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    <title>Long Beach and Southern California </title>
    <link>http://activerain.com/blogs/juliahuntsman</link>
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      <guid>http://activerain.com/blogsview/3064400/short-sales-and-the-recent-mortgage-settlement</guid>
      <title>Short Sales and the Recent Mortgage Settlement</title>
      <description>&lt;p&gt;&lt;/p&gt;
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&lt;p&gt;&lt;a href="http://1.bp.blogspot.com/-0EL28zft_AM/T2PrJT_ilpI/AAAAAAAAA4s/bg-n7ZxoJ_U/s1600/roadtosolutions.jpg" style="clear: right; margin-right: auto; margin-bottom: 1em; margin-left: auto;"&gt;&lt;img src="http://1.bp.blogspot.com/-0EL28zft_AM/T2PrJT_ilpI/AAAAAAAAA4s/bg-n7ZxoJ_U/s320/roadtosolutions.jpg" border="0" height="89" alt="" width="320"&gt;&lt;/a&gt;&lt;/p&gt;
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&lt;p&gt;The Road to Solutions&lt;/p&gt;
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&lt;p&gt;The $25 billion proposed settlement with five major banks/servicers has not yet been approved by a judge. However, assuming it is as proposed, Bank of America, Wells Fargo, JPMorgan Chase, Citigroup and Ally Financial will agree to stop the practice of robo-signing, to change their loan modification procedures, and to not foreclose on borrowers who are being considered for a loan modification. A single point of contact and adequate staff to handle consumers are also to be established by each bank. Approximately $20 billion is to go to those facing foreclosure--principal loan reduction and refinance--and $5 billion goes towards settling with consumers who lost their homes due to improper foreclosures between 2008 and 2011. Part of the settlement agreement will result in new requirements for short sales, which is supposed to speed them up and eliminate the &lt;a href="http://longbeachrealestate.blogspot.com/2012/03/what-to-know-about-mortgage-settlement.html" title="More at my blog"&gt;http://longbeachrealestate.blogspot.com/2012/03/what-to-know-about-mortgage-settlement.html&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Mon, 19 Mar 2012 10:06:30 -0700</pubDate>
      <link>http://activerain.com/blogsview/3064400/short-sales-and-the-recent-mortgage-settlement</link>
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      <guid>http://activerain.com/blogsview/2570915/taking-a-longer-look-at-short-sales</guid>
      <title>Taking a Longer Look at Short Sales</title>
      <description>&lt;p class="MsoNormal" style="margin: 0in 0in 10pt;"&gt;&lt;span style="font-family: Calibri; font-size: small;"&gt;With a glut of bank-owned properties dragging down the recovery of the real estate market, as well as the national economy, major lenders are more eager than ever before to avoid foreclosure.&amp;nbsp; &lt;/span&gt;&lt;/p&gt;
&lt;p&gt;A &lt;a href="http://www.housingwire.com/2011/10/20/study-finds-foreclosures-harm-home-prices-more-than-vacancies" target="_blank"&gt;recent study&lt;/a&gt; finds that, "If a borrower abandoned the property while he was delinquent, sales within 500 feet suffered a 3.1% drop in prices. But a vacant home also in foreclosure &amp;mdash; further down the distressed pipeline &amp;mdash; lowered nearby home sale prices by 7.1%."&lt;/p&gt;
&lt;p class="MsoNormal" style="margin: 0in 0in 10pt;"&gt;&lt;span style="font-family: Calibri; font-size: small;"&gt;The biggest lenders in the country&amp;nbsp;increased staffing&amp;nbsp;to ensure rapid processing of short sale applications. They&amp;rsquo;re contributing&amp;nbsp;cash incentives at closing for homeowners who pursue a short sale. And they&amp;rsquo;re proactively reaching out to&amp;nbsp;Realtors&amp;nbsp;and putting them in touch with delinquent borrowers. &lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="margin: 0in 0in 10pt;"&gt;&lt;span style="font-family: Calibri; font-size: small;"&gt;This is big news and the media has not really caught onto it yet. What&amp;rsquo;s important for you to know is that whatever you&amp;rsquo;ve read or heard in the past about long lag times and frustrations with short sales may no longer be&amp;nbsp;the case. &lt;/span&gt;&lt;/p&gt;
&lt;p class="MsoNormal" style="margin: 0in 0in 10pt;"&gt;&lt;span style="font-size: small;"&gt;&lt;span style="font-family: Calibri;"&gt;I work with&amp;nbsp;major lenders and stay on top of major developments affecting short sales and bank-owned properties.&lt;span&gt;&amp;nbsp; &lt;/span&gt;I invite you to visit "Help for Homeowners" at&amp;nbsp;my website &lt;span style="color: #ff0000;"&gt;&lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;&amp;nbsp;&lt;/span&gt;&amp;nbsp;to learn more and feel free to contact me any time if you or anyone you know is struggling with an unmanageable mortgage.&amp;nbsp; Don't assume you have no chance to avoid foreclosure -- but don't wait until the last minute to find out your options!&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;
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&lt;p class="MsoNormal" style="margin: 0in 0in 10pt;"&gt;&lt;span style="font-family: Calibri; font-size: small;"&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Mon, 24 Oct 2011 20:24:51 -0700</pubDate>
      <link>http://activerain.com/blogsview/2570915/taking-a-longer-look-at-short-sales</link>
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    <item>
      <guid>http://activerain.com/blogsview/2438662/long-beach-house-plus-guest-quarters-under-330-000</guid>
      <title>Long Beach House Plus Guest Quarters--Under $330,000</title>
      <description>&lt;div&gt;
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&lt;p&gt;&lt;a href="http://4.bp.blogspot.com/-ee3FTBWtdZ4/TiXf0WIubvI/AAAAAAAAA2g/bCNc9h6Ds-Q/s1600/formaldining3100+spaulding+007.jpg" style="margin-bottom: 1em; float: right; margin-left: 1em; clear: right;"&gt;&lt;img src="http://4.bp.blogspot.com/-ee3FTBWtdZ4/TiXf0WIubvI/AAAAAAAAA2g/bCNc9h6Ds-Q/s320/formaldining3100+spaulding+007.jpg" border="0" height="240" alt="" width="320"&gt;&lt;/a&gt;This upgraded and remodeled single family home&amp;nbsp;the Circle Area of&amp;nbsp;Long Beach&amp;nbsp;has a lot of advantages for a new homebuyer because there's so little work to do!&amp;nbsp;&lt;/p&gt;
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&lt;p&gt;Who wouldn't want the upgraded bathroom, and the new kitchen with&amp;nbsp;granite counters and recessed lighting, complete with the cooktop range with downdraft feature? Hardwood floors, dual-paned windows and a roof (2005) in geat condition help a new buyer get settled quickly.&amp;nbsp;&lt;/p&gt;
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&lt;p&gt;Verizon FiOS is already installed for state-of-the-art connections.&lt;/p&gt;
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&lt;p&gt;The nicely landscaped yard is completely enclosed, and patio areas are paved with Saltillo tiles. The side yard is good for play area or a dog run.&amp;nbsp; And, though it's not permitted, there&amp;nbsp;are additional guest quarters of approximately 175 sq. ft.&amp;nbsp;with bathroom which makes a great office space or a third bedroom also!&lt;/p&gt;
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&lt;p&gt;Two-car garage with laundry hookups.&amp;nbsp;For current listing price for 3100 Spaulding St.,&amp;nbsp; &lt;a href="http://www.juliahuntsman.com/IDXDetail.aspx?mlsnum=P786770&amp;amp;city=Long-Beach&amp;amp;page=1&amp;amp;mlstableid=SOCALMLSRES&amp;amp;sp=y&amp;amp;segmentid=4042762&amp;amp;uid=29690&amp;amp;htmlfile=listings.html"&gt;See listing here.&lt;/a&gt;.&lt;/p&gt;
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&lt;p&gt;Please call me for more info! (off market September, 2011)&lt;/p&gt;
&lt;/div&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 05 Aug 2011 13:15:47 -0700</pubDate>
      <link>http://activerain.com/blogsview/2438662/long-beach-house-plus-guest-quarters-under-330-000</link>
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      <guid>http://activerain.com/blogsview/2438635/long-beach-ca-condo-179-000</guid>
      <title>Long Beach CA Condo -- $179,000</title>
      <description>&lt;p class="separator" style="text-align: center; clear: both;"&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Looking for that desirable "under $200,000" price? You have found it here. This is such an attractive e&lt;img src="http://3.bp.blogspot.com/-MdLSSgmdUPA/Tefdna_pppI/AAAAAAAAA1w/tsisQnF66cU/s200/555+Maine+309+001.jpg" border="0" height="152" alt="" width="167" style="float: right;"&gt;ast-facing unit in the Emerald Villas, bright and sunny in the mornings. Besides a great floor plan that features a master bedroom/master bath, plus a 2nd bedroom with a hall bath, inside laundry, and a third floor view, the buyer also receives all the appliances (microwave, refrigerator, stove AND stackable washer/dryer). The living room features a gas fireplace, and floor-to-ceiling beveled-seam mirrors on its entire south wall, plus Pergo flooring. Although it's not needed that often, this unit also has central air and heat. This is a nicely maintained unit that has been recently carpeted (bedrooms), painted in the last 2 years, with newer appliances since 2007.&lt;/p&gt;
&lt;p class="separator" style="clear: both;"&gt;If the buyer needs a loan source, I can possibly help with a source that provides 3% and&amp;nbsp;5% down conventional for condos. The building is currently FHA-approved, but its status for FHA after July 31 is unknown at this point. The HOA common areas include rooftop deck, central atrium pool and spa, and exercise room. HOA fees on this unit are $245/month and includes two side-by-side parking units. Location is near an elementary school, and all downtown amenities, including the Aquarium, Convention Center, and nearby freeway access.&lt;/p&gt;
&lt;p class="separator" style="text-align: center; clear: both;"&gt;Take advantage of this opportunity! These units sold in the $350,000 range in the high market. To see more on this unit, go to &lt;a href="http://www.juliahuntsman.com/IDXDetail.aspx?mlsnum=P783730&amp;amp;city=Long-Beach&amp;amp;page=1&amp;amp;mlstableid=SOCALMLSRES&amp;amp;sp=y&amp;amp;segmentid=4042762&amp;amp;uid=29690&amp;amp;htmlfile=listings.html"&gt;Long Beach Homes and Condos&lt;/a&gt;.&amp;nbsp; Now listed at $179,000!&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 05 Aug 2011 13:07:53 -0700</pubDate>
      <link>http://activerain.com/blogsview/2438635/long-beach-ca-condo-179-000</link>
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    <item>
      <guid>http://activerain.com/blogsview/2332341/new-listing-555-maine-309-emerald-villas-downtown-long-beach</guid>
      <title>New Listing: 555 Maine #309, Emerald Villas, Downtown Long Beach</title>
      <description>&lt;p&gt;&lt;a href="http://4.bp.blogspot.com/-2FyboyURvdg/Tefdji3SdVI/AAAAAAAAA1s/dqXRTEWBoPQ/s1600/555+Maine+309+002.jpg"&gt;&lt;img src="http://4.bp.blogspot.com/-2FyboyURvdg/Tefdji3SdVI/AAAAAAAAA1s/dqXRTEWBoPQ/s200/555+Maine+309+002.jpg" border="0" height="150" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;&amp;nbsp;Looking for that desirable "under $200,000" price? You have found it here. This is such an attractive east-facing unit in the Emerald Villas, bright and sunny in the mornings. Besides a great floor plan that features a master bedroom/master bath, plus a 2nd bedroom with a hall bath, inside laundry, and a third floor view, the buyer also receives all the appliances (microwave, refrigerator, stove AND stackable washer/dryer). The living room features a gas fireplace, and floor-to-ceiling beveled-seam mirrors on its entire south wall, plus Pergo flooring. Although it's not needed that often, this unit also has central air and heat. This is a nicely maintained unit that has been recently carpeted (bedrooms), painted in the last 2 years, with newer appliances since 2007. &lt;br&gt;&lt;br&gt;If the buyer needs a loan source, I can possibly help with a source that provides 5% down conventional for condos. The building is currently FHA-approved, but its status for FHA after July 31 is unknown at this point. The HOA common areas include rooftop deck, central &lt;a href="http://3.bp.blogspot.com/-MdLSSgmdUPA/Tefdna_pppI/AAAAAAAAA1w/tsisQnF66cU/s1600/555+Maine+309+001.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/-MdLSSgmdUPA/Tefdna_pppI/AAAAAAAAA1w/tsisQnF66cU/s200/555+Maine+309+001.jpg" border="0" height="195" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;atrium pool and spa, and exercise room. HOA fees on this unit are $245/month and includes two side-by-side parking units. Location is near an elementary school, and all downtown amenities, including the Aquarium, Convention Center, and nearby freeway access.&lt;br&gt;&lt;br&gt;Take advantage of this opportunity! These units sold in the $350,000 range in the high market. To see more on this unit, go to &lt;a href="http://www.juliahuntsman.com/IDXDetail.aspx?mlsnum=P783730&amp;amp;city=Long-Beach&amp;amp;page=1&amp;amp;mlstableid=SOCALMLSRES&amp;amp;sp=y&amp;amp;segmentid=4042762&amp;amp;uid=29690&amp;amp;htmlfile=listings.html"&gt;Long Beach Homes and Condos&lt;/a&gt;.&amp;nbsp; Listed at $185,000! &lt;br&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 03 Jun 2011 18:47:55 -0700</pubDate>
      <link>http://activerain.com/blogsview/2332341/new-listing-555-maine-309-emerald-villas-downtown-long-beach</link>
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      <guid>http://activerain.com/blogsview/2244559/back-on-market-emerald-villas-condo-in-downtown-long-beach</guid>
      <title>Back on Market! Emerald Villas Condo in Downtown Long Beach</title>
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Emerald Villas,Downtown Long Beach&lt;/b&gt; &lt;/span&gt;
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&lt;b&gt;Overview&lt;/b&gt;&lt;br&gt;
&lt;a href="http://listings.realbird.com/Real_Estate/Emerald-Villas-Downtown-Long-Beach/Long_Beach/CA/D8D3F7D6/85372.aspx?tab=maps" target="_blank"&gt;Maps&lt;/a&gt;&lt;br&gt;
&lt;a href="http://listings.realbird.com/Real_Estate/Emerald-Villas-Downtown-Long-Beach/Long_Beach/CA/D8D3F7D6/85372.aspx?tab=photos" id="photoTabLink" target="_blank"&gt;Photos&lt;/a&gt;&lt;br&gt;
&lt;a href="http://listings.realbird.com/Real_Estate/Emerald-Villas-Downtown-Long-Beach/Long_Beach/CA/D8D3F7D6/85372.aspx?tab=description" target="_blank"&gt;Description&lt;/a&gt;&lt;br&gt;
&lt;a href="http://listings.realbird.com/Real_Estate/Emerald-Villas-Downtown-Long-Beach/Long_Beach/CA/D8D3F7D6/85372.aspx?tab=neighborhood" target="_blank"&gt;Neighborhood&lt;/a&gt;&lt;br&gt;
&lt;a href="http://listings.realbird.com/Real_Estate/Emerald-Villas-Downtown-Long-Beach/Long_Beach/CA/D8D3F7D6/85372.aspx?tab=market-statistics" target="_blank"&gt;Market Stats&lt;/a&gt;&lt;br&gt;
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&lt;td style="background-color: #EDEDED;"&gt;&lt;span style="font-size: 16px; color: #000;"&gt;&lt;b&gt;$179,000&lt;/b&gt;&lt;/span&gt;&lt;/td&gt;
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&lt;td&gt;&lt;span style="font-size: 14px;"&gt;Condominium&lt;/span&gt;&lt;/td&gt;
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&lt;span style="font-size: 16px; color: #000;"&gt;&lt;b&gt;Main Features&lt;/b&gt; &lt;/span&gt;
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&lt;span style="font-size: 14px;"&gt;2 Bedrooms&lt;br&gt;2 Bathrooms&lt;br&gt;1 Unit&lt;br&gt;Interior: 907 sqft&lt;br&gt;&lt;/span&gt;
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&lt;span style="font-size: 16px; color: #000;"&gt;&lt;b&gt;Location&lt;/b&gt; &lt;/span&gt;
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&lt;div style="font-size: 14px;"&gt;555  Maine Ave.&lt;br&gt;208&lt;br&gt;Long Beach, CA 90802&lt;br&gt;USA&lt;/div&gt;
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&lt;span style="font-weight: bold;"&gt;Julia Huntsman, CDPE, e-PRO, SFR, DRE #01188996&lt;/span&gt;
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&lt;br&gt;Huntsman Properties&lt;br&gt;(562) 896-2609&lt;br&gt;&lt;a href="mailto:huntsman.julia@gmail.com"&gt;huntsman.julia@gmail.com&lt;/a&gt;&lt;br&gt;&lt;a href="http://www.juliahuntsman.com" target="_blank"&gt;http://www.juliahuntsman.com&lt;/a&gt;&lt;br&gt;&lt;br&gt;&lt;a href="http://twitter.com/juliahuntsman" title="Follow us on Twitter" class="nohover" rel="nofollow" target="_blank"&gt;&lt;img src="http://listings.realbird.com/3rd/icons/social/twitter.png" border="0"&gt;&lt;/a&gt; &lt;a href="http://www.facebook.com/profile.php?id=juliahuntsman" title="Connect on Facebook" class="nohover" rel="nofollow" target="_blank"&gt;&lt;img src="http://listings.realbird.com/3rd/icons/social/facebook.png" border="0"&gt;&lt;/a&gt;
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&lt;br&gt;&lt;br&gt;Listed by: Julia Huntsman, Broker, Huntsman Properties&lt;br&gt;&lt;br&gt;
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&lt;h3 class="realbird_nearbyhomes_header"&gt;Nearby  properties for sale&lt;/h3&gt;
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&lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Wed, 13 Apr 2011 19:54:50 -0700</pubDate>
      <link>http://activerain.com/blogsview/2244559/back-on-market-emerald-villas-condo-in-downtown-long-beach</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/2236525/reduced-to-355-900-in-old-lakewood-city-lakewood-ca-</guid>
      <title>Reduced to $355,900 in Old Lakewood City, Lakewood CA--</title>
      <description>&lt;p&gt;&lt;strong&gt;REduced!!&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;&lt;img title="Old Lakewood City, Lakewood" src="http://activerain.com/image_store/uploads/4/6/0/2/9/ar130236729592064.jpg" height="216" alt="Exterior of home" width="276" style="float: right;"&gt;This is a 3 bedroom/2 bath house with lots of potential! It's really a 2 bedroom with a family room, plus a den. &lt;strong&gt;Now priced at $355,900--REDUCED&lt;/strong&gt;! Smaller houses in good condition have sold over $400,000 in this area.&lt;/p&gt;
&lt;p&gt;Large family room with a rock-faced fireplace, large added master suite with double entry walk-in closet and master bath, double doors to enclosed patio. Hardwood floors in original dining room and living room areas are in good condition, and newer cabinets are in the kitchen. Laundry hookups are in the attached 2-car garage. Driveway offers additional parking space.&lt;/p&gt;
&lt;p&gt;This home is a good price for its size, because it does need specific repairs such as paint, and to&amp;nbsp;the roof and family room flooring, and work on&amp;nbsp;overall landscaping and other deferred maintenance issues. The owner invested in a solar roof panel, which does reduce the monthly electric bill.&amp;nbsp; The exterior was painted in the last 10 years. For a non-investor, this could be a good candidate for an FHA rehab loan, and a qualified FHA inspector has already reviewed and made up a proposed list of repairs.&lt;img src="http://activerain.com/image_store/uploads/1/5/0/3/2/ar130236892123051.jpg" height="158" alt="" width="183" style="float: right;"&gt;&lt;/p&gt;
&lt;p&gt;It's within&amp;nbsp;only a few houses away from&amp;nbsp;Lakewood High School, and a couple of blocks from local shopping along a major corridor. Established neighborhood--the house shows as 1942 and 1699 sq ft&amp;nbsp;on the tax records.&lt;/p&gt;
&lt;p&gt;For someone who would like a 2-bedroom with an additional home office area, this could be the right floor plan for you!&lt;/p&gt;
&lt;p&gt;Please contact me, or view this listing at 4246 Ocana Ave. at&amp;nbsp;my site at &lt;a href="http://public6.superlativestudio.com/IDXDetail.aspx?mlstableid=SOCALMLSRES&amp;amp;mlsnum=P764947&amp;amp;uid=29690" title="4246 Ocana Ave."&gt;http://public6.superlativestudio.com/IDXDetail.aspx?mlstableid=SOCALMLSRES&amp;amp;mlsnum=P764947&amp;amp;uid=29690&lt;/a&gt; for additional information.&lt;/p&gt;
&lt;p&gt;This IS a short sale.&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Sat, 09 Apr 2011 12:56:57 -0700</pubDate>
      <link>http://activerain.com/blogsview/2236525/reduced-to-355-900-in-old-lakewood-city-lakewood-ca-</link>
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    <item>
      <guid>http://activerain.com/blogsview/2236497/emerald-villas-downtown-long-beach-2-bd-2-ba-only-179-000</guid>
      <title>Emerald Villas, Downtown Long Beach, 2 bd, 2 ba--Only $179,000</title>
      <description>&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/9/6/0/4/3/ar130236633834069.jpg" height="149" alt="" width="211" style="float: right;"&gt;This is a great unit for a first time buyer, or a second home buyer. It's now $179,000! Need buyer now! HOA dues are $245 month, lovely common areas with good amenties (pool, spa, exercise room, deck)&amp;nbsp;in this complex, and very close to freeway and downtown restaurants.&lt;/p&gt;
&lt;p&gt;Very light second floor unit facing the eastern light with city view. Living room and dining area features Pergo-style laminate flooring, and enclosed gas fireplace. Carpeted bedrooms have large closets with mirrored sliding closet doors. Sliding doors from living room open onto a very long balcony which extends along both the living room and master bedroom. Central A/C, interior hall features laundry closet with stackable washer/dryer included, cupboard space and countertop for laundry area. Unit feels light and spacious.&lt;/p&gt;
&lt;p&gt;Two side-by-side parking spaces. &lt;img src="http://activerain.com/image_store/uploads/1/9/9/3/2/ar130236662923991.jpg" height="162" alt="" width="173" style="float: right;"&gt;&lt;img src="http://activerain.com/image_store/uploads/2/5/7/9/1/ar130236639719752.jpg" height="161" alt="" width="169" style="float: right;"&gt;&lt;/p&gt;
&lt;p&gt;Community areas include exercise room, pool area and attractive entry area with plantings and fountain, adjacent mail room. Some TLC and paint will make this unit shine!&amp;nbsp;&lt;/p&gt;
&lt;p&gt;This is a short sale, waiting for a buyer who has the time and patience to continue through the bank approval process (already started with buyers who just backed out-&amp;nbsp;ouch!). &lt;a href="http://public6.superlativestudio.com/IDXDetail.aspx?mlstableid=SOCALMLSRES&amp;amp;mlsnum=P764419&amp;amp;uid=29690" target="_blank"&gt;see this unit at 555 Maine Ave&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;img src="http://activerain.com/image_store/uploads/1/8/6/9/2/ar130236648429681.jpg" height="183" alt="" width="169" style="float: right;"&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Sat, 09 Apr 2011 12:37:04 -0700</pubDate>
      <link>http://activerain.com/blogsview/2236497/emerald-villas-downtown-long-beach-2-bd-2-ba-only-179-000</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/2085404/lakewood-ca-large-single-family-home-at-379-900</guid>
      <title>Lakewood CA: Large Single Family Home at $379,900</title>
      <description>&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/7/0/3/4/9/ar129544504694307.jpg" height="362" alt="" width="409" style="float: right;"&gt;This is a 3 bedroom/2 bath house with lots of potential! Large family room with a rock-faced fireplace, large added master suite with double entry walk-in closet and master bath, double doors to enclosed patio. Hardwood floors in original dining room and living room areas are in good condition, and newer cabinets are in the kitchen. Laundry hookups are in the attached 2-car garage. Driveway offers additional parking space.&lt;/p&gt;
&lt;p&gt;This home is a good price for its size, because it does need some work. It's within very short walking distance to Lakewood High School, and local shopping. Established neighborhood--the house shows as 1942 on the tax records.&lt;/p&gt;
&lt;p&gt;For someone who would like a 2-bedroom with an additional home office area, this could be the right floor plan for you!&lt;/p&gt;
&lt;p&gt;Please contact me, or view my site at &lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt; for additional information.&lt;/p&gt;
&lt;p&gt;This IS a short sale.&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Wed, 19 Jan 2011 08:58:56 -0800</pubDate>
      <link>http://activerain.com/blogsview/2085404/lakewood-ca-large-single-family-home-at-379-900</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/2084101/long-beach-ca-new-condo-listing-in-emerald-villas-189-000</guid>
      <title>Long Beach, CA: New Condo Listing in Emerald Villas $189,000</title>
      <description>&lt;p&gt;&lt;img title="555 Maine Ave., Long Beach" src="http://activerain.com/image_store/uploads/6/6/7/0/2/ar129538131420766.jpg" height="232" alt="Emerald Villas" width="379" style="float: right;"&gt;Very nice condominium in downtown Long Beach in the lovely Emerald Villas development.&lt;/p&gt;
&lt;p&gt;This is a 2 bedroom and 2 bath floor plan that is light and sunny. The hall way area doubles as a laundry area adjacent to the stackable washer/dryer closet. The washer and dryer are included in this open floor plan on the 2nd floor. Central heat and air keep this unit just right, no matter what the weather. And an extra long balcony across the living room and master bedroom faces the eastern city view.&lt;/p&gt;
&lt;p&gt;Two side-by-side parking spaces in the gated garage, and there are plenty of association amenities. The central court yard features a beautiful pool and spa; there's an exercise room and sun deck. This 125-unit building is also FHA approved--this is a really good deal for $189,000, very reasonable HOA dues. P.S. This is a short sale too.&lt;/p&gt;
&lt;p&gt;Contact me, or see more information at &lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;.&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Tue, 18 Jan 2011 15:17:42 -0800</pubDate>
      <link>http://activerain.com/blogsview/2084101/long-beach-ca-new-condo-listing-in-emerald-villas-189-000</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1941311/it-s-really-not-too-scary-long-beach-house-and-condo-price-trends-for-past-2-years</guid>
      <title>It's Really Not Too Scary: Long Beach House and Condo Price Trends for Past 2 Years</title>
      <description>&lt;p&gt;&lt;a href="http://4.bp.blogspot.com/_q5vhVXcJITE/TMr3WGPdkHI/AAAAAAAAAyk/kNZPc683GC4/s1600/LB+price+sept+2010.jpg"&gt;&lt;img src="http://4.bp.blogspot.com/_q5vhVXcJITE/TMr3WGPdkHI/AAAAAAAAAyk/kNZPc683GC4/s320/LB+price+sept+2010.jpg" border="0" height="216" alt="" width="320" style="float: right;"&gt;&lt;/a&gt;The two-year picture for &lt;strong&gt;median selling price&lt;/strong&gt; of&amp;nbsp;&lt;strong&gt;single family homes&lt;/strong&gt; in &lt;strong&gt;Long Beach&lt;/strong&gt; is a pretty diverse picture, just like the city itself. From September 2008 to September 2010:&lt;br&gt;&lt;br&gt;Interestingly, the overall drop for&amp;nbsp;the &lt;strong&gt;SFR&lt;/strong&gt;&amp;nbsp;from 2 years ago is only 3% from $390,000 to $379000 (per CARETS data). This is in contrast to the median price for Los Angeles County which has increased from $339,500 (Sept. 2009) to $350,000 (per CoreLogic data). There is a 30% decrease in expired house listings, and the number of &lt;strong&gt;sold properties is up 15%&lt;/strong&gt; over two years ago, while the months supply of inventory is down 33%.&lt;br&gt;&lt;br&gt;&lt;a href="http://2.bp.blogspot.com/_q5vhVXcJITE/TMr7rDeF0NI/AAAAAAAAAyo/PFBbwMvJf48/s1600/lb+sold+condo+sept+2010.jpg"&gt;&lt;img src="http://2.bp.blogspot.com/_q5vhVXcJITE/TMr7rDeF0NI/AAAAAAAAAyo/PFBbwMvJf48/s320/lb+sold+condo+sept+2010.jpg" border="0" height="225" alt="" width="320" style="float: right;"&gt;&lt;/a&gt;&lt;strong&gt;Condos in Long Beach&lt;/strong&gt;&amp;nbsp;have taken a bigger hit--the median sold price has dropped 22% in two years from $263,000 to $205,000 from 2008-2010, and for Los Angeles County the median price has dropped from $337,000 to $320,000 from 2009-2010. The overall&amp;nbsp;median for sale condo price&amp;nbsp;in Long Beach has dropped 22% in the last 2 years, but there are fewer expired properties (down 37%), and an increase in the number of sold &lt;strong&gt;condos in the last 2 years, by 5%.&lt;/strong&gt; The months supply of inventory is down 32% from two years ago.&lt;br&gt;&lt;br&gt;For both houses and condos, the number of properties for sale is down by 26% and 22%, a condition that eventually may contribute to more listings on the market to meet demand,&amp;nbsp;driving sales&amp;nbsp;volume higher and in some cases sales prices higher as inventory decreases in certain areas. &lt;br&gt;&lt;br&gt;&lt;a href="http://www.addthis.com/bookmark.php?v=250&amp;amp;username=juliahuntsman"&gt;&lt;img src="http://s7.addthis.com/static/btn/v2/lg-share-en.gif" height="16" alt="Bookmark and Share" width="125"&gt;&lt;/a&gt;
&lt;br&gt;&lt;br&gt;--&lt;br&gt;Posted By Julia Huntsman to &lt;a href="http://longbeachrealestate.blogspot.com/2010/10/what-is-trend-in-long-beach-house-and.html"&gt;Long Beach/Southern California Real Estate&lt;/a&gt; at 10/29/2010 10:03:00 AM&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 29 Oct 2010 16:26:54 -0700</pubDate>
      <link>http://activerain.com/blogsview/1941311/it-s-really-not-too-scary-long-beach-house-and-condo-price-trends-for-past-2-years</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1926601/buying-a-home-is-an-opportunity-like-no-other-to-leverage</guid>
      <title>Buying a Home is An Opportunity--Like No Other-- to Leverage</title>
      <description>&lt;p&gt;&lt;a href="http://1.bp.blogspot.com/_q5vhVXcJITE/TMCIIyClcoI/AAAAAAAAAyU/Jpyr2p20EHI/s1600/leveraged+house.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_q5vhVXcJITE/TMCIIyClcoI/AAAAAAAAAyU/Jpyr2p20EHI/s320/leveraged+house.jpg" border="0" height="146" alt="" width="320" style="float: right;"&gt;&lt;/a&gt;Often when prospective buyer(s) think about making the change from being a renter to a homeowner, they add up all their monthly costs as&amp;nbsp;a renter and then compare it to their monthly costs as a homeowner. If the amount as a homeowner is more, then they get discouraged and assume that buying is not a good deal for them. But instead of focusing on only their current role as a renter, they should go further and realize their role, and their opportunity, as an homebuyer/investor for their future:&lt;br&gt;&lt;br&gt;Some people define leverage as using other people's money but another way to describe it is when a small down payment controls a large asset by placing a high loan-to-value mortgage on it. There are not many investments that allow leverage but homes certainly do and especially with FHA or VA loans.&lt;br&gt;&lt;br&gt;Let's assume a couple or single buyer&amp;nbsp;has the down payment and good credit that would allow them to buy a home. We'll compare some alternatives to see where their best outcome may be.&lt;br&gt;&lt;br&gt;If a person put $6125 in a certificate of deposit (CD) that earned 2% annually, it would be worth $6,762 in five years and the profit would be taxed as &lt;em&gt;ordinary income&lt;/em&gt;. If a person could take a little more risk and pick the right stock, the $6,125 might grow to $7,817 and the profit would be taxed at&amp;nbsp; the more favorable &lt;em&gt;long-term capital gains&lt;/em&gt; rates if they held the stock for more than one year.&lt;br&gt;&lt;br&gt;On the other hand, if the $6,125 were used as a down payment for a $175,000 home (possible with an FHA purchase) that went up in value only 1% per year,&lt;em&gt; the equity would grow to $30,575 in the same five year period of time based on&lt;/em&gt; &lt;em&gt;appreciation and amortization&lt;/em&gt;. In most cases, the gains on principal residences are excluded from income tax subject to limits. (Single person usually has an IRS $250,000 capital gains exemption and married couple usually has an IRS&amp;nbsp;$500,000 capital gains exemption.)&lt;br&gt;&lt;br&gt;The difference is dramatic and is one more reason that buyers should be taking advantage of the great selection of homes, the lower prices and incredibly low interest rates to fix their cost of housing for years to come. There may never be a better time to buy a home than now.&lt;br&gt;&lt;br&gt;For more information on this, a rent vs. buy analysis may be obtained. Or please contact me through &lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com/&lt;/a&gt; &lt;br&gt;&lt;br&gt;&lt;em&gt;Inspired by&amp;nbsp;Pat Zaby&lt;/em&gt;&lt;br&gt;&lt;br&gt;&lt;a href="http://www.addthis.com/bookmark.php?v=250&amp;amp;username=juliahuntsman"&gt;&lt;img src="http://s7.addthis.com/static/btn/v2/lg-share-en.gif" height="16" alt="Bookmark and Share" width="125"&gt;&lt;/a&gt;&amp;nbsp;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Thu, 21 Oct 2010 15:14:14 -0700</pubDate>
      <link>http://activerain.com/blogsview/1926601/buying-a-home-is-an-opportunity-like-no-other-to-leverage</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1870426/the-new-and-renewed-calhfa-loans</guid>
      <title>The New and Renewed CalHFA Loans</title>
      <description>&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/4/2/6/5/0/ar128509476605624.jpg" height="130" alt="" width="173" style="float: right;"&gt;The California Housing Financing Agency offers some great &lt;strong&gt;&lt;em&gt;1st time buyer opportunities&lt;/em&gt;&lt;/strong&gt;. They have a conventional loan program, but might work easiest with FHA loans.&lt;/p&gt;
&lt;p&gt;And, interest rates are even lower when combined with California Down Payment Assistance program (CHDAPP).&amp;nbsp; The acronyms might get to you at first, but just remember you're allowed a 3% subordinate silent lien with this CHDAPP program which can work with any agency or non-agency 1st mortgage.&amp;nbsp; If it's combined with a CalHFA loan, buyer gets an additional 1/8% lower interest rate (today's rate is 4.5%)--and only a 1% minimum contribution from buyer when combined with CHDAPP program.&lt;/p&gt;
&lt;p&gt;Requirements:&lt;/p&gt;
&lt;p&gt;First time Homebuyer, Income and Sales Price Limits (&lt;em&gt;Los Angeles County: $95,160 annual income&amp;nbsp;up to 2 people; up to $111,020 for 3 or more&lt;/em&gt;),&amp;nbsp;Citizenship Requirement,&amp;nbsp;Homebuyer Counseling, Owner Occupied for one unit (single family house or condominium).&lt;/p&gt;
&lt;p&gt;Go to &lt;a href="http://www.calhfa.ca.gov/homebuyer/information/borrower-requirements.htm"&gt;http://www.calhfa.ca.gov/homebuyer/information/borrower-requirements.htm&lt;/a&gt;&amp;nbsp;for more information.&lt;/p&gt;
&lt;p&gt;Please contact me for a lender approved for this program.&lt;/p&gt;
&lt;p&gt;A few more buyer programs are located at &lt;a href="http://www.juliahuntsman.com/down-payment-programs.html"&gt;http://www.juliahuntsman.com/down-payment-programs.html&lt;/a&gt;.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Tue, 21 Sep 2010 14:48:22 -0700</pubDate>
      <link>http://activerain.com/blogsview/1870426/the-new-and-renewed-calhfa-loans</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1740042/long-beach-buyers-looking-for-a-2-bedroom-condo-under-200-000-</guid>
      <title>Long Beach Buyers: Looking for a 2 bedroom condo under $200,000?</title>
      <description>&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/4/8/6/5/0/ar127895032605684.jpg" height="228" alt="" width="251" style="float: right;"&gt;The seller is still looking for a buyer for this listing reduced to $181,000, for a &lt;strong&gt;front end unit with 2 bedrooms and 2 bathrooms&lt;/strong&gt; and no one below&lt;strong&gt;.&lt;/strong&gt; This is a great value in an FHA approved building. Has one parking space in gated garage with storage. This is still an equity sale, but we need a buyer fast!&lt;/p&gt;
&lt;p&gt;Interior features are kitchen area Pergo flooring, new kitchen counters, lots of kitchen/dining storage cupboards. New paint, new custom cabinet facings in oak veneer--elementary school is Burrough, and middle school is Hughes. This is a great starter unit for 1st time buyer.&lt;/p&gt;
&lt;p&gt;The complex is conveniently located near the 405 FWY and the Bixby Knolls shopping/restaurant corridor. HOA dues are about $222 monthly. Complex has very nice pool and patio area, community laundry. One parking space. This is an equity sale!&lt;/p&gt;
&lt;p&gt;Call me to find out more about this property. 3510 Elm, #1, Long Beach, CA.&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Mon, 12 Jul 2010 12:02:57 -0700</pubDate>
      <link>http://activerain.com/blogsview/1740042/long-beach-buyers-looking-for-a-2-bedroom-condo-under-200-000-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1734599/what-is-the-best-option-</guid>
      <title>What is the Best Option?</title>
      <description>&lt;p&gt;&lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/TDOCmTWk4SI/AAAAAAAAAwM/UKXZAl4_sPA/s1600/untitled.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/TDOCmTWk4SI/AAAAAAAAAwM/UKXZAl4_sPA/s200/untitled.jpg" border="0" height="200" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;There have been numerous programs designed to assist the distressed homeowner launched under the Obama Administration. Most recent is the July 1, 2010&amp;nbsp;&lt;strong&gt;Home Affordable Unemployment Program&lt;/strong&gt; (HAUP)&amp;nbsp;designed to reduce, or suspend mortgage payments for at least 3 months, in coordination with the loan servicer's guidelines. The loan must be under $729,750 and originated on or before January 1, 2009, and must be in default already, or almost there.&amp;nbsp;Monthly mortgage payment must be reduced to less than or equal to 31% of the borrower's gross monthly household income and may be suspended in full. Borrowers who went through the Home Affordable Modification Program (HAMP)&amp;nbsp;are not eligible, but a loan modification program may be put in place for the HAUP borrower once a job is found.The&amp;nbsp;programs available to borrowers are:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;strong&gt;Home Affordable Unemployment Program&lt;/strong&gt; (HAUP) &lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Home Affordable Refinance Program&lt;/strong&gt; (HARP) - among the requirements is that the existing loan cannot be more than 125% of the current market value of the property, and must be an owner-occupied 1-4 unit property. &lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Home Affordable Modification Program&lt;/strong&gt; (HAMP) - A prime requirement, among several, is that it&amp;nbsp;can be&amp;nbsp;a property with either one or two loans on it, but the payment on the first loan (P.I.T.I.) must not exceed 31% of the gross monthly income of the borrower. Many borrowers have had trouble meeting that payment-to-income percentage figure, and then do not qualify for that loan mod. &lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Home Affordable Foreclosure Alternative Program&lt;/strong&gt; (HAFA) - This is a program with specific forms, guidelines and timelines and must be offered to the borrower&amp;nbsp;by the participating bank if the HAMP&amp;nbsp;loan mod has failed. There are certain protections and benefits&amp;nbsp;to the qualified borrower under this program, but one problem has been the 2nd lien holders who refused to participate because they may not receive as high a payoff under this program. The buyer of such a property must also cooperate with certain timelines. &lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Lenders who chose to participate in one program are required to participate in all of them, which is currently about 140 lenders. IMPORTANT: To find out if your lender is, go to &lt;a href="http://www.makinghomeaffordable.com/contact_servicer.html"&gt;http://www.makinghomeaffordable.com/contact_servicer.html&lt;/a&gt;. Read about other aspects of these programs at &lt;a href="http://www.makinghomeaffordable.com/"&gt;http://www.makinghomeaffordable.com/&lt;/a&gt;. &lt;br&gt;If you have an FHA or VA loan, those loans will have their own version of this program. &lt;br&gt;Last, &lt;em&gt;but definitely not least&lt;/em&gt;: Borrowers in distress who understandably do not want to give up their home, normally have a very difficult time "putting their foot down" on the subject of just how long they will attempt to pursue a loan modification with their bank before giving up. While some servicers are&amp;nbsp;more responsive and are actively working with their borrowers, there are many others who are falling between the cracks. &lt;br&gt;&amp;nbsp;If a borrower has lost their job and is concurrently in a job search while attempting to pursue a loan mod that's already been started, or if a borrower keeps hearing that the bank needs an item that the borrower has already submitted, perhaps multiple times, or if the bank or servicer keeps adding new items required before it can give an answer to the borrower, my advice is: BORROWER BEWARE. The fact is, time is slipping away--you have no loan modification, plus you may now have a notice of default recorded on your property, and then the notice of sale will be posted to your door shortly before your 121 days are up. Some banks are taking their time recording a Notice of Default, but others are very unforgiving and &lt;em&gt;will NOT extend your sale date&lt;/em&gt; without either the loan modification in place or an accepted contract from a buyer, because they need to move forward with that property. For most people, selling their property under short sale conditions has less severe long-term impact than going through foreclosure. Please contact me for more information about those conditions.&lt;br&gt;&lt;br&gt;&lt;strong&gt;Please, don't let foreclosure sneak up on you&lt;/strong&gt; while you keep telling yourself you're going to get the loan modification after you just send in one more piece of requested information. You must meet&amp;nbsp;the servicer's&amp;nbsp;requirements, and many people don't qualify due to financial circumstances.&amp;nbsp;Before you get to that stage, investigate an optional short sale possibility early while you still&amp;nbsp;have time to find a buyer, negotiate the contract, submit your short sale package, and get through escrow. This could make the difference between 2-3 years' impact on your credit record vs. 7 years' impact due to foreclosure.&lt;br&gt;&lt;br&gt;&lt;br&gt;&lt;a href="http://www.addthis.com/bookmark.php?v=250&amp;amp;username=juliahuntsman"&gt;&lt;img src="http://s7.addthis.com/static/btn/v2/lg-share-en.gif" height="16" alt="Bookmark and Share" width="125"&gt;&lt;/a&gt;&amp;nbsp;
&lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/TDOCW8q61dI/AAAAAAAAAwE/qfaD33FGjtI/s1600/untitled.jpg"&gt;&lt;/a&gt;&lt;br&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Thu, 08 Jul 2010 19:00:16 -0700</pubDate>
      <link>http://activerain.com/blogsview/1734599/what-is-the-best-option-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1725913/happy-4th-of-july-card-</guid>
      <title>Happy 4th of July Card!!</title>
      <description>&lt;p&gt;&lt;a href="http://www.jacquielawson.com/viewcard.asp?code=2370152676623&amp;amp;source=jlfb&amp;amp;cont=2" title="Happy 4th of July!!" target="_blank"&gt;&lt;img src="http://activerain.com/image_store/uploads/3/6/7/3/4/ar127817415743763.jpg" height="85" alt="" width="125" style="float: right;"&gt;&lt;/a&gt;Click on the card for a patriotic experience, and turn on your sound too.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;Julia Huntsman, e-PRO, SFR&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Sat, 03 Jul 2010 12:25:34 -0700</pubDate>
      <link>http://activerain.com/blogsview/1725913/happy-4th-of-july-card-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1720822/there-really-ought-to-be-a-law-</guid>
      <title>There Really Ought to Be a Law </title>
      <description>&lt;p&gt;&lt;a href="http://1.bp.blogspot.com/_q5vhVXcJITE/TCuTw4r05AI/AAAAAAAAAv8/ezjjPSmPuxI/s1600/SFR_cmyk.gif"&gt;&lt;img src="http://1.bp.blogspot.com/_q5vhVXcJITE/TCuTw4r05AI/AAAAAAAAAv8/ezjjPSmPuxI/s200/SFR_cmyk.gif" border="0" height="170" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;Short sales have been here and are here in large numbers for quite a while into the future. Many lenders are getting better in certain respects about speeding up their responses, even if it's not a HAFA program which does have numerous requirements, in their regular short sales. There can be many aspects and issues in a short sale depending on the bank or servicing company involved, if a notice of default has been filed, if a notice of sale date is already set, if the HOA dues are delinquent, how many lienholders there are, to name a few.&lt;/p&gt;
&lt;p&gt;But what is one thing that's going on a lot? Second position mortgage lienholders who are refusing to accept the payoff from the first, and decide instead they would rather have their investors get nothing rather than something. So typically these 2nd lien negotiators, who are probably looking at a computer screen bearing instructions from their bosses, are allowing the entire property to go into foreclosure over a failure of $5,000-$10,000. Many do not want to deal with the HAFA program, due to the few thousand dollars obtainable under that program, nor even 10% payoff offers from the first, so their response is to say they will take nothing rather than something, and let it go into foreclosure, presumably under the belief they will be able to come back and&amp;nbsp;get it later.&amp;nbsp;What many servicers may not understand is that in certain states, such as California, they have no deficiency rights after foreclosusre when the loan was original purchase money mortgage on a principal residence.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;And so what do we need? I know we have plenty of laws, but we need another one. We need another law that prevents junior lienholders from obstructing the successful completion of a short sale:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;"...passing legislation barring junior lien holders from preventing a short sale and forcing a foreclosure would be wildly beneficial to the heart of America. It would keep homes occupied, free up capital, curb the slide in property values and it wouldn't cost the taxpayers, or anyone else, a dime."&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Also, as &lt;a href="http://webcache.googleusercontent.com/search?q=cache:tpJDXhLC2KAJ:www.foreclosureradar.com/forum/general/foreclosure-housing-markets/preventing-junior-lien-holders-forcing-forclosure+what+requirements+are+in+investor+servicing+agreements+with+lienholders&amp;amp;cd=7&amp;amp;hl=en&amp;amp;ct=clnk&amp;amp;gl=us"&gt;Lawrence Belland says on Foreclosure Radar:&lt;/a&gt;&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;"... in 37 other states the investor could accept the offer and still have the right to pursue the deficiency. That's why forcing the foreclosure doesn't make sense to me; it defies logic."&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Second lienholders always knew they were just that, in second position. They were all too willing to make loans, and others have been very willing to buy them up, based on the continuing inflation in the subprime market. They just don't like to face reality now.&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.addthis.com/bookmark.php?v=250&amp;amp;username=juliahuntsman"&gt;&lt;img src="http://s7.addthis.com/static/btn/v2/lg-share-en.gif" height="16" alt="Bookmark and Share" width="125"&gt;&lt;/a&gt;
&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Wed, 30 Jun 2010 15:02:12 -0700</pubDate>
      <link>http://activerain.com/blogsview/1720822/there-really-ought-to-be-a-law-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1656448/new-listing-bixby-knolls-condo-2-bedroom-2-bath-one-of-the-lowest-prices</guid>
      <title>New Listing: Bixby Knolls Condo 2 bedroom 2 bath - One of the Lowest Prices</title>
      <description>&lt;p&gt;&lt;img src="http://activerain.com/image_store/uploads/6/3/9/7/4/ar127446498047936.jpg" height="204" alt="" width="284" style="float: right;"&gt;The seller is still working to get ready for showing, but this is a great value at $180,000 for a &lt;strong&gt;front end unit with 2 bedrooms and 2 bathrooms&lt;/strong&gt; and no one below&lt;strong&gt;.&lt;/strong&gt; This is a great value in an FHA approved building. Has one parking space in gated garage with storage.&lt;/p&gt;
&lt;p&gt;No interior photos yet, will include those in it goes into the MLS at the end of the month.&lt;/p&gt;
&lt;p&gt;Interior features are kitchen area Pergo flooring, new kitchen counters, lots of kitchen/dining storage cupboards. Seller is freshening up with new paint, and bathroom has new tile floors.&lt;/p&gt;
&lt;p&gt;The complex is conveniently located near the 405 FWY and the Bixby Knolls shopping/restaurant corridor. HOA dues are about $225 monthly. Complex has very nice pool and patio area, community laundry. One parking space. This is an equity sale!&lt;/p&gt;
&lt;p&gt;Call me to find out more about this property. 3510 Elm, #1, Long Beach, CA.&lt;/p&gt;
&lt;p&gt;Find this and&amp;nbsp;more properties at &lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 21 May 2010 14:13:18 -0700</pubDate>
      <link>http://activerain.com/blogsview/1656448/new-listing-bixby-knolls-condo-2-bedroom-2-bath-one-of-the-lowest-prices</link>
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    <item>
      <guid>http://activerain.com/blogsview/1644753/sellers-please-please-take-yourselves-out-of-the-picture</guid>
      <title>Sellers, Please, Please, Take Yourselves Out of the Picture</title>
      <description>&lt;p&gt;&lt;a href="http://2.bp.blogspot.com/_q5vhVXcJITE/S-1l0brtZlI/AAAAAAAAAuc/HlqXdhS7t8k/s1600/Courtney+and+Cat.jpg"&gt;&lt;img src="http://2.bp.blogspot.com/_q5vhVXcJITE/S-1l0brtZlI/AAAAAAAAAuc/HlqXdhS7t8k/s200/Courtney+and+Cat.jpg" border="0" height="200" alt="" width="138" style="float: left;"&gt;&lt;/a&gt; &lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/S-1oGCNLokI/AAAAAAAAAuk/7kIPhI6hdlM/s1600/Cougar+Town.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/S-1oGCNLokI/AAAAAAAAAuk/7kIPhI6hdlM/s200/Cougar+Town.jpg" border="0" height="120" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;There's an old adage about seeing yourself as others see you. At Awkward Family Photos there's one thing you can see a lot of--the kind of kids&amp;nbsp;pictures and engagement photos you really don't want showing on your walls when your property is on the market.&lt;/p&gt;
&lt;p&gt;I don't know what the people at the left were thinking of, and the photo at the right was showing off the kids modeling&amp;nbsp;Dad's cabinetry with a much-loved family pet.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;/p&gt;
&lt;p&gt;I know what you're thinking: That you don't have anything as crazy as these photos on your walls because your photos show much better taste.&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&lt;img src="http://4.bp.blogspot.com/_q5vhVXcJITE/S-16ichTOJI/AAAAAAAAAu0/W2JqmS_FhSk/s320/formal+portrait.jpg" border="0" alt=""&gt;&lt;/p&gt;
&lt;p&gt;After all, th&lt;a href="http://4.bp.blogspot.com/_q5vhVXcJITE/S-16ichTOJI/AAAAAAAAAu0/W2JqmS_FhSk/s1600/formal+portrait.jpg"&gt;&lt;/a&gt;ey were taken by an expensive portrait photographer showing the close family gathered in formal attire in a classic setting as a beautiful holiday memoir--nothing goofy about that. Why wouldn't you want to proudly show off your family for buyers coming through your home?&lt;/p&gt;
&lt;p&gt;Well, in a nutshell, photos in your home may represent you and your family members in a very personal way, and buyers read clues about you and possibly make opinions which may not help sell your home. Even if they do identify, or sympathize, with the Star Trek outfits because they have the same picture on their bookcase, is this the focus of their seeing your home?&lt;/p&gt;
&lt;p&gt;Because personal objects are usually a distraction to the buyer, a detour into personal aspects of the seller's live(s)that is best avoided if you want an offer soon. You want to present your property, not you and your family, to get it sold as quickly as possible for the best price. &lt;strong&gt;You are now selling a product&lt;/strong&gt;, as cold as that may sound, into which the &lt;strong&gt;buyers are trying to see &lt;em&gt;their &lt;/em&gt;pictures, furniture,&lt;/strong&gt; etc.&lt;/p&gt;
&lt;p&gt;So, sellers, so after seeing the photos voluntarily submitted by those who are having a good laugh at themselves at&amp;nbsp;&lt;a href="http://www.awkwardfamilyphotos.com/"&gt;http://www.awkwardfamilyphotos.com&lt;/a&gt; , then walk around your home and take yourselves out of&amp;nbsp;it as much as&amp;nbsp;possible, so that someone else can put themselves into it. Oh yes, thanks for California Association of Realtors for leading me to this entertaining site. I might submit a photo or two myself. &lt;br&gt;&lt;br&gt;--&lt;br&gt;Posted By Julia Huntsman to &lt;a href="http://longbeachrealestate.blogspot.com/2010/05/seller-please-take-yourself-out-of.html"&gt;Long Beach/Southern California Real Estate&lt;/a&gt; at 5/14/2010 09:49:00 AM&lt;/p&gt;
&lt;p style="text-align: center;"&gt;&amp;nbsp;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 14 May 2010 13:04:10 -0700</pubDate>
      <link>http://activerain.com/blogsview/1644753/sellers-please-please-take-yourselves-out-of-the-picture</link>
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    <item>
      <guid>http://activerain.com/blogsview/1634219/the-5-and-10-down-payment-loans-are-back-</guid>
      <title>The 5% and 10% Down Payment Loans Are Back!</title>
      <description>&lt;p&gt;&lt;a href="http://2.bp.blogspot.com/_q5vhVXcJITE/S-Mwi0hhDNI/AAAAAAAAAuU/N7DQ6S0v98E/s1600/2121+e+1st.jpg"&gt;&lt;img src="http://2.bp.blogspot.com/_q5vhVXcJITE/S-Mwi0hhDNI/AAAAAAAAAuU/N7DQ6S0v98E/s200/2121+e+1st.jpg" border="0" height="138" alt="" width="200" style="float: right;"&gt;&lt;/a&gt;&lt;br&gt;This is welcome news for borrowers (up to $417,000) whose only option was FHA if they didn't have 10% or 20% down payment funds. This is also&amp;nbsp;welcome news for sellers of single family homes because buyers whose loan amount is $417,000 or less may now borrow with a 5% down payment. Yes, we know there are cash buyers out there with that amount of money, because the FHA buyers in the Southern California market have regularly been beaten down by the all cash buyers or 50% down buyers. But assuming the borrower is well qualified, pre-approved with a lender with a track record (and I mean fully pre-approved), and motivated, a seller may well want to seriously consider such a committed prospect who as a great desire to purchase his/her first home.&lt;br&gt;&lt;br&gt;And, also in the good news department, is the return of the &lt;strong&gt;10% down&lt;/strong&gt; conventional loan for condos. This has been almost impossible to get in recent history from most lenders, and this is good news for sellers also, because it relieves the issue of an FHA borrower whose lender may well have to fully approve the entire association before closing escrow. Not only is this time consuming and requires a lot of work by both the lender and the homeowner association, the HOA may not, in the end, meet FHA standards criteria. In fact, sellers, did you know that if your association has 5% or more owners delinquent 30 days or more in their HOA dues payments, there is a problem with loan qualification.&amp;nbsp; This is true for both FHA and conventional loans. &lt;br&gt;But back to the good news. For associations which can overcome any such issues, the 10% down conventional loan opens up the door for many more borrowers and thus a faster sale for the seller.&lt;br&gt;So if you're thinking of selling, contact me for all your possibilities. Buyers who have been holding off should get rolling while interest rates are still in the 5% area (that's usually included paying one point of the loan amount).&lt;br&gt;&lt;br&gt;Right now there are &lt;strong&gt;349 single family homes&lt;/strong&gt; listed in the MLS in &lt;strong&gt;Long Beach under $438,000&lt;/strong&gt; (for the 5% down buyer). &lt;strong&gt;In&amp;nbsp;Lakewood, there are 96 single family homes under $438,000&lt;/strong&gt;.&amp;nbsp;&amp;nbsp;No, they don't have ocean views, but find them&amp;nbsp;in east Long Beach, Wrigley, Ridgewood Heights, Alamitos Beach for Long Beach, and Lakewood Park and Lakewood Mutuals for City of Lakewood,&amp;nbsp;plus other areas that might be worth your investigation especially if you are a first time buyer, or looking for a down sized smaller home.&lt;br&gt;Please find these different areas at &lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com/&lt;/a&gt; by clicking on links from the first page (scroll down first).&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Fri, 07 May 2010 16:34:30 -0700</pubDate>
      <link>http://activerain.com/blogsview/1634219/the-5-and-10-down-payment-loans-are-back-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1628682/long-beach-ca-homes-and-condos-median-price-for-april-2010-going-up</guid>
      <title>Long Beach CA Homes and Condos Median Price for April 2010--Going Up</title>
      <description>&lt;p style="text-align: right;"&gt;&lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/S99nctbn5_I/AAAAAAAAAuE/i95TBPKWty0/s1600/condo+price+april+2010.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/S99nctbn5_I/AAAAAAAAAuE/i95TBPKWty0/s320/condo+price+april+2010.jpg" border="0" alt="" style="float: right;"&gt;&lt;/a&gt;Was April the month of the "Effect of the IRS Tax Credit"?&amp;nbsp; While I've been telling some people that the &lt;strong&gt;median price of condos, townhomes and lofts&lt;/strong&gt;&amp;nbsp;was still trending downward, for the city as a whole, it's been trending upward, by&amp;nbsp;quite a bit. Truthfully, it's been jumping around all over the place. March and April saw increases from the prior year, with April showing a 25% increase in median price from last year to over $240,000, but not as high as&amp;nbsp;September, 2009's median price of $255,000. &lt;br&gt;&lt;a href="http://1.bp.blogspot.com/_q5vhVXcJITE/S99n0CbnGeI/AAAAAAAAAuM/PiTjmynMERM/s1600/sfr+price+april+2010.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_q5vhVXcJITE/S99n0CbnGeI/AAAAAAAAAuM/PiTjmynMERM/s320/sfr+price+april+2010.jpg" border="0" alt="" style="float: right;"&gt;&lt;/a&gt;A similar graph for single family homes for April shows a 10% increase in the median price for Long Beach, to $370,000, with a different peak in price showing for last November at over $400,000 (the first "end" of the IRS buyer tax credit). For Los Angeles County in March, per tax data, condos priced at $325,000, a decrease from $330,000 in March 2009. &lt;br&gt;The median price for the city does not tell the entire story, and anyone wishing an analysis of their zip code or housing area should contact me for a custom report. For Los Angeles County per tax data, the single family home&amp;nbsp;median price for March 2010 was at $340,000, an increase from $303,000 for March 2009. &lt;br&gt;&lt;br&gt;Sales volume for LA County in March in both categories increased over the prior year.&lt;br&gt;&lt;br&gt;Long Beach, just by looking at these statistics, is definitely looking like the "bright spot" as described recently by CAR economist Leslie Appleton-Young.&amp;nbsp;&lt;br&gt;&lt;br&gt;&lt;a href="http://www.juliahuntsman.com"&gt;www.juliahuntsman.com&lt;/a&gt;, &amp;nbsp;&lt;a href="http://longbeachrealestate.blogspot.com/2010/05/house-and-condo-selling-prices-in-long.html"&gt;Long Beach/Southern California Real Estate&lt;/a&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Tue, 04 May 2010 12:04:42 -0700</pubDate>
      <link>http://activerain.com/blogsview/1628682/long-beach-ca-homes-and-condos-median-price-for-april-2010-going-up</link>
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    <item>
      <guid>http://activerain.com/blogsview/1601660/capital-gains-going-up-in-2011-</guid>
      <title>Capital Gains Going Up in 2011!</title>
      <description>&lt;p&gt;&lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/S8ZTVfVtDJI/AAAAAAAAAt0/2Pl07_8GMwE/s1600/SlicedApple.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/S8ZTVfVtDJI/AAAAAAAAAt0/2Pl07_8GMwE/s200/SlicedApple.jpg" border="0" height="200" alt="" width="184" style="FLOAT: right;"&gt;&lt;/a&gt;April 15th is now upon us and soon disappearing, but for those who need to consider their capital gains, there is a window until January 1, 2011 before the 20% capital gains tax&amp;nbsp;returns, after an 8-year hiatus&amp;nbsp;at the 15% level.&lt;/p&gt;
&lt;p&gt;If you have owned an &lt;em&gt;investment property&lt;/em&gt; for more than one year, you could be subject to the &lt;em&gt;long term capital gains tax&lt;/em&gt;, and beginning in 2013, an additional&amp;nbsp;3.8% tax on&amp;nbsp;certain investment income&amp;nbsp;which is subject to income tax, including capital gains,&amp;nbsp;for those in higher income brackets, will also apply.&lt;/p&gt;
&lt;p&gt;Investment property owners often consider a 1031 exchange as one method&amp;nbsp;to avoid these capital gains taxes, evening combining several properties they no longer want to manage into one new property. There are certain rules and timelines governing these exchanges which must be complied with in order to obtain the IRS tax deferment.&lt;/p&gt;
&lt;p&gt;Although California's February 2010 median sales price of a single family home &lt;strong&gt;has risen by over 14%&lt;/strong&gt; from February 2009, you should find out the market activity in the immediate area of your property, because &lt;em&gt;all real estate is local.&lt;/em&gt;&amp;nbsp; The trend could be up or down nationally, or statewide, but &lt;strong&gt;find out comparable prices of similar properties within the last 3 months&lt;/strong&gt; and within one mile&amp;nbsp;or less of your property.&amp;nbsp; And, even though the prices may continue upward for you, will that help you if the property has to be taxed at 20% capital gains after January 1, 2011?&lt;/p&gt;
&lt;p&gt;For a &lt;strong&gt;standard chart to calculate your basis&lt;/strong&gt;, and gain, at the 15% rate and then compare to the 20% rate, and then analyzing with and without a 1031 tax exchange, contact me. You will need certain information to make a reasonably accurate estimate, and of course, you should consult your tax advisor for&amp;nbsp;specific financial calculations for your&amp;nbsp;circumstances. For doing a sale and&amp;nbsp;1031 exchange, however, you will want to use a real estate professional who will provide the necessary disclosures and ability to handle the real estate transaction,&amp;nbsp;and an extremely reliable and qualified intermediary for the exchange portion of the sale.&lt;/p&gt;
&lt;p&gt;For basic information concerning exchanges, go to &lt;a href="http://www.juliahuntsman.com/1031_Exchanges.html"&gt;http://www.juliahuntsman.com/1031_Exchanges.html&lt;/a&gt;. &lt;br&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Thu, 15 Apr 2010 17:22:52 -0700</pubDate>
      <link>http://activerain.com/blogsview/1601660/capital-gains-going-up-in-2011-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1601655/capital-gains-going-up-in-2011-</guid>
      <title>Capital Gains Going Up in 2011!</title>
      <description>&lt;p&gt;&lt;a href="http://3.bp.blogspot.com/_q5vhVXcJITE/S8ZTVfVtDJI/AAAAAAAAAt0/2Pl07_8GMwE/s1600/SlicedApple.jpg"&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/S8ZTVfVtDJI/AAAAAAAAAt0/2Pl07_8GMwE/s200/SlicedApple.jpg" border="0" height="200" alt="" width="184" style="float: right;"&gt;&lt;/a&gt;April 15th is now upon us and soon disappearing, but for those who need to consider their capital gains, there is a window until January 1, 2011 before the 20% capital gains tax&amp;nbsp;returns, after an 8-year hiatus&amp;nbsp;at the 15% level.&lt;/p&gt;
&lt;p&gt;If you have owned an &lt;em&gt;investment property&lt;/em&gt; for more than one year, you could be subject to the &lt;em&gt;long term capital gains tax&lt;/em&gt;, and beginning in 2013, an additional&amp;nbsp;3.8% tax on&amp;nbsp;certain investment income&amp;nbsp;which is subject to income tax, including capital gains,&amp;nbsp;for those in higher income brackets, will also apply.&lt;/p&gt;
&lt;p&gt;Investment property owners often consider a 1031 exchange as one method&amp;nbsp;to avoid these capital gains taxes, evening combining several properties they no longer want to manage into one new property. There are certain rules and timelines governing these exchanges which must be complied with in order to obtain the IRS tax deferment.&lt;/p&gt;
&lt;p&gt;Although California's February 2010 median sales price of a single family home &lt;strong&gt;has risen by over 14%&lt;/strong&gt; from February 2009, you should find out the market activity in the immediate area of your property, because &lt;em&gt;all real estate is local.&lt;/em&gt;&amp;nbsp; The trend could be up or down nationally, or statewide, but &lt;strong&gt;find out comparable prices of similar properties within the last 3 months&lt;/strong&gt; and within one mile&amp;nbsp;or less of your property.&amp;nbsp; And, even though the prices may continue upward for you, will that help you if the property has to be taxed at 20% capital gains after January 1, 2011?&lt;/p&gt;
&lt;p&gt;For a &lt;strong&gt;standard chart to calculate your basis&lt;/strong&gt;, and gain, at the 15% rate and then compare to the 20% rate, and then analyzing with and without a 1031 tax exchange, contact me. You will need certain information to make a reasonably accurate estimate, and of course, you should consult your tax advisor for&amp;nbsp;specific financial calculations for your&amp;nbsp;circumstances. For doing a sale and&amp;nbsp;1031 exchange, however, you will want to use a real estate professional who will provide the necessary disclosures and ability to handle the real estate transaction,&amp;nbsp;and an extremely reliable and qualified intermediary for the exchange portion of the sale.&lt;/p&gt;
&lt;p&gt;For basic information concerning exchanges, go to &lt;a href="http://www.juliahuntsman.com/1031_Exchanges.html"&gt;http://www.juliahuntsman.com/1031_Exchanges.html&lt;/a&gt;. &lt;br&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Thu, 15 Apr 2010 17:21:33 -0700</pubDate>
      <link>http://activerain.com/blogsview/1601655/capital-gains-going-up-in-2011-</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1572239/just-sold-5959-naples-plaza-105-long-beach-ca</guid>
      <title>Just Sold: 5959 Naples Plaza #105, Long Beach, CA</title>
      <description>&lt;p&gt;&lt;a href="http://1.bp.blogspot.com/_q5vhVXcJITE/S7D37LJ--zI/AAAAAAAAAsQ/ziibeq5n580/s1600/5959+naples+plaza+front+door.jpg"&gt;&lt;img src="http://1.bp.blogspot.com/_q5vhVXcJITE/S7D37LJ--zI/AAAAAAAAAsQ/ziibeq5n580/s320/5959+naples+plaza+front+door.jpg" border="0" id="BLOGGER_PHOTO_ID_5454131744724679474" alt="Naples Marina Vista HOA" style="float: right;"&gt;&lt;/a&gt;&lt;br&gt;Ideal Naples area location, and there's now even more new opportunity to take advantage of this time to buy: the California tax credit, and the IRS tax credit until the end of April, for a combined potential of $18,000! Which means it can be a really good time for sellers to put their property on the market if they've been waiting for a good time.&lt;br&gt;&lt;br&gt;This one-bedroom-plus-den is not always found in condo floor plans, combined with being in one of the prime locations in Southern California! Please click on the link for more information: &lt;a href="http://public6.superlativestudio.com/IDXDetail.aspx?sp=y&amp;amp;segmentid=2488358&amp;amp;mlstableid=SOCALMLSRES&amp;amp;mlsnum=P723472&amp;amp;uid=29690&amp;amp;htmlfile=listings.html&amp;amp;bpgb=&amp;amp;revisable=&amp;amp;origurl=&amp;amp;showaddress="&gt;5959 Naples Plaza #105&lt;/a&gt;, Long Beach 90803.&lt;/p&gt;
&lt;p&gt;This cutely staged condo sold&amp;nbsp;as a standard sale in just a few days and closed in less than 30 days--a really good example of what a motivated seller and a motivated buyer can do!&lt;/p&gt;
&lt;p&gt;&amp;nbsp;Contact me for the most recent (last 3 months) &lt;a href="http://2.bp.blogspot.com/_q5vhVXcJITE/S7D4m9NgMzI/AAAAAAAAAsY/NpWAstAPgVs/s1600/alamitos+bay+and+bench.jpg"&gt;&lt;img src="http://2.bp.blogspot.com/_q5vhVXcJITE/S7D4m9NgMzI/AAAAAAAAAsY/NpWAstAPgVs/s200/alamitos+bay+and+bench.jpg" border="0" id="BLOGGER_PHOTO_ID_5454132496895587122" alt="Alamitos Bay" style="float: right;"&gt;&lt;/a&gt;area market and selling price information for Naples, Belmont Shore and Belmont Heights! This the best way to determine what your property might sell for as the immediate local area is what determines your market!&lt;br&gt;&lt;br&gt;&lt;br&gt;Posted By Julia Huntsman to &lt;a href="http://longbeachrealestate.blogspot.com/2010/03/just-sold-5959-naples-plaza-105.html"&gt;Long Beach/Southern California Real Estate&lt;/a&gt; at 3/29/2010 11:46:00 AM&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Mon, 29 Mar 2010 14:19:38 -0700</pubDate>
      <link>http://activerain.com/blogsview/1572239/just-sold-5959-naples-plaza-105-long-beach-ca</link>
    </item>
    <item>
      <guid>http://activerain.com/blogsview/1521453/just-listed-5959-naples-plaza-105-long-beach-ca</guid>
      <title>Just Listed: 5959 Naples Plaza #105, Long Beach, CA</title>
      <description>&lt;p&gt;&lt;a href="http://public6.superlativestudio.com/IDXDetail.aspx?sp=y&amp;amp;segmentid=2488358&amp;amp;mlstableid=SOCALMLSRES&amp;amp;mlsnum=P723472&amp;amp;uid=29690&amp;amp;htmlfile=listings.html&amp;amp;bpgb=&amp;amp;revisable=&amp;amp;origurl=&amp;amp;showaddress="&gt;&lt;img src="http://3.bp.blogspot.com/_q5vhVXcJITE/S4wZgBAE2uI/AAAAAAAAAro/j1pIiCqpACY/s320/front+door+view.jpg" border="0" id="BLOGGER_PHOTO_ID_5443754087399348962" alt="Naples Plaza, Long Beach" style="float: right;"&gt;&lt;/a&gt;&lt;br&gt;Ideal coastal location in Long Beach, California, and, there's still time to take advantage of the tax credit program by April 30, 2010.&lt;/p&gt;
&lt;p&gt;This one-bedroom-plus-den is not always found in condo floor plans, combined with being in one of the prime residential&amp;nbsp;locations in Southern California!&amp;nbsp; The HOA fees are reasonable, in a building with upgraded common areas.&lt;/p&gt;
&lt;p&gt;Find more information, photos, and a link to the IRS information,&amp;nbsp;by clicking on the photo to see one of the few such condo listings in the area for the price and for being a &lt;strong&gt;standard sale.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;For more information contact me right away.&lt;/p&gt;
&lt;p&gt;&amp;nbsp;&lt;a href="http://www.juliahuntsman.com/"&gt;www.juliahuntsman.com&lt;/a&gt; &lt;br&gt;&lt;/p&gt; &lt;div class="agent_signature"&gt;
&lt;p&gt;&lt;em&gt;Julia Huntsman, Broker, CdPE, e-PRO&amp;reg;, SFR,&amp;nbsp;REALTOR&amp;reg;&lt;br&gt;&lt;/em&gt;562-896-2609. CA&amp;nbsp;DRE #01188996&lt;/p&gt;
&lt;p&gt;mailto: &lt;a href="mailto:julia@juliahuntsman.com"&gt;julia@juliahuntsman.com&lt;/a&gt;&lt;/p&gt;
&lt;p&gt;&lt;a href="http://www.juliahuntsman.com/"&gt;http://www.juliahuntsman.com&lt;/a&gt; &lt;a href="http://www.longbeachrealestate.blogspot.com/"&gt;http://www.longbeachrealestate.blogspot.com&lt;/a&gt;&lt;/p&gt;
&lt;/div&gt;</description>
      <dc:creator>Julia Huntsman, CDPE, e-PRO, SFR, Broker (Huntsman Properties)</dc:creator>
      <pubDate>Mon, 01 Mar 2010 14:35:08 -0800</pubDate>
      <link>http://activerain.com/blogsview/1521453/just-listed-5959-naples-plaza-105-long-beach-ca</link>
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