judy niemeyer: How To Deal With Offers On Your Mobile Eastern Shore Home - 11/09/11 04:50 AM
Once your home is listed on the open market and aggressively advertised, an offer can come in at any time. Although that is what you want – to sell your home – it may feel like everything is moving very quickly, especially if you get an offer a day or two after your Mobile Eastern Shore home goes up for sale! It’s important to be prepared to make a decision quickly when the offer meets your criteria, but often sellers have a tendency to wait and see if they receive more or better offers. You will ultimately have to decide what … (0 comments)

judy niemeyer: Home Warranty Can Help Sell Your Mobile Eastern Shore Home - 10/25/11 06:10 AM
In recent years of ever-increasing fees by service repair companies and continued belt-tightening by home buyers, the provision of home warranty protection plans by sellers has become a rather common–and even expected–incentive. The knowledge that they won’t be hit by unexpected repair bills in the first year after purchasing their Mobile Eastern Shore home is reassuring to buyers, especially first-timers who have no experience in home maintenance.
A home warranty plan is essentially a service contract that covers a major housing system, for example, plumbing or electrical wiring — for a set period of time from the date a house is sold. … (0 comments)

judy niemeyer: Tips For Cleaning Up The Clutter In Your Mobile Eastern Shore Real Estate - 10/11/11 04:38 PM
Why? How? What? Where?
Let’s start with the why? The most common incentive to clear away clutter occurs when you’re selling your Mobile Eastern Shore real estate and want to stage it for prospective buyers. Real estate agents will tell you that clutter-filled, disorganized homes appear smaller, and every website offering tips for a fast sale includes–and stresses- the need to show a clutter-free home. Another strong reason for eliminating clutter is to lower the stress in your life by having everything in its place ((how nice it would be not to spend valuable time and energy looking through clutter for … (0 comments)

judy niemeyer: Do You Have Adequate Flood Insurance For Your Mobile Eastern Shore Real Estate? - 09/28/11 04:38 AM
Given the number and severity of natural disasters world-wide this year, it is no wonder that owners of Mobile Eastern Shore real estate are becoming increasingly concerned about their insurance coverage for damages caused by these disasters, especially floods. According to FEMA, flooding is the number one natural disaster across the United States, and this spring brings with it the probability of extremely high water and flooding.       
Since your basic homeowner’s insurance policy will not cover damage due to rising water, (i.e. water that collects as a result of an overflow of a body of water or surface water runoff), you would … (1 comments)

judy niemeyer: Are Household Myths Costing You Money? - 09/16/11 09:13 AM
Far too many consumers hold beliefs, supposedly based on conventional wisdom, that simply are not true and may actually be costing them money. So, it’s time to debunk these theories and set the record straight!
HOUSEHOLD MYTHS:
1. You must rinse dirty dishes before putting them in the dishwasher.
Your dishes won’t get any cleaner, according to tests by Consumer Reports. Just scrape off excess food into the trash or garbage disposal. Another reason not to pre-rinse is that by doing so, the detergent doesn’t have any grease or grime to stick to, so detergents attack dishes instead, making them appear … (0 comments)

judy niemeyer: Protect Your Mobile Eastern Shore Real Estate With Homeowners Insurance – Part II - 09/14/11 07:20 AM
Part I of this article dealt with the cost of homeowners insurance for your Mobile Eastern Shore real estate and covered such areas as deductibles, discounts, and deals. Part II focuses on coverage, both basic and extended and services you should expect from an insurance company.
COVERAGE:
Rebuilding: A common mistake made by owners of Mobile Eastern Shore real estate is to confuse a house’s market value with its replacement cost. Your insurance should cover the cost of rebuilding your home, and the value of the land should not be included in calculating that figure. To determine the replacement cost, most insurance … (0 comments)

judy niemeyer: Protect Your Mobile Eastern Shore Real Estate With Homeowners Insurance - 09/07/11 06:16 AM
Congratulations! After a long search, you have finally found “the” home, your offer has been accepted, and you’ve signed innumerable documents. Now what? Before you begin to actually move, you need to find a homeowners insurance policy that protects your large investment and meets all the needs of your Mobile Eastern Shore real estate. At this point a wise purchaser will make another investment–one of time–to find the right policy in terms of cost, coverage, and service.
COST:
The amount of your insurance should cover the cost of replacing or rebuilding your Mobile Eastern Shore real estate holding. That amount is not the … (0 comments)

judy niemeyer: Ways To Improve Gas Mileage When Traveling From Your Mobile Eastern Shore Home - 08/23/11 11:21 AM
It’s summer, the time of long weekends away from your Mobile Eastern Shore home, fun-filled day trips, and long-awaited vacations. Unfortunately, it is also the time of high gas prices in an already difficult economy, thus making road trips expensive. However, before you feel forced to rethink your plans because of fuel costs, you can take steps to improve your gas mileage and lower expenses; in fact, the Consumer Federation of America has predicted that by practicing these tips, a driver can increase his/her mileage by as much as 13%! So read on–and save!
CHANGE YOUR OIL AND OIL FILTER REGULARLY:
Just … (0 comments)

judy niemeyer: Hot Tips For Staying Cool And Saving Money In Your Mobile Eastern Shore Home - 08/15/11 09:23 AM
All owners of Mobile Eastern Shore homes recognize that keeping cool in hot summer months means paying higher utility bills. However, in the face of the ever-rising cost of living, family budgets strained by the spike in utility use, and the awareness of the need for environmental efficiency, the following money and energy saving tips can certainly help you manage both your comfort level and your finances this summer.
AIR CONDITIONING:
Keep it off as long as possible. Turn the thermostat up before leaving for work or for a vacation. You can save 1-3% per degree above 72. Invest in an … (1 comments)

judy niemeyer: Mobile Eastern Shore Homes For Sale: 202 North Summit Street Fairhope, Al 36532 - 08/01/11 08:17 AM
Mobile Eastern Shore Homes For Sale: 202 North Summit Street Fairhope, Al 36532 MLS#178069     Cozy weekend cottage in bluff area of Old Fairhope. Wonderful covered porch off back for visits in this quiet area. The cottage was rebuilt from slab up in the 1980’s, central air and heat, gas logs in living room fireplace, gas stove. Wood laminate floors, corner lot in a great location.   Learn more about 202 North Summit Street  and other Mobile Eastern Shore homes for sale by visiting JudySells.com.    Search all Mobile Eastern Shore homes for sale.  
The Judy Niemeyer Team knows … (0 comments)

judy niemeyer: Buying and Selling Mobile Eastern Shore Real Estate in Today’s Market - 07/29/11 02:21 AM
As the real estate market and economic conditions change, so do strategies for buying and selling homes. Listed below are a few recommendations to help both buyers and sellers of Mobile Eastern Shore real estate be successful.

SELLERS:
1. Choose a successful, aggressive real estate agent.
You will want someone who is familiar with your neighborhood and will be proactive in selling your Mobile Eastern Shore real estate. Ask in advance about his/her plan for marketing your property and make sure it includes, at the very least, an MLS listing, on-line and newspaper advertising, and regularly scheduled open houses.
2. Remember the … (0 comments)

judy niemeyer: Mobile Eastern Shore Homes For Sale:2093 Clubhouse Drive Lillian, AL 36549 - 07/25/11 03:54 AM
Mobile Eastern Shore Homes For Sale:2093 Clubhouse Drive Lillian, AL 36549MLS#178154

Built with incredible style. Magnificent view of Perdido Bay, 176 front feet on Bay, sandy beach, beautiful oaks, two and a half story home, mahogany curved staircase, oversized rooms, designed for entertaining. Fabulous kitchen with views of the Bay, inside grill, wine closet, master suite on second level. Set up your appointment now.
The Judy Niemeyer Team knows that selling or buying a Mobile Eastern Shore home is a major event in your life. It represents one of the largest single investments you may make in your lifetime. It … (0 comments)

judy niemeyer: Re-capturing the American Dream With Mobile/Eastern Shore AL Real Estate - 07/10/08 08:51 AM
Cynics may say that the "American Dream" is a fading ideal, especially with the current economy and housing market.  But it doesn't have to be that way!  Read my blog article to learn why home-ownership is still an important - and attainable - component of the American Dream. 
If you are ready to begin looking at Mobile/Eastern Shore AL real estate, please call me at 866-560-7474 or visit JudySells.com. 
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judy niemeyer: Mobile/Eastern Shore AL Real Estate Market: Should You Rent Your Unsold Home? - 07/03/08 05:59 AM
In the current real estate market, many potential home sellers are wondering if it they should rent out their homes rather than try to carry two mortgages while waiting for one home to sell.  Check out my latest blog article to read about the pros and cons of renting out your home while you wait for it to sell.
If you are interested in buying or selling Mobile/Eastern Shore AL real estate, please call me at 866-560-7474 or visit JudySells.com. 
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judy niemeyer: Mobile AL Real Estate Tip: Questions To Expect From Your Lender - 06/23/08 12:15 PM
If you are a first-time homebuyer, that first visit to the lender's office can be indimidating.  You are likely to be overwhelmed with paperwork and a barrage of questions about your finances.  Check out my latest blog article to get an idea of what questions you can expect when applying for a home loan, being prepared will help make the home-buying experience a fun one!
To learn more about investing in Mobile AL real estate or for a referral to a reputable lender, please call me at 866-560-7474 or visit JudySells.com.  You may also request a complimentary relocation package here!
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judy niemeyer: Buyers of Mobile AL Real Estate: Lock in Low Interest Rates NOW! - 06/19/08 02:16 AM
If you are in the market for Mobile AL real estate, NOW is the time to shop for a mortgage!  Check out my latest blog article to learn why.
To learn more about Mobile AL real estate, or for a referral to a reputable lender who can explain your options when it comes to interest rates, please call me at 866-560-7474 or visit JudySells.com. 
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judy niemeyer: The Case For Staging Your Mobile AL Real Estate - 06/12/08 04:14 AM
Trends in Mobile AL real estate come and go, but staging homes for sale is one trend that can actually help you sell your home more quickly AND get more money for it!  Read more about staging your Mobile AL real estate in my latest blog article.
To learn more about making your Mobile AL real estate stand out, please call me at 866-560-7474 or visit JudySells.com.  You may also visit the MLS to begin searching for properties!
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judy niemeyer: Buy Mobile AL Real Estate With Lower Down Payments - 06/05/08 05:15 AM
Fannie Mae has announced down payment requirements will be lowered from 5% to just 3% for all conventional, conforming mortgages processed through its Desktop Underwriter® automated underwriting system, as of June 1.  Loans processed outside the Desktop Underwriter® system will still require a 5% down payment. 
This initiative, part of Fannie Mae's "Keys To Recovery" campaign, will apply to borrowers all across the country, regardless of local market conditions.  Since the biggest obstacle for many first-time home buyers is saving up enough money for a down payment, this is great news if you want to take advantage of the current Mobile … (0 comments)

judy niemeyer: Mobile Eastern Shore AL Real Estate Podcast - 06/02/08 12:43 PM
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To learn more about current Mobile AL real estate market conditions, please call me at 866-560-7474 or visit JudySells.com.  You may also request a complimentary relocation package!
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judy niemeyer: Fairhope AL Real Estate Inspections - 05/26/08 02:11 AM
If you think home inspections only need to be performed when you are considering buying a property, think again!  My latest blog article explains the various types of home inspections, and why it is important to have your Fairhope AL property inspected on a regular basis.
To learn more about Fairhope AL real estate or for a referral to an experienced home inspector, please call me at 866-560-7474or visit JudySells.com.  You may also begin searching for Fairhope AL real estate here!
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