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interest rate: Tips for Improving your Credit Score - 02/07/07 04:32 PM
In my monthly newsletter that I send to my clients, my featured article this month is on how to improve your credit score. This is an important issue to me, because I don't feel that there is enough information and education out there when it comes to understanding your credit and what you need to do to keep your score as high as possible.  Besides the tips below, I also work with a credit company that provides me with some great tools, such as a Credit Simulator program; I can plug in possible changes to your credit, such as lowering the balance … (46 comments)

interest rate: What the Feds decision means for you - 02/01/07 07:46 PM
For the first time this year, the Federal Open Market Committee met and decided to keep the Federal Funds rate at 5.25%. The Prime Rate is fixed at 3% over whatever the Federal Funds rate is, so it remains at 8.25%.
Many borrowers track the movement of the Prime Rate because it is the rate that Home equity lines of credit (HELOCS) are tied to. Borrowers could be "AT PRIME," meaning they qualify for a rate equal with whatever the current Prime Rate is or at a margin above or below the Prime Rate. A borrowers margin will likely stay fixed, but … (23 comments)

 

Julia Rogers Segovia

Capitola, CA

More about me…

Wells Fargo Home Mortgage

Address: 2265 41st Avenue, Capitola, CA, 95010

Office Phone: (831) 465-4003

Cell Phone: (831) 419-1195

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