhome located in exclusive Fairfield Pointe Village. This home features open floor plan, kitchen with GE Profile appliances, 5 burner gas range, wet bar with ice maker, wood floors, double balconies and courtyard.
Learn more about 650 Norman Lane and other Mobile Eastern Shore real estate for sale by visiting JudySells.com
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Tips for Choosing a Mortgage When You Purchase Mobile Eastern Shore Real Estate? - 10/15/10 01:59 PM
Choosing between a 15-year mortgage and a 30-year mortgage can be a difficult decision, one which will have a major financial impact on your life. On the one hand, the 30-year mortgage will have lower monthly payments, but you will pay a higher rate of interest. On the other hand, a 15-year mortgage requires higher monthly payments (at a lower interest rate), but your Mobile Eastern Shore real estate will be paid off in half the time.
In order to decide which of the two is better for you, you need to carefully analyze your life situation in the following areas:
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Pre-qualification vs. Pre-approval When Buying a Mobile Eastern Shore Home - 10/11/10 04:19 PM
Although the terms pre-qualification and pre-approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide when buying a Mobile Eastern Shore home. Here's what you need to know about each of them:
Pre-qualification:
This is a lender's informal way of estimating how much you may be able to borrow. It is based on the information you provide (often by phone), none of which needs to be verified or documented. Since a letter of pre-qualification gives you an idea of how much house and the amount of mortgage payments … (0 comments)

Mobile Eastern Shore Homes For Sale: 16848 Ferry Road Circle - 10/08/10 07:52 PM
Mobile Eastern Shore Homes For Sale:
16848 Ferry Road Circle, Fairhope AL 36532
MLS# 168261
Welcome home to this river front estate on approximately 1.5 acres.  The home has 240 feet of frontage on the Fish River, which includes a deep water bulkhead and a double covered boat house with a double lift.  In 2007 this home had a total renovation which included top of the line appliances in the gourmet kitchen.  The home also boasts double master bedrooms, a split bedroom plan and heart pine floors.  This is one is a must see.
Learn more about 16848 Ferry Road Circle … (0 comments)

Mobile Eastern Shore Real Estate For Sale: 222 Hazel Street - 10/04/10 09:14 PM
Mobile Eastern Shore Real Estate For Sale:
222 Hazel Street, Mobile AL 36607
MLS# 164341
Beautiful historic cottage in sought after Jackson Place.  This home features heart of pine floors, a formal dining room and a large kitchen with a breakfast area.  Downstairs you will find the master suite with an office.  Relax on the large front porch.  This home also boosts a double carport and potting shed.  This one is a must see!
Learn more about 222 Hazel Street and other Mobile Eastern Shore real estate for sale by visiting JudySells.com.
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Be Credit Savvy When Buying Mobile Eastern Shore Real Estate - 10/01/10 08:20 PM
What is a credit score?
A credit score is a number that helps lenders predict how likely you are to make your payments on time. This score affects your ability to obtain credit and helps determine what you pay for credit cards, auto loans, and mortgages on Mobile Eastern Shore real estate. Even your insurance rate is related to your score. The higher your score, often referred to as a FICO score, the more apt you are to be approved for and pay a lower interest rate on new loans.
What do the numbers mean?
FICO scores range from 300 to … (0 comments)